Latest / Johnny's House / A Quick Stop At Johnny's House: Check Finances

Transcript

A Quick Stop At Johnny's House: Check Finances · Johnny's House

0:01
Speaker 1: Seven thirty eight.
0:01
Speaker 2: It is Johnny's house and his teachers Appreciation Week, and
0:05
Speaker 2: everybody got mad because his teacher Appreciation Week and nurses
0:08
Speaker 2: Appreciation Week on the same week.
0:10
Speaker 1: It was a terrible idea. Whoever came up.
0:12
Speaker 3: Were two very very important people.
0:14
Speaker 2: Right, get their own Yes week. Right back in the day,
0:18
Speaker 2: we planned this exclusive event, but it bombed. It was
0:21
Speaker 2: teachers and it was teachers and nurses and it was
0:25
Speaker 2: just the all men.
0:27
Speaker 1: Show. It was Ah, we held a club you remember.
0:30
Speaker 2: That, Yeah, the reviewing number teachers and nurses and nobody can. Yeah,
0:35
Speaker 2: it was we invited firemen in paramedics and it was
0:39
Speaker 2: the only man that could get in.
0:40
Speaker 1: Yep. And it was just for nurses and teachers. Bomb yeah,
0:44
Speaker 1: big time.
0:45
Speaker 3: I know.
0:46
Speaker 1: It was during like went on the Fridays.
0:49
Speaker 4: Yeah, it was in the evening time. It wasn't like
0:51
Speaker 4: during school hours or anything.
0:52
Speaker 2: We said, guys, you can only come if you're a fireman, policeman,
0:55
Speaker 2: if you're you know, that's the only way you can come.
0:58
Speaker 2: And teachers and nurses, this parties for you.
1:00
Speaker 1: That sucks. It was bad.
1:03
Speaker 2: Again.
1:03
Speaker 4: We did used to do the most popular teacher contests
1:05
Speaker 4: and it wasn't like the best teachers. That's for the
1:08
Speaker 4: most popular. That was pretty pretty big in those year
1:11
Speaker 4: in teacher's party. Yeah, those are a lot of fun.
1:14
Speaker 4: So ray you gotta go now Now I don't have
1:16
Speaker 4: to do those do that anymore. But during a teacher
1:18
Speaker 4: appreciation week, you're supposed to get something from the teacher. Yeah.
1:21
Speaker 3: It's a themed week, so every day is something.
1:24
Speaker 2: So breaks what Yeah, you're supposed to get a gift
1:28
Speaker 2: every day every day.
1:30
Speaker 3: Yeah, and like they obviously they put it as like
1:34
Speaker 3: do what you want, do what you can. This is mandatory,
1:38
Speaker 3: you know. So but like I think the first day
1:42
Speaker 3: was like bring your teacher's favorite drink or something, or
1:46
Speaker 3: like a gift card for like their favorite.
1:47
Speaker 1: Snow, ask to bring bottles to look at the school.
1:50
Speaker 1: That would be.
1:53
Speaker 3: I mean that would be like very smart, you know
1:55
Speaker 3: for the teachers.
1:55
Speaker 4: But no, one of my son's teachers back and they
1:58
Speaker 4: asked me for a bottle.
1:59
Speaker 3: Of yoh oh my oh that's so funny.
2:00
Speaker 1: And I'm like, well, I can't just give it. Yeah.
2:04
Speaker 3: So but I mean like tomorrow or today is like
2:07
Speaker 3: write your teacher, I know, on how they've made you
2:10
Speaker 3: fly high, and like, you know, like so there's like
2:12
Speaker 3: things like that.
2:13
Speaker 1: Man.
2:14
Speaker 3: But it was funny because they sent out these pictures,
2:16
Speaker 3: ear these pages of like their interests and what they like,
2:19
Speaker 3: their favorite drink and all that, and then like some
2:21
Speaker 3: of the teachers are like, please no more post it,
2:25
Speaker 3: please no more, no pads, please no more, because it's
2:29
Speaker 3: like you go to TJ Max and it is the
2:31
Speaker 3: standard there.
2:32
Speaker 1: It is the best teacher on the notepad.
2:34
Speaker 3: And you know, so it's funny that they just didn't
2:37
Speaker 3: want some of these things.
