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Transcript

How Do I Prepare for a Layoff When I'm Already Stretched Thin? · Becoming Financially Confident

• 0:37
  The
• 0:37
  rumor
• 0:38
  mill
• 0:38
  at
• 0:38
  work
• 0:38
  is
• 0:38
  spinning.
• 0:39
  The
• 0:40
  economy
• 0:40
  feels
• 0:40
  shaky,
• 0:41
  and
• 0:42
  you're
• 0:42
  already
• 0:42
  living
• 0:43
  paycheck
• 0:43
  to
• 0:43
  paycheck.
• 0:45
  And
• 0:45
  that
• 0:45
  weight
• 0:46
  of
• 0:46
  a
• 0:46
  potential
• 0:46
  layoff
• 0:46
  can
• 0:47
  feel
• 0:47
  like
• 0:47
  a
• 0:47
  mountain
• 0:48
  about
• 0:48
  to
• 0:48
  crumble
• 0:48
  on
• 0:49
  top
• 0:49
  of
• 0:49
  you.
• 0:50
  But,
• 0:51
  friend,
• 0:51
  fear
• 0:51
  isn't
• 0:51
  a
• 0:52
  strategy
• 0:53
  and
• 0:53
  panic
• 0:53
  isn't
• 0:54
  a
• 0:54
  plan.
• 0:55
  Today
• 0:55
  we're
• 0:55
  going
• 0:55
  to
• 0:56
  talk
• 0:56
  about
• 0:56
  how
• 0:56
  to
• 0:56
  build
• 0:56
  a
• 0:56
  safety
• 0:57
  net
• 0:57
  when
• 0:57
  you
• 0:57
  feel
• 0:58
  like
• 0:58
  you
• 0:58
  don't
• 0:58
  even
• 0:58
  have
• 0:59
  enough
• 0:59
  rope
• 0:59
  to
• 0:59
  start.
• 1:01
  And
• 1:01
  by
• 1:01
  the
• 1:01
  way,
• 1:01
  I
• 1:01
  want
• 1:02
  to
• 1:02
  thank
• 1:02
  you.
• 1:02
  Today
• 1:03
  is
• 1:03
  our
• 1:03
  hundred
• 1:03
  episode
• 1:04
  of
• 1:04
  the
• 1:04
  year,
• 1:05
  and
• 1:05
  I
• 1:05
  so
• 1:05
  much
• 1:06
  appreciate
• 1:06
  you
• 1:06
  joining
• 1:07
  me.
• 1:29
  Hey,
• 1:29
  friend.
• 1:30
  Ralph
• 1:30
  Estep
• 1:31
  Jr.
• 1:31
  Here.
• 1:32
  This
• 1:32
  is
• 1:32
  financially
• 1:33
  Confident
• 1:33
  Christian,
• 1:34
  where
• 1:34
  we
• 1:35
  break
• 1:35
  the
• 1:35
  cycle
• 1:35
  of
• 1:36
  financial
• 1:36
  shame
• 1:37
  and
• 1:37
  live
• 1:37
  in
• 1:38
  confidence.
• 1:40
  And
• 1:40
  today's
• 1:40
  all
• 1:40
  about
• 1:41
  building
• 1:41
  confidence
• 1:41
  in
• 1:42
  a
• 1:42
  time
• 1:42
  of
• 1:42
  anxiety.
• 1:44
  Today
• 1:44
  we're
• 1:44
  going
• 1:44
  to
• 1:44
  talk
• 1:44
  about
• 1:45
  some
• 1:45
  practical
• 1:45
  steps
• 1:46
  to
• 1:46
  prepare
• 1:46
  for
• 1:46
  income
• 1:47
  loss
• 1:47
  when
• 1:48
  your
• 1:48
  budget
• 1:48
  is
• 1:48
  already
• 1:49
  tight.
• 1:50
  Which
• 1:50
  leads
• 1:50
  me
• 1:51
  to
• 1:51
  today's
• 1:51
  listener
• 1:52
  question.
• 1:52
  Listener
• 1:53
  wrote
• 1:53
  this.
• 1:53
  Ralph,
• 1:54
  I
• 1:55
  am
• 1:55
  consumed
• 1:55
  by
• 1:56
  worry
• 1:56
  about
• 1:56
  another
• 1:56
  layoff
• 1:57
  or
• 1:57
  income
• 1:57
  drop.
