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Money Monday with Brian James · Brian Thomas

0:00
Speaker 1: It's something new. Anything Trump does.
0:02
Speaker 2: I think he knows what he's doing every day, you know.
0:06
Speaker 2: Fifty five KRCD talk station, Potato four Here at fifty
0:13
Speaker 2: five krc DE talk station, and it's Monday. It's time
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Speaker 2: for Monday Monday with Brian James, brought to you well
0:19
Speaker 2: by loan all were financial giving him a half hour
0:22
Speaker 2: off every Monday to give us some great information about
0:24
Speaker 2: money management and of course breaking down. How all the
0:27
Speaker 2: ways to shut down is killing us? Brian James, Go
0:30
Speaker 2: Bengals snatchoo day, snatching defeat from the jaws of victory
0:35
Speaker 2: once again. Sorry head to start there. We kind of
0:37
Speaker 2: do that every once in a.
0:38
Speaker 1: While, you know, and it tends to be against the Jets.
0:40
Speaker 1: I was diagnosed with atual fibrillation. I think it was
0:43
Speaker 1: two thousand and nine, and it happened right after they
0:45
Speaker 1: lost to the Jets in the playoffs. So I have
0:48
Speaker 1: a lot of bad associations with the Bengals and the
0:51
Speaker 1: Jets even putting my health at risk. Fair enough, I'm
0:55
Speaker 1: blaming them for that. Wow, something happened after the game.
0:59
Speaker 1: I think you were too acted to the game. If
1:01
Speaker 1: your health is impacted by it, Brian James got to
1:03
Speaker 1: start taking care of yourself. Ignore sports. Don't let it
1:06
Speaker 1: bother you. Town to ignore this. Yeah, that's right.
1:09
Speaker 2: Yet to live in Cleveland, where the state of how
1:11
Speaker 2: taxpayers will give you an extra six hundred million dollars
1:13
Speaker 2: to enjoy a football game. Anyway, that's not why we're
1:16
Speaker 2: talking today. We're talking today mostly about the shutdown. And
1:19
Speaker 2: there's like nine ga jillion articles out in the world
1:22
Speaker 2: flowing around about what's impacted, what's not. What we do
1:25
Speaker 2: know is hit over the weekend. Staffing issues prompted some
1:29
Speaker 2: shutdowns at airports hours worth not you know, like day's worth.
1:33
Speaker 2: But it's not that they've been fired. The Federal Aviation
1:36
Speaker 2: Administration workers, air traffic workers. I guess we'd like to
1:39
Speaker 2: have a paycheck, and when they're not getting one, they
1:41
Speaker 2: call in sick.
1:43
Speaker 1: Yeah, that is what happens.
1:45
Speaker 2: You know.
1:45
Speaker 1: It's amazing that when when the the illness tends to
1:48
Speaker 1: spread around the office, when when the employer has decided
1:51
Speaker 1: not to pay you for a while and kind of
1:52
Speaker 1: expects that to just be a patriotic thing that you
1:55
Speaker 1: take on. And but that's kind of where we are
1:56
Speaker 1: at the moment. There's a little bit of history in this.
1:58
Speaker 1: Of course, this happened in the early eighties under the
2:01
Speaker 1: Reagan administration, where the air traffic controllers went on strike
2:03
Speaker 1: and we're effectively told it was illegal and forced to
2:07
Speaker 1: come back to work. And so we do have that.
2:10
Speaker 1: It's not that there's nobody working at all. There's about
2:11
Speaker 1: thirteen thousand air traffic controllers that are still coming and
2:14
Speaker 1: doing the job, but they're not being paid during this
2:17
Speaker 1: and the FAA is already short about thirty five hundred
2:20
Speaker 1: and four thousand controllers before this shutdown. So of course, yes,
2:24
Speaker 1: as you mentioned, we're seeing sick calls, staffing shortages. The
2:27
Speaker 1: union has warned that these conditions are introducing safety and
2:30
Speaker 1: operational risks. This is all fairly predictable, you know kind
2:33
Speaker 1: of responses here. And it's not that they got nothing.
