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12. Money Mindset Mistakes That Keep You Disorganized · Simple Enough: Organizing, Productivity, and Mindset for Entrepreneurs

• 0:00
  SPEAKER_00: You've tried organizing your space,
• 0:02
  SPEAKER_00: your schedule,
• 0:03
  SPEAKER_00: your business, but have you ever thought about your relationship with money?
• 0:07
  SPEAKER_00: Your money mindset matters, and it might have been getting in your way this whole time.
• 0:14
  SPEAKER_00: If you're smart and capable,
• 0:16
  SPEAKER_00: but overwhelmed by too many decisions,
• 0:18
  SPEAKER_00: half-built systems,
• 0:20
  SPEAKER_00: and things you keep meaning to get to, you're in the right place.
• 0:24
  SPEAKER_00: Welcome to Simple Enough.
• 0:29
  SPEAKER_00: I began to notice the connection between money mindset and clutter
• 0:34
  SPEAKER_00: when I was working with clients.
• 0:36
  SPEAKER_00: And pretty much all of the time,
• 0:39
  SPEAKER_00: they had an excuse for why they had certain things in their life.
• 0:44
  SPEAKER_00: And the excuses were almost always something to do with money.
• 0:48
  SPEAKER_00: And that's when it hit me.
• 0:49
  SPEAKER_00: There's a connection here.
• 0:51
  SPEAKER_00: We need to look at this connection and see if there's a way to break through it more easily.
• 0:57
  SPEAKER_00: So I'm going to give you a list of the excuses I heard,
• 1:02
  SPEAKER_00: and I want you to begin to notice the contradictions in the statements
• 1:07
  SPEAKER_00: between what they're trying to achieve and what they're saying about their things
• 1:14
  SPEAKER_00: and how it's all connected to money mindset.
• 1:18
  SPEAKER_00: Most of the time it's the poverty mindset, but sometimes it's the solution mindset as well.
• 1:24
  SPEAKER_00: You know, throwing money at the problem will help.
• 1:27
  SPEAKER_00: So just notice as I read these things off,
• 1:29
  SPEAKER_00: what thoughts come to your mind and if you do these things as well.
• 1:35
  SPEAKER_00: So things around clutter and money that I hear frequently.
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  SPEAKER_00: I can't afford it.
• 1:41
  SPEAKER_00: It was on sale.
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  SPEAKER_00: I might need it someday.
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  SPEAKER_00: I don't know what it is.
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  SPEAKER_00: Just in case of the zombie apocalypse.
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  SPEAKER_00: I'm waiting till I have more money.
• 1:50
  SPEAKER_00: So I went ahead and just bought all these other things to make do in the meantime.
• 1:54
  SPEAKER_00: It was cheaper or more convenient than doing it right the first time when I have
• 2:00
  SPEAKER_00: the money next week when I get paid.
• 2:03
  SPEAKER_00: All of these things are literally things I've heard from clients.
• 2:07
  SPEAKER_00: Just keep that in mind.
• 2:09
  SPEAKER_00: Oh, just a little treat.
• 2:11
  SPEAKER_00: A thousand times leads to thinking,
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  SPEAKER_00: I don't really deserve a nurturing and supportive environment,
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  SPEAKER_00: so I need another little treat to make myself feel better.
• 2:21
  SPEAKER_00: All of these thoughts reflect your relationship with yourself.
• 2:25
  SPEAKER_00: So money, Money, clutter, self, well-being, all connected.
• 2:30
  SPEAKER_00: And that's both the bummer and the great part about this realization.
• 2:36
  SPEAKER_00: This connection can be a real breakthrough.
• 2:39
  SPEAKER_00: All of these thoughts reflect your relationship with yourself.
• 2:43
  SPEAKER_00: And it continues because avoiding money conversations and retail therapy lead
• 2:49
  SPEAKER_00: to more stuff in your way.
• 2:52
  SPEAKER_00: Avoiding learning how to read a statement results in not really having money in the bank.
• 2:58
  SPEAKER_00: And when you misunderstand your needs versus your wants,
• 3:02
  SPEAKER_00: you're going to justify a lot of spending as stuff you need
• 3:06
  SPEAKER_00: when it's really just stuff you want.
• 3:09
  SPEAKER_00: And we get so much more satisfaction with achieving our wants when we have to wait
• 3:16
  SPEAKER_00: a little bit, when there's a bit of anticipation as you save or work towards it.
• 3:21
  SPEAKER_00: All of these are connected to understanding how money and the value works.
• 3:28
  SPEAKER_00: And that's why it leads to lots of clutter.
• 3:31
  SPEAKER_00: Beanie babies, because they're valuable.