• 1:59
  It's
• 1:59
  all
• 1:59
  I
• 1:59
  can
• 2:00
  think
• 2:00
  about.
• 2:00
  Some
• 2:00
  days
• 2:02
  I
• 2:02
  want
• 2:02
  to
• 2:02
  prepare
• 2:02
  and
• 2:03
  build
• 2:03
  a
• 2:03
  margin,
• 2:04
  but
• 2:04
  I'm
• 2:04
  already
• 2:05
  stretched
• 2:05
  so
• 2:05
  thin,
• 2:06
  I
• 2:06
  don't
• 2:06
  know
• 2:06
  where
• 2:06
  to
• 2:06
  start.
• 2:08
  What's
• 2:08
  a
• 2:08
  practical
• 2:09
  step
• 2:09
  I
• 2:09
  can
• 2:09
  take
• 2:10
  when
• 2:10
  I
• 2:10
  feel
• 2:10
  completely
• 2:11
  tapped
• 2:11
  out?
• 2:12
  I
• 2:12
  need
• 2:12
  to
• 2:13
  do
• 2:13
  something
• 2:13
  to
• 2:13
  protect
• 2:14
  myself,
• 2:15
  but
• 2:15
  I'm
• 2:15
  overwhelmed
• 2:16
  by
• 2:16
  how
• 2:16
  little
• 2:17
  room
• 2:17
  that
• 2:18
  I
• 2:18
  have
• 2:18
  to
• 2:18
  work
• 2:18
  with.
• 2:21
  I'd
• 2:21
  be
• 2:21
  willing
• 2:22
  to
• 2:22
  bet
• 2:22
  a
• 2:22
  lot
• 2:22
  of
• 2:22
  you
• 2:22
  are
• 2:23
  feeling
• 2:23
  that
• 2:23
  right
• 2:23
  now.
• 2:25
  And
• 2:25
  as
• 2:25
  I
• 2:25
  was
• 2:25
  so
• 2:26
  happy
• 2:26
  to
• 2:26
  get
• 2:26
  this
• 2:26
  question,
• 2:28
  but
• 2:28
  there
• 2:28
  is
• 2:29
  an
• 2:29
  answer
• 2:29
  to
• 2:29
  this.
• 2:30
  And
• 2:30
  the
• 2:31
  answer
• 2:31
  is
• 2:31
  preparation.
• 2:33
  Preparation
• 2:33
  is
• 2:34
  the
• 2:34
  antidote
• 2:34
  to
• 2:35
  panic.
• 2:35
  And
• 2:35
  even
• 2:35
  the
• 2:36
  smallest
• 2:36
  margin
• 2:37
  can
• 2:37
  create
• 2:38
  a
• 2:38
  bridge
• 2:38
  to
• 2:38
  your
• 2:38
  next
• 2:39
  season.
• 2:40
  Give
• 2:40
  you
• 2:40
  an
• 2:40
  example
• 2:41
  of
• 2:41
  this.
• 2:41
  I've
• 2:42
  talked
• 2:42
  about
• 2:42
  this
• 2:42
  on
• 2:42
  the
• 2:42
  show
• 2:43
  before.
• 2:44
  I
• 2:44
  guess
• 2:44
  it's
• 2:45
  been
• 2:45
  about
• 2:45
  30
• 2:45
  years
• 2:46
  ago
• 2:46
  now.
• 2:46
  I
• 2:46
  was
• 2:46
  the
• 2:47
  executive
• 2:47
  vice
• 2:47
  president
• 2:48
  of
• 2:48
  a
• 2:48
  big
• 2:48
  credit
• 2:48
  union
• 2:49
  not
• 2:49
  far
• 2:49
  from
• 2:49
  where
• 2:50
  I
• 2:50
  live.
• 2:51
  And
• 2:51
  this
• 2:51
  credit
• 2:52
  union
• 2:52
  served
• 2:52
  the
• 2:52
  Chrysler
• 2:53
  employees
• 2:54
  assembly
• 2:55
  plant
• 2:55
  in
• 2:55
  Newark,
• 2:56
  Delaware.
• 2:57
  And
• 2:57
  Chrysler
• 2:57
  decided
• 2:58
  they
• 2:58
  were
• 2:58
  going
• 2:58
  to
• 2:58
  retool
• 2:59
  the
• 2:59
  entire
• 2:59
  plant.
