DFW Market Brief, Episode 29 — Friday, October 30, 2026

Kyler Hood's DFW Market Brief · Oct 30, 2026 · 2m

A buydown only means something when all three payments are in writing. Using a published Southgate Homes example, what year 1, year 2, and the steady payment actually look like, and why you should budget to the steady payment and treat the first two years as breathing room.

The numbers from this episode:

Example home: 850,000 dollars, 10 percent down, 740 credit score, preferred lender (Southgate Homes)

Year 1: 4.99 percent, 4,102.01 dollars a month (Southgate Homes)

Year 2: 5.99 percent, 4,581.64 dollars a month (Southgate Homes)

Years 3 through 30: 6.99 percent, 5,084.43 dollars a month…