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How Can I Practice Grace When My Financial Habits Aren’t Perfect? · Becoming Financially Confident

• 0:37
  I
• 0:37
  got
• 0:38
  a
• 0:38
  great
• 0:38
  question
• 0:38
  from
• 0:38
  a
• 0:39
  listener
• 0:39
  the
• 0:39
  other
• 0:39
  day.
• 0:39
  She
• 0:40
  said,
• 0:40
  Ralph,
• 0:40
  I
• 0:40
  start
• 0:41
  strong
• 0:41
  with
• 0:41
  my
• 0:41
  money.
• 0:42
  I
• 0:42
  do
• 0:42
  my
• 0:42
  budgeting,
• 0:43
  I
• 0:43
  do
• 0:43
  my
• 0:43
  saving.
• 0:44
  I
• 0:44
  track
• 0:44
  every
• 0:44
  single
• 0:45
  dollar.
• 0:46
  But
• 0:46
  then
• 0:46
  I
• 0:46
  slip,
• 0:47
  I
• 0:47
  overspend,
• 0:48
  I
• 0:48
  forget
• 0:48
  to
• 0:49
  track.
• 0:49
  And
• 0:50
  then
• 0:50
  that
• 0:50
  inner
• 0:51
  critic
• 0:51
  seems
• 0:51
  to
• 0:51
  scream,
• 0:52
  you
• 0:52
  failed.
• 0:53
  You're
• 0:53
  just
• 0:53
  not
• 0:53
  good
• 0:54
  with
• 0:54
  the
• 0:54
  money.
• 0:54
  Why
• 0:55
  do
• 0:55
  I
• 0:55
  even
• 0:55
  bother?
• 0:56
  Friend,
• 0:56
  let
• 0:56
  me
• 0:56
  tell
• 0:56
  you
• 0:56
  right
• 0:57
  now,
• 0:57
  if
• 0:58
  you
• 0:58
  felt
• 0:58
  like
• 0:58
  that
• 0:58
  too.
• 0:59
  I
• 0:59
  tell
• 0:59
  you
• 0:59
  what
• 1:00
  I
• 1:00
  know.
• 1:00
  I
• 1:00
  have
• 1:00
  many
• 1:01
  times,
• 1:01
  more
• 1:01
  times
• 1:01
  than
• 1:02
  I
• 1:02
  want
• 1:02
  to
• 1:02
  even
• 1:02
  count.
• 1:03
  And
• 1:03
  here's
• 1:03
  a
• 1:04
  crazy
• 1:04
  part.
• 1:04
  Do
• 1:04
  you
• 1:05
  know
• 1:05
  this?
• 1:05
  Studies
• 1:05
  show
• 1:06
  that
• 1:06
  nearly
• 1:06
  80%
• 1:07
  of
• 1:07
  people
• 1:07
  quit
• 1:08
  their
• 1:08
  financial
• 1:08
  plan
• 1:09
  after
• 1:09
  just
• 1:09
  one
• 1:10
  mistake.
• 1:10
  Just
• 1:10
  give
• 1:11
  it
• 1:11
  up.
• 1:11
  One
• 1:12
  mistake.
• 1:12
  80%
• 1:13
  say,
• 1:13
  I'm
• 1:13
  done
• 1:14
  with
• 1:14
  this.
• 1:15
  It's
• 1:15
  not
• 1:15
  because
• 1:15
  the
• 1:16
  plan
• 1:16
  doesn't
• 1:16
  work.
• 1:17
  Sometimes
• 1:18
  it's
• 1:18
  not
• 1:18
  about
• 1:18
  the
• 1:18
  plan
• 1:18
  at
• 1:19
  all.
• 1:19
  It's
• 1:20
  because
• 1:20
  that
• 1:20
  shame
• 1:20
  convinces
• 1:21
  them
• 1:21
  that
• 1:21
  they
• 1:21
  failed.
• 1:22
  But
• 1:22
  here's
• 1:23
  the
• 1:23
  truth.
• 1:23
  Perfection
• 1:24
  isn't
• 1:24
  the
• 1:24
  goal.
• 1:24
  It
• 1:24
  never
• 1:25
  was
• 1:25
  the
• 1:25
  goal.
• 1:26
  Grace
• 1:26
  is
• 1:26
  the
• 1:27
  real
• 1:27
  power
• 1:27
  and
• 1:28
  it's
• 1:28
  the
• 1:28
  real
• 1:28
  source
• 1:28
  for
• 1:29
  progress.
• 1:29
  And
• 1:29
  let's
• 1:29
  talk
• 1:30
  about
• 1:30
  that
• 1:30
  on
• 1:30
  today's
• 1:31
  show.
• 1:33
  This
• 1:33
  is
• 1:33
  Financially
• 1:34
  Confident
• 1:34
  Christian,
• 1:35
  your
• 1:35
  daily
• 1:36
  dose
• 1:36
  of
• 1:36
  gospel,
• 1:36
  grounded
• 1:37
  insight
• 1:37
  and
• 1:38
  faith
• 1:38
  driven
• 1:38
  tips
• 1:39
  to
• 1:39
  help
• 1:39
  you
• 1:39
  break
• 1:40
  the
• 1:40
  cycle
• 1:40
  of
• 1:40
  financial
• 1:41
  shame
• 1:41
  with
• 1:41
  confidence.
• 1:45
  Hey
• 1:45
  there.
• 1:45
  Welcome
• 1:46
  back
• 1:46
  to
• 1:46
  Financially
• 1:47
  Confident
• 1:47
  Christian.
• 1:48
  I'm
• 1:48
  Ralph,
• 1:48
  and
• 1:49
  this
• 1:49
  is
• 1:49
  the
• 1:49
  show
• 1:49
  every
• 1:49
  day
• 1:50
  where
• 1:50
  I
• 1:50
  help
• 1:50
  you
• 1:50
  become
• 1:50
  a
• 1:51
  financially
• 1:51
  confident
• 1:52
  Christian.
• 1:52
  And
• 1:53
  what
• 1:53
  a
• 1:53
  great
• 1:53
  question
• 1:53
  to
• 1:54
  start
• 1:54
  the
• 1:54
  show
• 1:54
  today.
• 1:55
  And
• 1:55
  if
• 1:55
  you're
• 1:55
  like
• 1:56
  me,
• 1:56
  you're
• 1:56
  listening
• 1:57
  right
• 1:57
  now.
• 1:57
  Maybe
• 1:57
  you're
• 1:57
  watching
• 1:58
  on
• 1:58
  YouTube.
