Latest / Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation
How Inflation Is Eating Your Home Insurance Rebuild Cost
When was the last time you checked whether your homeowners insurance actually covers the cost to rebuild your house? In this episode, Lucas and Luna dig into replacement-cost inflation—a hidden tax that's pushing underinsurance to crisis levels. They break down how construction-labor shortages, higher lumber prices, and supply-chain delays have pushed rebuild costs up 40% since 2020, while many policies still base coverage on outdated appraisals. Using the latest CPI data and real-world examples from recent natural disasters, they explain why a standard HO-3 policy might leave you tens…
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