• 3:33
  SPEAKER_00: Really?
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  SPEAKER_00: Rarity.
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  SPEAKER_00: It's really interesting, too.
• 3:36
  SPEAKER_00: It doesn't have that much to do with how much money people make or have.
• 3:42
  SPEAKER_00: It has to do with the perception.
• 3:44
  SPEAKER_00: So I have lots of clients that are like, oh, that's not that important.
• 3:47
  SPEAKER_00: We can let that go.
• 3:48
  SPEAKER_00: And I'll be like, this is gold.
• 3:51
  SPEAKER_00: Or the opposite of, oh,
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  SPEAKER_00: the Beanie Baby is going to be worth a gazillion dollars one day
• 3:56
  SPEAKER_00: and it's still worth $2.50.
• 3:59
  SPEAKER_00: So it's about understanding how value and how to value things, including yourself, works.
• 4:08
  SPEAKER_00: It doesn't matter how much you spend on a purse.
• 4:10
  SPEAKER_00: If you need a purse and you like the one that's only $2.
• 4:14
  SPEAKER_00: $25, buy that one.
• 4:16
  SPEAKER_00: You don't have to buy the ugly one for $10,000 to have a purse, right?
• 4:22
  SPEAKER_00: Okay, that may be a personal judgment, but...
• 4:26
  SPEAKER_00: I like a good value and I like quality materials and I like having just what I need.
• 4:33
  SPEAKER_00: I don't make the decisions on most things based on money.
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  SPEAKER_00: It's based on what serves the purpose I need it to serve for me
• 4:42
  SPEAKER_00: the most beautiful way to me personally.
• 4:46
  SPEAKER_00: So, understand that.
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  SPEAKER_00: There's lots of purchasing of things because it's there,
• 4:52
  SPEAKER_00: and you're there at the store, and you have a card.
• 4:55
  SPEAKER_00: So, anyway, if you're finding this to be at all intriguing, don't forget to love it.
• 5:00
  SPEAKER_00: Like, comment, rate, review, and share wherever you hear or see this podcast.
• 5:06
  SPEAKER_00: Because I really do want to streamline the world,
• 5:08
  SPEAKER_00: get people thinking differently about this relationship between money,
• 5:13
  SPEAKER_00: self, and clutter.
• 5:14
  SPEAKER_00: And they can't do that if they don't know about it,
• 5:17
  SPEAKER_00: and the algorithm won't share it until you tell them it's valuable.
• 5:22
  SPEAKER_00: So I appreciate your help.
• 5:24
  SPEAKER_00: The best part of exploring this connection is that when you begin
• 5:29
  SPEAKER_00: to understand your own patterns is when you start to clear the clutter
• 5:33
  SPEAKER_00: because you are evaluating the value to you of the things you want.
• 5:38
  SPEAKER_00: Transformation begins with discomfort, so it's still valuable.
• 6:03
  SPEAKER_00: See where I'm going with this?
• 6:04
  SPEAKER_00: Trying to untangle the misunderstandings about the various words and concepts
• 6:10
  SPEAKER_00: that are surrounding your acquiring of items.
• 6:15
  SPEAKER_00: It might just be that the solution you discover is the thing you've been avoiding
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  SPEAKER_00: that is cheaper, easier,
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  SPEAKER_00: and faster than waiting for all those lotions and potions
• 6:28
  SPEAKER_00: to make you magically younger.
• 6:29
  SPEAKER_00: That's priceless information, right?
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  SPEAKER_00: That's why we go through the clutter.
• 6:33
  SPEAKER_00: That's why we go through the discomfort of admitting that we overbought some things
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  SPEAKER_00: or we bought the wrong things or they didn't work out.
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  SPEAKER_00: They didn't actually make me magically younger.
• 6:45
  SPEAKER_00: And breaking free of comparison,
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  SPEAKER_00: realizing that you've been trying to keep up with the Joneses,
• 6:52
  SPEAKER_00: shall we say,
• 6:53
  SPEAKER_00: or look like the fake people on TikTok,
• 6:58
  SPEAKER_00: may be costing you thousands of dollars every day.
• 7:03
  SPEAKER_00: Maybe you are lacking a little bit of security and so you overpurchase some things
• 7:11
  SPEAKER_00: so you don't run out just in case.
• 7:14
  SPEAKER_00: Not of the zombie apocalypse, but in case you don't have money when you run out of toilet paper.
• 7:18
  SPEAKER_00: That could be a thing.
• 7:19
  SPEAKER_00: I'm just saying, may have countered it.
• 7:22
  SPEAKER_00: But seriously,
• 7:23
  SPEAKER_00: one of the most satisfying things about my work is watching the realization
• 7:27
  SPEAKER_00: on my client's face when they finally realize they've been doing it to themselves.
