Latest / Becoming Financially Confident / How Do I Plan for My Kids' Future Without Panic?

Transcript

How Do I Plan for My Kids' Future Without Panic? · Becoming Financially Confident

• 0:37
  You
• 0:37
  ever
• 0:37
  lay
• 0:38
  awake
• 0:38
  at
• 0:38
  night
• 0:39
  thinking
• 0:39
  about
• 0:39
  your
• 0:39
  kid's
• 0:40
  future,
• 0:41
  running
• 0:42
  through
• 0:42
  those
• 0:42
  what
• 0:43
  if
• 0:43
  after
• 0:43
  what
• 0:44
  if
• 0:44
  scenarios,
• 0:45
  trying
• 0:46
  to
• 0:46
  protect
• 0:46
  them
• 0:46
  from
• 0:46
  things
• 0:47
  that
• 0:47
  haven't
• 0:47
  even
• 0:47
  happened
• 0:49
  honestly,
• 0:50
  maybe
• 0:50
  will
• 0:50
  never
• 0:50
  happen.
• 0:52
  If
• 0:53
  you
• 0:53
  want
• 0:53
  to
• 0:53
  prepare
• 0:53
  well
• 0:54
  without
• 0:54
  letting
• 0:55
  that
• 0:55
  fear
• 0:55
  take
• 0:56
  over
• 0:56
  your
• 0:56
  heart.
• 0:57
  Today
• 0:57
  we're
• 0:58
  going
• 0:58
  to
• 0:58
  build
• 0:58
  a
• 0:58
  plan
• 0:58
  that's
• 0:59
  grounded
• 0:59
  in
• 0:59
  wisdom
• 1:00
  and
• 1:00
  anchored
• 1:01
  in
• 1:01
  peace
• 1:06
  and
• 1:06
  vision.
• 1:07
  Heart,
• 1:07
  sun
• 1:07
  and
• 1:08
  no
• 1:08
  division.
• 1:23
  Hey
• 1:23
  friend.
• 1:23
  Ralph
• 1:24
  Estep
• 1:24
  Jr.
• 1:24
  Here.
• 1:25
  This
• 1:25
  is
• 1:26
  financially
• 1:26
  Confident
• 1:27
  Christian.
• 1:27
  This
• 1:28
  is
• 1:28
  your
• 1:28
  daily
• 1:28
  dose
• 1:29
  of
• 1:29
  breaking
• 1:30
  that
• 1:30
  cycle
• 1:30
  of
• 1:31
  financial
• 1:31
  shame
• 1:32
  and
• 1:32
  finding
• 1:33
  confidence.
• 1:34
  And
• 1:34
  I
• 1:35
  got
• 1:35
  this
• 1:35
  listener
• 1:35
  question
• 1:36
  today
• 1:36
  and
• 1:36
  it
• 1:37
  really
• 1:37
  made
• 1:37
  me
• 1:37
  think
• 1:37
  about
• 1:38
  how
• 1:38
  do
• 1:39
  we
• 1:39
  plan
• 1:39
  for
• 1:39
  our
• 1:39
  kids
• 1:40
  future
• 1:40
  without
• 1:40
  being
• 1:41
  driven
• 1:41
  by
• 1:41
  fear?
• 1:42
  Well,
• 1:43
  let's
• 1:43
  get
• 1:43
  right
• 1:43
  to
• 1:43
  our
• 1:43
  listener
• 1:44
  question
• 1:44
  today.
• 1:45
  Listener
• 1:46
  writes
• 1:46
  this
• 1:46
  Ralph
• 1:47
  I
• 1:48
  find
• 1:48
  myself
• 1:48
  lying
• 1:48
  awake
• 1:49
  anxious
• 1:50
  about
• 1:50
  my
• 1:50
  kids
• 1:51
  future,
• 1:52
  imagining
• 1:52
  everything
• 1:53
  that
• 1:53
  could
• 1:53
  go
• 1:54
  wrong.
• 1:55
  My
• 1:55
  mind
• 1:55
  runs
• 1:56
  to
• 1:56
  worst
• 1:56
  case
• 1:56
  scenarios
• 1:57
  and
• 1:57
  it's
• 1:57
  hard
• 1:57
  to
• 1:58
  quiet
• 1:58
  it.
• 1:59
  Sure,
• 1:59
  I
• 1:59
  want
• 2:00
  to
• 2:00
  be
• 2:00
  responsible
• 2:01
  and
• 2:01
  prepare
• 2:01
  well,
• 2:02
  but
• 2:03
  I
• 2:03
  don't
• 2:03
  want
• 2:03
  fear
• 2:03
  to
• 2:03
  drive
• 2:04
  my
• 2:04
  decisions
• 2:04
  or
• 2:04
  steal
• 2:05
  my
• 2:05
  peace.
• 2:06
  Ralph
• 2:07
  how
• 2:07
  do
• 2:07
  I
• 2:07
  create
• 2:07
  a
• 2:08
  plan
• 2:08
  that's
• 2:08
  wise
• 2:08
  and
• 2:09
  grounded
• 2:10
  while
• 2:10
  still
• 2:11
  anchored
• 2:11
  in
• 2:11
  faith
• 2:12
  and
• 2:12
  a
• 2:12
  steady
• 2:13
  heart?
• 2:16
  There's
• 2:16
  a
• 2:16
  lot
• 2:16
  of
• 2:16
  weight
• 2:17
  in
• 2:17
  that
• 2:17
  question,
• 2:17
  isn't
• 2:18
  there?
• 2:19
  And
• 2:19
  I
• 2:19
  totally
• 2:20
  get
• 2:20
  it
• 2:21
  if
• 2:21
  you've
• 2:22
  listened
• 2:22
  to
• 2:22
  the
• 2:22
  show
• 2:22
  at
• 2:22
  all.
• 2:23
  You
• 2:23
  know,
• 2:23
  I've
• 2:23
  raised
• 2:23
  two
• 2:23
  boys.
