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Dave Ramsey Song · Let's Ask the Mamas!

• 0:00
  Speaker 1: We got a question for our American mamas. Dear mama's
• 0:02
  Speaker 1: have you heard the Dave Ramsey song. Well, let's ask
• 0:05
  Speaker 1: American mama's.
• 0:07
  Speaker 2: Mama, Mama, she said, and joining is now our American mamas,
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  Speaker 2: Terry Edville and Kimberly Burlason.
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  Speaker 1: So there is a song out there called Dave Ramsey's Money,
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  Speaker 1: and basically the guy is saying, look, I bought a boat.
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  Speaker 1: I bought it on credit, and Dave Ramsey would approve.
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  Speaker 1: But I get to spend time with my kids out
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  Speaker 1: on the lake, and spending that time with my kids
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  Speaker 1: is worth going into debt. It's worth doing something that
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  Speaker 1: Dave Ramsey would't approve of. Because I'm buying memories. That
• 0:42
  Speaker 1: was one of the lines I really liked from the song,
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  Speaker 1: I'm buying memories. You guys have heard this song. What
• 0:47
  Speaker 1: do you think of it?
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  Speaker 3: I've heard of it. Jared Hicks, he's the one that
• 0:50
  Speaker 3: sings it. I heard it last week and I loved it.
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  Speaker 3: I loved it because it kind of reminded me of
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  Speaker 3: our childhood because we had the same thing. We did
• 0:58
  Speaker 3: not have a lot of money grow up. It was
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  Speaker 3: very definitely feast or family had it we had big things.
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  Speaker 3: We did it, yeah, and but going on a beach
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  Speaker 3: vacation that was going to happen, even if it meant
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  Speaker 3: it was the last dime we had in our account
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  Speaker 3: doing things with our family. We had no idea our
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  Speaker 3: dad would die so young, right, you know, And now
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  Speaker 3: we have all these memories. One of Sonny, my daughter,
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  Speaker 3: one of her best friends, who's a Christian artist, her
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  Speaker 3: husband's dad. He worked his entire life. He's saved, and
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  Speaker 3: he saved, and he saved because he couldn't wait to
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  Speaker 3: retire and to go do things. He retired and died
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  Speaker 3: two days later, not going on one single vacation his
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  Speaker 3: entire life.
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  Speaker 4: Oh, Kimberly.
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  Speaker 3: So when I heard this song, I thought, there is
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  Speaker 3: a balance. Yes, you want to make wise choices, but
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  Speaker 3: you also want to those memories are more valuable than that.
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  Speaker 1: That is a line in the song too, is our
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  Speaker 1: bills are paid? Yes? So it's not that he's going
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  Speaker 1: so far into debt that he can't pay his bills.
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  Speaker 1: But he's saying, look, yeah, I'm going into I'm going
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  Speaker 1: into debt to buy a boat. Yeah, but I'm still
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  Speaker 1: able to pay my bills. I know. Dave Ramsey wouldn't
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  Speaker 1: approve of what I'm doing, but I'm spending time with
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  Speaker 1: my kids and with my family, and I'm still being responsible.
• 2:09
  Speaker 1: I think he's talking. He's trying to talk about a balance.
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  Speaker 4: Yeah, there is a balance. Well, and you know, Kimberly
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  Speaker 4: was just alluding to our childhood and those memories. I mean,
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  Speaker 4: growing up like that just built something inside of us.
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  Speaker 4: Memories are the most important thing. Lindsey, I would say,
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  Speaker 4: is the best as taking her whole, her family, her
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  Speaker 4: kids on these great vacations. I married a man who
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  Speaker 4: is was like his dad. He is tight, he likes
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  Speaker 4: to save. In fact, we got into it a couple
• 2:35
  Speaker 4: of weeks ago because I got something and he said
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  Speaker 4: something about, you know, he's looking online every night to
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  Speaker 4: see what I spent. And I said, I said, Kevin,
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  Speaker 4: I said, do you have another family somewhere?
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  Speaker 2: Like?
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  Speaker 4: How how is this? How is this amount a problem?
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  Speaker 4: I just spent this kind of money on a rug
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  Speaker 4: or whatever it was. And I see the beautiful thing
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  Speaker 4: about us is that there is a so he can
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  Speaker 4: kind of rain me in if I'm going too far whist.
