Latest / Rock My Finances / How Purpose Changes in Different Stages of Life — and Finding the Next Best Step
Transcript
- 0:00Speaker 1: Investment advisory and financial planning services are offered through Simplicity
- 0:03Speaker 1: Wealth LLC and SEC Registered Investment Advisor. SEC registration does
- 0:09Speaker 1: not constitute nor endoors of the firm known does it
- 0:11Speaker 1: indicate that the advisor has attained a particular level of
- 0:14Speaker 1: skill nor ability. Investing involves risk of loss. Insurance, consulting
- 0:19Speaker 1: and education services offered through Diamond Life Fanning is a
- 0:22Speaker 1: separate and unaffiliated entity from Simplicity Wealth. This information is
- 0:26Speaker 1: provided as a general information as not intended to be
- 0:28Speaker 1: specific financial guidance. Before you make any decisions regarding your
- 0:32Speaker 1: personal financial situation, you should consult a financial or tax
- 0:35Speaker 1: professional to discuss your individual circumstances and objective.
- 0:40Speaker 2: Welcome to the Rock My Finances show on k FORHD
- 0:43Speaker 2: Radio and Talk for TV, where we put the fund
- 0:46Speaker 2: in finance. Join Powerhouse Jeffer Jos CDFA CMC and private
- 0:52Speaker 2: wealth advisor as she collaborates with you to create clarity,
- 0:56Speaker 2: control and compidence with your money, your way. It's not
- 1:00Speaker 2: about the zeros, So what is it all about? Let's
- 1:03Speaker 2: find out.
- 1:04Speaker 1: Now.
- 1:05Speaker 2: Here's your host and weekly friend, Jennifer Jose.
- 1:09Speaker 3: Hey, y'all, welcome back to Rock my finances. Okay, today
- 1:13Speaker 3: we're going to have a great conversation. We've all heard
- 1:16Speaker 3: of what is your purpose? We've been asked that question.
- 1:20Speaker 3: I have friends that are like, I don't really know
- 1:22Speaker 3: what that means. My purpose is my life, It's what
- 1:25Speaker 3: I'm doing. I'm raising a family, I'm working, I'm having fun,
- 1:29Speaker 3: Like they really don't know really what a purpose is now,
- 1:32Speaker 3: other like other people might, like myself been through Helen
- 1:37Speaker 3: back and trauma and knowing that I'm here on this
- 1:41Speaker 3: planet to help empower women, that is my purpose. I
- 1:44Speaker 3: know that deep in my bones, in my heart. That's
- 1:47Speaker 3: why I'm here. A lot of people don't have that
- 1:49Speaker 3: actual purpose, and even if we do, we might not
- 1:52Speaker 3: be as strong or as you might have a purpose
- 1:57Speaker 3: without trauma, right, Like, my trauma just created why I'm
- 2:00Speaker 3: still going to live. And so you might just have
- 2:03Speaker 3: a drive or a really strong goal, or experience something
- 2:07Speaker 3: somewhere in your life that you didn't like. So now
- 2:10Speaker 3: your purpose is the change on the other side of that.
- 2:14Speaker 3: And I want to say, being my age now it's
- 2:17Speaker 3: very different because my purpose before I thought was going
- 2:21Speaker 3: to be the same throughout my entire life, and now
- 2:24Speaker 3: I'm seeing that our purpose actually changes throughout our life.
- 2:29Speaker 3: It can be our it could be our goal, it
- 2:32Speaker 3: could be it could be our purpose, it could be
- 2:35Speaker 3: our drive, whatever word you want to put to it.
- 2:39Speaker 3: But as life changes, our purpose absolutely can change. So
- 2:45Speaker 3: first I want to share that with you. It can change.
- 2:47Speaker 3: It's okay, it's okay to shift a little bit. It
- 2:50Speaker 3: could become something completely different, and that's absolutely okay. So
- 2:55Speaker 3: today I want to talk about the different stages in life.
- 2:58Speaker 3: And so instead of what's my purpose, let's use the
- 3:01Speaker 3: words what's next for me? So I was so tied
- 3:05Speaker 3: up with being a married woman. I got married the
- 3:10Speaker 3: first time at nineteen nineteen to twenty nine, and that
- 3:13Speaker 3: was a badge of honor for me. I was. I
- 3:17Speaker 3: was married. I was supposedly, in my head, a successful marriage.