2:38
Speaker 2: Now, teachers, we know you're grateful for anything you get,
2:41
Speaker 2: and I had to give it to you. This is
2:42
Speaker 2: your time to you to wreck up. Yeah, you work hard,
2:45
Speaker 2: you get your underpaid, your overwork. Take this week for you.
2:48
Speaker 2: You should leave what a bag of gift cards?
2:51
Speaker 3: Yes they deserve it.
2:52
Speaker 2: If the end of the week, if if if mister
2:55
Speaker 2: Grimes had a bag of gift cards and mister Magic
2:59
Speaker 2: ain't got a bag of gift I need to look
3:00
Speaker 2: and see what I'm not doing right, you're not touching
3:03
Speaker 2: the kids.
3:04
Speaker 1: Never mind, Oh my gosh, never mind that probably he's
3:10
Speaker 1: talking about mentally. I know you should get a lot,
3:15
Speaker 1: say they should get a lot of gift cards. We're
3:16
Speaker 1: not touching the kids. Your bonus gift card for not
3:19
Speaker 1: touching the children in an education that should be a
3:23
Speaker 1: yearly bonus for you. You d watching the.
3:27
Speaker 3: News, congratulations, you can keep your job.
3:29
Speaker 1: You can keep your job. So you know what I mean?
3:32
Speaker 4: Damn it, Everyone had a teacher that touched them mentally.
3:37
Speaker 1: I shouldn't have to say that you do. That's the
3:40
Speaker 1: Yell's fault, not mine. Dirty people. So Ray, we want
3:44
Speaker 1: to find out what they don't want. What don't you want?
3:47
Speaker 1: So teachers, We're gonna give you an opportunity.
3:49
Speaker 2: And it's not that you're saying I don't want these things,
3:50
Speaker 2: but you got tons of them enough. Yes, but they
3:53
Speaker 2: see the the apartment stores, and the stores know that
3:56
Speaker 2: if you put it out front and say teachers want kids,
3:58
Speaker 2: is like, oh.
4:00
Speaker 1: Miss miss Ray would love this. Yeah, I'm a post
4:02
Speaker 1: it one hundred of them, Like some.
4:04
Speaker 3: Of them are like because they have somebody teacher mugs?
4:06
Speaker 3: Do you not want any more mugs?
4:08
Speaker 1: I probably got about no joke. Eight Father's Day mugs.
4:11
Speaker 1: I always get my dad a mug.
4:13
Speaker 4: World's best Dad. I'm like, how can I be the
4:16
Speaker 4: best and Johnny be the best?
4:18
Speaker 1: Hell? So I got on my from my dad said
4:21
Speaker 1: the world's okays Dad? Nice nice with that with pride
4:24
Speaker 1: man all right.
4:25
Speaker 2: Four oh seven now one nine one o six seven
4:27
Speaker 2: eight seven seven now one nine one o six seven
4:30
Speaker 2: x L mobile four one o six seven lave stream
4:32
Speaker 2: Social media teachers.
4:33
Speaker 1: You got a couple of days in what is it?
4:35
Speaker 2: You look listen, you appreciate it, but you got a
4:38
Speaker 2: lot of these and you don't really care to get
4:39
Speaker 2: another one four oh seven now one nine one o
4:41
Speaker 2: six seven eight seven seven now one nine one o
4:44
Speaker 2: six seven x L mobile four one o six seven
4:46
Speaker 2: lave Street Social media teachers, tell us what it is?
4:48
Speaker 2: What is you don't want so we can stop you
4:50
Speaker 2: from getting those and getting something that you do want.
4:52
Speaker 2: Is a Teachers Appreciation Week right here on Johnny's house.
4:55
Speaker 2: Your rifle of something that's number want to hit music station.
4:57
Speaker 2: It is Johnny's House Thursday morning, sunsh on today as
5:01
Speaker 2: you get prepared to go to all these outdoor concerts
5:03
Speaker 2: that there have in here in the next couple of days.
5:04
Speaker 2: No that it's going to be hot today and breezy
5:07
Speaker 2: ninety four is a high. It is seventy two right now.