2:37
Speaker 1: There was about a ninety percent paycheck earlier in October,
2:40
Speaker 1: but as at the end of October, they'll they'll face
2:42
Speaker 1: a zero paycheck during the shutdown. At this trag's on. Okay,
2:47
Speaker 1: if good news, right, how great?
2:49
Speaker 2: It's great news. Well, looking at some of the other
2:52
Speaker 2: things air traffics one thing, their critical employees. They're paychecks
2:55
Speaker 2: building up in the background. They'll ultimately get it all back,
2:58
Speaker 2: as is the case with most But what about people
3:00
Speaker 2: out in the real world. I see the USDA is
3:03
Speaker 2: telling people that Snap benefits are going to expire. Forty
3:06
Speaker 2: one million people get Snap benefits, and I guess that
3:12
Speaker 2: deadline or cut off is fast approaching. So are they
3:16
Speaker 2: going to get in front of this? Is this actually
3:18
Speaker 2: happening for Snap benefits?
3:20
Speaker 1: Well, so the USDA, that's the Apartment of Agriculture, they've
3:22
Speaker 1: warned that Snap's got funding through October twenty five, just
3:26
Speaker 1: through this month, but if the shutdown drags on, then
3:29
Speaker 1: the money will not be there to pay full benefits
3:31
Speaker 1: in November, and that's going to affect about forty two
3:33
Speaker 1: million people. There are some states out there, notably Pennsylvania
3:36
Speaker 1: and Texas, that have started kind of calling everybody's attention that, hey,
3:39
Speaker 1: this November may not be guaranteed. If you're truly relying
3:43
Speaker 1: on this, you may may want to start coming up
3:44
Speaker 1: with plan B. But Brian Gott to be honest, if
3:47
Speaker 1: a lot of these folks had a Plan B, they're
3:48
Speaker 1: probably not not on Snap to begin with. But who knows.
3:51
Speaker 1: For those who may not know, Snap is a fully
3:53
Speaker 1: federally funded program. That's where the benefits themselves come from.
3:57
Speaker 1: It's a little bit like Medicaid, where the money comes
4:00
Speaker 1: from the federal government, but it's administered by the individual states.
4:04
Speaker 1: So that means the timing and the ability to distribute
4:06
Speaker 1: those benefits depend heavily on the states receiving the funds
4:09
Speaker 1: and then being able to deliver them themselves.
4:11
Speaker 2: All right, well, what about military pay? I know Trump
4:14
Speaker 2: kind of finagled eight billion dollars away from other areas
4:17
Speaker 2: of government in order to keep the military folks paid. Obviously,
4:21
Speaker 2: they rejected the concept and failing to pass the bill
4:24
Speaker 2: that would have kept the military paid, among other folks
4:26
Speaker 2: who are critical to our nation, decided not to go
4:30
Speaker 2: down that road. Or fifty four to forty five against
4:33
Speaker 2: the Republican bill by Johnson and Wisconsin. Active duty members
4:37
Speaker 2: would have been paid. I thought that might have gone through,
4:39
Speaker 2: but Democrats want to keep all the hostage taking in play.
4:43
Speaker 2: But at some point America's military are going to be paid.
4:46
Speaker 2: In this one hundred and thirty million dollar donation, and
4:49
Speaker 2: say what you will about it, whether or not it's lawful.
4:52
Speaker 2: Does this person have some issues he wants to be
4:54
Speaker 2: dealt with politically, and by giving one hundred and thirty
4:56
Speaker 2: million dollars to help pay the military, is he tried
4:59
Speaker 2: to buy favors or not. I don't even want to
5:01
Speaker 2: address that. I just want to point out to the
5:02
Speaker 2: fact that one hundred and thirty million dollar gift, while
5:04
Speaker 2: admirable and something that you and I probably couldn't do,
5:08
Speaker 2: that ain't gonna last very long.
5:10
Speaker 1: Yeah, that sounds like a lot of money until you
5:12
Speaker 1: realize that the military payroll is about six and a
5:15
Speaker 1: half to seven and a half billion dollars every two weeks.