• 3:00
  I
• 3:00
  mean,
• 3:00
  they
• 3:00
  were
• 3:00
  going
• 3:00
  to
• 3:01
  knock
• 3:01
  this
• 3:01
  plant
• 3:01
  to
• 3:02
  the
• 3:02
  ground
• 3:02
  and
• 3:02
  start
• 3:02
  over
• 3:03
  again.
• 3:04
  And
• 3:04
  they
• 3:04
  told
• 3:05
  the
• 3:05
  workers,
• 3:05
  you're
• 3:05
  going
• 3:05
  to
• 3:06
  be
• 3:06
  out
• 3:06
  of
• 3:06
  work
• 3:06
  for
• 3:06
  18
• 3:07
  months.
• 3:08
  Now
• 3:09
  here
• 3:09
  I
• 3:09
  am.
• 3:09
  The
• 3:09
  executive
• 3:10
  of
• 3:10
  the
• 3:10
  credit
• 3:10
  union
• 3:11
  serves
• 3:11
  most
• 3:11
  of
• 3:11
  these
• 3:11
  people.
• 3:12
  So
• 3:13
  what
• 3:13
  do
• 3:13
  we
• 3:13
  have
• 3:13
  to
• 3:13
  do?
• 3:14
  We
• 3:14
  had
• 3:14
  to
• 3:14
  step
• 3:15
  up
• 3:15
  and
• 3:15
  show
• 3:15
  these
• 3:16
  folks
• 3:16
  how
• 3:17
  they
• 3:17
  can
• 3:17
  prepare
• 3:17
  for
• 3:18
  that.
• 3:18
  And
• 3:19
  what
• 3:19
  I
• 3:19
  learned
• 3:19
  during
• 3:19
  that
• 3:20
  process
• 3:20
  is
• 3:20
  exactly
• 3:21
  what
• 3:21
  I'm
• 3:21
  going
• 3:21
  to
• 3:21
  share
• 3:21
  with
• 3:22
  you
• 3:22
  on
• 3:22
  today's
• 3:22
  show.
• 3:23
  It
• 3:23
  wasn't
• 3:24
  easy,
• 3:24
  but
• 3:25
  because
• 3:25
  we
• 3:25
  had
• 3:25
  preparation
• 3:26
  and
• 3:26
  a
• 3:26
  plan,
• 3:27
  we
• 3:27
  were
• 3:27
  able
• 3:28
  to
• 3:28
  get
• 3:28
  people
• 3:28
  through
• 3:28
  it
• 3:29
  here's
• 3:30
  how
• 3:30
  you
• 3:30
  start.
• 3:31
  Perform
• 3:32
  a
• 3:32
  simple
• 3:32
  survival
• 3:33
  audit.
• 3:34
  You
• 3:35
  got
• 3:35
  to
• 3:35
  sit
• 3:35
  down
• 3:35
  and
• 3:35
  identify
• 3:36
  exactly
• 3:37
  what
• 3:37
  your
• 3:37
  four
• 3:37
  wall
• 3:38
  costs
• 3:38
  are.
• 3:39
  Maybe
• 3:40
  saying,
• 3:40
  Ralph,
• 3:40
  okay,
• 3:41
  what
• 3:41
  are
• 3:41
  the
• 3:41
  four
• 3:41
  walls?
• 3:43
  Food,
• 3:43
  utilities,
• 3:45
  shelter
• 3:45
  and
• 3:46
  transportation.
• 3:48
  Those
• 3:48
  are
• 3:48
  the
• 3:48
  four
• 3:48
  walls.
• 3:49
  Food,
• 3:50
  utilities,
• 3:51
  shelter
• 3:52
  and
• 3:53
  transportation.
• 3:54
  Because
• 3:55
  when
• 3:55
  you
• 3:55
  know
• 3:55
  the
• 3:55
  bare
• 3:56
  minimum
• 3:56
  you
• 3:56
  need
• 3:56
  to
• 3:57
  survive,
• 3:57
  it
• 3:58
  takes
• 3:58
  that
• 3:58
  monster
• 3:59
  in
• 3:59
  the
• 3:59
  closet
• 4:00
  and
• 4:00
  puts
• 4:00
  it
• 4:00
  on
• 4:00
  paper
• 4:01
  where
• 4:01
  you
• 4:01
  can
• 4:01
  manage
• 4:02
  it.
