Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Family Offices Use Private Placement Life Insurance
In episode 173 of The High Net Worth Podcast, Lucas and Luna explore how ultra-wealthy families are using private placement life insurance (PPLI) to wrap illiquid assets like hedge funds, private equity, and real estate in a tax-efficient structure. They break down the mechanics: how a policyholder transfers assets into an insurance wrapper, the diversification requirements, and the tax benefits—deferral of capital gains, estate planning advantages, and creditor protection. They discuss the 2018 tax law changes that made PPLI more attractive, the typical minimum investment (often $1 million…
The skinny
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