LFP035 – A Deep Dive Into Stress Testing P2P Portfolios with John Goodall Landbay CEO

London Fintech Podcast · Sep 17, 2015 · 39m

On the show today I am delighted to be joined by John Goodall CEO and co-founder of Landbay, a member of the P2PFA of leading UK P2P/marketplace lending platforms. Landbay connect retail and institutional lenders with loans assets in the UK residential buy-to-let mortgage market. They have a well-secured “belt and braces” approach as not only do they have a first charge (mortgage) over an asset (“the building” :-D) but also the debt is serviced by a rental income stream from the tenants. Stress testing is a very important topic across Finance, though, as all too often one that is poorly…