• 2:25
  My
• 2:25
  boys
• 2:25
  are
• 2:25
  24
• 2:26
  and
• 2:27
  28
• 2:27
  at
• 2:28
  this
• 2:28
  point
• 2:29
  and
• 2:29
  I'm
• 2:29
  getting
• 2:30
  ready
• 2:30
  to
• 2:30
  have
• 2:30
  my
• 2:30
  first
• 2:31
  grandchildren.
• 2:33
  And
• 2:33
  so
• 2:33
  I
• 2:33
  totally
• 2:33
  get
• 2:34
  where
• 2:34
  you're
• 2:34
  coming
• 2:34
  from
• 2:34
  today
• 2:35
  because
• 2:35
  when
• 2:35
  it
• 2:35
  comes
• 2:36
  to
• 2:36
  our
• 2:36
  kids,
• 2:37
  if
• 2:37
  it
• 2:37
  was
• 2:37
  just
• 2:38
  financial,
• 2:38
  it'd
• 2:38
  be
• 2:38
  easy,
• 2:39
  wouldn't
• 2:39
  it?
• 2:40
  But
• 2:40
  it's
• 2:41
  deeply
• 2:41
  personal.
• 2:42
  It's
• 2:43
  personal
• 2:43
  to
• 2:43
  a
• 2:44
  level
• 2:44
  that
• 2:44
  I
• 2:45
  don't
• 2:45
  even
• 2:45
  know
• 2:45
  that
• 2:45
  you
• 2:45
  can
• 2:45
  realize
• 2:46
  until
• 2:46
  you're
• 2:47
  a
• 2:47
  parent.
• 2:48
  But
• 2:48
  when
• 2:49
  you're
• 2:49
  a
• 2:49
  parent,
• 2:49
  you
• 2:50
  have
• 2:50
  this
• 2:50
  overarching
• 2:51
  goal.
• 2:52
  You
• 2:52
  want
• 2:52
  to
• 2:52
  protect
• 2:52
  your
• 2:53
  kids,
• 2:54
  you
• 2:54
  want
• 2:54
  to
• 2:54
  provide
• 2:55
  for
• 2:55
  them,
• 2:56
  you
• 2:56
  want
• 2:57
  to
• 2:57
  set
• 2:57
  them
• 2:57
  up
• 2:57
  well.
• 2:59
  And
• 2:59
  listen,
• 2:59
  I'm
• 2:59
  not
• 3:00
  telling
• 3:00
  you
• 3:00
  that's
• 3:00
  not
• 3:00
  a
• 3:00
  good
• 3:00
  desire.
• 3:01
  That's
• 3:01
  a
• 3:01
  great
• 3:01
  desire
• 3:02
  to
• 3:02
  have.
• 3:04
  But
• 3:04
  with
• 3:04
  that
• 3:05
  for
• 3:06
  so
• 3:06
  many
• 3:06
  people
• 3:06
  comes
• 3:07
  this
• 3:07
  level
• 3:07
  of
• 3:08
  fear.
• 3:09
  And
• 3:10
  that
• 3:10
  fear
• 3:10
  is
• 3:10
  when
• 3:10
  we
• 3:11
  try
• 3:11
  to
• 3:11
  take
• 3:11
  those
• 3:11
  good
• 3:12
  desires
• 3:13
  and
• 3:13
  we
• 3:13
  turn
• 3:13
  it
• 3:14
  into
• 3:14
  pressure.
• 3:16
  So
• 3:16
  here's
• 3:17
  what
• 3:17
  I
• 3:17
  really
• 3:17
  want
• 3:17
  to
• 3:18
  focus
• 3:18
  in
• 3:18
  on
• 3:18
  today.
• 3:19
  I
• 3:19
  want
• 3:19
  to
• 3:19
  talk
• 3:20
  about
• 3:20
  faithful
• 3:20
  planning
• 3:21
  for
• 3:21
  the
• 3:21
  future
• 3:22
  without
• 3:23
  surrendering
• 3:24
  your
• 3:24
  peace
• 3:24
  to
• 3:25
  that
• 3:25
  fear.
• 3:26
  But
• 3:27
  how
• 3:27
  do
• 3:27
  we
• 3:27
  get
• 3:27
  there?
• 3:28
  The
• 3:28
  first
• 3:29
  thing
• 3:29
  we've
• 3:29
  got
• 3:29
  to
• 3:29
  do,
• 3:30
  ultimately
• 3:30
  we've
• 3:31
  got
• 3:31
  to
• 3:31
  do
• 3:31
  this,
• 3:32
  is
• 3:33
  separate
• 3:33
  preparation
• 3:34
  from
• 3:34
  fear.
• 3:36
  Planning
• 3:37
  is
• 3:37
  a
• 3:37
  very
• 3:38
  wise
• 3:38
  thing
• 3:38
  to
• 3:39
  do.
• 3:39
  Hey,
• 3:39
  planning
• 3:40
  is
• 3:40
  biblical.
• 3:41
  I
• 3:42
  talk
• 3:42
  about
• 3:42
  that
• 3:42
  on
• 3:42
  the
• 3:43
  show
• 3:43
  all
• 3:43
  the
• 3:43
  time
• 3:43
  to
• 3:44
  plan
• 3:44
  is
• 3:44
  a
• 3:45
  biblical
• 3:45
  truth.
• 3:47
  But
• 3:48
  that's
• 3:48
  not
• 3:48
  where
• 3:48
  fear
• 3:49
  lives.
• 3:50
  Fear
• 3:51
  says
• 3:51
  things
• 3:51
  like,
• 3:52
  what
• 3:52
  if
• 3:52
  I
• 3:52
  don't
• 3:53
  do
• 3:53
  enough?
• 3:55
  What
• 3:55
  if
• 3:55
  everything
• 3:56
  falls
• 3:56
  apart?
• 3:59
  What
• 3:59
  if
• 3:59
  I
• 3:59
  fail
• 4:00
  them?
• 4:01
  I
• 4:01
  thought
• 4:02
  that
• 4:02
  so
• 4:02
  many
• 4:02
  times
• 4:03
  of
• 4:03
  my
• 4:03
  boys,
• 4:04
  what
• 4:04
  if
• 4:05
  I
• 4:05
  fail
• 4:05
  them?