5:17
Speaker 1: That's how much goes out in paychecks during the shutdown,
5:20
Speaker 1: so that one hundred and thirty million dollars looks like
5:22
Speaker 1: an eye popping number, but it's really not. It's not
5:24
Speaker 1: going to move the needle very much. It's more of
5:25
Speaker 1: a political headline. So there is There was a govern
5:29
Speaker 1: a bill introduced, the Pay Our Troops Act of twenty
5:32
Speaker 1: twenty five that that is supposed to guarantee pay Its
5:34
Speaker 1: basically intended to remove military pay from the kinds of
5:37
Speaker 1: things that can be that go away during these shutdowns,
5:40
Speaker 1: but that has not been enacted yet, and so it's
5:42
Speaker 1: not going to help us during this this particular time.
5:45
Speaker 1: So the Department of Defense, though, has stated that service
5:47
Speaker 1: members are going to receive back pay once the funding
5:50
Speaker 1: comes back in. That's those are words. You know, we'll
5:52
Speaker 1: see how the timing and the certainty of all this remains.
5:55
Speaker 1: But at least the words were said that back pay
5:57
Speaker 1: will be coming. But you know, to be honest, Brian,
5:59
Speaker 1: I've heard the opposite of other parts of government as well.
6:01
Speaker 1: And yeah, we'll see what actually comes to play, won't
6:05
Speaker 1: we Yes, we will.
6:06
Speaker 2: And the apparently that the what are they calling him
6:10
Speaker 2: vote the guy that was going to fire little everybody
6:13
Speaker 2: do the work that Doge was supposed to do. Apparently
6:15
Speaker 2: that's not happening either. I went into a couple of wrinkles.
6:17
Speaker 2: They tried to fire people and then found out what,
6:20
Speaker 2: we can't fire.
6:20
Speaker 1: Them, right, And then we've mysteriously top talking about Doze
6:24
Speaker 1: at all because it turns out the US federal government
6:26
Speaker 1: is a little more complicated than he's just eliminating stuff wholesale.
6:30
Speaker 1: Let Who saw that coming, Brian? Why didn't they tell us?
6:34
Speaker 2: Yeah, it's like the peace of God. That one's another
6:36
Speaker 2: one that it just passes all human understanding. For me,
6:39
Speaker 2: out in the private sector, our jobs are not secure.
6:41
Speaker 2: We're usually considered employment. It will and subject to the
6:43
Speaker 2: whim of whoever is our boss or manager. Anyhow, what
6:47
Speaker 2: about my VA fans out there, I understanding his VA
6:49
Speaker 2: benefits are going to continue, and since I have the
6:52
Speaker 2: Cincinntiva coming up at the end of this hour, I'd
6:54
Speaker 2: like to know whether or not that's got some truth
6:56
Speaker 2: to it.
6:57
Speaker 1: Well. Yeah, so the VA of course is tied to
6:59
Speaker 1: this as well. And so this is just give everyby
7:02
Speaker 1: a little bit background. So VA benefits, the core benefit payments,
7:06
Speaker 1: disability compensation, pension, education benefits, like the post nine to
7:09
Speaker 1: eleven GI bill, that kind of stuff. Those are considered
7:12
Speaker 1: mandatory spending and those are expected to continue uninterrupted during
7:16
Speaker 1: the shutdown. Now, remember nothing is guaranteed anymore. A lot
7:20
Speaker 1: of times we just read words on paper and assume
7:22
Speaker 1: that that's the case. So healthcare services through the VA
7:25
Speaker 1: knocking on wood furiously here, medical centers, outpatient clents and
7:28
Speaker 1: VET centers remain open and operating. What is truly being
7:32
Speaker 1: affected and suspended. The VA Outreach program has been suspended already.
7:38
Speaker 1: Career counseling under the Veteran Readiness and employment program that's
7:41
Speaker 1: been paused for new enrollments and delayed for current participants.
