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Episode #74 - Adjusters, Reserves, and the Fine Line Between Insolvency and Bankruptcy
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In this episode of The Art of Adjusting® Podcast, Chantal and Sandy break down the often-confused differences between bankruptcy, insolvency, and reserves—and why every adjuster should understand how their decisions impact a carrier’s financial stability.
From SpongeBob memes to real-life cautionary tales, they show how financial instability can start with a single misstep in reserve-setting.
Sandy explains why AI can’t replace the artistry of reserves, while Chantal explains how carrier solvency, rate approvals, and even state-specific nightmares (we're looking at you…
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