• 4:05
  I
• 4:06
  think
• 4:06
  about
• 4:06
  that
• 4:06
  with
• 4:07
  my
• 4:08
  grandson
• 4:08
  that's
• 4:09
  going
• 4:09
  to
• 4:09
  be
• 4:09
  born
• 4:09
  here
• 4:09
  soon.
• 4:11
  Will
• 4:11
  I
• 4:11
  measure
• 4:12
  up?
• 4:13
  I
• 4:13
  think
• 4:14
  we've
• 4:14
  all
• 4:14
  felt
• 4:14
  that
• 4:15
  at
• 4:15
  times,
• 4:15
  haven't
• 4:15
  we?
• 4:17
  But
• 4:17
  you
• 4:17
  can
• 4:17
  flip
• 4:18
  the
• 4:18
  script,
• 4:18
  and
• 4:18
  today
• 4:18
  you
• 4:19
  can
• 4:19
  do
• 4:19
  that
• 4:19
  by
• 4:20
  preparing.
• 4:22
  Because
• 4:22
  preparation
• 4:22
  says
• 4:23
  this.
• 4:23
  I'm
• 4:23
  going
• 4:24
  to
• 4:24
  take
• 4:24
  the
• 4:24
  next
• 4:24
  right
• 4:25
  step.
• 4:27
  Yes,
• 4:28
  I
• 4:28
  might
• 4:28
  fail,
• 4:29
  I
• 4:30
  might
• 4:30
  make
• 4:30
  mistakes,
• 4:30
  but,
• 4:31
  man,
• 4:31
  I'm
• 4:31
  going
• 4:31
  to
• 4:31
  work
• 4:32
  hard
• 4:32
  at
• 4:32
  preparing
• 4:33
  to
• 4:33
  take
• 4:33
  that
• 4:33
  next
• 4:34
  right
• 4:34
  step.
• 4:36
  Fear
• 4:36
  tries
• 4:37
  to
• 4:37
  control
• 4:37
  the
• 4:37
  future,
• 4:39
  but
• 4:39
  faith
• 4:39
  prepares
• 4:40
  and
• 4:40
  trusts
• 4:41
  God
• 4:41
  with
• 4:41
  the
• 4:41
  rest.
• 4:44
  So
• 4:44
  here's
• 4:44
  how
• 4:44
  you
• 4:44
  practically
• 4:45
  do
• 4:45
  that.
• 4:46
  You've
• 4:46
  got
• 4:46
  to
• 4:46
  focus
• 4:47
  on
• 4:47
  what
• 4:47
  you
• 4:47
  can
• 4:48
  control.
• 4:48
  Right
• 4:49
  now,
• 4:49
  at
• 4:49
  this
• 4:49
  very
• 4:50
  moment,
• 4:51
  in
• 4:52
  my
• 4:52
  mind
• 4:52
  and
• 4:52
  in
• 4:53
  so
• 4:53
  many
• 4:53
  minds,
• 4:54
  your
• 4:54
  mind
• 4:55
  wants
• 4:55
  to
• 4:55
  jump
• 4:55
  10
• 4:55
  years
• 4:56
  ahead.
• 4:57
  When
• 4:57
  I
• 4:57
  meet
• 4:57
  with
• 4:57
  young
• 4:58
  couples,
• 4:58
  they're
• 4:58
  always
• 4:58
  talking
• 4:59
  about,
• 4:59
  oh,
• 5:00
  we're
• 5:00
  going
• 5:00
  to
• 5:00
  be
• 5:00
  putting
• 5:00
  away
• 5:01
  money
• 5:01
  for
• 5:01
  our
• 5:01
  college,
• 5:02
  for
• 5:02
  our
• 5:02
  kids
• 5:02
  college.
• 5:03
  And
• 5:03
  they're
• 5:04
  going
• 5:04
  to
• 5:04
  be
• 5:04
  this
• 5:04
  and
• 5:04
  that
• 5:04
  career.
• 5:05
  And
• 5:06
  those
• 5:06
  things
• 5:06
  are
• 5:06
  great,
• 5:08
  but
• 5:08
  that's
• 5:08
  not
• 5:08
  what's
• 5:09
  going
• 5:09
  on
• 5:09
  today.
• 5:11
  Guess
• 5:11
  what?
• 5:11
  If
• 5:12
  you
• 5:12
  have
• 5:12
  children
• 5:12
  or
• 5:12
  grandchildren,
• 5:14
  you
• 5:14
  are
• 5:14
  going
• 5:15
  to
• 5:15
  be
• 5:15
  living
• 5:15
  a
• 5:16
  life
• 5:16
  of
• 5:16
  unexpected
• 5:17
  situations.
• 5:19
  It's
• 5:19
  just
• 5:19
  the
• 5:19
  nature
• 5:20
  of
• 5:20
  what
• 5:20
  it
• 5:20
  is.
• 5:22
  But
• 5:22
  peace
• 5:23
  is
• 5:23
  found.
• 5:23
  When
• 5:24
  you
• 5:24
  look
• 5:24
  at
• 5:24
  today.
• 5:25
  Ask
• 5:25
  yourself
• 5:25
  this
• 5:26
  question,
• 5:26
  what
• 5:26
  can
• 5:27
  I
• 5:27
  do
• 5:27
  today?
• 5:29
  Are
• 5:29
  there
• 5:29
  some
• 5:30
  consistent
• 5:30
  habits
• 5:31
  I
• 5:31
  can
• 5:31
  build
• 5:31
  today?
• 5:32
  Can
• 5:33
  I
• 5:33
  create
• 5:33
  some
• 5:33
  basic
• 5:34
  saving
• 5:34
  strategies?
• 5:35
  Can
• 5:35
  I
• 5:35
  teach
• 5:36
  my
• 5:36
  kids
• 5:36
  about
• 5:36
  money?
• 5:37
  Here's
• 5:38
  a
• 5:38
  great
• 5:38
  one
• 5:38
  that
• 5:38
  a
• 5:39
  lot
• 5:39
  of
• 5:39
  us
• 5:39
  don't
• 5:39
  do
• 5:39
  a
• 5:39
  good
• 5:40
  job
• 5:40
  at
• 5:40
  and
• 5:41
  is,
• 5:41
  can
• 5:41
  I
• 5:41
  model
• 5:42
  wise
• 5:42
  decisions
• 5:43
  now
• 5:43
  for
• 5:43
  my
• 5:44
  children?