- 3:23Speaker 3: I had two beautiful children. I had my business, he
- 3:27Speaker 3: had his business. We had we had stuff, we had wealth,
- 3:31Speaker 3: we had friends, community, we had we had a life.
- 3:36Speaker 3: And I held that to my core as an accomplishment
- 3:40Speaker 3: because I was still married. And the longer it went on,
- 3:43Speaker 3: the more unhappier I was. I kept telling myself, but
- 3:47Speaker 3: I'm married. Other people would get in divorced people weren't happy,
- 3:51Speaker 3: but I'm like, I'm married, Like that was that was
- 3:53Speaker 3: my purpose? Well clearly that changed. I lost the whole
- 3:58Speaker 3: thing when I was twenty nine. So now it's like,
- 4:01Speaker 3: what's my purpose? Well, if I know, I don't even
- 4:03Speaker 3: know if I could get up that day or want
- 4:06Speaker 3: to get up the next day, So it doesn't have
- 4:09Speaker 3: to be this big, altering, life altering shift of this
- 4:12Speaker 3: is my purpose. It literally was what's next for me?
- 4:16Speaker 3: What's next for me? Is I'm going to breathe. That's it.
- 4:20Speaker 3: I know that I'm here for a reason and I'm
- 4:22Speaker 3: just going to breathe today. It could be as simple
- 4:25Speaker 3: as that. So when we are coming out of trauma,
- 4:29Speaker 3: coming out of divorce, coming out of grief, coming out
- 4:32Speaker 3: of our twenty year old, coming out of our childhood,
- 4:34Speaker 3: whatever it might be, we're looking at what where do
- 4:37Speaker 3: we go next? So what is next for me? I'm
- 4:41Speaker 3: going to call that in place of purpose today. It
- 4:43Speaker 3: could be the direction. It could be stay in a marriage,
- 4:46Speaker 3: get out of a marriage, stay in a relationship, get
- 4:48Speaker 3: out of a relationship, switch relationships. It could be what
- 4:53Speaker 3: do I do with my money? What's next for me?
- 4:56Speaker 3: If money is running my life? My world, my career,
- 4:58Speaker 3: my family, my my baggage from my childhood, whatever it
- 5:02Speaker 3: might be. What's next for me with my money, what's
- 5:05Speaker 3: next for me with my relationship? What's next for me
- 5:09Speaker 3: with my health? We all look at our health for
- 5:12Speaker 3: some reason in January, February, in March, probably because we
- 5:15Speaker 3: picked out in November December, I don't know, but we
- 5:18Speaker 3: reevaluate everything at the beginning of the year. So what's
- 5:22Speaker 3: next for me with my health? It doesn't have to
- 5:24Speaker 3: be the full on big plan. It could literally just
- 5:28Speaker 3: be what's this next right step? I hope that makes sense,
- 5:31Speaker 3: But to question it is awesome. It's absolutely awesome to
- 5:35Speaker 3: just question it. Do we want to build a career.
- 5:38Speaker 3: Do we want to ask for our next position at
- 5:41Speaker 3: our corporation that where we're at. Do we want to
- 5:44Speaker 3: have more children? Do we want to even start having
- 5:47Speaker 3: a family. Do we want to retire? Are we done?
- 5:51Speaker 3: Do we want to switch careers all together? There's so
- 5:55Speaker 3: many different things that we can look at, but it's
- 5:57Speaker 3: just the next right step. If that makes sense, our
- 6:00Speaker 3: purpose can change. So I went from being so married
- 6:05Speaker 3: woman happy there losing my family to realizing that I
- 6:09Speaker 3: know that I was here for a reason. My purpose
- 6:11Speaker 3: was to find out why I was here on this planet.
