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Latest / Banking Transformed with Jim Marous

What Bank Executives Miss About the Fintech Threat

Is your bank being unbundled without realizing it?

Most banking leaders are still watching the obvious disruptors. But the bigger threat may be happening behind the scenes, as software platforms, embedded finance, and agentic AI begin to reshape how financial services are delivered and who owns the customer relationship.

In this episode, Rex Salisbury, founder of Cambrian, joins me to discuss what these shifts mean for traditional banking, why legacy moats are weakening, how seriously bankers should take Nubank's long-term U.S. potential, and what leaders need to do now to stay relevant.

In…

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