• 4:03
  Remember
• 4:03
  when
• 4:03
  I
• 4:04
  was
• 4:04
  a
• 4:04
  little
• 4:04
  kid,
• 4:04
  I
• 4:04
  was
• 4:04
  like,
• 4:04
  there's
• 4:05
  a
• 4:05
  monster
• 4:05
  in
• 4:05
  that
• 4:05
  closet.
• 4:06
  I
• 4:06
  remember
• 4:06
  my
• 4:06
  mom,
• 4:06
  I
• 4:06
  said,
• 4:07
  how
• 4:07
  about
• 4:07
  we
• 4:07
  take
• 4:07
  the
• 4:08
  doors
• 4:08
  off
• 4:08
  the
• 4:08
  closet
• 4:08
  so
• 4:09
  I
• 4:09
  can't
• 4:09
  see
• 4:09
  in
• 4:09
  there?
• 4:11
  But
• 4:11
  what
• 4:11
  I
• 4:11
  was
• 4:11
  really
• 4:11
  doing
• 4:13
  is
• 4:13
  I
• 4:13
  was
• 4:13
  putting
• 4:13
  it
• 4:14
  out
• 4:14
  there
• 4:14
  so
• 4:14
  I
• 4:14
  could
• 4:15
  see
• 4:15
  in
• 4:15
  there.
• 4:15
  And
• 4:15
  that's
• 4:15
  where
• 4:16
  you
• 4:16
  got
• 4:16
  to
• 4:16
  start.
• 4:17
  Know
• 4:17
  what
• 4:17
  your
• 4:17
  four
• 4:18
  walls
• 4:18
  are?
• 4:19
  Second
• 4:19
  step
• 4:20
  pause
• 4:21
  non
• 4:21
  essential
• 4:22
  debt
• 4:22
  payments.
• 4:24
  If
• 4:24
  a
• 4:24
  layoff
• 4:25
  is
• 4:25
  imminent,
• 4:25
  if
• 4:25
  you
• 4:25
  know
• 4:26
  it's
• 4:26
  coming,
• 4:27
  there's
• 4:28
  a
• 4:28
  saying
• 4:28
  that
• 4:28
  says
• 4:28
  cash
• 4:29
  is
• 4:29
  king.
• 4:30
  That's
• 4:30
  where
• 4:31
  you
• 4:31
  got
• 4:31
  to
• 4:31
  live.
• 4:32
  You
• 4:32
  might
• 4:32
  temporarily
• 4:33
  move
• 4:33
  to
• 4:33
  make
• 4:33
  it
• 4:34
  only
• 4:34
  minimum
• 4:34
  payments.
• 4:35
  I
• 4:35
  know
• 4:35
  that
• 4:35
  doesn't
• 4:35
  sound
• 4:36
  good.
• 4:37
  You're
• 4:37
  like,
• 4:37
  wait
• 4:37
  a
• 4:37
  second,
• 4:38
  Ralph,
• 4:38
  I'm
• 4:38
  working
• 4:38
  on
• 4:38
  this
• 4:39
  debt.
• 4:39
  But
• 4:39
  listen,
• 4:40
  you
• 4:40
  got
• 4:40
  to
• 4:40
  do
• 4:41
  what
• 4:41
  you
• 4:41
  got
• 4:41
  to
• 4:41
  do
• 4:41
  based
• 4:41
  on
• 4:42
  the
• 4:42
  time.
• 4:43
  Allow
• 4:43
  those
• 4:44
  lower
• 4:44
  interest
• 4:45
  debts
• 4:45
  to
• 4:45
  stockpile
• 4:46
  as
• 4:46
  much
• 4:46
  cash
• 4:46
  as
• 4:47
  possible.
• 4:48
  This
• 4:48
  isn't
• 4:49
  a
• 4:49
  forever
• 4:49
  decision,
• 4:50
  but
• 4:51
  it's
• 4:51
  a
• 4:51
  defensive
• 4:51
  hunker
• 4:52
  down.
• 4:53
  Here's
• 4:54
  another
• 4:54
  great
• 4:54
  idea
• 4:54
  and
• 4:55
  I
• 4:55
  really
• 4:55
  encouraged
• 4:55
  our
• 4:55
  members
• 4:56
  at
• 4:56
  the
• 4:56
  time
• 4:56
  to
• 4:56
  do
• 4:56
  this.
