How Fintechs Use Real-Time Expense Data for Corporate Card Limits

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies · Jul 9, 2026 · 6m · transcript

Episode 102 of Fintech Conversations dives into how corporate card issuers are using real-time expense data to set dynamic spending limits—a shift from static credit lines. Lucas and Luna explore the case of Brex, which analyzes payroll, burn rate, and subscription data to adjust limits daily. They discuss the technology behind real-time underwriting, the risk of false positives, and whether this model will replace traditional corporate credit cards. The hosts also touch on the implications for finance teams seeking tighter controls. Specific numbers: Brex's dynamic limits update every…