- 6:13Speaker 3: Why was I spared? Why am I still living with
- 6:16Speaker 3: this pain and this new world of mine? What do
- 6:21Speaker 3: I do with this now? It took me quite some time,
- 6:24Speaker 3: but I knew that I was here for a reason,
- 6:26Speaker 3: and that was my purpose, was to find out what
- 6:28Speaker 3: my reason was. I know that I'm here to help
- 6:31Speaker 3: empower women. I choose to do that Around money, everybody's
- 6:34Speaker 3: a little bit different. It could just be I'm here
- 6:36Speaker 3: to smile at my neighbors every day. I'm here to
- 6:40Speaker 3: brighten my family's world. I'm here to help my clients.
- 6:45Speaker 3: If we own a business, we might have a bigger
- 6:49Speaker 3: a bigger purpose. We might want to share everything that
- 6:53Speaker 3: we've learned with everyone else, as many thousands and thousands
- 6:56Speaker 3: of people that we can talk to. In earlier decades
- 6:59Speaker 3: in our life, we're building stability. We're getting to know
- 7:02Speaker 3: ourselves for first of all, in our twenties, right, and
- 7:05Speaker 3: then we start building stability, and then we start building. Okay,
- 7:08Speaker 3: now I'm stable. Now I'm going to start building wealth
- 7:10Speaker 3: with my money. Now I want to have more than
- 7:13Speaker 3: enough to do what I want. Then we normally start
- 7:18Speaker 3: to give away. Where do I want to be seen?
- 7:25Speaker 3: So I see money as all energy, and so if
- 7:28Speaker 3: I want my energy, my money speaks for me. So
- 7:32Speaker 3: like I just had to buy a new car, and
- 7:34Speaker 3: I love her. Her name's Diamond. She's a genesis. I
- 7:37Speaker 3: love her. And I went on the lot and I
- 7:39Speaker 3: walked in the door and I said, I'd like to
- 7:40Speaker 3: speak with the woman salesperson. Of course they don't have one. However,
- 7:45Speaker 3: the sales manager was a woman that just wasn't at work,
- 7:48Speaker 3: and I said, okay, great, Well I would like to
- 7:50Speaker 3: finish with her when when she gets into work. So
- 7:53Speaker 3: I'm here to empower women, so I want my money
- 7:56Speaker 3: to go to women. I just got my car insurance
- 8:00Speaker 3: and I walked in because it's all new, right, So
- 8:02Speaker 3: I walked into the office and said, okay, I'd like
- 8:05Speaker 3: to transfer my account over to a woman salesperson. I've
- 8:09Speaker 3: been in sales forever as a single mom, and it's
- 8:11Speaker 3: not always easy. So I want to put my purpose
- 8:15Speaker 3: to work, which is I'm here to help help women,
- 8:18Speaker 3: So I want to put my money there. So where
- 8:20Speaker 3: is your money speaking for you? If I believe in something,
- 8:24Speaker 3: that's where I'm going to go put my money. Years
- 8:27Speaker 3: and years ago, when I started in the financial industry,
- 8:30Speaker 3: a friend told me, you should you should get a
- 8:33Speaker 3: you know, the great purses, the expensive purses to let
- 8:36Speaker 3: people know that you know, you're you're, you've arrived or whatever.
- 8:40Speaker 3: And in my head, I'm going no, I want to
- 8:43Speaker 3: put my money in someone that I believe in. So
- 8:46Speaker 3: find me a woman that has a purse company, who's
- 8:49Speaker 3: making purses, and that's what I'm going to put my
- 8:51Speaker 3: money too. So I'm a very different thought than labels
- 8:54Speaker 3: per se to have status. I want to put my
- 8:57Speaker 3: money where my purpose is. That makes sense. So now
- 9:01Speaker 3: we're figuring out our relationship with money. We're clearing up
- 9:04Speaker 3: our old beliefs. We're creating new beliefs. My old belief
- 9:09Speaker 3: in my childhood was work hard, make money. My new
- 9:12Speaker 3: belief several years ago, over a decade ago, was money
- 9:16Speaker 3: comes to me easily and effortlessly. Well that's when I
- 9:19Speaker 3: doubled my income without doubling my time. Like I actually
- 9:23Speaker 3: took Fridays off and spent less time and I made
- 9:27Speaker 3: more money because it wasn't about those zeros there, Yeah,
- 9:30Speaker 3: I said it. It wasn't about the zeros it's about
- 9:33Speaker 3: the F word. It's how you feel about relationship with money,
- 9:37Speaker 3: how you feel about it, because I felt at that
- 9:40Speaker 3: point great, it was just another relationship that I had.