• 5:45
  Our
• 5:46
  children
• 5:46
  and
• 5:46
  our
• 5:46
  grandchildren
• 5:47
  are
• 5:47
  like
• 5:47
  sponges
• 5:48
  around
• 5:48
  us.
• 5:49
  They're
• 5:50
  looking
• 5:50
  at
• 5:50
  everything
• 5:51
  we
• 5:51
  do.
• 5:52
  But
• 5:53
  you
• 5:53
  don't
• 5:53
  have
• 5:53
  to
• 5:53
  solve
• 5:54
  their
• 5:54
  entire
• 5:54
  future
• 5:55
  right
• 5:55
  at
• 5:55
  this
• 5:55
  moment.
• 5:56
  You've
• 5:57
  just
• 5:57
  got
• 5:57
  to
• 5:57
  take
• 5:58
  one
• 5:58
  step
• 5:58
  today,
• 6:01
  which
• 6:01
  means
• 6:01
  you
• 6:01
  got
• 6:01
  to
• 6:01
  build
• 6:02
  a
• 6:02
  simple
• 6:02
  foundational
• 6:03
  system.
• 6:04
  You
• 6:05
  don't
• 6:05
  need
• 6:05
  some
• 6:06
  complex
• 6:06
  plan
• 6:07
  with
• 6:07
  a
• 6:07
  hundred
• 6:07
  different
• 6:08
  nuances
• 6:08
  to
• 6:09
  it.
• 6:09
  You
• 6:09
  just
• 6:10
  need
• 6:10
  a
• 6:10
  steady
• 6:11
  plan.
• 6:12
  I'm
• 6:12
  going
• 6:12
  to
• 6:13
  say
• 6:13
  something
• 6:13
  rather
• 6:13
  harsh.
• 6:15
  Get
• 6:15
  your
• 6:15
  house
• 6:16
  in
• 6:16
  order.
• 6:17
  The
• 6:18
  number
• 6:18
  one
• 6:18
  thing
• 6:18
  you
• 6:18
  can
• 6:18
  do
• 6:19
  for
• 6:19
  your
• 6:19
  children
• 6:19
  and
• 6:20
  your
• 6:20
  grandchildren
• 6:21
  is
• 6:21
  get
• 6:21
  your
• 6:21
  own
• 6:22
  house
• 6:22
  in
• 6:22
  order.
• 6:23
  Maybe
• 6:24
  you
• 6:24
  start
• 6:24
  with
• 6:24
  an
• 6:25
  emergency
• 6:25
  fund.
• 6:25
  Maybe
• 6:26
  that's
• 6:26
  something
• 6:26
  you've
• 6:26
  been
• 6:26
  putting
• 6:27
  off.
• 6:27
  You've
• 6:28
  heard
• 6:28
  me
• 6:28
  talk
• 6:28
  about
• 6:29
  it,
• 6:29
  and
• 6:29
  you're
• 6:29
  like,
• 6:29
  yeah,
• 6:29
  I
• 6:30
  got
• 6:30
  to
• 6:30
  do
• 6:30
  that.
• 6:31
  Get
• 6:31
  that
• 6:31
  done,
• 6:31
  get
• 6:32
  that
• 6:32
  started.
• 6:33
  Maybe
• 6:34
  set
• 6:34
  up
• 6:34
  some
• 6:34
  basic
• 6:35
  life
• 6:35
  insurance.
• 6:36
  This
• 6:36
  is
• 6:37
  one
• 6:37
  of
• 6:37
  the
• 6:37
  most
• 6:37
  neglected
• 6:38
  areas
• 6:38
  of
• 6:38
  people's
• 6:39
  personal
• 6:39
  finance.
• 6:40
  Go
• 6:40
  and
• 6:40
  talk
• 6:41
  to
• 6:41
  an
• 6:41
  insurance
• 6:42
  agent
• 6:42
  and.
• 6:42
  And
• 6:43
  get
• 6:43
  a
• 6:43
  basic
• 6:44
  life
• 6:44
  insurance
• 6:45
  policy
• 6:45
  so
• 6:45
  that
• 6:45
  you're
• 6:46
  not
• 6:46
  burdening
• 6:46
  your
• 6:46
  kids
• 6:47
  or
• 6:47
  your
• 6:47
  grandkids
• 6:48
  or
• 6:49
  your
• 6:49
  other
• 6:49
  loved
• 6:49
  ones.
• 6:52
  Start
• 6:52
  building
• 6:53
  a
• 6:53
  consistent
• 6:53
  savings
• 6:54
  plan,
• 6:55
  even
• 6:55
  a
• 6:55
  small
• 6:55
  amount,
• 6:57
  or
• 6:58
  go
• 6:58
  get
• 6:58
  a
• 6:58
  simple
• 6:59
  will
• 6:59
  or
• 6:59
  some
• 7:00
  kind
• 7:00
  of
• 7:00
  estate
• 7:00
  plan
• 7:01
  done.
• 7:01
  You
• 7:01
  will
• 7:02
  be
• 7:02
  amazed
• 7:02
  that
• 7:03
  how
• 7:03
  many
• 7:03
  people
• 7:03
  that
• 7:03
  I
• 7:04
  work
• 7:04
  with
• 7:04
  who
• 7:04
  got
• 7:04
  all
• 7:05
  their
• 7:05
  financial
• 7:05
  stuff
• 7:06
  together,
• 7:06
  but
• 7:06
  they
• 7:06
  don't
• 7:06
  have
• 7:07
  a
• 7:07
  will,
• 7:07
  they
• 7:07
  don't
• 7:08
  have
• 7:08
  an
• 7:08
  estate
• 7:08
  plan.
• 7:10
  And
• 7:10
  none
• 7:11
  of
• 7:11
  these
• 7:11
  things
• 7:11
  I
• 7:11
  talked
• 7:11
  about
• 7:12
  today
• 7:12
  are
• 7:12
  drastic
• 7:13
  moves.