5:10
Speaker 2: Teachers Appreciation Week and we're trying to find out from teachers,
5:14
Speaker 2: you got a couple of days left, what is it
5:16
Speaker 2: that you do not want? And it's not you not
5:18
Speaker 2: being grateful, but you got a lot of these things,
5:20
Speaker 2: and a lot of times they just sit there and
5:22
Speaker 2: you know you donate them or give them away. So
5:24
Speaker 2: we're trying to come up with a list of things
5:26
Speaker 2: that you do not want from want to park Hey, Paul, Hey,
5:30
Speaker 2: all right, Paul, was.
5:31
Speaker 1: You don't want? So? I used to teach third grade?
5:34
Speaker 5: Right, I got one neck?
5:35
Speaker 1: And tell me how come after the first two years
5:37
Speaker 1: at thirty times?
5:40
Speaker 3: I bet that's because I mean there's I don't want
5:42
Speaker 3: to say there's not that many guide teachers, but you know, and.
5:45
Speaker 1: That's a go to present time.
5:47
Speaker 6: Yeah, okay, Paul, Yeah, all the female teachers get like
5:50
Speaker 6: all these cute.
5:51
Speaker 5: Little things and stuff like that.
5:52
Speaker 4: Not that I want those either, but like thirty ties,
5:54
Speaker 4: I wear I wear it like ties three days of
5:56
Speaker 4: a week.
5:56
Speaker 6: Like it's not even wearing them every day.
5:58
Speaker 2: Now, Paul, teach you anymore? But if you were, what
6:01
Speaker 2: is it you would have liked to have had?
6:05
Speaker 7: Gift cards are a really good thing and typically I
6:07
Speaker 7: always ask for like don't make it store specific, because
6:10
Speaker 7: typically we spend so much of our own money.
6:12
Speaker 6: And I'm a classroom itself.
6:13
Speaker 4: Any type of like visa gift card would be good
6:15
Speaker 4: because we typically use them the next year.
6:17
Speaker 2: Anyway, visa gift cards. Okay, okay, sounds good. All right, Paul,
6:20
Speaker 2: thank you for calling in. We appreciate you.
6:22
Speaker 1: All right, thank you.
6:23
Speaker 2: Huh neck ties. All right, let's see from one A
6:26
Speaker 2: Park Elizabeth.
6:27
Speaker 5: Good morning, Oh, hi, good morning.
6:29
Speaker 1: And what did you want to say?
6:32
Speaker 5: Well, I'm actually a speech pathologist, and we actually get.
6:36
Speaker 7: Kind of missed.
6:37
Speaker 5: And I don't want to complain because you know, everybody does.
6:40
Speaker 5: Some of the teachers and parents, you know, they recognize us,
6:44
Speaker 5: but we're really not mentioned. Yeah, and says oh, everybody
6:49
Speaker 5: appreciate the speech pathologists, you know, yeah, or you know
6:53
Speaker 5: the other therapist too, all of us, not.
6:55
Speaker 2: Just us, now do you? I mean you are teaching
6:58
Speaker 2: people how to speak again, so technical.
7:00
Speaker 5: You're a teacher, so you actually have my teacher certificate
7:05
Speaker 5: as well, so when you put yourself under as a teacher.
7:09
Speaker 1: Oh, secondary, they have school Counseling Week.
7:13
Speaker 3: I mean they have a National speech Pathologist Day, which
7:16
Speaker 3: is iseh. That's right on the corner.
7:19
Speaker 2: I tell you what next week, you call us back
7:21
Speaker 2: and we'll tell everybody and to give them make sure
7:23
Speaker 2: that we get a gift to the speech pathologist.
7:27
Speaker 5: Oh thank you.
7:30
Speaker 1: I remember my best friend is a speech We'll remember
7:33
Speaker 1: and put it out there for you. Okay, thank you.
7:35
Speaker 5: That's wonderful.
7:36
Speaker 2: Thank you, appreciate you. I appreciate what you do, the
7:39
Speaker 2: work that you do. And from Tavary is Christy, good morning,
7:44
Speaker 2: good morning.
7:45
Speaker 1: Hi. What is it the teachers don't want?
7:47
Speaker 7: Okay, after twenty five years of teaching, I do not
7:50
Speaker 7: want another mug. They're just everywhere, and I even I've
7:57
Speaker 7: gone to the point of throwing them away.