- 9:45Speaker 3: Money is amazing. It does a lot of things for us,
- 9:47Speaker 3: and so does love and so does joy. And the
- 9:50Speaker 3: relationship with my authentic self is priority above all. And
- 9:55Speaker 3: my authentic self is telling my truth, which I know
- 9:57Speaker 3: a lot of people don't do, a lot of people
- 9:59Speaker 3: want to keep all secret. I do not. I'm an
- 10:02Speaker 3: open book or good, better for bad, whatever it is,
- 10:05Speaker 3: that's who I am. And when I started stepping into
- 10:09Speaker 3: that truth is when things started happening, and it really
- 10:12Speaker 3: really helped me live my purpose, which is to empower
- 10:17Speaker 3: more women. Right. Okay, so then we've got stability, we've
- 10:20Speaker 3: got some wealth. We're building on our wealth later. Now
- 10:24Speaker 3: we want to say, how flexible can I be with this?
- 10:26Speaker 3: Can I switch? Can I switch careers? Can I switch relationships?
- 10:32Speaker 3: Can I put more money towards me? Can I be selfish?
- 10:37Speaker 3: Can I get my facials and massages and therapy and
- 10:41Speaker 3: coaching and girls' vacations every year and still saving for
- 10:46Speaker 3: my later years and later dreams and maybe starting that
- 10:51Speaker 3: second business or the side hustle, and maybe that second home.
- 10:54Speaker 3: So all these things are purpose changes throughout time on
- 10:58Speaker 3: all of this. Now I'm in my last whatever quarter,
- 11:02Speaker 3: however we want to say it, of my life. Now,
- 11:04Speaker 3: it's like, do I want to slow down? I don't
- 11:06Speaker 3: want to slow down. I want to have more flexibility,
- 11:11Speaker 3: which I will say, I'm also an amazing financial planner,
- 11:14Speaker 3: so I need to make sure that I'm thinking of
- 11:17Speaker 3: these things throughout everyone's plan as well, because we want
- 11:20Speaker 3: to be able to do what we want to be
- 11:22Speaker 3: able to do when we want to be able to
- 11:24Speaker 3: do it. And so if I want to have more
- 11:26Speaker 3: flexibility later in life, that means I have to save
- 11:29Speaker 3: before or at least have that as a goal. And
- 11:32Speaker 3: it's okay for your purpose to change now. It could
- 11:35Speaker 3: just be when I have several clients retire, they just
- 11:38Speaker 3: want to sit. They don't want to do anything. They
- 11:40Speaker 3: want to do everything that they've missed out on all
- 11:42Speaker 3: these years getting up so early. I was just talking
- 11:44Speaker 3: to some Galasavey at kickboxing and they were like, you know,
- 11:47Speaker 3: I used to wake up and get to the gym
- 11:49Speaker 3: by five before I went to work by seven, get
- 11:52Speaker 3: home with the kids, by four. You know, years and
- 11:55Speaker 3: years and years of that. Now it's like I want
- 11:57Speaker 3: to wake up. When I wake up, I want to
- 11:59Speaker 3: get to my exercise class. When I get to my
- 12:02Speaker 3: exercise class, like our purpose has changed, So it's okay
- 12:06Speaker 3: for things to change down the road. I hope that
- 12:08Speaker 3: makes sense. So when goals no longer fit, I'm giving
- 12:12Speaker 3: you all permission to toss them out and create new goals.
- 12:16Speaker 3: You don't even have to call them goals if you
- 12:18Speaker 3: don't want to. You literally can call them whatever you
- 12:21Speaker 3: want ideas. It doesn't have to be anything strenuous. I
- 12:25Speaker 3: can say that I have shifted in motivation. I've always
- 12:31Speaker 3: been extremely motivated, and that has shifted for me. My
- 12:36Speaker 3: motivation has changed. This does not mean that I failed
- 12:40Speaker 3: on my last goal. This does not mean that I
- 12:44Speaker 3: failed on my purpose. It means that I'm shifting. I
- 12:48Speaker 3: am changing. It's like a piece of clay, it can
- 12:51Speaker 3: be very different. So let's take the word failure out.