• 1:58
  You
• 1:58
  said,
• 1:59
  Ralph,
• 1:59
  I've
• 1:59
  blown
• 2:00
  my
• 2:00
  budget
• 2:00
  before.
• 2:01
  Listen,
• 2:01
  I've
• 2:02
  swiped
• 2:02
  that
• 2:02
  card
• 2:02
  and
• 2:02
  thought,
• 2:03
  why
• 2:03
  did
• 2:03
  I
• 2:03
  just
• 2:04
  do
• 2:04
  that?
• 2:05
  And
• 2:05
  I
• 2:05
  know
• 2:05
  that
• 2:05
  shame
• 2:06
  firsthand.
• 2:07
  But
• 2:07
  the
• 2:07
  other
• 2:07
  side
• 2:08
  of
• 2:08
  it
• 2:08
  is
• 2:08
  I
• 2:08
  know
• 2:09
  that
• 2:09
  God
• 2:09
  doesn't
• 2:09
  leave
• 2:10
  us
• 2:10
  in
• 2:10
  that
• 2:10
  shame.
• 2:10
  That's
• 2:11
  one
• 2:11
  of
• 2:11
  the
• 2:11
  beautiful
• 2:11
  things
• 2:12
  about
• 2:12
  this
• 2:12
  show.
• 2:13
  It's
• 2:13
  not
• 2:13
  just
• 2:14
  about
• 2:14
  leaving
• 2:14
  you
• 2:15
  out
• 2:15
  there
• 2:15
  in
• 2:15
  that
• 2:15
  shame.
• 2:16
  It's
• 2:16
  all
• 2:16
  about
• 2:16
  breaking
• 2:16
  that
• 2:17
  cycle
• 2:17
  of
• 2:17
  financial
• 2:18
  shame
• 2:18
  and
• 2:18
  doing
• 2:19
  it
• 2:19
  with
• 2:19
  confidence.
• 2:19
  And
• 2:19
  if
• 2:20
  we
• 2:20
  have
• 2:20
  God
• 2:20
  on
• 2:20
  our
• 2:21
  side,
• 2:21
  who
• 2:21
  can
• 2:22
  ever
• 2:22
  stand
• 2:22
  against
• 2:22
  us?
• 2:23
  But
• 2:23
  God
• 2:24
  invites
• 2:24
  us
• 2:24
  into
• 2:24
  grace.
• 2:25
  And
• 2:25
  that
• 2:26
  grace
• 2:26
  changes
• 2:27
  everything.
• 2:27
  I'll
• 2:27
  tell
• 2:27
  you
• 2:27
  what.
• 2:28
  I.
• 2:28
  I
• 2:28
  had
• 2:28
  a
• 2:28
  client
• 2:28
  once.
• 2:29
  He
• 2:29
  tracked
• 2:30
  every
• 2:30
  single
• 2:30
  penny
• 2:31
  that
• 2:31
  she
• 2:31
  spent.
• 2:32
  I'm
• 2:32
  talking
• 2:32
  list
• 2:33
  and
• 2:33
  spreadsheets.
• 2:34
  She
• 2:34
  used
• 2:35
  stuff.
• 2:35
  I
• 2:35
  did
• 2:35
  all
• 2:35
  of
• 2:36
  those
• 2:36
  things.
• 2:36
  I
• 2:36
  mean,
• 2:37
  she
• 2:37
  had
• 2:37
  her
• 2:37
  stuff
• 2:38
  down
• 2:38
  to
• 2:39
  the
• 2:39
  penny
• 2:40
  until
• 2:40
  one
• 2:40
  month
• 2:41
  she
• 2:41
  slipped.
• 2:42
  And
• 2:42
  I'll
• 2:42
  never
• 2:42
  forget
• 2:42
  it,
• 2:43
  she
• 2:43
  called
• 2:43
  me
• 2:43
  one
• 2:43
  day,
• 2:43
  she
• 2:43
  says,
• 2:44
  ralph,
• 2:44
  I
• 2:44
  missed
• 2:44
  a
• 2:45
  bill.
• 2:45
  And
• 2:46
  then
• 2:46
  all
• 2:46
  of
• 2:46
  a
• 2:46
  sudden,
• 2:46
  she
• 2:46
  overspent
• 2:47
  on
• 2:47
  her
• 2:47
  groceries.
• 2:48
  Instead
• 2:48
  of
• 2:48
  getting
• 2:48
  back
• 2:48
  in,
• 2:49
  starting
• 2:49
  over
• 2:50
  again.
• 2:50
  She
• 2:50
  just
• 2:51
  quit.
• 2:51
  She
• 2:52
  said,
• 2:52
  I
• 2:52
  remember,
• 2:53
  I'll
• 2:53
  never
• 2:53
  get
• 2:53
  this
• 2:53
  phone
• 2:53
  call.
• 2:54
  She
• 2:54
  said,
• 2:54
  Ralph,
• 2:54
  if
• 2:55
  I
• 2:55
  can't
• 2:55
  do
• 2:55
  it
• 2:55
  perfectly,
• 2:56
  why
• 2:56
  do
• 2:56
  I
• 2:56
  even
• 2:57
  try?
• 2:58
  You
• 2:58
  might
• 2:58
  be
• 2:58
  listening
• 2:58
  right
• 2:59
  now.
• 2:59
  You
• 2:59
  thinking,
• 2:59
  Ralph,
• 2:59
  I
• 2:59
  feel
• 3:00
  the
• 3:00
  exact
• 3:00
  same
• 3:00
  way.
• 3:01
  Listen,
• 3:01
  to
• 3:01
  be
• 3:01
  honest
• 3:02
  with
• 3:02
  you,
• 3:02
  I
• 3:02
  felt
• 3:03
  that
• 3:03
  way
• 3:03
  many
• 3:03
  times.
• 3:04
  You
• 3:05
  have
• 3:05
  a
• 3:05
  setback.
• 3:05
  And
• 3:06
  listen,
• 3:06
  we're
• 3:06
  all
• 3:06
  going
• 3:06
  to
• 3:06
  have
• 3:06
  setbacks.
• 3:07
  It's
• 3:07
  part
• 3:07
  of
• 3:07
  life.
• 3:08
  You
• 3:08
  have
• 3:08
  a
• 3:09
  setback.
• 3:09
  If
• 3:09
  I
• 3:09
  can't
• 3:10
  do
• 3:10
  this
• 3:10
  perfectly,
• 3:10
  I'm
• 3:11
  just
• 3:11
  giving
• 3:11
  up.
