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Latest / Mortgage Research Network Podcast

2,500 Keys to Homeownership: Down Payment Assistance Decoded

Most buyers overestimate what they need to buy a home—and miss out on thousands in help. In this episode, Tim Lucas and Craig Berry break down the exploding world of down payment assistance and how it can open doors faster than you think. You’ll learn:The Scale: Over 2,500 programs nationwide, with 45 new programs added last quarterBeyond Down Payments: 74% also help with closing costs, and ~40% aren’t just for first-timersWho Qualifies: 10% have no income limits; many allow manufactured homes (1,000+ programs) and 2–4 unit properties (860+ programs)Friendly Terms: 81% offer deferred-payment…

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