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Latest / Financology Podcast

The $200 Monthly Blind Spot Stealing Your Wealth

Ryan exposes the corporate strategy of “breakage,” where companies like gyms and streaming services rely on our forgetfulness and guilt to generate pure profit from unused subscriptions. He explains how cognitive biases trick us into paying for an aspirational “superhero” version of our future selves who has the time, energy, and discipline we currently lack.

* Key Takeaways: The average person vastly underestimates their subscription spending, often suffering from a nearly $200 monthly blind spot that could otherwise compound into tens of thousands of dollars in investment returns. The…

The skinny

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