• 4:57
  Inventory
• 4:58
  those
• 4:58
  hidden
• 4:59
  assets
• 4:59
  you've
• 4:59
  got.
• 5:00
  Look
• 5:00
  around
• 5:01
  your
• 5:01
  house
• 5:01
  for
• 5:01
  things
• 5:02
  that
• 5:02
  you
• 5:02
  can
• 5:02
  sell
• 5:02
  or
• 5:03
  maybe
• 5:03
  some
• 5:04
  skills
• 5:04
  you
• 5:04
  can
• 5:04
  monetize
• 5:05
  immediately.
• 5:06
  Because
• 5:07
  when
• 5:07
  you're
• 5:07
  stretched
• 5:08
  in
• 5:08
  a
• 5:08
  quick
• 5:08
  $200
• 5:09
  from
• 5:09
  a
• 5:09
  Facebook
• 5:09
  marketplace
• 5:10
  sale
• 5:11
  can
• 5:11
  be
• 5:11
  the
• 5:11
  beginning
• 5:12
  of
• 5:12
  your
• 5:12
  in
• 5:12
  case
• 5:12
  of
• 5:13
  emergency
• 5:13
  fund.
• 5:14
  Don't
• 5:14
  overlook
• 5:15
  those
• 5:15
  small
• 5:15
  things.
• 5:16
  And
• 5:17
  while
• 5:17
  you're
• 5:17
  in
• 5:17
  this
• 5:18
  and
• 5:18
  while
• 5:18
  you're
• 5:18
  getting
• 5:18
  ready
• 5:19
  for
• 5:19
  this,
• 5:19
  update
• 5:20
  your
• 5:20
  career
• 5:20
  insurance.
• 5:21
  Now
• 5:21
  this
• 5:21
  isn't
• 5:21
  the
• 5:22
  insurance
• 5:22
  you
• 5:22
  go
• 5:22
  buy
• 5:22
  from
• 5:22
  a
• 5:23
  broker.
• 5:24
  This
• 5:24
  is
• 5:24
  your
• 5:24
  career
• 5:25
  insurance,
• 5:26
  your
• 5:26
  resume
• 5:27
  and
• 5:27
  your
• 5:27
  network.
• 5:28
  These
• 5:29
  are
• 5:29
  insurance
• 5:29
  policies
• 5:30
  to
• 5:30
  you.
• 5:31
  Don't
• 5:31
  wait
• 5:31
  for
• 5:32
  that
• 5:32
  pink
• 5:32
  slip
• 5:32
  to
• 5:32
  update
• 5:33
  your
• 5:33
  LinkedIn
• 5:33
  profile
• 5:34
  or
• 5:34
  reach
• 5:34
  out
• 5:35
  to
• 5:35
  some
• 5:35
  old
• 5:35
  colleagues.
• 5:37
  Start
• 5:37
  that
• 5:37
  search
• 5:38
  while
• 5:38
  you
• 5:38
  still
• 5:38
  have
• 5:39
  the
• 5:39
  source.
• 5:40
  I
• 5:40
  think
• 5:40
  a
• 5:40
  lot
• 5:40
  of
• 5:41
  people
• 5:41
  don't
• 5:41
  think
• 5:41
  about
• 5:41
  that
• 5:41
  one,
• 5:42
  but
• 5:42
  always
• 5:42
  be
• 5:42
  building
• 5:43
  that
• 5:43
  what
• 5:43
  if
• 5:43
  scenario.
• 5:45
  And
• 5:45
  here's
• 5:46
  another
• 5:46
  plan.
• 5:47
  Cut
• 5:47
  to
• 5:47
  the
• 5:47
  bone.
• 5:48
  Now
• 5:49
  it's
• 5:49
  much
• 5:50
  easier
• 5:50
  to
• 5:50
  cut
• 5:50
  that
• 5:51
  cable,
• 5:51
  those
• 5:51
  subscriptions,
• 5:52
  and
• 5:52
  dining
• 5:53
  out
• 5:53
  before
• 5:53
  the
• 5:54
  crisis
• 5:54
  hits.
