Latest / INSIGHT FOR LIVING: Biblical Wisdom For Everyday Living / Righteousness Is a Five-Letter Word, Part 2

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Righteousness Is a Five-Letter Word, Part 2 · INSIGHT FOR LIVING: Biblical Wisdom For Everyday Living

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Speaker 1: Have you ever walked past a park bench with a
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Speaker 1: wet paint sign on it and wanted to run your
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Speaker 1: finger across it? Well, today on Insight for Living, Chuck
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Speaker 1: Swindoll exposes the uncomfortable fact we're all rule breakers at heart.
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Speaker 1: Whether it's pushing the speed limit or flirting with boundaries,
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Speaker 1: something inside us whispers, you can't tell me what to do.
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Speaker 1: Sinfulness saturates the human condition. Yet here's the scandalous truth.
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Speaker 1: God knows exactly who we are and loves us anyway.
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Speaker 1: Teaching from Romans chapter 4, Chuck titled today's message, Righteousness
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Speaker 1: is a Five-Letter Word.
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Speaker 2: The Lord Jesus Christ came to live and to die.
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Speaker 2: And when he died, he paid the complete penalty for
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Speaker 2: the sins that you and I have committed. Past, present,
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Speaker 2: and future, paid for them all. Paid them in full.
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Speaker 2: So that a holy God would be satisfied that there
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Speaker 2: had been a payment for sin. It is only just
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Speaker 2: that that happened. And now the Lord God says to us,
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Speaker 2: I offer you salvation. Christ having paid the penalty, I
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Speaker 2: offer you the gift of salvation. Believe it. Accept it.
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Speaker 2: Just like Abram trusted me. You trust me for this. Now,
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Speaker 2: as if that isn't enough, Paul goes further. He's been
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Speaker 2: known to do that too. So he goes back to
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Speaker 2: something else that's familiar, and that's something altogether different from
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Speaker 2: Abram standing under the stars. This illustration is an illustration
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Speaker 2: of a paycheck. Verse 4 says, He goes into that one.
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Speaker 2: Now to the one who works, his wage is not
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Speaker 2: credited as a favor, but as what is due. By
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Speaker 2: the way, credited means credited to his account. It's a
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Speaker 2: financial term for adding to the ledger when nothing is there.
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Speaker 2: Bankrupt and now it's credited to your account. Now in
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Speaker 2: this case, we've got a person who has a job.
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Speaker 2: At the end of the pay period, he picks up
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Speaker 2: his check or she picks up her check. And the
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Speaker 2: employer has a responsibility to pay you your wage. You
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Speaker 2: take that wage and you have it now as your
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Speaker 2: own because you earned it. I've never seen anyone at
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Speaker 2: payday say, thank you. Thank you for the gift. How
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Speaker 2: gracious of you as my boss to just give me
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Speaker 2: a check. Don't do that. Say thanks. And then you
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Speaker 2: sign your name, you endorse it, and you deposit it. Why?
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Speaker 2: Because you earned it. Now, hopefully you're not as arrogant
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Speaker 2: as I've just illustrated, but you know what I mean.
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Speaker 2: You've earned that. That's your pay. There's no gift in it. But,
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Speaker 2: verse 5, to the one who does not work. Isn't
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Speaker 2: this great? Paul is so logical. To the one who works,
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Speaker 2: that's verse 4, but to the one who does not work,
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Speaker 2: that's verse 5, but does what? Believes in him who
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Speaker 2: justifies the ungodly. His faith is credited as righteousness. Blessed
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Speaker 2: is the man whose sin the Lord will not take
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Speaker 2: into account. That's wonderful news. As far as one can imagine,
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Speaker 2: the sin is removed so that I'm no longer separated
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Speaker 2: from God by my sinfulness. I'm now connected to God
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Speaker 2: by faith. And I have the righteousness of Christ to boot.
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Speaker 2: That's a magnificent thought. But it isn't enough for Paul.
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Speaker 2: So let's dig deeper. You have got to see how
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Speaker 2: he approaches this with the right of circumcision. If you're Jewish,
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Speaker 2: it's a part of life. In fact, the rabbi performs
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Speaker 2: the circumcision. And not only is it talked about, it
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Speaker 2: is considered one of the rights of righteousness. You must
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Speaker 2: be circumcised. It's part of becoming like the Lord. You're
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Speaker 2: to follow him as he is required. So Paul says, wait, wait, wait, okay.