• 3:12
  Does
• 3:12
  that
• 3:12
  sound
• 3:12
  familiar
• 3:13
  to
• 3:13
  you?
• 3:14
  So
• 3:14
  when
• 3:14
  I
• 3:14
  sat
• 3:15
  down
• 3:15
  and
• 3:15
  I
• 3:15
  work
• 3:15
  with
• 3:15
  her,
• 3:15
  and
• 3:16
  this
• 3:16
  is
• 3:16
  the
• 3:16
  real
• 3:16
  lesson
• 3:17
  for
• 3:17
  today,
• 3:18
  what
• 3:18
  we
• 3:18
  had
• 3:18
  to
• 3:18
  do
• 3:18
  was
• 3:19
  we
• 3:19
  had
• 3:19
  to
• 3:19
  shift
• 3:19
  that
• 3:19
  thinking.
• 3:20
  So
• 3:21
  many
• 3:21
  people
• 3:21
  think
• 3:21
  it's
• 3:22
  about
• 3:22
  perfection.
• 3:22
  Listen,
• 3:23
  I'm
• 3:23
  a
• 3:23
  perfectionist.
• 3:24
  I
• 3:24
  thought
• 3:24
  it
• 3:25
  was
• 3:25
  about
• 3:25
  perfection
• 3:25
  for
• 3:26
  the
• 3:26
  longest
• 3:26
  time,
• 3:27
  but
• 3:27
  it's
• 3:27
  not
• 3:27
  about
• 3:28
  perfection.
• 3:29
  Perfection
• 3:29
  will
• 3:30
  make
• 3:30
  you
• 3:30
  crazy.
• 3:31
  He'll
• 3:31
  make
• 3:31
  you
• 3:31
  say,
• 3:31
  Ralph,
• 3:32
  I'm
• 3:32
  not
• 3:32
  doing
• 3:32
  this
• 3:32
  anymore.
• 3:33
  I
• 3:33
  give
• 3:33
  up.
• 3:33
  It's
• 3:33
  not
• 3:33
  about
• 3:34
  giving
• 3:34
  up.
• 3:34
  It's
• 3:35
  about
• 3:35
  progress.
• 3:36
  And
• 3:37
  with
• 3:37
  that
• 3:37
  progress
• 3:37
  comes
• 3:38
  something
• 3:38
  beautiful
• 3:39
  from
• 3:39
  scripture,
• 3:39
  and
• 3:39
  that's
• 3:40
  grace.
• 3:41
  Because
• 3:41
  that's
• 3:41
  what
• 3:41
  really
• 3:42
  works.
• 3:42
  That's
• 3:42
  what
• 3:42
  really
• 3:42
  solves
• 3:43
  these
• 3:43
  problems.
• 3:44
  So
• 3:44
  one
• 3:44
  of
• 3:44
  the
• 3:45
  first
• 3:45
  things
• 3:45
  I
• 3:45
  really
• 3:45
  want
• 3:45
  you
• 3:46
  to
• 3:46
  hear
• 3:46
  today,
• 3:46
  if
• 3:46
  you're
• 3:46
  listening
• 3:47
  right
• 3:47
  now,
• 3:47
  this
• 3:47
  is
• 3:47
  one
• 3:48
  of
• 3:48
  the
• 3:48
  things
• 3:48
  you
• 3:48
  can
• 3:48
  write
• 3:48
  down.
• 3:49
  Your
• 3:49
  financial
• 3:50
  life
• 3:50
  is
• 3:50
  a
• 3:50
  journey.
• 3:51
  It's
• 3:52
  not
• 3:52
  a
• 3:52
  test.
• 3:52
  So
• 3:52
  many
• 3:52
  people
• 3:52
  think
• 3:53
  they're
• 3:53
  in
• 3:53
  this
• 3:54
  test,
• 3:54
  this
• 3:54
  pass
• 3:54
  or
• 3:55
  fail
• 3:55
  test.
• 3:56
  God
• 3:56
  is
• 3:56
  going
• 3:56
  to
• 3:57
  give
• 3:57
  me
• 3:57
  a
• 3:57
  test,
• 3:57
  and
• 3:57
  if
• 3:57
  I
• 3:58
  fail,
• 3:58
  I'm
• 3:58
  done,
• 3:59
  pack
• 3:59
  my
• 3:59
  bags,
• 4:00
  I'm
• 4:00
  done.
• 4:00
  It's
• 4:01
  not
• 4:01
  going
• 4:01
  to
• 4:01
  work.
• 4:02
  But
• 4:02
  your
• 4:02
  financial
• 4:02
  life
• 4:03
  is
• 4:03
  a
• 4:03
  journey.
• 4:03
  I
• 4:03
  want
• 4:04
  you
• 4:04
  to
• 4:04
  hear
• 4:04
  that
• 4:04
  today
• 4:04
  because
• 4:04
  so
• 4:05
  many
• 4:05
  people
• 4:05
  are
• 4:05
  struggling
• 4:06
  right
• 4:06
  now.
• 4:06
  You
• 4:06
  might
• 4:06
  be
• 4:06
  struggling
• 4:07
  right
• 4:07
  now.
• 4:07
  You
• 4:07
  might
• 4:07
  be
• 4:07
  a
• 4:07
  Ralph.
• 4:08
  It
• 4:08
  seems
• 4:08
  like
• 4:08
  every
• 4:09
  time
• 4:09
  I
• 4:09
  start
• 4:09
  to
• 4:10
  work
• 4:10
  at
• 4:10
  this,
• 4:10
  I
• 4:11
  build
• 4:11
  that
• 4:11
  budget,
• 4:12
  I
• 4:12
  build
• 4:12
  that
• 4:13
  intentional
• 4:13
  spending
• 4:14
  plan,
• 4:14
  I
• 4:14
  start
• 4:15
  to
• 4:15
  save,
• 4:15
  I
• 4:15
  build
• 4:16
  that
• 4:16
  emergency
• 4:16
  fund.
• 4:16
  Then
• 4:16
  way
• 4:17
  more
• 4:17
  something
• 4:17
  happens.
• 4:18
  I
• 4:19
  feel
• 4:19
  like
• 4:19
  God's
• 4:19
  testing
• 4:20
  me.
• 4:20
  And
• 4:21
  a
• 4:21
  lot
• 4:21
  of
• 4:21
  people
• 4:21
  feel
• 4:21
  that
• 4:21
  way.
• 4:22
  It's
• 4:22
  their
• 4:22
  own
• 4:22
  self
• 4:23
  talk.
• 4:24
  So
• 4:24
  let
• 4:24
  me
• 4:24
  let
• 4:24
  you
• 4:24
  know
• 4:24
  a
• 4:25
  little
• 4:25
  secret.
