Latest / The Emergency Fund Podcast with Fexingo: Cash Reserves, Saving, and Financial Cushion
Should Your Emergency Fund Be Tied to Your Income
Lucas and Luna explore whether the traditional three-to-six-month rule for emergency funds makes sense when your income is variable. Using the example of a freelance graphic designer versus a salaried government employee, they break down how income stability, expense volatility, and lifestyle factors should shape your target. They also discuss the concept of a 'minimum viable emergency fund' and how to calculate what you actually need, not just a generic number. This episode offers a practical framework for tailoring your cash reserve to your real life, not a rule of thumb…
The skinny
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