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Named Storm Deductibles You Need to Know | Lake Charles News
Tropical Storm Bertha has formed, triggering named storm deductibles for many homeowners — a percentage-based cost you pay before insurance kicks in. Unlike standard deductibles, these apply once a storm gets a name and can be costly even for non-hurricane events like Tropical Storm Arthur, which caused tornado damage. Flood insurance is separate and doesn’t use these deductibles. Also watch out for wind and hail deductibles, which may vary by storm type. Insurance pros say now’s the time to review your policy — you can’t change deductibles once a storm hits, so prep your home and know your…
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