• 4:25
  God
• 4:25
  isn't
• 4:26
  waiting
• 4:26
  for
• 4:26
  you
• 4:26
  to
• 4:26
  fail.
• 4:27
  He's
• 4:27
  not.
• 4:27
  He's
• 4:28
  not
• 4:28
  on
• 4:28
  the
• 4:28
  sideline
• 4:28
  going,
• 4:29
  well,
• 4:29
  I
• 4:29
  sure
• 4:29
  hope
• 4:29
  we're
• 4:30
  out
• 4:30
  fails
• 4:30
  today.
• 4:31
  It's
• 4:31
  not
• 4:31
  at
• 4:31
  all
• 4:31
  what
• 4:32
  he
• 4:32
  wants
• 4:32
  from
• 4:32
  us.
• 4:33
  He's
• 4:33
  walking
• 4:34
  right
• 4:34
  there
• 4:34
  alongside
• 4:35
  with
• 4:35
  you.
• 4:36
  He's
• 4:36
  helping
• 4:36
  you.
• 4:36
  You
• 4:37
  just
• 4:37
  have
• 4:37
  to
• 4:37
  reach
• 4:37
  out
• 4:37
  to
• 4:37
  him
• 4:38
  and
• 4:38
  say,
• 4:38
  lord,
• 4:38
  I
• 4:39
  need
• 4:39
  your
• 4:39
  help.
• 4:39
  Well,
• 4:39
  let's
• 4:40
  get
• 4:40
  right
• 4:40
  into
• 4:40
  scripture
• 4:40
  today.
• 4:41
  You
• 4:41
  know,
• 4:41
  I
• 4:41
  always
• 4:41
  like
• 4:41
  to
• 4:42
  talk
• 4:42
  about
• 4:42
  Scripture
• 4:42
  in
• 4:43
  the
• 4:43
  show.
• 4:43
  I'm
• 4:43
  going
• 4:43
  to
• 4:43
  get
• 4:44
  right
• 4:44
  to
• 4:44
  Second
• 4:44
  Corinthians,
• 4:45
  chapter
• 4:45
  12,
• 4:46
  verse
• 4:46
  9.
• 4:46
  It
• 4:47
  says
• 4:47
  this
• 4:47
  beautiful
• 4:48
  scripture.
• 4:48
  It
• 4:48
  says,
• 4:49
  but
• 4:49
  he
• 4:49
  said
• 4:49
  to
• 4:50
  my
• 4:51
  grace
• 4:51
  is
• 4:51
  sufficient
• 4:52
  for
• 4:52
  you,
• 4:53
  for
• 4:53
  my
• 4:53
  power
• 4:53
  is
• 4:53
  made
• 4:54
  perfect
• 4:54
  in
• 4:54
  weakness.
• 4:55
  Therefore,
• 4:56
  I
• 4:56
  will
• 4:56
  boast
• 4:57
  all
• 4:57
  the
• 4:57
  more
• 4:57
  gladly
• 4:58
  about
• 4:58
  my
• 4:59
  weaknesses
• 4:59
  so
• 5:00
  that
• 5:00
  Christ's
• 5:00
  power
• 5:01
  may
• 5:01
  rest
• 5:01
  on
• 5:02
  me.
• 5:02
  What
• 5:02
  a
• 5:03
  powerful
• 5:03
  piece
• 5:03
  of
• 5:04
  scripture.
• 5:04
  My
• 5:05
  grace
• 5:05
  is
• 5:05
  sufficient
• 5:06
  for
• 5:06
  you.
• 5:06
  That's
• 5:06
  what
• 5:06
  the
• 5:06
  Lord
• 5:07
  is
• 5:07
  calling
• 5:07
  you
• 5:07
  to
• 5:07
  today.
• 5:07
  If
• 5:08
  you're
• 5:08
  struggling
• 5:09
  in
• 5:09
  your
• 5:09
  finances,
• 5:09
  if
• 5:10
  you
• 5:10
  feel
• 5:10
  like,
• 5:10
  why
• 5:10
  do
• 5:10
  I
• 5:10
  even
• 5:11
  try?
• 5:11
  I
• 5:11
  keep
• 5:12
  on
• 5:12
  falling
• 5:12
  behind.
• 5:12
  Just
• 5:13
  remember
• 5:13
  that.
• 5:13
  Write
• 5:14
  that
• 5:14
  down
• 5:14
  on
• 5:14
  your
• 5:15
  heart.
• 5:15
  Write
• 5:15
  that
• 5:15
  down
• 5:15
  where
• 5:16
  you
• 5:16
  can
• 5:16
  see
• 5:16
  it.
• 5:16
  My
• 5:17
  grace
• 5:17
  is
• 5:17
  sufficient
• 5:18
  for
• 5:18
  you
• 5:19
  because
• 5:19
  my
• 5:19
  power
• 5:20
  is
• 5:20
  made
• 5:20
  perfect
• 5:21
  in
• 5:21
  your
• 5:21
  weakness.
• 5:21
  The
• 5:22
  Lord
• 5:22
  is
• 5:22
  saying
• 5:22
  to
• 5:22
  you,
• 5:22
  you're
• 5:23
  weak.
• 5:23
  He's
• 5:24
  not
• 5:24
  saying
• 5:24
  that
• 5:24
  to
• 5:24
  criticize
• 5:25
  you.
• 5:25
  He's
• 5:25
  not
• 5:26
  saying
• 5:26
  that
• 5:26
  because
• 5:26
  he's
• 5:27
  testing
• 5:27
  you
• 5:27
  or
• 5:27
  want
• 5:27
  you
• 5:27
  to
• 5:28
  fail.
• 5:28
  He's
• 5:28
  saying
• 5:29
  to
• 5:29
  you,
• 5:29
  my
• 5:30
  power
• 5:30
  makes
• 5:31
  your
• 5:31
  weakness
• 5:32
  work.
• 5:32
  It
• 5:32
  makes
• 5:32
  it
• 5:33
  perfect.
• 5:33
  And
• 5:34
  see,
• 5:34
  that's
• 5:34
  where
• 5:34
  the
• 5:34
  grace
• 5:35
  steps
• 5:35
  in,
• 5:35
  where
• 5:35
  shame
• 5:36
  used
• 5:36
  to
• 5:36
  rule.
