How Digital Wallets Are Rewiring Small Business Cash Flow

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies · Oct 13, 2026 · 10m · transcript

We look at how digital wallets have shifted from consumer convenience to a critical operational tool for small businesses. Using Square as the primary example, we examine how instant settlement and embedded lending are changing working capital management for merchants who previously relied on days-long bank transfers. The episode explores the trade-offs between speed and cost, looking at how this shift impacts inventory planning and employee payroll timing in October 2026.

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