Latest / Mortgage Research Network Podcast
Family Boost: How 1 in 4 Young Buyers Get to the Door
A quarter of young first-time buyers are leaning on family funds—gifts or inheritances—to crack today’s tough market. In this episode, Tim Lucas and Craig Berry unpack the trend the media calls “nepo-homebuyers,” and why that label misses the full story. You’ll learn:The Stat Shift: About 1 in 4 young buyers use family money; roughly 20% get direct down-payment gifts, with others tapping inheritancesHustle + Help: Beyond gifts, 56% save from paychecks, 17% take second jobs, and ~13% sell crypto to bridge the gapWhy It’s Harder Now: Rates near ~6.5% vs. 2.65% in early 2021, higher prices, and…
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