7:45
Speaker 1: And then there are some regional VA benefit offices closing
7:48
Speaker 1: down certain hotlines such as the GI bill hotline closed
7:51
Speaker 1: down now cemeteries. While burials are continuing, there are some
7:56
Speaker 1: other things being delayed such as headstone placements, grounds maintenance,
7:59
Speaker 1: and pre burial application type thing. So definitely starting to
8:03
Speaker 1: affect the VA as well, but it hasn't hit those
8:05
Speaker 1: knock on wood core services yet.
8:07
Speaker 2: That's good retirees veterans that are receiving some sort of
8:13
Speaker 2: retirement benefit from from the federal government, their their pay
8:17
Speaker 2: is going to continue as well.
8:18
Speaker 1: Correct, Yeah, at the moment that again, that's that's part
8:21
Speaker 1: of those core types of services that that that involves.
8:26
Speaker 1: If that happens, then obviously we're going to have a
8:28
Speaker 1: massive hue and cry. It's one thing not to pay
8:30
Speaker 1: the you know, the currently military people serving in the military.
8:34
Speaker 1: It's another entirely to take the ones who have taken
8:36
Speaker 1: their shots literally speaking and are not getting paid. So
8:39
Speaker 1: that hasn't come up yet that those are classified as
8:42
Speaker 1: mandatory spending. So I think it would be a ways
8:44
Speaker 1: down the road that we would start worrying about retiree
8:47
Speaker 1: pension for military folks.
8:49
Speaker 2: And I saw the announced a cost of living increase
8:51
Speaker 2: for folks out there on Social Security with two and
8:53
Speaker 2: a half percent increase for cost of living that went through,
8:56
Speaker 2: and the Social Security checks are going to continue to
8:59
Speaker 2: go to go through as well, right, Brian.
9:01
Speaker 1: That is sure. We did have to recall some of
9:02
Speaker 1: those furloughed employees to do the math the number exactly. Yeah,
9:06
Speaker 1: cheers out, We need those after all, Okay, bringing these
9:08
Speaker 1: folks back in because we got we turned out they
9:10
Speaker 1: actually do do something. So yeah, they came in and
9:13
Speaker 1: rework those numbers, and yeah, we'll be The number itself
9:16
Speaker 1: isn't too shocking. We'll get a couple percentage points, no
9:18
Speaker 1: big deal, that's not too surprising. Inflation has been relatively tame.
9:22
Speaker 1: Remember when we talk about inflation in this manner, we're
9:24
Speaker 1: talking year over year, not how expensive stuff was six
9:28
Speaker 1: years ago versus now, So year over year inflation hasn't
9:31
Speaker 1: been all that bad. Therefore it's not filtering through to
9:33
Speaker 1: a huge so security increase.
9:34
Speaker 2: It's about a point higher though than they really hopeful. Right.
9:37
Speaker 2: It's been hanging around at three percent when they're really
9:39
Speaker 2: ideally looking for two.
9:41
Speaker 1: Yeah, and that two percent number that filters through to
9:43
Speaker 1: a lot of different things that the federal government would like.
9:46
Speaker 1: Two percent seems to be the well accepted kind of
9:49
Speaker 1: happy medium of we got to have some inflation, otherwise
9:51
Speaker 1: the world doesn't grow. But at the same time, if
9:53
Speaker 1: we have too much, that's not good. So the happy
9:55
Speaker 1: place is about two percent. We are currently somewhere two
9:58
Speaker 1: and a half three percent.
10:00
Speaker 2: All right, Well, I don't know what they're waiting for.