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Speaker 2: In light of that, being Jewish, Paul says, let's stay
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Speaker 2: with Abraham for a moment. He believed God and it
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Speaker 2: was credited to him for righteousness. Now, Was he circumcised
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Speaker 2: at the time he believed God? Was that a part
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Speaker 2: of his salvation? Or was it after the fact? Let's
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Speaker 2: check that out. Now look at verse 9 through those eyes.
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Speaker 2: Is this blessing then, the blessing of being justified by faith,
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Speaker 2: is this blessing then on the circumcised or on the
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Speaker 2: uncircumcised also? What's he getting at? Is this salvation just
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Speaker 2: for the Jew? Or would it include the Gentiles? Is
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Speaker 2: it an offer just for God's chosen people or would
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Speaker 2: it include those of us who are not Jewish? For
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Speaker 2: we say faith was credited to Abraham as righteousness. How
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Speaker 2: then was it credited? Let's dig deeper here. Let me ask,
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Speaker 2: was it while he was circumcised or uncircumcised? Not while circumcised,
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Speaker 2: but while uncircumcised. That's the answer to his question. He's saying,
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Speaker 2: before you go check, I want to tell you, Abram
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Speaker 2: was justified Before he was circumcised not after so circumcision
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Speaker 2: was not a part of it. It was a follow-up.
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Speaker 2: It was years afterwards In fact, let's go back and
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Speaker 2: look let me show you go back to Genesis chapter 16, okay,
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Speaker 2: then we'll get into 17 Chapter 16 verse I think
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Speaker 2: it's 16 Yes Abram was 86 years old when Hagar
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Speaker 2: bore Ishmael to him. Remember the discussion out under the stars?
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Speaker 2: You're going to have descendants like the stars. Here's a start. Okay,
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Speaker 2: we've got Abram now at 86. Look at the next verse. Unfortunately,
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Speaker 2: there's a chapter break, but ignore that. Now we read
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Speaker 2: in verse 1, when Abram was 99 years old. Okay,
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Speaker 2: do the math. We suddenly have jumped a bunch of years,
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Speaker 2: over a dozen years, to get into chapter 17 that
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Speaker 2: the Lord appears to Abram and talks to him again.
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Speaker 2: I'll save time by telling you he describes to him
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Speaker 2: in this chapter the importance of bearing the mark of righteousness.
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Speaker 2: I want people to know that you are my people.
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Speaker 2: And so I'm going to establish the right, R-I-T-E, the
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Speaker 2: right of circumcision. Brand new thing to Abram. He's 99
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Speaker 2: years old. His son is 13 years old. Look at
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Speaker 2: verse 24. 17, 24. Now Abraham was 99 years old
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Speaker 2: when he was circumcised in the flesh of his foreskin.
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Speaker 2: And Ishmael, his son, was 13 years old when he was.
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Speaker 2: The same, very same day Abraham was circumcised, Ishmael, his son, circumcised.
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Speaker 2: If that's not good enough, All of those in his household,
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Speaker 2: born in the house, were circumcised with him. Abraham said,
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Speaker 2: I'm going to take this seriously. I have been a
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Speaker 2: friend of God all these years. And if God says
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Speaker 2: that's necessary as a part of obedience, then I will
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Speaker 2: follow through. It has nothing to do with his being
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Speaker 2: declared righteous. That was taken care of in chapter 15. Now,
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Speaker 2: Romans chapter 4. Some of you are getting it. Some
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Speaker 2: of you are saying, what time is it? Look down
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Speaker 2: at chapter 4, verse 11. In fact, as it gets
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Speaker 2: to the subject of circumcised, verse 11, he received the
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Speaker 2: sign of circumcision, a seal of the righteousness of the
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Speaker 2: faith which he had while uncircumcised, so that he might
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Speaker 2: be the father of all who believe without being circumcised
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Speaker 2: that righteousness might be credited to all of them. See
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Speaker 2: the word seal? Think of your diploma. Most of us
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Speaker 2: have at least one, okay? Some of you have a bunch.
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Speaker 2: You look closely at every diploma that's a valid diploma.
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Speaker 2: There's not only the diploma itself with your name on
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Speaker 2: it and all of the high-powered words that relate to
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Speaker 2: that degree or diploma. There's also a seal with a date. Now,
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Speaker 2: a piece of paper with just a seal is of
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Speaker 2: no use. A diploma with no seal is invalid. But
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Speaker 2: when you put them together, the seal follows the earning
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Speaker 2: of the degree. It's after the fact. You come to
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Speaker 2: the end of the course, you have earned your degree,
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Speaker 2: you now receive the degree with the seal of the school,
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Speaker 2: the signature of the presidents and others, and it's dated
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Speaker 2: and it's valid. Baptism follows the act of salvation, the
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Speaker 2: experience of salvation, the faith of salvation, and it is
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Speaker 2: not unlike baptism. We are baptized not to be saved,
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Speaker 2: but as a mark that we are a follower of Christ.