7:59
Speaker 1: Now.
7:59
Speaker 7: No, well my old my older ones, not my newer ones.
8:03
Speaker 7: And because they collect like they collect us. It's just
8:07
Speaker 7: And I don't drink coffee either, which is rare, I know,
8:10
Speaker 7: but I don't drink coffee so like I only drink
8:12
Speaker 7: hot Florida. Oh yeah, I do drink tea. So and
8:16
Speaker 7: then another thing school supplies. That's a big one. I
8:21
Speaker 7: can't stand that or big goods. And I'm not trying
8:23
Speaker 7: to be offensive. That's sweet that you like that good,
8:27
Speaker 7: but no at home home like they bake them at home,
8:31
Speaker 7: like if you bring me something from publics or something rare.
8:34
Speaker 7: And I'm not trying to be offensive.
8:36
Speaker 2: What you're saying. I know what you're saying, but sometimes
8:39
Speaker 2: I like the big goods. I don't even think about
8:41
Speaker 2: their homes.
8:42
Speaker 1: That has a better idea that you don't.
8:45
Speaker 7: If you've seen their backpacks or stuff like that, you
8:48
Speaker 7: would you would think, I just want.
8:49
Speaker 1: The big goods, right, I understand? Okay, Christy, what do
8:56
Speaker 1: you want?
8:56
Speaker 7: Though?
8:57
Speaker 2: Just like the last college is the generic? A gift
9:00
Speaker 2: art like a Visa gift card is someone well, okay.
9:02
Speaker 7: The gift card I agree with, but not Visa, like Target, Amazon,
9:06
Speaker 7: something like that. Chick fil A is always a hit.
9:11
Speaker 7: And I know some of my friend teachers love Starbucks.
9:13
Speaker 7: I don't, but whatever you know is something like that,
9:16
Speaker 7: and even five dollars. It's not like you have to
9:19
Speaker 7: go all out and get like a big gift card
9:21
Speaker 7: five dollars. And I actually teach middle school and I've
9:25
Speaker 7: gotten five notes from kids just thanking me for you know,
9:28
Speaker 7: and and apologizing to me for being disrespect That's sweet enough,
9:32
Speaker 7: I mean, okay, And I have those up on my
9:35
Speaker 7: wall and I hang them up and it makes you smile.
9:37
Speaker 1: All right, Chrissy, thank you? Right what they saying over there?
9:39
Speaker 3: Let's see here somebody else said no more mugs. Somebody
9:42
Speaker 3: actually posted their plaque. They won the most Popular Teacher
9:46
Speaker 3: back in two thousand. Laurie Smith, she posted.
9:52
Speaker 4: Her plat I do remember that, Brian xl mobile power
9:55
Speaker 4: by turning Dan Newlan interact.
9:56
Speaker 1: Need to check.
9:56
Speaker 4: It's a no brainers, call it turny Dan Newlan. I
9:58
Speaker 4: will pass on any homemade art and crafts. Just go
10:01
Speaker 4: ahead and let me get a gift card.
10:03
Speaker 1: Said to do that at school. We don't need the
10:05
Speaker 1: Johnny's house.
10:05
Speaker 2: But now and then you got to sit back and say,
10:07
Speaker 2: all right, I think a lot of people are doing
10:09
Speaker 2: it now because of the gas prices have made you
10:12
Speaker 2: sit back and go.
10:12
Speaker 1: Okay, we need to we need to look at some things. Right,
10:16
Speaker 1: You had to sit back and look at what you doing. So, Brian,
10:18
Speaker 1: what made you have to do this? Well? Mine was
10:21
Speaker 1: our weekend in Austin.
10:22
Speaker 4: So we went and we went to the iHeart Country
10:24
Speaker 4: Festival and they gave me tickets and they gave me
10:26
Speaker 4: the you know, the party passes, but they didn't give
10:28
Speaker 4: me everything else. So I had to spend, and so
10:31
Speaker 4: when we got back, I pulled my statement to see
10:34
Speaker 4: what went where, and I noticed some like pretty high
10:38
Speaker 4: amounts on certain cards that I didn't realize, And I'm like,
10:41
Speaker 4: this is crazy because I haven't looked at I have
10:43
Speaker 4: a lot of credit cards. Most of them just sit
10:45
Speaker 4: in a shell in a drawer somewhere. I don't use them,
10:48
Speaker 4: and so I s this is crazy. So I'm like,
10:50
Speaker 4: you know what, let me pull all of my credit
10:52
Speaker 4: cards right now, write down what I owe on each one,
10:56
Speaker 4: write down the interest on each one, and just put
10:59
Speaker 4: together a play to take them out because.