• 7:13
  They're
• 7:14
  foundational
• 7:14
  ones.
• 7:15
  But
• 7:16
  if
• 7:16
  you
• 7:16
  want
• 7:16
  to
• 7:16
  live
• 7:16
  in
• 7:17
  financial
• 7:17
  peace
• 7:17
  and
• 7:18
  you
• 7:18
  want
• 7:18
  to
• 7:18
  give
• 7:18
  to
• 7:19
  your
• 7:19
  children
• 7:19
  and
• 7:19
  your
• 7:20
  grandchildren,
• 7:21
  build
• 7:21
  that
• 7:21
  foundation,
• 7:22
  because
• 7:22
  that
• 7:23
  foundation
• 7:23
  creates
• 7:24
  that
• 7:24
  peace.
• 7:26
  But
• 7:26
  here's
• 7:26
  another
• 7:27
  thing
• 7:27
  a
• 7:27
  lot
• 7:27
  of
• 7:27
  parents
• 7:28
  don't
• 7:28
  want
• 7:28
  to
• 7:28
  talk
• 7:28
  about.
• 7:30
  You
• 7:30
  got
• 7:30
  to
• 7:30
  teach
• 7:31
  your
• 7:31
  kids,
• 7:31
  not
• 7:31
  just
• 7:31
  provide
• 7:32
  for
• 7:32
  them.
• 7:34
  And
• 7:34
  this
• 7:34
  is
• 7:34
  super
• 7:35
  powerful
• 7:35
  because
• 7:35
  it's
• 7:35
  something.
• 7:36
  I
• 7:36
  don't
• 7:36
  think
• 7:36
  we
• 7:37
  do
• 7:37
  this
• 7:37
  well.
• 7:37
  I'll
• 7:38
  speak
• 7:38
  for
• 7:38
  myself.
• 7:39
  I'll
• 7:39
  speak
• 7:39
  for
• 7:39
  this
• 7:39
  country,
• 7:40
  United
• 7:40
  States.
• 7:42
  The
• 7:42
  greatest
• 7:43
  gift
• 7:43
  that
• 7:43
  you
• 7:43
  can
• 7:43
  give
• 7:44
  your
• 7:44
  kids
• 7:44
  and
• 7:44
  your
• 7:45
  grandkids
• 7:45
  is
• 7:46
  not
• 7:46
  what
• 7:46
  you
• 7:46
  leave
• 7:47
  them.
• 7:48
  It's
• 7:49
  what
• 7:49
  you
• 7:49
  teach
• 7:50
  them.
• 7:52
  This
• 7:52
  is
• 7:52
  where
• 7:52
  you
• 7:52
  can
• 7:52
  have
• 7:53
  an
• 7:53
  impact.
• 7:53
  Yeah,
• 7:53
  that's
• 7:54
  great.
• 7:54
  You
• 7:54
  want
• 7:54
  to
• 7:54
  leave
• 7:54
  your
• 7:54
  kids
• 7:55
  something.
• 7:55
  You
• 7:55
  want
• 7:56
  to
• 7:56
  leave
• 7:56
  your
• 7:56
  grandkids
• 7:56
  something.
• 7:57
  That's
• 7:58
  fantastic.
• 7:58
  I
• 7:59
  think
• 7:59
  there's
• 7:59
  a
• 7:59
  place
• 7:59
  for
• 7:59
  that.
• 8:01
  But
• 8:01
  the
• 8:01
  greatest
• 8:02
  impact
• 8:02
  that
• 8:02
  you
• 8:02
  will
• 8:03
  ever
• 8:03
  have
• 8:03
  is
• 8:04
  when
• 8:04
  you
• 8:04
  teach
• 8:04
  them
• 8:04
  how
• 8:05
  to
• 8:05
  handle
• 8:05
  money.
• 8:08
  It's
• 8:08
  amazing
• 8:08
  to
• 8:08
  me.
• 8:09
  We
• 8:09
  send
• 8:09
  kids
• 8:09
  off
• 8:10
  to
• 8:10
  college,
• 8:10
  we
• 8:11
  have
• 8:11
  zero
• 8:11
  training
• 8:11
  on
• 8:12
  how
• 8:12
  to
• 8:12
  manage
• 8:12
  money,
• 8:13
  and
• 8:13
  we
• 8:13
  figure
• 8:13
  they're
• 8:14
  just
• 8:14
  going
• 8:14
  to
• 8:14
  figure
• 8:14
  it
• 8:14
  out.
• 8:15
  Did
• 8:15
  you
• 8:16
  figure
• 8:16
  it
• 8:16
  out?
• 8:17
  Teach
• 8:18
  your
• 8:18
  kids
• 8:18
  how
• 8:18
  to
• 8:19
  live
• 8:19
  within
• 8:19
  their
• 8:19
  means.
• 8:21
  Teach
• 8:21
  them
• 8:21
  scarcity.
• 8:22
  Teach
• 8:22
  them
• 8:22
  how
• 8:23
  to
• 8:23
  manage
• 8:23
  those
• 8:23
  resources,
• 8:25
  but
• 8:26
  don't
• 8:26
  neglect
• 8:26
  teaching
• 8:27
  them
• 8:27
  how
• 8:27
  to
• 8:27
  trust
• 8:27
  God.
• 8:29
  God
• 8:29
  is
• 8:30
  the
• 8:30
  provider.
• 8:30
  This
• 8:31
  show
• 8:31
  is
• 8:31
  about
• 8:32
  faith
• 8:32
  and
• 8:32
  finance.
• 8:33
  And
• 8:33
  it'd
• 8:33
  be
• 8:33
  very
• 8:34
  easy
• 8:34
  for
• 8:34
  me
• 8:34
  to
• 8:34
  say,
• 8:35
  well,
• 8:35
  we're
• 8:35
  just
• 8:35
  gonna
• 8:35
  talk
• 8:35
  about
• 8:35
  the
• 8:36
  finance
• 8:36
  side.