• 7:33
  SPEAKER_00: Because that happens at the point where we're looking at 37 cans of air freshener,
• 7:39
  SPEAKER_00: 19 pairs of very similar black pants, or 15 different skincare regimens.
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  SPEAKER_00: And awareness leads to action.
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  SPEAKER_00: So now that you know you have 37 cans of air freshener,
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  SPEAKER_00: maybe you realize you have 10 of those because you didn't actually like the flavor,
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  SPEAKER_00: the flavor, the scent.
• 8:01
  SPEAKER_00: And so you're able to let go of those.
• 8:03
  SPEAKER_00: And now you're able to let go of those.
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  SPEAKER_00: You have less and now you have more space and a better understanding of
• 8:09
  SPEAKER_00: where you wasted a little bit of money.
• 8:11
  SPEAKER_00: So awareness leads to action and the awareness comes
• 8:15
  SPEAKER_00: from recognizing your own patterns of how you've spent money on the things
• 8:20
  SPEAKER_00: that are now in your way.
• 8:22
  SPEAKER_00: It's all connected.
• 8:23
  SPEAKER_00: The best part is it's possible to clear clutter, debt, and save time all at the same time.
• 8:31
  SPEAKER_00: Because as you become more knowledgeable and empowered about everything
• 8:35
  SPEAKER_00: in your life, everything gets easier.
• 8:37
  SPEAKER_00: You have better decision criteria and your decisions get better.
• 8:41
  SPEAKER_00: I want to help you out with this a little bit.
• 8:43
  SPEAKER_00: And I have the One Minute Mail Solution.
• 8:45
  SPEAKER_00: I created it because so much of the paper and bills are where
• 8:51
  SPEAKER_00: the money avoidance physically lives in people's spaces.
• 8:55
  SPEAKER_00: The pile of More than Organized.net slash one-minute mail.
• 8:58
  SPEAKER_00: And I want to leave you with just one more thing.
• 9:25
  SPEAKER_00: Well, a couple things.
• 9:27
  SPEAKER_00: First, let's see how to wrap this up in a bow for you, right?
• 9:32
  SPEAKER_00: The money mindset is really how you see the world.
• 9:35
  SPEAKER_00: And how you do one thing is how you do everything.
• 9:39
  SPEAKER_00: So connecting the impact of money and clutter on your well-being
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  SPEAKER_00: and how it interferes with who and how you want to be is critical to living
• 9:50
  SPEAKER_00: a more satisfying and meaningful life.
• 9:53
  SPEAKER_00: So the one small thing you can do this week to become more aware and begin making
• 10:00
  SPEAKER_00: the connections for yourself is to actually track your spending for a couple
• 10:04
  SPEAKER_00: of weeks.
• 10:05
  SPEAKER_00: Just carry a small notebook or use your phone and Or save the receipts and at
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  SPEAKER_00: the end of the day, record them.
• 10:12
  SPEAKER_00: And understand it's not about how much you spend or specifically what you're spending on.
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  SPEAKER_00: It's about noticing and connecting.
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  SPEAKER_00: Was this something you actually wanted or is it a make-do item?
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  SPEAKER_00: Is it something that's going to make you feel better for a few minutes or something
• 10:34
  SPEAKER_00: that brings you joy for months or years?
• 10:38
  SPEAKER_00: When you used that cart to buy it, was it for something that would serve you long-term?
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  SPEAKER_00: Was it something that you have the cash to pay off right now?
• 10:48
  SPEAKER_00: Or how many hours will you have to work to pay for it?
• 10:51
  SPEAKER_00: Just become aware.
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  SPEAKER_00: No judgments here.
• 10:54
  SPEAKER_00: We've all been in situations where we overspent or we spent on the wrong things
• 11:00
  SPEAKER_00: or we weren't really clear on what we wanted.
• 11:03
  SPEAKER_00: But this is the first step to figuring that out.
• 11:09
  SPEAKER_00: Thanks for spending this time with me today.
• 11:11
  SPEAKER_00: Before you go,
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  SPEAKER_00: choose one thing from this episode that could make life just
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  SPEAKER_00: a little simpler this week.
• 11:17
  SPEAKER_00: Not perfect, just simple enough.
• 11:19
  SPEAKER_00: Come join me on Substack at morethanorganized.substack.com and remember,
• 11:24
  SPEAKER_00: organizing doesn't have to be so hard.
• 11:26
  SPEAKER_00: I'll see you soon.
• 11:27
  SPEAKER_00: In the meantime, have a delightful day.
• 11:30
  [music]