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Roth IRA vs Traditional IRA Explained | Durham News
Want to build serious post-work income? Forget chasing the perfect retirement plan—start with the Roth IRA. Financial legend Dave Ramsey says it’s your golden ticket: pay taxes now, enjoy tax-free withdrawals later. But first, crush debt and stash cash for emergencies. Then max out your 401(k) match—free money! If you can’t hit 15% savings, boost your 401(k) after maxing Roth. Why Roth? Because if you’re a high earner or expect higher taxes in retirement, you’ll dodge those bills. Most folks drop into lower tax brackets after work—but high savers might not. Roth locks in today’s rates…
The skinny
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