• 5:36
  If
• 5:37
  you're
• 5:37
  living
• 5:37
  in
• 5:37
  this
• 5:38
  financial
• 5:38
  cycle
• 5:39
  of
• 5:39
  shame,
• 5:39
  I'm
• 5:40
  going
• 5:40
  to
• 5:40
  tell
• 5:40
  you
• 5:40
  right
• 5:40
  now,
• 5:40
  you
• 5:40
  don't
• 5:40
  have
• 5:40
  to
• 5:41
  live
• 5:41
  that
• 5:41
  way
• 5:41
  anymore.
• 5:42
  Grace
• 5:43
  can
• 5:43
  overtake
• 5:44
  that.
• 5:45
  And
• 5:45
  another
• 5:45
  thing
• 5:45
  I
• 5:46
  want
• 5:46
  you
• 5:46
  to
• 5:46
  hear
• 5:46
  today.
• 5:47
  Mistakes
• 5:47
  aren't
• 5:48
  the
• 5:48
  end
• 5:48
  of
• 5:48
  the
• 5:48
  story.
• 5:49
  They're
• 5:50
  just
• 5:50
  not.
• 5:50
  They're
• 5:50
  part
• 5:50
  of
• 5:50
  the
• 5:50
  learning
• 5:51
  process.
• 5:52
  I
• 5:52
  cannot
• 5:53
  tell
• 5:53
  you
• 5:53
  how
• 5:53
  many
• 5:53
  times
• 5:54
  I've
• 5:54
  made
• 5:54
  mistakes.
• 5:55
  Financially,
• 5:55
  maybe.
• 5:55
  Saying
• 5:56
  that's
• 5:56
  kind
• 5:56
  of
• 5:56
  crazy.
• 5:56
  Yes.
• 5:57
  I've
• 5:57
  been
• 5:57
  doing
• 5:57
  this
• 5:57
  for
• 5:57
  30
• 5:58
  years.
• 5:58
  I
• 5:58
  have
• 5:58
  advanced
• 5:59
  degrees
• 5:59
  in
• 5:59
  accounting
• 6:00
  and
• 6:01
  finance
• 6:01
  and
• 6:01
  money.
• 6:01
  And
• 6:02
  guess
• 6:02
  what?
• 6:03
  I
• 6:03
  make
• 6:03
  mistakes.
• 6:03
  And
• 6:04
  I
• 6:04
  make
• 6:04
  them
• 6:04
  routinely.
• 6:05
  My
• 6:05
  wife
• 6:05
  is
• 6:05
  constantly
• 6:05
  reminding
• 6:06
  me,
• 6:06
  ralph,
• 6:06
  you
• 6:07
  made
• 6:07
  a
• 6:07
  mistake.
• 6:08
  You
• 6:08
  might
• 6:08
  be
• 6:08
  feeling
• 6:09
  the
• 6:09
  same
• 6:09
  way.
• 6:09
  You
• 6:09
  make
• 6:09
  mistakes
• 6:10
  as
• 6:10
  well.
• 6:11
  But
• 6:11
  you
• 6:11
  need
• 6:11
  to
• 6:12
  hear
• 6:12
  this
• 6:12
  right
• 6:12
  now.
• 6:12
  Mistakes
• 6:13
  aren't
• 6:13
  the
• 6:13
  end.
• 6:14
  They're
• 6:14
  all
• 6:14
  part
• 6:15
  of
• 6:15
  the
• 6:15
  process.
• 6:15
  They're
• 6:15
  all
• 6:15
  part
• 6:16
  of
• 6:16
  that
• 6:16
  journey.
• 6:16
  What
• 6:17
  really
• 6:17
  matters.
• 6:18
  What
• 6:18
  really
• 6:19
  matters
• 6:19
  is
• 6:19
  you
• 6:19
  get
• 6:19
  back
• 6:20
  up.
• 6:20
  Which
• 6:21
  leads
• 6:21
  me
• 6:21
  to
• 6:21
  this
• 6:21
  beautiful
• 6:22
  piece
• 6:22
  of
• 6:22
  scripture
• 6:23
  as
• 6:23
  well.
• 6:23
  This
• 6:23
  is
• 6:23
  from
• 6:23
  Proverbs,
• 6:24
  chapter
• 6:24
  24,
• 6:25
  verse
• 6:25
  16.
• 6:27
  The
• 6:27
  righteous
• 6:27
  may
• 6:27
  fall
• 6:28
  seven
• 6:28
  times,
• 6:28
  but
• 6:29
  still
• 6:29
  get
• 6:29
  up.
• 6:30
  But
• 6:30
  the
• 6:30
  wicked
• 6:31
  will
• 6:31
  stumble
• 6:31
  into
• 6:32
  trouble.
• 6:33
  See,
• 6:33
  falling
• 6:33
  isn't
• 6:34
  failing
• 6:35
  so
• 6:35
  many
• 6:35
  people.
• 6:35
  I
• 6:36
  fall
• 6:36
  down.
• 6:36
  I
• 6:36
  skin
• 6:37
  my
• 6:37
  teeth.
• 6:37
  When
• 6:38
  I
• 6:38
  was
• 6:38
  a
• 6:38
  kid,
• 6:38
  I
• 6:38
  remember
• 6:39
  stubbing
• 6:39
  my
• 6:39
  toe.
• 6:40
  That's
• 6:40
  the
• 6:40
  worst
• 6:40
  possible
• 6:40
  thing.
• 6:41
  You
• 6:41
  watched
• 6:41
  every
• 6:41
  single
• 6:42
  step
• 6:42
  after
• 6:42
  that,
• 6:43
  didn't
• 6:43
  you?
• 6:43
  But
• 6:44
  what
• 6:44
  did
• 6:44
  you
• 6:44
  do?
• 6:44
  You
• 6:44
  got
• 6:45
  back
• 6:45
  up.
• 6:45
  I
• 6:45
  remember
• 6:46
  my
• 6:46
  dad
• 6:46
  teaching
• 6:46
  me
• 6:46
  how
• 6:47
  to
• 6:47
  ride
• 6:47
  a
• 6:47
  bike
• 6:48
  right
• 6:48
  on
• 6:48
  the
• 6:49
  sidewalk.
• 6:49
  He
• 6:49
  says,
• 6:49
  son,
• 6:50
  you
• 6:50
  can
• 6:50
  do
• 6:50
  this.
• 6:50
  He
• 6:50
  grabs
• 6:50
  a
• 6:51
  hold
• 6:51
  of
• 6:51
  the
• 6:51
  back
• 6:51
  of
• 6:51
  that
• 6:51
  scene,
• 6:52
  kind
• 6:52
  of
• 6:52
  pushes
• 6:52
  me
• 6:53
  along,
• 6:53
  and
• 6:53
  I
• 6:53
  know,
• 6:53
  well,
• 6:54
  he
• 6:54
  was
• 6:54
  intending
• 6:55
  that
• 6:55
  I
• 6:55
  was
• 6:55
  going
• 6:55
  to
• 6:55
  fall.