• 5:55
  Because
• 5:56
  every
• 5:56
  dollar
• 5:56
  you
• 5:57
  save
• 5:57
  now
• 5:57
  is
• 5:57
  a
• 5:57
  dollar
• 5:58
  that
• 5:58
  buys
• 5:58
  you
• 5:58
  time
• 5:59
  and
• 5:59
  peace
• 5:59
  later.
• 6:01
  I
• 6:01
  never
• 6:02
  said
• 6:02
  this
• 6:02
  was
• 6:02
  going
• 6:02
  to
• 6:02
  be
• 6:03
  easy.
• 6:04
  This
• 6:04
  is
• 6:04
  hard
• 6:04
  stuff.
• 6:06
  But
• 6:06
  Preparation
• 6:07
  is
• 6:07
  an
• 6:07
  act
• 6:07
  of
• 6:08
  faith
• 6:08
  that
• 6:08
  God
• 6:08
  will
• 6:09
  provide
• 6:09
  the
• 6:09
  way
• 6:09
  if
• 6:09
  you
• 6:10
  provide
• 6:10
  the
• 6:10
  willingness.
• 6:11
  And
• 6:11
  that's
• 6:11
  really
• 6:11
  what
• 6:11
  the
• 6:12
  key
• 6:12
  takeaway
• 6:12
  is
• 6:12
  today.
• 6:14
  You
• 6:14
  got
• 6:14
  to
• 6:14
  provide
• 6:15
  the
• 6:15
  willingness.
• 6:17
  So
• 6:17
  here's
• 6:17
  your
• 6:17
  win
• 6:18
  for
• 6:18
  today.
• 6:18
  If
• 6:18
  you've
• 6:18
  got
• 6:19
  this
• 6:19
  on
• 6:19
  the
• 6:19
  horizon,
• 6:20
  if
• 6:20
  you're
• 6:20
  feeling
• 6:20
  this
• 6:20
  pressure
• 6:21
  right
• 6:21
  now,
• 6:21
  I'm
• 6:21
  going
• 6:21
  to
• 6:21
  encourage
• 6:22
  you
• 6:22
  open
• 6:23
  a
• 6:23
  separate
• 6:23
  savings
• 6:24
  account
• 6:24
  today
• 6:24
  and
• 6:24
  call
• 6:25
  it
• 6:25
  your
• 6:25
  Peace
• 6:25
  of
• 6:25
  Mind
• 6:26
  fund.
• 6:27
  Even
• 6:27
  if
• 6:27
  you
• 6:27
  don't
• 6:27
  have
• 6:28
  this
• 6:28
  in
• 6:28
  your
• 6:30
  idea
• 6:30
  or
• 6:30
  what's
• 6:30
  coming
• 6:31
  next,
• 6:31
  I
• 6:32
  think
• 6:32
  this
• 6:32
  is
• 6:32
  a
• 6:32
  great
• 6:32
  idea
• 6:33
  to
• 6:33
  have
• 6:33
  one
• 6:33
  of
• 6:33
  these.
• 6:33
  So
• 6:33
  create
• 6:34
  that
• 6:34
  Peace
• 6:34
  of
• 6:34
  Mind
• 6:35
  Fund.
• 6:35
  And
• 6:35
  look,
• 6:36
  you
• 6:36
  can
• 6:36
  start
• 6:36
  with
• 6:36
  $25.
• 6:38
  It's
• 6:39
  not
• 6:39
  going
• 6:39
  to
• 6:39
  solve
• 6:39
  the
• 6:39
  whole
• 6:40
  problem,
• 6:40
  but
• 6:41
  embrace
• 6:41
  that
• 6:41
  paralysis
• 6:42
  of
• 6:42
  doing
• 6:42
  nothing.
• 6:44
  Let's
• 6:44
  get
• 6:44
  right
• 6:44
  to
• 6:44
  today's
• 6:45
  Bible
• 6:45
  verse
• 6:46
  comes
• 6:46
  to
• 6:46
  us
• 6:46
  from
• 6:47
  the
• 6:47
  Gospel
• 6:47
  of
• 6:47
  Matthew,
• 6:48
  chapter
• 6:48
  6,
• 6:49
  verses
• 6:49
  25
• 6:50
  and
• 6:50
  27.
• 6:52
  This
• 6:52
  is
• 6:53
  such
• 6:53
  an
• 6:53
  encouraging
• 6:53
  one.
