You Don't Get Ahead By Coincidence

The Ramsey Show · Apr 17, 2026 · 2h 6m

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

“My mom trashed my credit score when I was a kid. Should I consolidate my debt to increase my credit score?”

“My main water line burst and caused more than $40,000 of damage. How do I possibly pay for this?”

“I’m about to receive a large settlement. How do I make sure I don’t blow all this money?”

“I’m investing in UTMA…