• 6:55
  And
• 6:56
  guess
• 6:56
  what
• 6:56
  I
• 6:56
  did
• 6:56
  about
• 6:56
  three
• 6:56
  feet
• 6:57
  later,
• 6:57
  home,
• 6:57
  down
• 6:58
  on
• 6:58
  the
• 6:58
  sidewalk,
• 6:59
  you
• 6:59
  know,
• 6:59
  scraped
• 7:00
  that
• 7:00
  arm
• 7:00
  up,
• 7:00
  did
• 7:01
  a
• 7:01
  good
• 7:01
  job
• 7:01
  on
• 7:01
  it.
• 7:02
  But
• 7:02
  dad
• 7:02
  was
• 7:02
  right
• 7:03
  there
• 7:03
  and
• 7:03
  he
• 7:03
  said,
• 7:03
  all
• 7:03
  right,
• 7:03
  let's
• 7:03
  try
• 7:04
  this
• 7:04
  again.
• 7:04
  Your
• 7:05
  finances
• 7:05
  are
• 7:05
  the
• 7:05
  same
• 7:06
  way.
• 7:06
  When
• 7:07
  you
• 7:07
  fall,
• 7:07
  it's
• 7:07
  not
• 7:08
  failing.
• 7:08
  But
• 7:08
  if
• 7:08
  you
• 7:09
  stay
• 7:09
  down,
• 7:09
  if
• 7:09
  you
• 7:10
  stay
• 7:10
  in
• 7:10
  that
• 7:11
  cycle
• 7:11
  of
• 7:11
  shame
• 7:12
  and
• 7:12
  that
• 7:12
  self
• 7:13
  talk,
• 7:14
  then
• 7:14
  you
• 7:14
  won't
• 7:14
  move
• 7:14
  forward.
• 7:16
  Accept
• 7:16
  the
• 7:16
  grace
• 7:16
  that
• 7:17
  God
• 7:17
  has
• 7:17
  given
• 7:17
  you.
• 7:18
  Because
• 7:18
  God
• 7:19
  is
• 7:19
  calling
• 7:19
  us
• 7:19
  to
• 7:19
  progress.
• 7:20
  He's
• 7:20
  not
• 7:20
  calling
• 7:20
  us
• 7:21
  to
• 7:21
  perfection.
• 7:22
  He's
• 7:22
  calling
• 7:23
  us
• 7:23
  for
• 7:23
  progress.
• 7:23
  He's
• 7:24
  calling
• 7:24
  us
• 7:24
  to
• 7:24
  do
• 7:24
  a
• 7:25
  little
• 7:25
  bit
• 7:25
  better
• 7:25
  than
• 7:25
  we
• 7:26
  did
• 7:26
  yesterday.
• 7:27
  He's
• 7:27
  not
• 7:27
  looking
• 7:27
  for
• 7:28
  perfection.
• 7:28
  If
• 7:28
  you're
• 7:28
  looking
• 7:29
  for
• 7:29
  perfection,
• 7:29
  I've
• 7:29
  said
• 7:29
  this
• 7:29
  on
• 7:30
  this
• 7:30
  show
• 7:30
  many
• 7:30
  times,
• 7:31
  you're
• 7:31
  never
• 7:31
  going
• 7:32
  to
• 7:32
  find
• 7:32
  perfection.
• 7:33
  Listen
• 7:33
  to
• 7:33
  this
• 7:33
  book
• 7:34
  of
• 7:34
  scripture
• 7:35
  from
• 7:35
  my
• 7:35
  favorite
• 7:35
  book
• 7:35
  of
• 7:35
  the
• 7:36
  Bible,
• 7:36
  Romans,
• 7:37
  chapter
• 7:37
  8,
• 7:37
  verse
• 7:38
  1.
• 7:38
  Therefore,
• 7:39
  there
• 7:39
  is
• 7:39
  no
• 7:40
  condemnation
• 7:40
  for
• 7:40
  those
• 7:41
  who
• 7:41
  are
• 7:41
  in
• 7:41
  Christ
• 7:41
  Jesus.
• 7:43
  And
• 7:43
  that
• 7:43
  is
• 7:43
  so
• 7:43
  profitable
• 7:44
  today.
• 7:44
  When
• 7:44
  you
• 7:44
  belong
• 7:45
  to
• 7:45
  him,
• 7:45
  when
• 7:45
  you
• 7:46
  truly
• 7:46
  belong
• 7:46
  to
• 7:47
  Christ,
• 7:47
  that
• 7:47
  shame
• 7:48
  that
• 7:48
  you
• 7:48
  used
• 7:48
  to
• 7:48
  feel,
• 7:49
  that
• 7:49
  shame
• 7:50
  that
• 7:50
  you
• 7:50
  used
• 7:50
  to
• 7:50
  endure,
• 7:51
  it's
• 7:52
  got
• 7:52
  no
• 7:52
  power
• 7:52
  over
• 7:53
  your
• 7:53
  financial
• 7:53
  story
• 7:53
  either.
• 7:54
  Yes,
• 7:54
  I'm
• 7:54
  going
• 7:54
  to
• 7:54
  connect
• 7:55
  the
• 7:55
  dots.
• 7:56
  Christ
• 7:56
  doesn't
• 7:56
  want
• 7:56
  you
• 7:57
  to
• 7:57
  fail
• 7:57
  at
• 7:57
  your
• 7:57
  finances.
• 7:58
  He
• 7:58
  wants
• 7:58
  you
• 7:58
  to
• 7:58
  be
• 7:59
  successful
• 7:59
  in
• 7:59
  it.
• 8:00
  Because
• 8:01
  when
• 8:01
  you
• 8:01
  are
• 8:01
  successful,
• 8:02
  I
• 8:02
  say
• 8:02
  this
• 8:02
  all
• 8:02
  the
• 8:03
  time
• 8:03
  on
• 8:03
  this
• 8:03
  show,
• 8:04
  you
• 8:04
  will
• 8:04
  never
• 8:04
  truly
• 8:05
  bless
• 8:05
  somebody
• 8:06
  else
• 8:06
  till
• 8:06
  you
• 8:06
  get
• 8:06
  your
• 8:06
  own
• 8:07
  house
• 8:07
  in
• 8:07
  order.