• 8:37
  But
• 8:37
  as
• 8:38
  you're
• 8:38
  teaching
• 8:38
  these
• 8:38
  money
• 8:39
  lessons,
• 8:39
  teach
• 8:40
  them
• 8:40
  about
• 8:40
  looking
• 8:40
  to
• 8:41
  God
• 8:41
  and
• 8:41
  saying,
• 8:41
  God,
• 8:42
  I
• 8:42
  know
• 8:42
  you
• 8:43
  can
• 8:43
  provide
• 8:43
  this,
• 8:46
  but
• 8:46
  how?
• 8:46
  Teach
• 8:47
  them
• 8:47
  how
• 8:47
  to
• 8:47
  make
• 8:47
  wise
• 8:48
  decisions,
• 8:50
  because
• 8:51
  there
• 8:51
  will
• 8:51
  come
• 8:51
  a
• 8:51
  time
• 8:52
  when
• 8:52
  provision
• 8:52
  runs
• 8:53
  out.
• 8:54
  But
• 8:55
  wisdom,
• 8:56
  that's
• 8:56
  the
• 8:56
  very
• 8:57
  thing
• 8:57
  that
• 8:57
  will
• 8:57
  continue
• 8:58
  to
• 8:58
  multiply.
• 9:01
  And
• 9:01
  here's
• 9:01
  another
• 9:01
  takeaway
• 9:02
  for
• 9:02
  today.
• 9:03
  You
• 9:04
  got
• 9:04
  to
• 9:04
  anchor
• 9:04
  your
• 9:04
  heart
• 9:05
  in
• 9:05
  trust
• 9:05
  and
• 9:06
  not
• 9:06
  control.
• 9:07
  I
• 9:08
  want
• 9:08
  to
• 9:08
  bring
• 9:08
  this
• 9:08
  back
• 9:08
  to
• 9:08
  your
• 9:09
  heart.
• 9:10
  Probably
• 9:10
  95%
• 9:11
  of
• 9:11
  what
• 9:11
  I
• 9:12
  talk
• 9:12
  about
• 9:12
  on
• 9:12
  this
• 9:12
  show
• 9:13
  is
• 9:13
  really
• 9:13
  about
• 9:14
  your
• 9:14
  heart.
• 9:14
  When
• 9:14
  you
• 9:14
  get
• 9:14
  past
• 9:15
  all
• 9:15
  the
• 9:15
  nonsense
• 9:16
  on
• 9:16
  the
• 9:16
  outside,
• 9:17
  it's
• 9:17
  really
• 9:17
  what's
• 9:18
  going
• 9:18
  on
• 9:18
  in
• 9:18
  your
• 9:18
  heart.
• 9:19
  What's
• 9:20
  really
• 9:20
  driving
• 9:20
  this
• 9:21
  anxiety
• 9:21
  that
• 9:22
  you're
• 9:22
  feeling
• 9:22
  today
• 9:23
  is
• 9:23
  the
• 9:23
  desire
• 9:24
  to
• 9:24
  control
• 9:24
  the
• 9:24
  outcome.
• 9:26
  We
• 9:26
  all
• 9:27
  feel
• 9:27
  that.
• 9:27
  Our
• 9:28
  flesh
• 9:28
  tells
• 9:28
  us
• 9:28
  that
• 9:28
  we
• 9:29
  want
• 9:29
  to
• 9:29
  control
• 9:29
  what
• 9:30
  the
• 9:30
  outcomes
• 9:31
  are.
• 9:31
  But
• 9:32
  guess
• 9:32
  what,
• 9:32
  friend?
• 9:33
  You
• 9:33
  can't
• 9:33
  control
• 9:34
  everything.
• 9:35
  I
• 9:36
  want
• 9:36
  to
• 9:36
  repeat
• 9:36
  that.
• 9:37
  It's
• 9:38
  taken
• 9:38
  me
• 9:38
  53
• 9:38
  years
• 9:39
  to
• 9:39
  realize
• 9:39
  this.
• 9:40
  You
• 9:40
  can't
• 9:41
  control
• 9:42
  everything.
• 9:44
  And
• 9:45
  guess
• 9:45
  what?
• 9:46
  You
• 9:46
  never
• 9:47
  were
• 9:47
  meant
• 9:47
  to
• 9:47
  control
• 9:48
  everything.
• 9:50
  God
• 9:50
  loves
• 9:51
  your
• 9:51
  children
• 9:51
  even
• 9:51
  more
• 9:52
  than
• 9:52
  you
• 9:52
  do.
• 9:54
  Did
• 9:54
  you
• 9:54
  hear
• 9:54
  that?
• 9:56
  God
• 9:57
  in
• 9:57
  heaven
• 9:57
  loves
• 9:57
  your
• 9:58
  children
• 9:58
  even
• 9:58
  more
• 9:59
  than
• 9:59
  you
• 9:59
  do.
• 10:01
  He's
• 10:01
  with
• 10:02
  them
• 10:02
  in
• 10:02
  all
• 10:03
  of
• 10:03
  their
• 10:03
  struggles.
• 10:04
  He's
• 10:04
  guiding
• 10:05
  them
• 10:05
  in
• 10:05
  all
• 10:06
  of
• 10:06
  their
• 10:06
  decisions.
• 10:07
  And
• 10:07
  yes,
• 10:07
  he's
• 10:08
  providing
• 10:08
  for
• 10:08
  them.
• 10:10
  I'm
• 10:10
  not
• 10:11
  saying
• 10:11
  don't
• 10:11
  do
• 10:11
  your
• 10:11
  part.
• 10:12
  Do
• 10:12
  your
• 10:12
  part
• 10:13
  faithfully,
• 10:14
  but
• 10:15
  don't
• 10:15
  live
• 10:15
  in
• 10:15
  fear.
• 10:16
  Trust
• 10:16
  him.
• 10:18
  Trust
• 10:18
  him
• 10:18
  with
• 10:18
  what
• 10:19
  you
• 10:19
  can't
• 10:19
  carry
• 10:20
  and
• 10:20
  what
• 10:20
  you
• 10:20
  can't
• 10:21
  do.
