How to Buy a Boring Service-Based Business Using an SBA 7a Loan

The Business Ownership Show · Oct 27, 2026 · 3m

Accounting firms, HVAC companies, commercial cleaning: "boring" service businesses are in high demand, with low overhead, predictable cash flow and room to scale. In this episode Beau explains why they make strong acquisition targets and why the SBA 7(a) loan, with longer repayment terms and lower down payments than traditional banks, is an ideal way to buy one. He walks through the six steps: finding a business, determining its value, negotiating the deal, working on the SBA 7(a) loan, closing the sale, and evaluating the acquisition, including the key personnel meetings after you take over…