11:02
Speaker 1: I've spent way too much money and I'm wasting money.
11:05
Speaker 4: And so I did that, and wow, I am reckless and.
11:11
Speaker 1: Not smart when it comes to money.
11:13
Speaker 4: And it just adds because I have some of them
11:15
Speaker 4: on auto pay, and you pay auto pay and you're like.
11:18
Speaker 1: Oh, I didn't use it very much.
11:20
Speaker 4: But then I use it for nine ubers while I
11:22
Speaker 4: was in Austin, and all of a sudden, the card
11:24
Speaker 4: that had zero balance has four hundred and thirty.
11:27
Speaker 1: Seven dollars on it. I'm like, what the heck?
11:29
Speaker 4: Yeah, it's set to pay the minimum, which would have
11:31
Speaker 4: been twenty dollars, so that would take forever, and I'm like,
11:33
Speaker 4: this is nuts. So I go it through and I
11:35
Speaker 4: go through it and I noticed my Amazon Store card.
11:38
Speaker 4: Now that's not like a regular credit card that's got
11:40
Speaker 4: an Amazon theme. It's the Amazon Store Card. It's run
11:43
Speaker 4: through like Synchrony Bank or whatever. I got it when
11:45
Speaker 4: I started Amazon a long time ago. And it's easy
11:48
Speaker 4: to charge things on there, and you get a click click,
11:51
Speaker 4: you get bonus points back when you do it, and
11:52
Speaker 4: so I'm like, whatever, But it's a thirty percent interest rate.
11:57
Speaker 1: I never looked at it before. It's set to pay
11:59
Speaker 1: the minimum.
12:00
Speaker 4: I have a twenty three hundred dollars balance on Amazon
12:02
Speaker 4: that I never even thought that I had because I
12:04
Speaker 4: ordered random stuff here, random stuff there, and I'm making
12:07
Speaker 4: payments because it's set to autopay. It's set to autopay
12:10
Speaker 4: the minimum on a thirty percent interest.
12:12
Speaker 1: Yeah.
12:13
Speaker 4: So I've not paid down one cent from anything that
12:16
Speaker 4: I bought on Amazon.
12:17
Speaker 1: Good and so I'm like, I this has to stop.
12:21
Speaker 1: So yesterday went through and I ranked my cards.
12:24
Speaker 4: I have a lot of zero percent ones, so I
12:25
Speaker 4: moved some stuff to the zero percent ones to get
12:28
Speaker 4: rid of the twenty nine percent ones and literally the
12:31
Speaker 4: first lump of money I get Amazon's getting paid off.
12:35
Speaker 1: I mean, I get it. He has to send Katy
12:37
Speaker 1: Perry to Space.
12:37
Speaker 4: It's probably very expensive to do that, so I understand
12:39
Speaker 4: why he has to charge me thirty percent interest.
12:41
Speaker 1: But I got it.
12:41
Speaker 4: I gotta get it right. And I've not done that
12:43
Speaker 4: in so long. But it was so eye opening, and
12:45
Speaker 4: I'm like, wow, I'm a dummy and I need to
12:47
Speaker 4: stop this.
12:48
Speaker 2: I've had to do it recently because I've been taking
12:50
Speaker 2: over a lot of financing to make sure that my
12:51
Speaker 2: mom's okay. But it's been nickelin dime in it, so
12:54
Speaker 2: to speak. Yeah, and adding on to the fact that
12:56
Speaker 2: I've been saying yes to a lot of stuff. We're
12:58
Speaker 2: going on the cruise, I'm like, well, I can't have
12:59
Speaker 2: that cat, honey, this cabin, well, it's gonna cast you,
13:02
Speaker 2: all right. And then I'm I'm gonna make payment summit.