• 10:23
  Because
• 10:23
  in
• 10:23
  the
• 10:23
  end,
• 10:24
  yes,
• 10:24
  you
• 10:24
  can
• 10:24
  prepare
• 10:25
  wisely
• 10:25
  without
• 10:26
  carrying
• 10:26
  the
• 10:26
  weight
• 10:26
  of
• 10:27
  what
• 10:27
  ifs.
• 10:29
  So
• 10:29
  here's
• 10:29
  your
• 10:29
  one
• 10:30
  win
• 10:30
  for
• 10:30
  today.
• 10:31
  I
• 10:31
  want
• 10:32
  you
• 10:32
  to
• 10:32
  really
• 10:32
  think
• 10:32
  about
• 10:32
  this
• 10:33
  one
• 10:33
  today.
• 10:33
  Choose
• 10:34
  one
• 10:34
  simple
• 10:35
  step
• 10:35
  to
• 10:35
  support
• 10:36
  your
• 10:36
  kid's
• 10:36
  future.
• 10:37
  Just
• 10:37
  one.
• 10:38
  I
• 10:38
  don't
• 10:38
  want
• 10:38
  you
• 10:38
  to
• 10:38
  build
• 10:39
  a
• 10:39
  book
• 10:39
  this
• 10:40
  amazing,
• 10:41
  all
• 10:41
  these
• 10:41
  things.
• 10:41
  Just
• 10:42
  start
• 10:42
  with
• 10:42
  one.
• 10:43
  Maybe
• 10:43
  start
• 10:43
  a
• 10:43
  small
• 10:44
  savings
• 10:44
  plan,
• 10:45
  review
• 10:45
  your
• 10:46
  insurance.
• 10:46
  Maybe
• 10:47
  it's
• 10:47
  as
• 10:47
  simple
• 10:47
  as
• 10:48
  having
• 10:48
  one
• 10:48
  conversation
• 10:49
  with
• 10:50
  your
• 10:50
  children.
• 10:51
  Because
• 10:52
  that
• 10:52
  one
• 10:52
  step
• 10:53
  is
• 10:54
  how
• 10:54
  peace
• 10:54
  begins.
• 10:56
  Well,
• 10:56
  let's
• 10:56
  get
• 10:56
  to
• 10:56
  our
• 10:56
  Bible
• 10:57
  verse
• 10:57
  today
• 10:57
  comes
• 10:57
  to
• 10:58
  us
• 10:58
  from
• 10:58
  the
• 10:58
  book
• 10:58
  of
• 10:58
  Proverbs,
• 10:59
  chapter
• 10:59
  13,
• 11:00
  verse
• 11:00
  22.
• 11:02
  A
• 11:02
  good
• 11:03
  person
• 11:03
  leaves
• 11:04
  an
• 11:04
  inheritance
• 11:04
  to
• 11:05
  their
• 11:05
  children's
• 11:06
  children.
• 11:08
  It's
• 11:08
  really
• 11:08
  what
• 11:08
  we're
• 11:08
  talking
• 11:09
  about
• 11:09
  today.
• 11:10
  But
• 11:10
  now
• 11:10
  on
• 11:10
  its
• 11:11
  face,
• 11:11
  it'd
• 11:11
  be
• 11:11
  really
• 11:11
  easy
• 11:12
  to
• 11:12
  say,
• 11:12
  oh,
• 11:12
  okay,
• 11:13
  Ralph,
• 11:13
  you
• 11:13
  just
• 11:13
  contradicted
• 11:14
  what
• 11:14
  you
• 11:14
  said.
• 11:15
  You
• 11:15
  said,
• 11:15
  I'm
• 11:16
  going
• 11:16
  to
• 11:16
  leave
• 11:16
  an
• 11:16
  inheritance.
• 11:18
  But
• 11:18
  guess
• 11:18
  what?
• 11:20
  Inheritance
• 11:21
  can
• 11:21
  be
• 11:21
  wisdom.
• 11:23
  It
• 11:23
  can
• 11:23
  be
• 11:23
  intention.
• 11:26
  So
• 11:26
  God
• 11:27
  calls
• 11:27
  us
• 11:27
  to
• 11:28
  be
• 11:28
  intentional,
• 11:30
  but
• 11:30
  to
• 11:30
  also
• 11:30
  trust
• 11:31
  him
• 11:31
  with
• 11:31
  the
• 11:31
  outcomes
• 11:32
  we
• 11:32
  can't
• 11:32
  control.
• 11:35
  My
• 11:35
  grandson's
• 11:36
  going
• 11:36
  to
• 11:36
  be
• 11:36
  born
• 11:36
  here
• 11:37
  very
• 11:37
  soon.
• 11:39
  I
• 11:39
  had
• 11:39
  to
• 11:39
  put
• 11:39
  that
• 11:40
  into
• 11:40
  the
• 11:40
  Lord's
• 11:40
  hands.
• 11:41
  I
• 11:42
  would
• 11:42
  love
• 11:42
  to
• 11:42
  control
• 11:42
  that
• 11:43
  entire
• 11:43
  situation.
• 11:44
  I
• 11:44
  look
• 11:44
  at
• 11:44
  it
• 11:44
  and
• 11:44
  I
• 11:45
  go,
• 11:45
  I'm
• 11:45
  going
• 11:45
  to
• 11:45
  help
• 11:45
  him
• 11:46
  make
• 11:46
  all
• 11:46
  the
• 11:46
  right
• 11:46
  decisions.
• 11:48
  I
• 11:48
  can't
• 11:49
  do
• 11:49
  that.
• 11:50
  But
• 11:50
  our
• 11:50
  Father
• 11:51
  in
• 11:51
  heaven
• 11:51
  can.
• 11:52
  How
• 11:52
  about
• 11:53
  we
• 11:53
  pray
• 11:53
  together
• 11:53
  right
• 11:54
  now?
• 11:55
  Heavenly
• 11:55
  Father,
• 11:57
  right
• 11:57
  now,
• 11:57
  I
• 11:57
  lift
• 11:58
  up
• 11:58
  my
• 11:58
  friend
• 11:58
  who's
• 11:58
  caring
• 11:59
  concern
• 11:59
  for
• 11:59
  their
• 12:00
  children.