10:04
Speaker 2: I keep going back to the idea that the Republicans
10:06
Speaker 2: didn't cut in passing the continuing Resolution. They left everything
10:10
Speaker 2: in place at full Biden era spending levels, and that
10:13
Speaker 2: was order to avoid the argument that it's the Republicans
10:16
Speaker 2: and their evil cuts who are causing this shutdown. We
10:19
Speaker 2: Democrats can't abide that. What they're arguing over is the
10:22
Speaker 2: extension of the premium subsidies under Obamacare, which are and
10:27
Speaker 2: in the law that they rote and they passed into law,
10:30
Speaker 2: set to expire at the end of this year. I
10:32
Speaker 2: really truly believe, and I don't think it's a big
10:34
Speaker 2: jump to go to this conclusion that they expected that
10:37
Speaker 2: the Democrats would still be in power that Donald Trump
10:40
Speaker 2: would not get elected and they would extend those supplements
10:43
Speaker 2: indefinitely to make Obamacare appear as if it's working when
10:46
Speaker 2: and ultimately the American taxpayers shouldering the burden of the
10:49
Speaker 2: premiums that are ultimately still going out to the health
10:51
Speaker 2: insurance or the medical providers out there.
10:54
Speaker 1: Yeah, and for the past several decades, that's how we've
10:58
Speaker 1: gotten things to pass. Everything has to have a set
11:00
Speaker 1: on it. There were the second President Bush put some
11:04
Speaker 1: tax cuts in place that expired, and that that's when
11:06
Speaker 1: we first started talking about the sunset provision. Fancy word
11:09
Speaker 1: to say this is going away at a certain date.
11:11
Speaker 1: So that's the only way we can get stuff pushed
11:12
Speaker 1: across the finish line anymore. And I think you're right.
11:15
Speaker 1: The gamble is always by the party in power that
11:17
Speaker 1: gets it done, that they'll be in power to be
11:19
Speaker 1: able to push that through. That happened for President Trump
11:22
Speaker 1: because one of the features of the OBBB was to
11:25
Speaker 1: lock in the twenty seventeen tax cuts, so that was
11:28
Speaker 1: a little bit of a gamble. He basically threw himself
11:30
Speaker 1: a hail Mary from one administration over a second over
11:33
Speaker 1: the Biden administration and to himself in the third administration,
11:36
Speaker 1: and so we're simply seeing the same thing. But it
11:39
Speaker 1: didn't work out for Democrats the way they had hoped.
11:41
Speaker 2: Fair enough. One more with Brian James gets to talk
11:43
Speaker 2: about gasoline. I think in a positive light. I know
11:45
Speaker 2: I had a good, positive gasoline full tank experience just
11:48
Speaker 2: the other day. Will it stay at a reasonable price?
11:52
Speaker 2: More with Brian James after I mentioned again Galaxy concrete coatings,
11:56
Speaker 2: and thank you Mike who point him out. Because of
11:59
Speaker 2: the Terrench rain we're supposed to get on Wednesday, maybe
12:02
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12:04
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12:08
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12:11
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12:14
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12:16
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12:18
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12:22
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12:30
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12:34
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12:39
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12:41
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12:44
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12:46
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12:49
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12:52
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12:54
Speaker 2: of a downpour. So hopefully my daughter and Eric will
12:56
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12:58
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13:00
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13:03
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13:10
Speaker 1: What's happening?
13:11
Speaker 2: They placed wagers on Morning you picture about PARASD talk stations,
13:15
Speaker 2: very very happy Monday to Monday Monday, Brian James. So
13:20
Speaker 2: the world's gonna all die. We're all gonna die because
13:22
Speaker 2: the government shutdown. We heard what is going to close,
13:24
Speaker 2: what is not going to close, what's getting held up?
13:26
Speaker 2: And the uh, well, the ys and wherefores that go
13:29
Speaker 2: along with the government shutdown. Hopefully it'll end soon, But
13:32
Speaker 2: in the meantime, we do have some good information out
13:34
Speaker 2: there in the form of gasoline prices. I maybe you
13:38
Speaker 2: can answer the question, here's the fundamental question, because it's
13:40
Speaker 2: been asked of me, and again I refer to it's
13:42
Speaker 2: like the peace of God. I have no idea how
13:46
Speaker 2: a price of gasoline that a local gas station can be,
13:48
Speaker 2: you know, three dollars one day and then jump to
13:51
Speaker 2: three dollars and fifty cents the next day, and then
13:53
Speaker 2: be down to two dollars and eighty cents maybe a
13:55
Speaker 2: week later. But that's what's going on out there. But
13:57
Speaker 2: right now, nationally, at least if you in California one
14:01
Speaker 2: of the other crazy states, gasoline's comparatively affordable. Brian, what's
14:05
Speaker 2: going on?