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Speaker 2: The same thought here in the word seal. It is
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Speaker 2: a seal of the right. It is a mark. It
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Speaker 2: is a statement of the righteousness of the faith, which
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Speaker 2: has been credited. to him. Verse 12, he goes further,
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Speaker 2: the father of circumcision to those who not only are
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Speaker 2: of the circumcision, but who also follow in the steps
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Speaker 2: of the faith of our father Abraham, which he had
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Speaker 2: while uncircumcised. He says it yet again. He is driving
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Speaker 2: the point home. Why?
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Speaker 1: Why?
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Speaker 2: Because truth to be learned is to be learned from
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Speaker 2: truth already known. Abraham, Abraham's circumcision, every reader, Jewish reader
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Speaker 2: that was knowledgeable of the truth would understand that. He
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Speaker 2: would just have one more hang-up. What about the law?
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Speaker 2: I've been taught all my life that it's the law
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Speaker 2: that I'm to keep. Next verse. While recovering these grounds,
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Speaker 2: Paul says, let me go one step further. For the
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Speaker 2: promise to Abraham... or to his descendants, that he would
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Speaker 2: be heir of the world was not through the law,
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Speaker 2: but through the righteousness of faith. Righteousness is really a
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Speaker 2: five-letter word. It is a faith matter, and it does
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Speaker 2: not come from the law. Then why have we had
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Speaker 2: the law preserved? What is it about the law that
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Speaker 2: is so helpful? Look at verse 15. The law brings
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Speaker 2: about wrath. But where there is no law, there is
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Speaker 2: no violation. So let's go back. Let's go back to
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Speaker 2: truth already known. When we were lost, when we were
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Speaker 2: without Christ, we lived a life pleasing ourselves, self-centered, self-occupied, self-fulfilled,
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Speaker 2: all of it was about ourselves. In that situation, we
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Speaker 2: were distant from God, And we lived our life in
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Speaker 2: what was called a life of depravity. Until we came
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Speaker 2: to Christ and the light came. But the law helped
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Speaker 2: us realize how sinful we are. It's thou shalt not
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Speaker 2: and thou shalt and thou shalt not and thou shalt.
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Speaker 2: All said to us, this is a requirement. This is written.
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Speaker 2: This is required of you. Do it. And we couldn't
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Speaker 2: do it. The violation told us in our hearts we
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Speaker 2: are doing wrong. It served its purpose. It's like a
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Speaker 2: tutor that brought us to the cross. Illustrations needed. When
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Speaker 2: I was a kid, I threw a paper route in Houston,
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Speaker 2: and my paper happened to be the Houston Press, which
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Speaker 2: was delivered in the afternoon. I don't think any longer
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Speaker 2: they have the press, but back then it was a
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Speaker 2: fairly well-read paper that came in the afternoon, and I'd
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Speaker 2: pack those papers all rolled up in the canvas bags
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Speaker 2: on my bicycle, and I would ride through the neighborhood,
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Speaker 2: and I would throw those papers. I knew that route
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Speaker 2: virtually by heart, but by the time I finished, I
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Speaker 2: had 136 on my route. By the time I finished
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Speaker 2: that last paper, I was hustling to get home, and
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Speaker 2: I got to this lot, which was across the street
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Speaker 2: from my home, owned by Mr. Roberts.
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Speaker 1: Mr.
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Speaker 2: And Ms. Roberts bought their home on this lot, but
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Speaker 2: they also bought this part of the lot, and they
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Speaker 2: didn't build anything on it. They just grew grass and
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Speaker 2: beautiful flowers and other things. Well, when you come home
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Speaker 2: on the sidewalk, that's a long way to go, to
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Speaker 2: go around that lot every time, especially since we live
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Speaker 2: right here across the street from it. So I just
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Speaker 2: cut across the lawn, just grass. I didn't You know,
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Speaker 2: ride over dogs or tear up flowers. In fact, I
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Speaker 2: had my own little path after a while. My own
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Speaker 2: little bike path right along here. And every once in
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Speaker 2: a while I'd think, I wonder what Mr. Roberts thinks
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Speaker 2: about this. And I'd pass it off. He's a great neighbor.