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  Speaker 4: I don't feel like I do, but I can also
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  Speaker 4: I've built a case throughout our entire life together with
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  Speaker 4: our children, because I know the importance. And then afterwards
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  Speaker 4: he's so happy, He's like, I'm so glad we did that.
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  Speaker 4: I'm so glad we had these pictures. You know, we'll
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  Speaker 4: we go and look looking through mirrors pictures. We just
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  Speaker 4: did this recently, and oh that was fine. In my head,
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  Speaker 4: I'm thinking.
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  Speaker 3: Do you remember the fight?
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  Speaker 4: Do you remember the case I had to build for
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  Speaker 4: us to do this? You know, because just money, Like
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  Speaker 4: he's saving up and said the other day when we
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  Speaker 4: were having this discussion, I said, are you saving up
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  Speaker 4: so that when we die our kids will have money?
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  Speaker 4: Because I was sure like to just live and just
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  Speaker 4: go and do and you know, out even outside of
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  Speaker 4: Dolly Wood, so like Hawaii, let's do something. And so
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  Speaker 4: you do if you have that good balance. I really
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  Speaker 4: think that you're missing out if you just spend your
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  Speaker 4: whole life saving, saving, saving for when you are retired,
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  Speaker 4: because that's when it's harder for you to get around.
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  Speaker 4: You know, things happen when you age, as we all know,
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  Speaker 4: and there's things.
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  Speaker 3: To do that don't require a lot of money, go camping.
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  Speaker 3: I feel like a lot of people use money as
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  Speaker 3: their crutch, like a tot out. We can't even know,
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  Speaker 3: we can't do it, we can't do we don't have
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  Speaker 3: enough money, Mom's got to work whatever. And I feel
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  Speaker 3: like it's just an excuse. And then later in life
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  Speaker 3: they're so sad.
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  Speaker 4: Yeah, like what do you regret? There's so much for
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  Speaker 4: our dad died at fifty eight. Imagine. I mean he
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  Speaker 4: had so many plans ahead that we were all going
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  Speaker 4: to do together, so many and he was also a dreamer.
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  Speaker 4: So we grew up with this person who made sure
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  Speaker 4: that we had memories. We went on a trip, and
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  Speaker 4: not only did we take our family trip, but he
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  Speaker 4: was like, Barbara, get your sisters and their kids, and
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  Speaker 4: I'll get my sisters and their kids, and the mothers yea,
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  Speaker 4: and the mad mothers. It was like a whole thing.
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  Speaker 4: And Dad was like, well, I'm taking care of it all.
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  Speaker 4: We're gonna I just bought us an RV. We're going.
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  Speaker 4: I mean that's how he was, and so to have that.
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  Speaker 3: He was such an example that way, yes, to include.
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  Speaker 4: Everybody, and he had no idea he was going to
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  Speaker 4: die so young. I know, we have all these wonderful
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  Speaker 4: memories and pictures and he was the life of every party.
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  Speaker 4: So it's like, Okay, you have a choice in your
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  Speaker 4: family to be that person that will fight for your
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  Speaker 4: family to go and have these memories. It's so worth it,
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  Speaker 4: you guys. And like Kimberly just said, it didn't have
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  Speaker 4: to be somewhere far. You can go camping. You can
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  Speaker 4: even do a staycation and make it fun and have
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  Speaker 4: a movie or whatever. But memories are the most important thing.
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  Speaker 1: We've done a lot more than the staycation stuff in
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  Speaker 1: our family and hanging out with the kids. It's fun,
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  Speaker 1: isn't it. And it is absolutely fun. And again, I
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  Speaker 1: know some people that go too far and they get
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  Speaker 1: in massive debt because they're going to Vegas and they're
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  Speaker 1: going to all these trips and like, you can't if
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  Speaker 1: you haven't paid off the last one, what are you doing?
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  Speaker 1: So I do understand that there's a balance, but yeah,
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  Speaker 1: I mean, if you're saving up treasures on Earth, yes, yeah.
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  Speaker 1: If you like desk our American Mama's a question, go
• 5:46
  Speaker 1: to our website American ground Rader dot com flash Mama's
• 5:48
  Speaker 1: and click on the ass the mama's button turned out
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  Speaker 1: of a Kimberly Brothers and thank you so much, thank you,