14:05
Speaker 1: Yeah, we haven't talked about it in a long time.
14:07
Speaker 1: And I don't know about you, but I haven't seen
14:09
Speaker 1: any of those I did that stickers on pumps from
14:12
Speaker 1: either president. The old ones are gone. There's no new ones.
14:14
Speaker 1: We're not talking about gas right now. And we went
14:17
Speaker 1: through you know, summer wasn't that long ago. You and
14:19
Speaker 1: I went through the whole summer travel period without talking
14:22
Speaker 1: about it at all. It just wasn't a topic. So
14:24
Speaker 1: the US national average price right now is about three
14:27
Speaker 1: dollars and seven cents, and that's the demand is flat
14:31
Speaker 1: about eight and a half million dollars per day, So
14:33
Speaker 1: we're just kind of hanging loose where we are. Of course,
14:36
Speaker 1: as you mentioned, it's not that way everywhere California, Mississippi,
14:40
Speaker 1: and tech I'm sorry, at California, Hawaii in the mid
14:42
Speaker 1: fos for gas on the lower end, you've got Mississippi
14:46
Speaker 1: and Texas at about two fifty. I guess that's because
14:48
Speaker 1: they're closer to the gas that's where all the refineries
14:50
Speaker 1: are in less taxes and all that fun stuff. But
14:53
Speaker 1: the demand simply has not pushed it that high at
14:58
Speaker 1: all this year, and we were actually were below three
15:00
Speaker 1: dollars a gallon earlier this year. There's some analysts out
15:03
Speaker 1: there cautioning that this could be a warning sign of
15:05
Speaker 1: a slowing economy. I mean, that kind of makes a
15:07
Speaker 1: little bit of sense, and the economy is slowing just
15:09
Speaker 1: a bit, so not too shocking. But that's nothing going
15:12
Speaker 1: on that it would make me change, you know, what
15:13
Speaker 1: I'm doing on a daily basis. But that's said, you have,
15:15
Speaker 1: fuel prices have been in a place where we can
15:18
Speaker 1: be very confident that that's not going to be the
15:20
Speaker 1: top thing we're going to talk about.
15:21
Speaker 2: Right And that's a great thing. After so many years
15:24
Speaker 2: of being a dominating the conversation, I'm pleased that this
15:27
Speaker 2: is the direction we're on right now. I guess, more
15:29
Speaker 2: broadly speaking, if the price of the regular gallon of
15:32
Speaker 2: gasoline's gone down, has diesel gone down as well? Because
15:35
Speaker 2: that impacts everybody, and that might be something that could
15:37
Speaker 2: provide a measure of relief with all the inflation we're
15:39
Speaker 2: dealing with.
15:40
Speaker 1: That's a great point. And for those of you who say, well,
15:42
Speaker 1: my car takes unleaded I don't need diesel fuel, well,
15:45
Speaker 1: guess what. Everything you buy comes to you via diesel.
15:48
Speaker 1: So the US Energy Administration is expecting the average diesel
15:52
Speaker 1: price to be about three sixty five a gallon in
15:55
Speaker 1: twenty twenty five, three forty six, and twenty twenty six,
15:58
Speaker 1: so that the assumptions for that are relatively benign too.
16:01
Speaker 1: We're not really worried that diesel prices are going to
16:03
Speaker 1: go through the roof anytime soon. You know that said
16:05
Speaker 1: things change. As you mentioned, in this area, things change
16:08
Speaker 1: very very quickly. One hurricane hits a refinery somewhere and
16:11
Speaker 1: all of a sudden, that causes a spike that circles
16:13
Speaker 1: and circulates all the way through the entire supply line.
16:16
Speaker 1: So bear in mind that that there is always that risk,
16:19
Speaker 1: but at the moment that's not high on the radar
16:22
Speaker 1: of things to be worried about.