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Speaker 2: He loves our family. He's fine. Until one day, out
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Speaker 2: there on my path is a little sign. Which, what
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Speaker 2: did it say? Keep Off the grass. And I thought,
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Speaker 2: that means for everybody but paper boys. You know, he's
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Speaker 2: not going to keep me off his grass. I mean,
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Speaker 2: we're friends. Me and my dad are good buddies. And
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Speaker 2: so I kept coming. And about two days later, handwritten,
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Speaker 2: kind of tacky, but in large print, this means you.
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Speaker 2: And I'm thinking, not me. No, I knew it meant me.
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Speaker 2: And I kept doing it. You know, I wish I
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Speaker 2: could say, and so I stopped. You know, I have
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Speaker 2: to tell you, it made me want to do it
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Speaker 2: more than ever. It is my path. I started this.
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Speaker 2: Just grass. Then he talked to my father, and I
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Speaker 2: stopped doing it. I just changed my mind in a
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Speaker 2: number of ways. I'll give you a better one than that.
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Speaker 2: Years ago, when I was growing up in Houston, down
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Speaker 2: at Galveston, they built the first high-rise hotel that I
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Speaker 2: can remember. I think it's a Galvez. It might have
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Speaker 2: been the flagship hotel. I forget which one, but it
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Speaker 2: was multi-story, like 14 stories above the Gulf, right there.
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Speaker 2: I mean, when you go up and you stayed in
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Speaker 2: one of those upper areas, I'm told we never were there,
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Speaker 2: but I was told that it was really lush, you know,
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Speaker 2: and there was a balcony. Well, People would go up
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Speaker 2: and stay there, and then they would get their rod
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Speaker 2: and reel. Had big sinkers on their line. It would
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Speaker 2: go all the way down. And then they'd catch redfish
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Speaker 2: and flounder and trout and all kinds of stuff from
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Speaker 2: the Gulf. The only problem was there was a dining
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Speaker 2: room at water level that had big plate glass windows.
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Speaker 2: Very expensive. 360 degrees. around this dining room. And these
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Speaker 2: sinkers would come swinging down in the wind and it'd
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Speaker 2: break the windows. And the people around the hotel thought,
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Speaker 2: what are we going to do? How can we keep
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Speaker 2: people from fishing? And one of the managers said, I
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Speaker 2: got an idea. And it worked. He said, let's take
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Speaker 2: out the sign in every room that says, absolutely no
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Speaker 2: fishing from the balcony. Nobody ever fished again once the
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Speaker 2: sign was taken out. Because the sign says, what a
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Speaker 2: great idea. So they'd take their pole all apart and
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Speaker 2: stick it under their arm and go in there with
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Speaker 2: their rod and reel and put it all together. But
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Speaker 2: the sign, who cares? It's like wet paint. Don't touch.
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Speaker 2: You've touched every one of those places that's wet paint.
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Speaker 2: Wet paint. I wonder. Oh, it is wet.
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Speaker 1: God.
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Speaker 2: Speed limit 65. Oh, I wouldn't dare go over 65.
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Speaker 2: There's something exciting about going 70 and then 75. And
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Speaker 2: the guy's coming around you, so you go, hey, you're
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Speaker 2: not going to do that to me. Not in this Hummer. Whoa,
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Speaker 2: you catch him up. But the sign, you know what
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Speaker 2: it says? It says I'm a violator. That's what it says.
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Speaker 2: It says down deep inside me, there is something that
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Speaker 2: says when I read that, I just have to do it.
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Speaker 2: And the law did that for us. When it revealed
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Speaker 2: the kind of guy I really am. And then Jesus
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Speaker 2: talks about how those who were sinful can't have a
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Speaker 2: relationship with his father. I don't need any convincing. I
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Speaker 2: don't need Mr. Roberts to tell me I was wrong
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Speaker 2: to cut across his lawn. I don't need some manager
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Speaker 2: to tell me not to fish from the balcony. I'm
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Speaker 2: smart enough to know that sinker's liable to hit the window.
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Speaker 2: I just don't care. And if he tells me not
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Speaker 2: to do it, then it's him and me. I'm going
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Speaker 2: to win. I'm going to show him that great big
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Speaker 2: fish I caught when I get back. Why? Because I'm
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Speaker 2: a sinner. And we act like we're not. When I
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Speaker 2: was in high school, I got voted junior Rotarian of
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Speaker 2: the month. That was before I rode the motorcycle down Ms.