- 12:55Speaker 3: Because we don't know when we're twenty. We don't know
- 12:57Speaker 3: what it's going to be like to be forty or fifty,
- 12:59Speaker 3: or sixty or seventy or eighty. I just went and
- 13:01Speaker 3: saw my mom this morning, she's ninety three. I don't
- 13:03Speaker 3: know what it's like to be ninety three. So we
- 13:07Speaker 3: have to give ourselves flexibility and take out the negativity
- 13:11Speaker 3: words when we might think of a failure. It's just information.
- 13:15Speaker 3: How do we feel now about the purpose that we
- 13:18Speaker 3: thought we had. It's information and each stage of our life,
- 13:22Speaker 3: it might fit, it might not fit, and it's okay.
- 13:25Speaker 3: Things happen to us that we don't expect. Right, we're
- 13:28Speaker 3: in a marriage for a long time. Something happens to
- 13:30Speaker 3: our spouse. Now we're not in a marriage, So that
- 13:33Speaker 3: purpose before might have been very different. Now we let's
- 13:36Speaker 3: find a new purpose, and that sometimes is very hard
- 13:39Speaker 3: when we're going through the grief period. On the other
- 13:41Speaker 3: side of that, though, you don't know what's going to
- 13:44Speaker 3: be there. So hang on, hang on to hope, hang
- 13:47Speaker 3: on to what's next for me? What is my next
- 13:50Speaker 3: best step? And it literally just could be getting up
- 13:53Speaker 3: every day, brushing my teeth, taking a shower, putting some
- 13:56Speaker 3: clean clothes on, getting my bills paid, getting some good
- 14:00Speaker 3: food in my body. It literally could be as simple
- 14:02Speaker 3: as that. So we're going to talk positively to ourselves
- 14:07Speaker 3: and know that it's okay. We're going to replace the
- 14:10Speaker 3: word passion with practical questions. Instead of saying what's my passion,
- 14:15Speaker 3: let's say what do I enjoy spending my money and
- 14:18Speaker 3: my time on now? Instead of saying passion, what feels
- 14:22Speaker 3: worth the effort? So like this morning, what feels worth
- 14:26Speaker 3: the effort of getting out of bed when it's twenty
- 14:29Speaker 3: degrees to go do our kickboxing class? Is that worth it?
- 14:34Speaker 3: I thought it was a lot of us did they?
- 14:37Speaker 3: Probably fifteen of us there. We loved it and had
- 14:39Speaker 3: a blast. So what feels worth the effort? I love that.
- 14:43Speaker 3: My health is a huge priority for me. It's a
- 14:46Speaker 3: very large goal for me. Is because I want to
- 14:48Speaker 3: live a very long time and I want to be
- 14:50Speaker 3: able to move a long time as well. Okay, another
- 14:54Speaker 3: another statement, We could say, what do I want my resources,
- 14:58Speaker 3: my time, and my finance is to support? What do
- 15:04Speaker 3: I want all of this to support? So if you
- 15:06Speaker 3: were to look back at your bank statement, your credit
- 15:08Speaker 3: card statements, if you have the good old check registers,
- 15:11Speaker 3: take a look at that. Where are you spending your money?
- 15:14Speaker 3: The most money tells you your biggest value. So most
- 15:17Speaker 3: of the people in California, I know most of their
- 15:19Speaker 3: money is going toward their mortgage. So is your home
- 15:22Speaker 3: a value to you? Sometimes it's not? And if it's not,
- 15:25Speaker 3: how can we make your home a value and a
- 15:28Speaker 3: good value for you? Sometimes it is more of the
- 15:33Speaker 3: bills that you don't want it to be more fluff
- 15:36Speaker 3: stuff on credit cards instead of where your passion is?
- 15:40Speaker 3: Where's your truth? Where do you really want to be
- 15:42Speaker 3: spending your money? You get to choose that you have
- 15:45Speaker 3: a choice where you spend your money. I know you
- 15:47Speaker 3: didn't think you did, but I swear you do. I
- 15:50Speaker 3: know sometimes money feels like it's running you, but it's not.
- 15:52Speaker 3: You get to choose where you put every dime in
- 15:54Speaker 3: your household. So all this does is give us clarity.