13:04
Speaker 1: Yeah.
13:04
Speaker 2: Then I'm like, yo, in three years, let's go to
13:06
Speaker 2: the Olympics. Okay, Now, good thing about my girl, we
13:08
Speaker 2: go half. It's not like I pay one hundred percent,
13:11
Speaker 2: so we got to take it.
13:11
Speaker 1: How much do you have?
13:13
Speaker 2: Okay? I got you all right vacation, and I'm like,
13:15
Speaker 2: wait a minute. I don't spend money. I'm not a
13:18
Speaker 2: spending money kind of guy. That's not my thing. And
13:21
Speaker 2: she's like, look at something specially this weekend. I say, hey,
13:23
Speaker 2: how about if we don't spend no money? She goes,
13:25
Speaker 2: will you spend money? Soon as you walk out the door.
13:27
Speaker 1: Yes, she's wrong.
13:29
Speaker 2: So I had to sit back and go, Okay, the
13:32
Speaker 2: things I will not skin. One is anything that my
13:34
Speaker 2: mom needs to make sure that she's okay, that's fine.
13:37
Speaker 2: But there are certain things I'm just like, okay, yeah, yeah,
13:41
Speaker 2: that ain't me.
13:42
Speaker 1: It's not me. All right. When do you have to
13:45
Speaker 1: look at yours? Were you about to move?
13:46
Speaker 3: Yeah, So I've been monitoring mine, like obviously with moving
13:50
Speaker 3: and with like every time summer comes around, I always
13:54
Speaker 3: monitor it because, yes, having the kids in summer camp
13:57
Speaker 3: or daycare, because they have two working moms, we have
14:02
Speaker 3: to put them somewhere, and so I always look every summer.
14:05
Speaker 1: That's a big one.
14:06
Speaker 3: But yeah, I only I have one credit card that
14:10
Speaker 3: has money on it, like a balance on it and
14:13
Speaker 3: everything else.
14:13
Speaker 1: As soon as I use.
14:14
Speaker 3: It, I forget you, just because like you know how
14:17
Speaker 3: I grew up like I've seen my parents go through
14:20
Speaker 3: bankruptcy and lose everything, and so I think I am
14:23
Speaker 3: petrified of that, and so I will just keep one
14:27
Speaker 3: credit card. It might have a large amount of balance
14:29
Speaker 3: on it like certain times, but that's that's it.
14:32
Speaker 2: Good for you, man. Sometimes you do have to sit back.
14:35
Speaker 2: And I think a lot of people are doing it
14:36
Speaker 2: now because of gas. And I think that the surprise
14:39
Speaker 2: a lot of people is now that you see the
14:41
Speaker 2: gas prices go up, but then when you.
14:42
Speaker 1: Put the normal amount in your car, you're like, wait
14:45
Speaker 1: a minute.
14:47
Speaker 4: What the Yeah, wow, I just got a little too
14:51
Speaker 4: over the top with the you only live once. I'm
14:53
Speaker 4: doing this, yeah, because I mean I work hard, I'm
14:56
Speaker 4: doing it, and then the bill comes you like damn
14:59
Speaker 4: it right yeah yeah, And.
15:02
Speaker 3: Like these weekends where we like, you know, well we'll
15:05
Speaker 3: broadcast from somewhere and it's like, yes, we get all
15:07
Speaker 3: these perks. Yeah. Also those perks come with price tags
15:11
Speaker 3: that you need to pay be you know.
15:13
Speaker 2: Every cruise except maybe two, and we've done them. We've
15:17
Speaker 2: done them for maybe seventeen years, I think only two.
15:19
Speaker 2: We've all lost money, yes, yes, all lost mone last
15:22
Speaker 2: year was a lot and we tell you we're doing
15:24
Speaker 2: it for you and y'all really, no, no, we are,
15:26
Speaker 2: except this year hopefully we just want to break even.
15:29
Speaker 2: Our goal is can we get off the boat with
15:31
Speaker 2: no debts?
15:31
Speaker 1: Yeah, that's all we want because it is worse it is.