• 8:07
  So
• 8:08
  guess
• 8:08
  what?
• 8:08
  Christ
• 8:08
  wants
• 8:09
  you
• 8:09
  to
• 8:09
  get
• 8:09
  your
• 8:09
  house
• 8:09
  in
• 8:09
  order
• 8:10
  to.
• 8:10
  But
• 8:10
  you've
• 8:10
  got
• 8:10
  to
• 8:11
  have
• 8:11
  grace
• 8:11
  to
• 8:11
  understand
• 8:12
  that
• 8:12
  you
• 8:12
  are
• 8:12
  going
• 8:12
  to
• 8:13
  fail
• 8:13
  sometimes.
• 8:13
  You
• 8:14
  are
• 8:14
  going
• 8:14
  to
• 8:14
  fall
• 8:14
  down,
• 8:15
  you
• 8:15
  are
• 8:15
  going
• 8:15
  to
• 8:15
  run
• 8:15
  that
• 8:16
  bike
• 8:16
  right
• 8:16
  into
• 8:16
  the
• 8:17
  sidewalk.
• 8:18
  That
• 8:18
  happens.
• 8:18
  That's
• 8:18
  part
• 8:19
  of
• 8:19
  the
• 8:19
  journey,
• 8:19
  that's
• 8:19
  part
• 8:19
  of
• 8:20
  life.
• 8:20
  But
• 8:21
  the
• 8:21
  question
• 8:21
  is,
• 8:21
  do
• 8:21
  you
• 8:21
  get
• 8:21
  back
• 8:22
  up
• 8:22
  and
• 8:22
  say,
• 8:22
  Lord,
• 8:22
  your
• 8:23
  grace
• 8:23
  is
• 8:23
  sufficient
• 8:24
  for
• 8:24
  me.
• 8:24
  So
• 8:25
  I
• 8:25
  want
• 8:25
  you
• 8:25
  to
• 8:25
  hear
• 8:25
  this
• 8:25
  right
• 8:25
  now.
• 8:26
  Grace
• 8:27
  is
• 8:27
  not
• 8:27
  an
• 8:27
  excuse
• 8:28
  to
• 8:28
  quit.
• 8:28
  You
• 8:28
  can't
• 8:28
  just
• 8:29
  stop.
• 8:29
  But
• 8:30
  grace
• 8:30
  is
• 8:30
  the
• 8:30
  reason
• 8:30
  that
• 8:31
  you
• 8:31
  keep
• 8:31
  going.
• 8:31
  Because
• 8:32
  every
• 8:32
  stumble
• 8:33
  is
• 8:33
  a
• 8:33
  chance
• 8:33
  to
• 8:33
  lean
• 8:34
  on
• 8:34
  him.
• 8:35
  And
• 8:35
  what
• 8:35
  did
• 8:35
  he
• 8:35
  promise
• 8:36
  in
• 8:36
  the
• 8:36
  scriptures?
• 8:37
  His
• 8:37
  grace
• 8:38
  is
• 8:38
  enough.
• 8:39
  And
• 8:39
  if
• 8:39
  this
• 8:39
  hits
• 8:40
  home
• 8:40
  for
• 8:40
  you
• 8:40
  today,
• 8:40
  I
• 8:40
  want
• 8:40
  to
• 8:40
  give
• 8:41
  you
• 8:41
  a
• 8:41
  special
• 8:41
  resources,
• 8:42
  something
• 8:42
  that
• 8:43
  I've
• 8:43
  been
• 8:43
  working
• 8:43
  on
• 8:43
  for
• 8:43
  the
• 8:44
  last
• 8:44
  few
• 8:44
  months.
• 8:45
  It's
• 8:45
  my
• 8:45
  third
• 8:45
  book.
• 8:45
  It's
• 8:46
  called
• 8:46
  How
• 8:46
  to
• 8:46
  Become
• 8:46
  a
• 8:46
  Financially
• 8:47
  Confident
• 8:47
  Christian.
• 8:48
  And
• 8:48
  it's
• 8:48
  yours
• 8:48
  absolutely
• 8:48
  free.
• 8:49
  You
• 8:49
  just
• 8:49
  go
• 8:49
  to
• 8:50
  my
• 8:50
  website.
• 8:50
  That's
• 8:51
  FinanciallyConfidentChristian.com/becoming
• 8:54
  again.
• 8:55
  That's
• 8:55
  FinanciallyconfidentChristian.com/becoming.
• 8:58
  How
• 8:58
  about
• 8:58
  we
• 8:59
  pray
• 8:59
  together
• 8:59
  now?
• 9:00
  Lord,
• 9:00
  we
• 9:00
  come
• 9:00
  to
• 9:01
  you
• 9:01
  right
• 9:01
  now.
• 9:01
  We
• 9:01
  just
• 9:01
  thank
• 9:02
  You
• 9:02
  for
• 9:02
  your
• 9:02
  grace,
• 9:02
  Lord,
• 9:03
  an
• 9:03
  abundant
• 9:03
  grace
• 9:03
  that
• 9:04
  we
• 9:04
  have
• 9:04
  no
• 9:04
  ability
• 9:05
  to
• 9:05
  even
• 9:05
  understand.
• 9:07
  And
• 9:07
  Lord,
• 9:07
  we
• 9:07
  have
• 9:07
  to
• 9:07
  admit
• 9:08
  that
• 9:08
  we
• 9:08
  stumble
• 9:08
  with
• 9:08
  our
• 9:09
  money.
• 9:09
  Yes,
• 9:10
  we
• 9:10
  overspend.
• 9:11
  Yes,
• 9:11
  we
• 9:11
  forget.
• 9:12
  And
• 9:12
  Lord,
• 9:12
  oftentimes
• 9:13
  we
• 9:13
  feel
• 9:13
  that
• 9:14
  shame
• 9:14
  poured
• 9:14
  down
• 9:15
  upon
• 9:15
  us.
• 9:16
  But
• 9:16
  Lord,
• 9:16
  You
• 9:16
  remind
• 9:17
  us
• 9:17
  of
• 9:17
  something
• 9:17
  so
• 9:18
  beautiful.
• 9:18
  That
• 9:18
  is
• 9:18
  your
• 9:19
  grace
• 9:19
  is
• 9:19
  enough.
• 9:20
  So,
• 9:20
  Lord,
• 9:21
  I
• 9:21
  just
• 9:21
  ask
• 9:21
  You
• 9:21
  to
• 9:21
  listen
• 9:22
  and
• 9:22
  help
• 9:22
  my
• 9:23
  friend
• 9:23
  who's
• 9:23
  listening
• 9:23
  today
• 9:24
  work
• 9:24
  on
• 9:25
  letting
• 9:25
  go
• 9:25
  of
• 9:25
  that
• 9:26
  feeling
• 9:26
  of
• 9:26
  perfection.