16:23
Speaker 2: So nice to hear that, Brian James. Any other good
16:26
Speaker 2: news you want to pass along before we part comy
16:27
Speaker 2: this morning, you know?
16:28
Speaker 1: Would I'll just say that as I'm sitting down with
16:30
Speaker 1: people doing for their financial plan reviews and all that,
16:33
Speaker 1: everybody kind of sighs and says, I wish we were
16:35
Speaker 1: in a more stable political environment. I didn't have to
16:37
Speaker 1: be angry all the time. And this is people from
16:39
Speaker 1: both sides. Brian, Oh yeah, oh yeah. What they come
16:42
Speaker 1: what the conclusion they come to is, ay, I can't
16:44
Speaker 1: control this, and b I need to not throw a
16:46
Speaker 1: temper tantrum, and I need to make smart financial decisions
16:49
Speaker 1: for myself and just exist in the world as it
16:52
Speaker 1: is and not try to really think about trying to
16:55
Speaker 1: change it, because I cannot do that from my standpoint
16:57
Speaker 1: with my own four one kay, my own investments.
16:59
Speaker 2: So you can fight to change the world, you can
17:01
Speaker 2: talk about it. It's important to discuss the issues that
17:04
Speaker 2: are largely out of our hands, but don't let them
17:07
Speaker 2: ruin your day, right, Brian.
17:10
Speaker 1: That's exactly, and that's the point of doing a plan
17:11
Speaker 1: in the first place. Just understand what position you yourselves
17:14
Speaker 1: are currently in. Do not worry about what other people
17:17
Speaker 1: are doing, except maybe your own family. Have a discussion
17:19
Speaker 1: with them. But at the same time, just control what
17:21
Speaker 1: you can control and then you'll find the rest of
17:23
Speaker 1: it kind of doesn't seem as.
17:24
Speaker 2: Intense, Brian James, appreciate your willingness. Come on the show,
17:27
Speaker 2: appreciate it all. We're financial learning out every week, and
17:29
Speaker 2: take an early break rather than take you over for
17:31
Speaker 2: another segment because Judge Betsy Sunniman's going to come on.
17:33
Speaker 2: She's gonna tell us what smart justice means. I don't know.
17:37
Speaker 2: I get to find out something to learn something like
17:39
Speaker 2: I do every day on the morning show. Brian, it's
17:41
Speaker 2: always great talking with you. Have a great week, my friend.
17:43
Speaker 2: We'll do this again next Monday.
17:44
Speaker 1: I look forward to hearing her too. We'll talk to
17:46
Speaker 1: you next week.
17:46
Speaker 2: Thanks brother, It's Take twenty five ifty five KRSTE talkstation.
17:49
Speaker 2: And before I mentioned ODO Exit, which I'm going to
17:51
Speaker 2: shout out to Jack Morgan. I just read a post
17:57
Speaker 2: that Jack Morgan put up on the Cincinnati Then and
18:00
Speaker 2: Now site, and he put it up a couple of
18:02
Speaker 2: days ago, and I didn't see it until now. It
18:04
Speaker 2: is the most beautiful, allergy inspiring tribute to my dad.
18:10
Speaker 2: I'm at a loss for words. Jack, Man, I cannot
18:15
Speaker 2: thank you enough. He did mention me, and I just
18:18
Speaker 2: I'm ignoring what he the very very kind words he
18:20
Speaker 2: wrote about me. But man, he went through my dad's
18:22
Speaker 2: life and just under the caption I still think Granny
18:28
Speaker 2: was real. You have an opportunity to head over to
18:31
Speaker 2: the CINCINNTI Then and Now and look at Jack's post
18:33
Speaker 2: from October twenty fourth at two eleven pm. I would
18:36
Speaker 2: be honored if you did that. It's just really just
18:39
Speaker 2: the best summation of my father's legacy and his commitment
18:43
Speaker 2: to the community and everything he did that I think
18:45
Speaker 2: I've ever read really moved me. Jack really did. It's
18:49
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Speaker 1: When you hear the word cancer,