- 15:59Speaker 3: It just gives us more information. Purpose doesn't have to
- 16:02Speaker 3: be that huge, exciting, impressive Tony Robbins's situation. It can
- 16:06Speaker 3: just be very simple and easy as long as it
- 16:09Speaker 3: feels good to you. It literally could be as simple
- 16:11Speaker 3: as a smile. That's it. It just needs to make
- 16:14Speaker 3: sense for yourself, your life, your feelings, and then it's
- 16:18Speaker 3: going to click and feel really good for you. So
- 16:21Speaker 3: let's find some clarity without pressure. Okay, it doesn't come
- 16:26Speaker 3: from forcing decisions. It doesn't come from should a, would have?
- 16:30Speaker 3: Could is I know you all have should have all
- 16:31Speaker 3: over yourself. I know that I've done it. We do it.
- 16:35Speaker 3: This is not where our purpose comes from. Well, all
- 16:38Speaker 3: my family were a police officer, so I need to
- 16:41Speaker 3: be a police officer. Or they were all in the military.
- 16:44Speaker 3: I need to be in the military. They were all accountants.
- 16:46Speaker 3: I need to take over my family's business. They were all,
- 16:50Speaker 3: you know, doctors. I need to be a doctor. No
- 16:53Speaker 3: one ever graduated high school. I need to get my
- 16:55Speaker 3: PhD in college, like none of that. That's pressure and
- 16:59Speaker 3: that's not your reality. So let's throw all those away.
- 17:03Speaker 3: All that means is let's be aware. So we have
- 17:06Speaker 3: to be aware of ourselves. Is where our insight comes
- 17:09Speaker 3: in at Notice the feeling that satisfies you the most.
- 17:13Speaker 3: Notice what creates stress, including financial stress. That is a
- 17:18Speaker 3: signal as well to go the way away from that. Right,
- 17:21Speaker 3: you don't need a huge, full plan. We just need
- 17:24Speaker 3: to know enough to clarify one thought and one realistic choice.
- 17:28Speaker 3: What is our next best step. That's it. That's all
- 17:32Speaker 3: we're trying to look at right now, not the whole Enchilada.
- 17:35Speaker 3: So I got a couple more things for you. But
- 17:37Speaker 3: in the meantime, I'm going to tell you about a
- 17:39Speaker 3: free gift I have for you, and then you're going
- 17:41Speaker 3: to come back and you're going to hear some great tips,
- 17:44Speaker 3: so don't miss it. So you come all right back
- 17:46Speaker 3: now you're here.
- 17:47Speaker 2: Wait, the show isn't over yet. There's more fun and
- 17:50Speaker 2: finances ahead. Jennifer will be right back as we have
- 17:53Speaker 2: a special bonus offer for you right here. Un Rock
- 17:57Speaker 2: my Financers Broadcasting live on K four HD Radio and
- 18:01Speaker 2: Talk for TV.
- 18:03Speaker 3: Hey y'all, it's Jennifer Jost. Are you ready to transform
- 18:06Speaker 3: your relationship with money? Rock My Finances Club is your
- 18:09Speaker 3: weekly mastermind for wealth empowerment. Join me live for your
- 18:13Speaker 3: personal weekly group video sessions and access your personal portal
- 18:18Speaker 3: with the video library at any time, including your success
- 18:22Speaker 3: system and way more bonuses. Go to ROCKMF dot com
- 18:28Speaker 3: for your financial empowerment. Make yourself a priority today, schedule
- 18:32Speaker 3: a check with me at ROCKMF dot com and achieve
- 18:36Speaker 3: your feminine financial freedom. Finally, oh and don't forget to
- 18:40Speaker 3: ask me how to save fifty percent? See you add
- 18:43Speaker 3: our weekly mastermind.
- 18:46Speaker 2: Okay, Rock my Finances on KFOHD and talkfor TV is
- 18:51Speaker 2: back once again. Let's put the fun in finance with
- 18:55Speaker 2: your host and weekly friend, Jennifer Jos.