• 9:27
  Lord,
• 9:28
  help
• 9:28
  them
• 9:28
  to
• 9:28
  stand
• 9:29
  up
• 9:29
  after
• 9:29
  mistakes.
• 9:30
  And,
• 9:31
  Lord,
• 9:31
  help
• 9:31
  them
• 9:31
  to
• 9:31
  walk
• 9:31
  in
• 9:32
  your
• 9:32
  freedom.
• 9:32
  And
• 9:32
  we
• 9:33
  ask
• 9:33
  this
• 9:33
  in
• 9:33
  the
• 9:34
  name
• 9:34
  of
• 9:34
  Jesus.
• 9:35
  Amen.
• 9:36
  Friend,
• 9:36
  Remember
• 9:36
  this.
• 9:37
  You
• 9:38
  don't
• 9:38
  have
• 9:38
  to
• 9:38
  be
• 9:38
  perfect
• 9:38
  with
• 9:39
  money.
• 9:39
  I
• 9:39
  think
• 9:40
  it's
• 9:40
  so
• 9:40
  important.
• 9:40
  I'm
• 9:40
  going
• 9:40
  to
• 9:40
  say
• 9:40
  that
• 9:41
  again.
• 9:41
  You
• 9:41
  don't
• 9:41
  have
• 9:42
  to
• 9:42
  be
• 9:42
  perfect
• 9:42
  with
• 9:42
  money.
• 9:43
  You
• 9:44
  just
• 9:44
  need
• 9:44
  to
• 9:44
  keep
• 9:44
  walking
• 9:45
  in
• 9:45
  grace.
• 9:46
  Now,
• 9:46
  tomorrow's
• 9:47
  show,
• 9:47
  we're
• 9:47
  going
• 9:47
  to
• 9:47
  continue
• 9:47
  this
• 9:48
  journey
• 9:48
  together.
• 9:48
  We're
• 9:48
  going
• 9:48
  to
• 9:48
  talk
• 9:49
  about
• 9:49
  building
• 9:49
  momentum
• 9:50
  and
• 9:50
  we're
• 9:50
  going
• 9:50
  to
• 9:50
  ask
• 9:51
  the
• 9:51
  big,
• 9:51
  hairy,
• 9:52
  audacious
• 9:52
  question,
• 9:53
  what
• 9:53
  comes
• 9:54
  next?
• 9:54
  So
• 9:55
  make
• 9:55
  sure
• 9:55
  you
• 9:55
  join
• 9:55
  me
• 9:55
  on
• 9:56
  tomorrow's
• 9:56
  show.
• 9:57
  And
• 9:57
  if
• 9:57
  today's
• 9:57
  shows
• 9:58
  encourage
• 9:58
  you,
• 9:58
  I'm
• 9:58
  going
• 9:58
  to
• 9:58
  encourage
• 9:59
  you
• 9:59
  to
• 9:59
  do
• 9:59
  something
• 9:59
  for
• 9:59
  me.
• 10:00
  Why
• 10:00
  don't
• 10:00
  you
• 10:00
  share
• 10:00
  with
• 10:00
  somebody
• 10:01
  who
• 10:01
  feels
• 10:01
  stuck
• 10:02
  in
• 10:02
  that
• 10:02
  shame?
• 10:03
  You
• 10:03
  might
• 10:03
  know
• 10:03
  somebody
• 10:04
  who's
• 10:04
  really
• 10:04
  stuck
• 10:05
  right
• 10:05
  now.
• 10:05
  They're
• 10:05
  like,
• 10:05
  you're
• 10:06
  thinking
• 10:06
  to
• 10:06
  yourself,
• 10:06
  ralph,
• 10:06
  I
• 10:07
  know
• 10:07
  that
• 10:07
  person.
• 10:07
  I'm
• 10:07
  going
• 10:07
  to
• 10:07
  go,
• 10:08
  I'm
• 10:08
  going
• 10:08
  to
• 10:08
  send
• 10:08
  them
• 10:08
  a
• 10:08
  text.
• 10:08
  I'm
• 10:09
  going
• 10:09
  to
• 10:09
  send
• 10:09
  them
• 10:09
  an
• 10:09
  email
• 10:10
  because
• 10:10
  they're
• 10:10
  stuck
• 10:11
  in
• 10:11
  this.
• 10:12
  Just
• 10:12
  send
• 10:12
  them
• 10:12
  to
• 10:12
  our
• 10:13
  website.
• 10:13
  That's
• 10:13
  FinanciallyConfidentChristian.com
• 10:15
  Again,
• 10:16
  that's
• 10:16
  FinanciallyConfidentChristian.com
• 10:18
  and
• 10:18
  hey,
• 10:18
  if
• 10:18
  you've
• 10:19
  got
• 10:19
  a
• 10:19
  question
• 10:19
  for
• 10:19
  the
• 10:19
  show,
• 10:20
  it's
• 10:20
  real
• 10:21
  simple.
• 10:21
  Go
• 10:21
  to
• 10:21
  justaskralph.com
• 10:23
  and
• 10:23
  send
• 10:23
  your
• 10:23
  question
• 10:23
  in.
• 10:24
  And
• 10:24
  chances
• 10:24
  are
• 10:25
  it'll
• 10:25
  be
• 10:25
  features
• 10:26
  on
• 10:26
  this
• 10:26
  show.
• 10:27
  And
• 10:27
  remember,
• 10:27
  this
• 10:28
  is
• 10:28
  the
• 10:28
  show
• 10:28
  with
• 10:28
  no
• 10:28
  financial
• 10:29
  shame.
• 10:30
  So
• 10:30
  go
• 10:30
  out
• 10:30
  there
• 10:31
  and
• 10:31
  be
• 10:31
  a
• 10:32
  financially
• 10:32
  confident
• 10:32
  Christian.
• 10:33
  I
• 10:33
  have
• 10:33
  confidence
• 10:33
  in
• 10:34
  you.
• 10:34
  Have
• 10:35
  confidence
• 10:35
  in
• 10:35
  yourself.
• 10:36
  Stay
• 10:36
  financially
• 10:37
  savvy.
• 10:37
  God
• 10:37
  bless
• 10:38
  you,
• 10:38
  and
• 10:38
  you
• 10:39
  have
• 10:39
  a
• 10:39
  great
• 10:39
  day
• 10:39
  today.