In and Out of the Market: What That Actually Means for Retirees

Mason Street Retirement Insights · Apr 7, 2026 · 9m

What does “being in and out of the market” really mean when retirement is right around the corner? In this episode of Mason Street Retirement Insights, Sean Mason breaks down recent comments from JPMorgan Chase CEO Jamie Dimon and reframes diversification beyond stocks alone. The conversation explores portfolio structure versus market timing, different asset classes retirees often consider, and why risk tolerance is both mathematical and emotional. Sean also discusses strategies used to manage volatility, income needs, and concentration risk as retirement approaches, helping…