15:34
Speaker 2: Oh, it's non stop. We do it for you, guys,
15:36
Speaker 2: We really do. As long as you're having fun and
15:38
Speaker 2: you guys listen to the show, we'll do it. I
15:40
Speaker 2: want to find out from you what happened to you
15:42
Speaker 2: and you have to sit back and look at your
15:43
Speaker 2: finance and go, okay, we need to slow some things down.
15:46
Speaker 1: Things are getting out of control.
15:49
Speaker 2: Four oh seven now one nine one O six seven
15:51
Speaker 2: eight seven seven now one nine one O six seven
15:53
Speaker 2: Excel Mobile four one O six seven live streamers step up.
15:57
Speaker 1: We want to hear from you. Sometimes things happen in
15:59
Speaker 1: your life.
15:59
Speaker 2: You're like, okay, I got to look at my finances.
16:02
Speaker 2: What occurreage that made you do that? Four oh seven
16:04
Speaker 2: nine one nine one O six seven eight seven seven
16:06
Speaker 2: nine one nine one O six seven hits on Johnny's
16:08
Speaker 2: House Now Johnny's House ninety four of the High seventy
16:11
Speaker 2: five right now, Sonny and breezy today.
16:13
Speaker 1: What happened?
16:13
Speaker 2: You had to take a step back and look at
16:15
Speaker 2: your finance and say, oh, oh, things have changed a
16:18
Speaker 2: little bit. I need to slow down, or you look
16:20
Speaker 2: at it and go, you know what I'm doing?
16:21
Speaker 1: All right?
16:22
Speaker 2: From Orlando Kim, good morning, Hello, Hello, Hey, good morning,
16:30
Speaker 2: good morning.
16:30
Speaker 1: All right? What do you want to say him? I'm
16:33
Speaker 1: gonna say I.
16:33
Speaker 6: Had to stop playing Solitaire?
16:34
Speaker 5: Shats.
16:35
Speaker 6: I didn't realize how much he was spending on it.
16:37
Speaker 1: So I got my film what does it called Solitaire? What?
16:40
Speaker 5: Solitaire cash?
16:41
Speaker 1: On my phone? Solitaire cash? I've never heard of that.
16:45
Speaker 1: Oh yeah, I saw me.
16:46
Speaker 6: You playing for money, and you know I would be
16:49
Speaker 6: ten to a tweet dollars here.
16:50
Speaker 7: And then I got my scupper bill and I was like,
16:52
Speaker 7: oh my god, So yeah, I have to stop.
16:55
Speaker 5: Take it out my phone.
16:56
Speaker 1: Well, if you're paying for cash, how come you ain't
16:57
Speaker 1: win no cash?
16:59
Speaker 6: Well, because you know, I kept just rolling it.
17:02
Speaker 1: Over, rolling it over. Yeah, wow, So you stopped completely. Yeah,
17:12
Speaker 1: I had to take it off.
17:13
Speaker 5: My phone because then the one I knew I was supposed.
17:15
Speaker 6: To stop, and I thought I would just cut back.
17:16
Speaker 2: But good, good for you, Good for you. You find
17:22
Speaker 2: other things. It's it's funny, lad, Wait, maen, I spend
17:24
Speaker 2: how much?
17:26
Speaker 7: Oh yeah, I know I could believe it.
17:28
Speaker 1: Yeah, don't.
17:29
Speaker 2: I don't have this, but if are you, I would
17:31
Speaker 2: not download any of those bet naps.
17:33
Speaker 1: That's just me.
17:34
Speaker 7: No, no, no, I know. I've learned my lessons.
17:36
Speaker 2: Yeah, if you if you're losing money on solitary solitaire cash,
17:40
Speaker 2: I didn't know you can make cash to play.
17:42
Speaker 4: Yeah. I don't spend money on any of the games
17:44
Speaker 4: that I will do some hard rock bet in a second,
17:46
Speaker 4: but I'm betting on actually.
17:47
Speaker 1: Yes, yes. Adrian from Orlando, good morning.
17:51
Speaker 7: Good morning.
17:52
Speaker 2: All right, when did you when did you? When did
17:54
Speaker 2: you say? Look, I need to look at my finances.
17:56
Speaker 6: Yeah, about a week before I was leaving for New Zy,
18:00
Speaker 6: after I made a commitment to be there for six months.
