The Philosophy of U.S. Healthcare (And Why It Resists Change) | with Tom Stein
"This is why insurance is such a beautiful problem... there is no solution. There are only psychological or philosophical answers to it."
What if the rising cost of health insurance is a deeply ingrained philosophical problem?
My guest this week is Tom Stein, CEO of American Trust Administrators (ATA). But this episode isn’t just a tactical breakdown of stop-loss and aggregate underwriting; it is a masterclass in the history, psychology, and economics of the U.S. healthcare system.
Tom and I explore the deeply embedded Machiavellian forces that drive insurance carrier monopolies, and why…
The skinny
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