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Be The Master Of Your Budget

To many, it's a dreaded task: making a budget to keep track of money. Guess what? You can do it, and we show you some tools that can help — maybe even make it fun. The founder of the popular budgeting software You Need A Budget tells us how to track your spending.

Here's what to remember:

- Don't budget just because you should: Set a goal.

- Leverage anxiety from a life change and turn it into motivation.

- Follow the 50-30-20 method.

- Use the power of scarcity.

- A roommate is worth 1,000 coffees.

- Find the budgeting technique that works for you. Here's a worksheet to get you started…

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