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Speaker 2: Strachner's English class, right down the middle of the thing.
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Speaker 2: And And they took that away from me. They said,
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Speaker 2: you shouldn't be Rotarian of the Year. Lupe Lopez and
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Speaker 2: I did that, but after three days of being expelled,
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Speaker 2: which my folks never knew about, right now, my mother
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Speaker 2: is hearing about this. I know. And I'm hearing her say,
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Speaker 2: I'm so disappointed in you. I know. That's what's going on.
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Speaker 2: I was a Junior Rotarian of the Year. I was
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Speaker 2: a klutz. But I knew how to fake it. I
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Speaker 2: knew how to look good. I'm not good. Neither are you.
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Speaker 2: Quit looking at me like that. And that's why the
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Speaker 2: offer is so astounding. He would die for people like us.
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Speaker 2: Who not only would do wrong, but would take delight
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Speaker 2: in doing it. While we were yet sinning, Christ died.
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Speaker 2: Is there any reason it's called grace? Absolutely. It's what
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Speaker 2: God does for us which we don't deserve, can never
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Speaker 2: earn or repay. It's his favor. Will you get it
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Speaker 2: straight in your mind? Will you understand it? Will you
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Speaker 2: revel in it? This dear lady that left our service
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Speaker 2: still just kind of shaking her head is still trying
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Speaker 2: to believe that salvation could be a gift and she
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Speaker 2: could not lose it. She's still trying to tell herself
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Speaker 2: because her religion has told her all of her life,
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Speaker 2: you've got to keep doing it. So I said to
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Speaker 2: her before she left, just tell me when you've done
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Speaker 2: enough that you've earned it. Come see me. She said,
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Speaker 2: all my life I can't do enough. I said, I mean,
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Speaker 2: that's it. That's why it makes sense. You know what
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Speaker 2: I can do? I can take a gift. And I
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Speaker 2: can praise my God for the gift. And I can
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Speaker 2: live my life for his glory. Now that I'm empowered
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Speaker 2: to do it, though I won't always do that. Sometime
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Speaker 2: I'll presume on his grace. But still grace. And he
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Speaker 2: never wipes me out. Because he's a gracious God. Oh,
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Speaker 2: if I go too far and too long, he'll discipline me.
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Speaker 2: He'll deal with me like my daddy dealt with me
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Speaker 2: and help me not cut a corner. Over Mr. Roberts' lawn.
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Speaker 2: Back in the 19th century, Horatio Bonar put it like this.
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Speaker 2: Not what these hands have done can save this guilty soul.
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Speaker 2: Not what this toiling flesh has borne can make my
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Speaker 2: spirit whole. Not what I feel or do can give
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Speaker 2: me peace with God. Not all my prayers and sighs
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Speaker 2: and tears can bear my awful load. Thy work alone,
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Speaker 2: O Christ, can ease this weight of sin. Thy blood alone,
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Speaker 2: O Lamb of God, can give me peace within. Thy
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Speaker 2: grace alone, O God, to me can pardon speak. Thy
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Speaker 2: power alone, O Son of God, can this sore bondage break.
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Speaker 2: I bless the Christ of God. I rest on love divine.
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Speaker 2: And with unfaltering lip and heart, I call this Savior.
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Speaker 2: I want us all to sit before the Lord for
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Speaker 2: a few moments. Just bow your head. I know that
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Speaker 2: my words reach into ears that are hearing something for
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Speaker 2: the first time. Most of you, it's familiar information. But
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Speaker 2: for some, it's brand new truth. That Christ would pay
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Speaker 2: the penalty that I should have paid. I should have died.
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Speaker 2: I deserve hell and so do you. Christ took the
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Speaker 2: hell that I deserved and paid that price in full
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Speaker 2: so that without my having to work my way in, God,
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Speaker 2: in grace, could invite me into his family. If you've
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Speaker 2: never met the Savior, what in the world are you
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Speaker 2: waiting for? This is the moment. You will be declared
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Speaker 2: righteous the moment you believe. We don't need to sing
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Speaker 2: to you. We don't need to ask you to demonstrate
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Speaker 2: what you're doing in front of everybody else. We don't
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Speaker 2: need to have you sacrifice or promise to come to
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Speaker 2: church for a year or to give up your sins
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Speaker 2: or somehow clean up your life. You couldn't do that
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Speaker 2: if you tried. Remember, you're sinful, but you can believe it.