- 18:58Speaker 3: Thanks y'all for coming back. I hope you take me
- 19:00Speaker 3: up on that free gift. It's amazing. Okay, we're not
- 19:03Speaker 3: going to throw out the whole enchilada when we are
- 19:06Speaker 3: trying to find our next best step. So what we're
- 19:08Speaker 3: going to do is we're going to trust our gut.
- 19:10Speaker 3: We're actually going to feel into where we're at. We're
- 19:13Speaker 3: going to look at what the past brought us. Where
- 19:16Speaker 3: do we think our purpose was, or where do we
- 19:19Speaker 3: think our goals were last year compared to where they
- 19:22Speaker 3: are today. So we're not gonna just toss it all.
- 19:26Speaker 3: We're just going to take one piece at a time.
- 19:28Speaker 3: So let's look at what is bringing me so much
- 19:33Speaker 3: joy right now in my life. That could be family,
- 19:36Speaker 3: It could be friends. It could be your career. It
- 19:38Speaker 3: could be co workers. It could be your business. It
- 19:40Speaker 3: could be thinking about your side hustle. It could be
- 19:44Speaker 3: thinking about your career, your business, your clients, whatever it is,
- 19:48Speaker 3: we want to take note of what is bringing us
- 19:51Speaker 3: joy right now. Then we want to take note of
- 19:53Speaker 3: what is bringing us stress? Yes, what is bringing us
- 19:58Speaker 3: not so much joy? It might not even be stressed.
- 20:02Speaker 3: It might just be flatlined like content, like I just
- 20:05Speaker 3: do it because I have to do it. Then we
- 20:07Speaker 3: want to think about how good do we feel when
- 20:09Speaker 3: we accomplish something. So I know a friend and I
- 20:13Speaker 3: we're both going through all of our files right now
- 20:15Speaker 3: that time of the year, and we're just you know,
- 20:18Speaker 3: putting our files where we need, where the paper needs
- 20:21Speaker 3: to go, and get rid of of the ones that
- 20:22Speaker 3: we don't need. And it feels so good when I
- 20:26Speaker 3: get through and accomplish one portion of it. So it's
- 20:30Speaker 3: not all done yet, but if I give myself permission
- 20:33Speaker 3: to cut it up in chunks, then I can feel
- 20:36Speaker 3: really good about that. Because everything I want you to
- 20:39Speaker 3: do all day long, all the time is feel joy,
- 20:43Speaker 3: no matter what. I want you to look around you
- 20:46Speaker 3: throughout the day and say, how am I feeling right
- 20:48Speaker 3: now the effort, how do I feel? Does this bring
- 20:51Speaker 3: me joy? Now? Do we all have to you know,
- 20:54Speaker 3: either hire a housekeeper or scrub the toilets? Yeah, I
- 20:56Speaker 3: got dishes to do. We got some stuff to do
- 20:59Speaker 3: that we might not want to do. But the majority
- 21:01Speaker 3: of your day should be bringing you joy somehow, and
- 21:04Speaker 3: here I am shooting all over you. Right, we want
- 21:06Speaker 3: to create It could be music. I just had Michelle
- 21:10Speaker 3: Blood on check out her episode of the rock My Finances.
- 21:13Speaker 3: She's amazing. She's a rock singer. She had an amazing
- 21:16Speaker 3: story and she puts some affirmations to song into music
- 21:20Speaker 3: and that sounds great. That brought me so much joy.