18:02
Speaker 1: WHOA, how much money? How much money? You say? What
18:05
Speaker 1: do you do? It didn't go to New Zealand for
18:07
Speaker 1: six months? Good? Now? Well?
18:10
Speaker 6: Wow, I teach up for a local community college. I
18:13
Speaker 6: was dated sabbatical a couple of years ago.
18:15
Speaker 1: Okay, so my.
18:16
Speaker 6: Family and I did some research, we saved up our money,
18:19
Speaker 6: we did some budgeting, so we're going to go lift
18:21
Speaker 6: someplace off.
18:22
Speaker 1: For six that's pretty cool, And we.
18:24
Speaker 6: Made the commitment. We worked up to it. In about
18:26
Speaker 6: a week before we left, we discovered water damage in
18:29
Speaker 6: our bathroom the tune of the sixty thousand dollars replacements.
18:34
Speaker 2: I say, what do you have to do to shut
18:36
Speaker 2: this thing down? Because I'm going we'll deal with this
18:39
Speaker 2: when we get back.
18:41
Speaker 6: That is kind of was our mindset. Yeah, very fortunate
18:45
Speaker 6: to have a great contractor we could work with and
18:48
Speaker 6: spread out payments and whatnot, so we were still able
18:50
Speaker 6: to reach the dream. But I tell you what, coming back,
18:53
Speaker 6: we had pennies.
18:54
Speaker 1: Yeah, that's okay.
18:56
Speaker 2: I'm sorry if if the bat hey listen, the bathroom,
18:59
Speaker 2: ISS gonna call it's sixty grand. How is it that
19:02
Speaker 2: out your sixty grand? What do you have to do
19:04
Speaker 2: to shut their water off to that room?
19:07
Speaker 1: Yeah? Shut the water off. We'll deal with this when
19:10
Speaker 1: we get back. I'm sorry. Hey, y'all know, hey, bathrooms
19:16
Speaker 1: gonna be kind of tight. I got a porter party
19:17
Speaker 1: coming in. We'll get back to it. Yeah, I wouldn't
19:23
Speaker 1: even think about it for that last month. I think
19:24
Speaker 1: that last month Five'm like.
19:26
Speaker 2: Hey, baby, you know we gotta go back to that.
19:30
Speaker 1: Well, I'm glad you had fun.
19:31
Speaker 2: I think that's great for anybody to say, hey, you
19:33
Speaker 2: know what, let's go live somewhere for six months and
19:35
Speaker 2: then go back and get our lives again.
19:36
Speaker 1: I admire that it was real good. Good for you,
19:39
Speaker 1: Good for you, a thank you for sharing that.
19:41
Speaker 6: Thank you guys. Love listening to your first time calling.
19:44
Speaker 2: Hey family, now you call back again. All right, well,
19:49
Speaker 2: all right, take care of a good day. Yeah, I
19:50
Speaker 2: forget that bathroom.
19:51
Speaker 4: I'm going be what they say that Excel Mobile Power
19:54
Speaker 4: by Attorney Dan Newlan interrect need to check.
19:55
Speaker 1: It's a no brainer. Just call it turny Dan Newlan.
19:57
Speaker 4: Someone said they sat down to look at their finances
19:59
Speaker 4: one day. So they were paying all their bills on time.
20:01
Speaker 4: Everything seemed cool, but their credit cards weren't going down.
20:04
Speaker 4: They did the deep dive. They had seventy thousand dollars
20:07
Speaker 4: in credit card debt and so they were really just
20:09
Speaker 4: servicing the debt.
20:10
Speaker 1: They weren't paying it down. Yeah yeah, yeah. It would
20:13
Speaker 1: take thirty years.
20:14
Speaker 4: So they had to do one of those debt settlement
20:16
Speaker 4: type companies to get everything back on track. But that's
20:18
Speaker 4: the problem with servicing debt. You'll never get out of it. No,
20:21
Speaker 4: you're just servicing it.
20:22
Speaker 2: Ask Spirit Airline. Yeah right, I ain't joking with the
20:25
Speaker 2: fact that they went out there, what happened. They were
20:27
Speaker 2: just they're paying the debt until they're like, look, we're
20:29
Speaker 2: not making it any money.
20:30
Speaker 1: You can't get ahead. We're just paying the debt. Fun