• 12:01
  Lord,
• 12:01
  I
• 12:01
  feel
• 12:01
  that
• 12:02
  same
• 12:02
  concern
• 12:02
  for
• 12:02
  my
• 12:03
  children
• 12:03
  and
• 12:03
  my
• 12:03
  future
• 12:04
  grandson.
• 12:05
  And
• 12:06
  Lord,
• 12:06
  you
• 12:06
  see
• 12:06
  that
• 12:07
  love.
• 12:08
  You
• 12:08
  see
• 12:08
  all
• 12:09
  of
• 12:09
  our
• 12:09
  desires
• 12:09
  to
• 12:10
  do
• 12:10
  what's
• 12:10
  right,
• 12:11
  but
• 12:12
  you
• 12:12
  see
• 12:12
  that
• 12:12
  anxiety
• 12:13
  that's
• 12:13
  trying
• 12:13
  to
• 12:14
  take
• 12:14
  hold
• 12:14
  of
• 12:14
  our
• 12:14
  lives.
• 12:16
  So
• 12:16
  right
• 12:16
  now,
• 12:16
  at
• 12:17
  this
• 12:17
  very
• 12:17
  moment,
• 12:17
  Lord,
• 12:17
  I
• 12:18
  ask
• 12:18
  that
• 12:18
  you
• 12:18
  would
• 12:18
  replace
• 12:19
  that
• 12:19
  fear
• 12:19
  with
• 12:20
  your
• 12:20
  peace.
• 12:21
  Give
• 12:22
  us
• 12:22
  wisdom
• 12:22
  to
• 12:22
  take
• 12:23
  steady,
• 12:23
  simple
• 12:23
  steps
• 12:25
  and
• 12:25
  remind
• 12:26
  us
• 12:26
  all
• 12:26
  that
• 12:26
  we're
• 12:26
  never
• 12:27
  alone
• 12:27
  in
• 12:27
  this.
• 12:28
  You
• 12:29
  love
• 12:29
  our
• 12:29
  children.
• 12:29
  You're
• 12:30
  caring
• 12:30
  for
• 12:30
  our
• 12:30
  children.
• 12:32
  Help
• 12:32
  us
• 12:32
  to
• 12:32
  trust
• 12:33
  you
• 12:33
  with
• 12:33
  what
• 12:33
  we
• 12:34
  can't
• 12:34
  control,
• 12:34
  Lord,
• 12:36
  and
• 12:36
  the
• 12:37
  ability
• 12:37
  to
• 12:37
  walk
• 12:37
  forward
• 12:38
  with
• 12:38
  confidence
• 12:38
  in
• 12:39
  what
• 12:39
  we
• 12:39
  can
• 12:39
  control.
• 12:42
  Support
• 12:42
  our
• 12:42
  families
• 12:43
  and
• 12:43
  this
• 12:43
  family
• 12:43
  with
• 12:44
  your
• 12:44
  protection,
• 12:44
  Lord,
• 12:45
  your
• 12:45
  provision
• 12:46
  and
• 12:46
  ultimately
• 12:47
  your
• 12:48
  peace.
• 12:49
  And
• 12:50
  we
• 12:50
  ask
• 12:50
  this
• 12:50
  in
• 12:50
  Jesus
• 12:51
  name.
• 12:52
  Amen,
• 12:54
  friend.
• 12:55
  You
• 12:55
  don't
• 12:55
  have
• 12:55
  to
• 12:56
  control
• 12:56
  the
• 12:56
  future.
• 12:57
  You
• 12:58
  can't
• 12:58
  control
• 12:58
  the
• 12:59
  future.
• 13:00
  You
• 13:00
  just
• 13:00
  have
• 13:00
  to
• 13:01
  walk
• 13:01
  faithfully
• 13:01
  today.
• 13:03
  And
• 13:04
  maybe
• 13:04
  something
• 13:04
  right
• 13:04
  now
• 13:05
  is
• 13:05
  you're
• 13:06
  questioning
• 13:06
  that
• 13:06
  and
• 13:06
  you
• 13:06
  want
• 13:07
  a
• 13:07
  plan
• 13:07
  to
• 13:08
  move
• 13:08
  forward
• 13:09
  wisely
• 13:09
  without
• 13:09
  carrying
• 13:10
  the
• 13:10
  weight
• 13:10
  of
• 13:10
  those
• 13:10
  what
• 13:11
  ifs.
• 13:12
  If
• 13:12
  you've
• 13:12
  got
• 13:12
  a
• 13:12
  question,
• 13:13
  I'd
• 13:13
  love
• 13:13
  to
• 13:13
  hear
• 13:13
  your
• 13:14
  question.
• 13:14
  You
• 13:14
  can
• 13:15
  send
• 13:15
  to
• 13:15
  it
• 13:15
  to
• 13:15
  me
• 13:16
  by
• 13:16
  going
• 13:16
  to
• 13:16
  financiallyconfidentchristian.com/question
• 13:21
  We'll
• 13:21
  put
• 13:21
  a
• 13:21
  link
• 13:21
  right
• 13:22
  in
• 13:22
  the
• 13:22
  show
• 13:22
  notes.
• 13:22
  But
• 13:23
  again,
• 13:23
  that's
• 13:23
  financiallyconfidentchristian.com/question.
• 13:28
  I
• 13:28
  just
• 13:28
  want
• 13:28
  to
• 13:28
  thank
• 13:28
  you
• 13:29
  so
• 13:29
  much
• 13:29
  for
• 13:29
  joining
• 13:29
  me
• 13:30
  today.
• 13:30
  It's
• 13:30
  a
• 13:30
  passionate
• 13:31
  episode
• 13:31
  today.
• 13:32
  I
• 13:32
  want
• 13:32
  to
• 13:32
  encourage
• 13:33
  you
• 13:33
  stay
• 13:33
  financially
• 13:34
  savvy.
• 13:34
  May
• 13:34
  God
• 13:35
  bless
• 13:35
  you
• 13:35
  and
• 13:36
  you
• 13:36
  have
• 13:36
  a
• 13:36
  truly
• 13:37
  great
• 13:37
  day
• 13:37
  today.