- 21:23Speaker 3: So I want to make sure that I'm putting that
- 21:25Speaker 3: on in the background when I'm doing something that doesn't
- 21:28Speaker 3: bring me maybe that much joy. Maybe vacuuming, maybe laundry,
- 21:31Speaker 3: whatever it might be. You know, all my negatives are
- 21:34Speaker 3: a domestic Yeah, I'm not a great domestic person. Yeah,
- 21:37Speaker 3: So anyways, I want us to have as much joy
- 21:41Speaker 3: as possible. So when we're thinking about our next best step,
- 21:44Speaker 3: we want to make a list of everything that makes
- 21:46Speaker 3: us happy, what brings us love, what do we love
- 21:50Speaker 3: to do, and then we want to make sure that
- 21:52Speaker 3: that's on our list somehow because that's going to bring
- 21:55Speaker 3: us joy. So when we look at our money, and
- 21:57Speaker 3: we're going to look back and see where are we
- 21:59Speaker 3: spending our money, it is that speaking for us, that
- 22:02Speaker 3: is an accomplishment. So if you know where your money
- 22:05Speaker 3: is going. That's a huge compliment. I love that. So
- 22:08Speaker 3: now we want to say, Okay, now this is this
- 22:11Speaker 3: year where I want it to go? Where do I
- 22:13Speaker 3: want it to go? And you can change that at
- 22:14Speaker 3: any time next month. I wanted to start going here
- 22:17Speaker 3: instead of here, or I just want to hang on
- 22:20Speaker 3: to it for a while. When my families need a reset,
- 22:23Speaker 3: I have them just say, pretend like you can't spend
- 22:25Speaker 3: any money, like you're just not. Everything is going to
- 22:28Speaker 3: be no for like thirty days. See how much money
- 22:31Speaker 3: you actually are spending Amazon just mindlessly spending that you
- 22:36Speaker 3: just don't spend. There's no stops at the gas station,
- 22:40Speaker 3: there's no stops here, there's all these little extra things
- 22:43Speaker 3: are not happening. You just come home and eat out
- 22:46Speaker 3: of your pantry and your freezer and your refrigerator, and
- 22:48Speaker 3: you spend time with your family yourself at home. You
- 22:51Speaker 3: see how much money you'll save in just one month.
- 22:53Speaker 3: Then you get to choose, after that reset, where do
- 22:56Speaker 3: you really want to spend money. People often hesitate because
- 23:00Speaker 3: they think it's too late to do this. To restructure
- 23:03Speaker 3: their purpose or even to have a purpose, find a purpose,
- 23:06Speaker 3: change their goal, adjust their anything, adjust their spending, adjust
- 23:10Speaker 3: their financial plan, create a financial plan, whatever it might be.
- 23:14Speaker 3: They think it's too late. I can promise you it
- 23:16Speaker 3: absolutely is not too late. They think that they should
- 23:19Speaker 3: already know that, and it's embarrassing when they have to
- 23:23Speaker 3: come to an advisor or someone or a therapist and say,
- 23:26Speaker 3: I don't know what my purpose is, I don't know
- 23:27Speaker 3: why I'm on this planet. It can feel embarrassing. So
- 23:32Speaker 3: I want to take that away from you. Because we
- 23:34Speaker 3: didn't have the houndbook when we got here. So we're
- 23:37Speaker 3: all learning as we're going. So be flexible with yourself,
- 23:42Speaker 3: be compassionately with yourself, be loving with yourself, and know
- 23:46Speaker 3: that we're all just doing the best we can do.
- 23:49Speaker 3: So here's my big one tip for today. Take judgment
- 23:52Speaker 3: out of your thought, out of your conversation with your friends.
- 23:58Speaker 3: Just take judge yourself or others out. Just try it
- 24:03Speaker 3: for thirty days and see how well it does. I
- 24:06Speaker 3: promise you this is all going to come back with
- 24:09Speaker 3: your finances and you're going to be able to come
- 24:11Speaker 3: back strong. You're going to be able to look at
- 24:14Speaker 3: your money plan where you want your money to go.
- 24:17Speaker 3: Things are going to start happening. When there's more positivity,
- 24:20Speaker 3: love and join your life. I promise you check out
- 24:23Speaker 3: my other episodes of rock My Finances and you're going
- 24:25Speaker 3: to see why I speak the way I speak, and
- 24:28Speaker 3: check out Michelle Blood. It's really awesome. Thank y'all, and
- 24:31Speaker 3: I want you to come back to be able to
- 24:32Speaker 3: say I rock my Finances.
- 24:35Speaker 2: We appreciate you joining us today, and don't forget to
- 24:38Speaker 2: subscribe to the rock my Finances YouTube channel for more
- 24:42Speaker 2: engagement and bonus content. Tell me what is your money story?
- 24:47Speaker 2: Let's find out with Jennifer right here on K four
- 24:49Speaker 2: HD Radio and Talk for TV. It's not about the zero,
- 24:53Speaker 2: It's about the F word, feelings, feelings. Jennifer can't wait
- 24:58Speaker 2: to explore with you next week. Until then, let's all
- 25:01Speaker 2: say I rock my Finances.