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How NOT to Lose €250k on Italy's "Cheap" Golden Visa · IMI Podcasts

• 0:00
  SPEAKER_00: You may know about the Italian Golden Visa program, but few know about the 250,000 euro option in an innovative startup.
• 0:09
  SPEAKER_00: The issue is you might feel like you are gambling your capital in a small risky business, but there is actually a way to protect at least 85% of your capital.
• 0:20
  SPEAKER_00: In this video, I am going to show you exactly how you can get your Italian Golden Visa in under 3 months at the lowest price point without risking all your capital.
• 0:30
  SPEAKER_00: The Italian Investor Visa Program, also called Investor Visa for Italy, is a residency by investment program that has been around since 2017 but really became more popular since 2020 and is getting some interest lately because it's a nice program in terms of processing time and also because the investment options are quite interesting.
• 0:59
  SPEAKER_00: There are four ways to qualify for the Italian investor visa program.
• 1:04
  SPEAKER_00: Essentially, three ways are investment options, and one way is a donation.
• 1:08
  SPEAKER_00: So starting from the highest ticket, there is the 2 million euros in Italian government bonds, then there is a 1 million euro donation to cultural heritage, then there is a 500,000 euros investment in an Italian company that can be any private or public Italian company.
• 1:30
  SPEAKER_00: And then there is the€250,000 investment in innovative startup.
• 1:36
  SPEAKER_00: Innovative startup, not just by definition, but innovative startup in Italy has legal meaning.
• 1:42
  SPEAKER_00: In order to qualify for innovative startup, the company needs to have a patent or a registered software in a public registry for the purpose, employ people with scientific or technical degrees, and invest at least 15% in research and development activities.
• 2:02
  SPEAKER_00: So, in order to get the golden visa through the cheapest ticket, the investor needs to commit to a startup.
• 2:11
  SPEAKER_00: And this comes with a significant trade-off between risk and return because the 250,000 euros route in an early stage company, which means the outcome of the investment is much less secure compared to a more mature company.
• 2:29
  SPEAKER_00: This is the problem that faces the investor that wants to pursue the Italian Golden Visa through the cheapest investment option.
• 2:36
  SPEAKER_00: Our investment solution for the€250,000 route is called Ariete Tech Solution, which is an innovative startup that is eligible by design because we have registered software that we developed internally.
• 2:51
  SPEAKER_00: And for this reason, we already meet the criteria as an innovative startup.
• 2:56
  SPEAKER_00: What does this company do?
• 2:58
  SPEAKER_00: Well, the company develops an AI-based platform which is able to analyze millions of data points to price alternative assets and give an estimation of the price of alternative assets in the future.
• 3:16
  SPEAKER_00: What does this platform that we are developing do?
• 3:20
  SPEAKER_00: Is pricing exactly an asset that does not have a liquid market.
• 3:26
  SPEAKER_00: For example, we are able to price private loans, we are able to price pieces of art, we are able to price watches and all the assets that can be considered alternative assets that are not listed like stocks or bonds.
• 3:42
  SPEAKER_00: The company, besides developing the platform, invests a considerable amount of the capital of the investors in those alternative assets that we are able to price with the platform.
• 3:55
  SPEAKER_00: And for this reason, the 85% of the capital that we raise from Golden Visa investors is placed into hard assets that are collateral to the investment.
• 4:07
  SPEAKER_00: For this reason, we are able to reduce the overall risk of the investment to just the 15%, because the 50% of the capital is still invested in innovation to keep the platform growing and to keep the innovative element of the company.
• 4:24
  SPEAKER_00: 85% of the capital in Ariete Tech Solution is invested in our assets and alternative assets as collateral.
• 4:32
  SPEAKER_00: For example, we are investing in P2P lending platform, meaning that we are investing in private loans with average return between 10 and 12% per year because these are private loans.
• 4:47
  SPEAKER_00: We are investing in collectibles, we are investing in watches, we are also investing in collectible cars.
• 4:56
  SPEAKER_00: These are all assets that do not have liquid markets, but thanks to our platform, you are able to price them and we are able to invest in this kind of asset class.
• 5:05
  SPEAKER_00: Getting the Italian Golden Visa through the cheapest option, so investing 250k in an innovative startup comes with a significant risk for the investment.
• 5:14
  SPEAKER_00: But if you plan well and you invest in the right company, you can mitigate the risk.
• 5:19
  SPEAKER_00: For example, with us, you can mitigate up to 85% the risk of capital loss because of the way we structure the investment.