• 6:54
  Again,
• 6:55
  Matthew
• 6:55
  6,
• 6:56
  25
• 6:56
  and
• 6:56
  27.
• 6:57
  Therefore,
• 6:57
  I
• 6:58
  tell
• 6:58
  you,
• 6:59
  do
• 6:59
  not
• 6:59
  worry
• 6:59
  about
• 7:00
  your
• 7:00
  life,
• 7:01
  what
• 7:01
  you
• 7:01
  will
• 7:02
  eat
• 7:02
  or
• 7:02
  drink,
• 7:03
  or
• 7:03
  about
• 7:03
  your
• 7:03
  body,
• 7:04
  what
• 7:04
  you'll
• 7:04
  wear.
• 7:05
  Is
• 7:06
  not
• 7:06
  life
• 7:06
  more
• 7:06
  than
• 7:07
  food
• 7:08
  and
• 7:08
  the
• 7:08
  body
• 7:08
  more
• 7:09
  than
• 7:09
  clothes?
• 7:10
  Look
• 7:10
  at
• 7:10
  the
• 7:10
  birds
• 7:11
  of
• 7:11
  the
• 7:11
  air.
• 7:12
  They
• 7:12
  don't
• 7:12
  sow
• 7:13
  or
• 7:13
  reap
• 7:13
  or
• 7:13
  store
• 7:13
  in
• 7:14
  barns,
• 7:14
  and
• 7:14
  yet
• 7:14
  your
• 7:14
  Heavenly
• 7:15
  Father
• 7:15
  feeds
• 7:16
  them
• 7:16
  anyway.
• 7:18
  Are
• 7:18
  you
• 7:18
  not
• 7:18
  much
• 7:18
  more
• 7:19
  valuable
• 7:19
  than
• 7:19
  they
• 7:20
  can
• 7:21
  any
• 7:21
  of
• 7:21
  you
• 7:21
  by
• 7:21
  worrying
• 7:22
  at
• 7:22
  a
• 7:22
  single
• 7:23
  hour
• 7:23
  to
• 7:23
  your
• 7:23
  life?
• 7:26
  You
• 7:26
  know,
• 7:26
  when
• 7:26
  I'm
• 7:27
  having
• 7:27
  a
• 7:27
  hard
• 7:27
  day,
• 7:27
  I
• 7:27
  go
• 7:27
  to
• 7:27
  that
• 7:28
  verse
• 7:28
  sometimes.
• 7:29
  It
• 7:29
  really
• 7:29
  reassures
• 7:30
  me
• 7:31
  and
• 7:31
  it
• 7:31
  reminds
• 7:32
  us
• 7:32
  of
• 7:32
  something.
• 7:34
  We've
• 7:34
  got
• 7:34
  to
• 7:34
  be
• 7:34
  prudent
• 7:35
  and
• 7:35
  prepare.
• 7:35
  Of
• 7:36
  course
• 7:36
  we
• 7:36
  do.
• 7:37
  I'm
• 7:37
  not
• 7:37
  saying
• 7:38
  don't
• 7:38
  do
• 7:38
  that.
• 7:38
  But
• 7:38
  our
• 7:38
  ultimate
• 7:39
  security
• 7:39
  is
• 7:40
  held
• 7:40
  by
• 7:40
  a
• 7:40
  Father
• 7:40
  who
• 7:41
  considers
• 7:41
  us
• 7:41
  far
• 7:42
  more
• 7:42
  valuable
• 7:42
  than
• 7:42
  the
• 7:43
  birds
• 7:43
  that
• 7:43
  he
• 7:43
  already
• 7:43
  cares
• 7:44
  for.
• 7:46
  And
• 7:46
  that's.
• 7:46
  You
• 7:47
  can
• 7:47
  just
• 7:47
  lean
• 7:47
  on
• 7:48
  that.
• 7:49
  Let's
• 7:49
  pray
• 7:49
  together.
• 7:51
  Lord,
• 7:51
  I
• 7:51
  pray
• 7:51
  for
• 7:51
  the
• 7:52
  ones
• 7:52
  whose
• 7:52
  hands
• 7:52
  are
• 7:52
  shaken
• 7:53
  as
• 7:53
  they
• 7:53
  look
• 7:53
  at
• 7:54
  their
• 7:54
  bank
• 7:54
  account.