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Speaker 2: Please believe it. If there's any way we can help
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Speaker 2: you in the process of growing now that you've believed it,
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Speaker 2: that's why we're here. Or maybe you need help in
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Speaker 2: just leaning with this kind of faith on the one
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Speaker 2: who gives you this promise that seems as impossible as
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Speaker 2: Abram hearing about his sons and daughters being as many
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Speaker 2: as the stars in the sky. But it's true, and
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Speaker 2: it's yours to claim. Father, on this cold Sunday afternoon,
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Speaker 2: we pause to thank you for the warmth of your
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Speaker 2: relationship with us through Christ. Thank you for never distancing
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Speaker 2: yourself from us, no matter how fast we've driven, how
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Speaker 2: far we've run, how often we've disobeyed. Thank you for
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Speaker 2: your grace that's sufficient beyond what we will ever imagine,
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Speaker 2: ever be able to earn. So we'll stop trying and
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Speaker 2: we'll start obeying. We'll just love you and believe you
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Speaker 2: and leave our salvation at the cross. Pray for those
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Speaker 2: who've never met your son as their savior, that you
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Speaker 2: will hold them accountable. Keep them awake at night. Make
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Speaker 2: them restless within. Stir within them hunger and heart for
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Speaker 2: spiritual things and bring them to your son, Jesus. It
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Speaker 2: is in his name we all pray. Everybody said amen.
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Speaker 1: Amen. Chuck Swindoll titled today's message, Righteousness is a Five-Letter Word.
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Speaker 1: And that word, of course, is faith. F-A-I-T-H. If you're
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Speaker 1: ready to learn more about Paul's letter to the Romans,
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Speaker 1: Insight for Living has assembled an excellent collection of study
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Speaker 1: tools for this series. The first is from our Searching
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Speaker 1: the Scriptures Bible Studies series. This is a spiral-bound Bible
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Speaker 1: study workbook that comes in two volumes, and Volume 1
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Speaker 1: is available now. The bundle also includes Chuck's entire commentary
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Speaker 1: on Romans from the Living Insights Commentary Collection. And finally,
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Speaker 1: it includes audio messages from every single sermon in Chuck's
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Speaker 1: teaching series on Romans. To check out this special bundle
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Speaker 1: of resources on Romans, just go to insight.org slash offer,
25:22
Speaker 1: or call us at 800- 772-8888. But that's not all.
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Speaker 1: If you're looking for a new book for the fall
25:30
Speaker 1: and something that fills your mind with soul-satisfying truth, we
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Speaker 1: highly recommend a brand new book from Chuck Swindoll. It's
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Speaker 1: called Looking in All the Right Directions. This book, available
25:42
Speaker 1: only through Insight for Living, features the final five sermons
25:45
Speaker 1: Chuck delivered last year to the congregation that he shepherded
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Speaker 1: for more than 25 years. In these emotion-filled messages, Chuck
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Speaker 1: shares his heart on matters common to all of us,
25:56
Speaker 1: getting through seasons of unwanted hardship, standing firm for the
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Speaker 1: truth in a world that rejects the truth, and using
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Speaker 1: your God-given gifts to bring meaning and purpose to your life.
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Speaker 1: To purchase a copy of Looking in All the Right
26:09
Speaker 1: Directions by Chuck Swindoll, call us at 800-772-8888 or go
26:12
Speaker 1: to insight.org slash offer. Finally, if you'd like to write
26:20
Speaker 1: to us with comments or questions or to make a
26:23
Speaker 1: contribution to support Insight for Living, here's our address. It's
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Speaker 1: Insight for Living, Post Office Box 5000, Frisco, Texas 75034.
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Speaker 1: That's Post Office Box 5000, Frisco, Texas 75034. Your gift
26:42
Speaker 1: will empower us to provide these programs so men and
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Speaker 1: women all around the world will hear about God's amazing grace.
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Speaker 2: I'm Bill Meyer.
26:57
Speaker 1: Join us when Chuck Swindoll describes The Man Who Hoped
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Speaker 1: Against Hope, Tuesday on Insight for Living. The preceding message,
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Speaker 1: Righteousness is a Five-Letter Word, was copyrighted in 2007, 2010,
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Speaker 1: and 2025, and the sound recording was copyrighted.
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Speaker 2: In 2025 by Charles R.
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Speaker 1: Swindoll, Inc. All rights are reserved worldwide. Duplication of copyrighted
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Speaker 1: material for commercial use is strictly prohibited.