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Does FEHB Cover Long-Term Care in Retirement? What Federal Employees Need to Know
Most federal employees assume FEHB and Medicare have long-term care covered. They don't, and finding that out during a health crisis is the worst possible time to learn it.
In this episode, William Smith breaks down:
Why FEHB does not cover custodial long-term care, the everyday help with bathing, dressing, and eating that most people assume is included
What Medicare Part A actually covers, up to 100 days, with a daily cost after day 21 that catches most people off guard
Why federal employees are often in a better position to self-fund long-term care than people relying on a 401k alone…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.