• 7:55
  I
• 7:56
  ask
• 7:56
  that
• 7:56
  you
• 7:56
  acquire
• 7:57
  the
• 7:57
  spirit
• 7:57
  of
• 7:57
  fear
• 7:57
  in
• 7:58
  their
• 7:58
  hearts,
• 7:58
  Lord,
• 7:58
  and
• 7:58
  replace
• 7:59
  it
• 7:59
  with
• 7:59
  the
• 7:59
  spirit
• 7:59
  of
• 8:00
  power
• 8:00
  and
• 8:00
  of
• 8:00
  love
• 8:01
  and
• 8:01
  of
• 8:01
  sound
• 8:01
  mind.
• 8:03
  Provide
• 8:03
  them
• 8:03
  with
• 8:04
  creative
• 8:04
  ways
• 8:04
  to
• 8:04
  save
• 8:05
  and
• 8:05
  unexpected
• 8:06
  avenues
• 8:06
  for
• 8:07
  income,
• 8:07
  Lord,
• 8:08
  and
• 8:09
  remind
• 8:09
  them
• 8:09
  that
• 8:09
  their
• 8:10
  job
• 8:10
  is
• 8:10
  is
• 8:10
  their
• 8:11
  current
• 8:11
  provider,
• 8:12
  but
• 8:13
  you're
• 8:13
  their
• 8:13
  eternal
• 8:14
  source.
• 8:15
  Give
• 8:15
  them
• 8:15
  peace
• 8:16
  in
• 8:16
  waiting
• 8:17
  and
• 8:17
  wisdom
• 8:18
  in
• 8:18
  the
• 8:18
  doing.
• 8:19
  And
• 8:19
  we
• 8:20
  ask
• 8:20
  this
• 8:20
  in
• 8:20
  the
• 8:20
  precious
• 8:21
  name
• 8:21
  of
• 8:21
  Jesus.
• 8:23
  Amen.
• 8:25
  I
• 8:25
  want
• 8:25
  to
• 8:25
  just
• 8:25
  encourage
• 8:26
  you,
• 8:26
  friend.
• 8:27
  You
• 8:27
  are
• 8:28
  stronger
• 8:28
  than
• 8:28
  your
• 8:28
  circumstances
• 8:29
  because
• 8:29
  the
• 8:30
  one
• 8:30
  who
• 8:30
  is
• 8:30
  in
• 8:31
  you
• 8:31
  is
• 8:32
  greater
• 8:32
  than
• 8:32
  the
• 8:32
  world.
• 8:34
  And
• 8:34
  if
• 8:34
  you've
• 8:35
  got
• 8:35
  a
• 8:35
  question
• 8:35
  for
• 8:35
  this
• 8:35
  show,
• 8:36
  I
• 8:36
  would
• 8:36
  love
• 8:36
  to
• 8:36
  answer
• 8:37
  your
• 8:37
  question.
• 8:38
  Go
• 8:38
  to
• 8:38
  financiallyconfidentchristian.com/question
• 8:43
  we'll
• 8:43
  put
• 8:43
  a
• 8:43
  link
• 8:43
  in
• 8:44
  the
• 8:44
  show
• 8:44
  notes,
• 8:45
  but
• 8:46
  I'm
• 8:46
  going
• 8:46
  to
• 8:46
  give
• 8:46
  it
• 8:46
  to
• 8:46
  you
• 8:46
  again.
• 8:47
  It's
• 8:47
  financiallyconfidentchristian.com/question
• 8:51
  thank
• 8:52
  you
• 8:52
  so
• 8:52
  much
• 8:52
  for
• 8:52
  joining
• 8:53
  me.
• 8:53
  Heavy
• 8:53
  topic
• 8:54
  today.
• 8:54
  I
• 8:54
  know
• 8:54
  it's
• 8:54
  not
• 8:54
  an
• 8:55
  easy
• 8:55
  thing,
• 8:56
  but
• 8:56
  we
• 8:56
  had
• 8:56
  to
• 8:56
  cover
• 8:57
  it.
• 8:58
  Stay
• 8:58
  financially
• 8:59
  savvy.
• 8:59
  May
• 8:59
  God
• 9:00
  bless
• 9:00
  you.
• 9:01
  And
• 9:01
  you.
• 9:01
  Have
• 9:01
  a
• 9:01
  great
• 9:01
  day
• 9:02
  today.