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Transcript

Survival Mode Activated · We Talk Back

• 0:02
  Speaker 1: What's up, y'all? Think you for tuning in for a
• 0:04
  Speaker 1: new episode of We Talk Back, a show dedicated to
• 0:08
  Speaker 1: you niggas and bitches. Because y'all, I'm mad because the
• 0:10
  Speaker 1: bitch was being cheap as fuck and I'm stuck in
• 0:13
  Speaker 1: Saint Martin. Try to fly on a buddy pass. Okay,
• 0:19
  Speaker 1: at least I'm in Paradise. What's up, tam Bam.
• 0:21
  Speaker 2: I about to say, that's a good place to be.
• 0:23
  Speaker 3: Stun shit, you could be in Iowa, shout out to her.
• 0:28
  Speaker 1: Ain't nobody know I was listening to this shit.
• 0:30
  Speaker 4: They don't even know black people exist.
• 0:32
  Speaker 3: Hey, y'all, it's Met and Ban. I love y'all. Thank
• 0:35
  Speaker 3: y'all for tuning in again. All Right, tell us about
• 0:38
  Speaker 3: your weekend, girl, cuz you know in paradise.
• 0:41
  Speaker 4: So, y'all, I'm still here. I've been here.
• 0:44
  Speaker 1: Actually, I went to Anguilla on the twenty eighth of July.
• 0:48
  Speaker 1: It is now July the ninth, and I've been stuck
• 0:51
  Speaker 1: in Saint Martin for the last twenty four hours. But
• 0:54
  Speaker 1: that ain't the whole trip. My whole trip was wonderful.
• 0:57
  Speaker 1: A lot of food, a lot of lobster and spreads.
• 0:59
  Speaker 1: I might put together, put together, a little real for
• 1:02
  Speaker 1: y'all content, Because I got a little tiny bit of content.
• 1:08
  Speaker 1: My back is a little bigger. Okay, since I've been
• 1:11
  Speaker 1: on vacation.
• 1:12
  Speaker 2: It's supposed to be on vacation now.
• 1:14
  Speaker 1: Eating a bunch of Johnny cakes. Don't I look pregnant?
• 1:16
  Speaker 4: Look how bake my noses?
• 1:18
  Speaker 2: What's a Johnny cake?
• 1:20
  Speaker 1: It's just like fried bread, bitch. Okay, it's just like
• 1:23
  Speaker 1: a you never had a Johnny cakes, like from the Jamaican.
• 1:26
  Speaker 2: Restaurants and shit like festival.
• 1:29
  Speaker 4: It's like festival.
• 1:30
  Speaker 1: Yeah, but it's like a flat, little round, spear shaped
• 1:35
  Speaker 1: piece of goodness, fried them up being warm. Yes, breakfast, lunch, dinner.
• 1:42
  Speaker 1: I don't never eat that much. Dog Like I am
• 1:45
  Speaker 1: fasting when I get the fuck back home, I'm a
• 1:47
  Speaker 1: fast for a while.
• 1:48
  Speaker 4: But if y'all never been.
• 1:50
  Speaker 1: To Anguilla, gold Man, it's a really nice island. It's
• 1:53
  Speaker 1: a chill island. If you're trying to it's a party.
• 1:57
  Speaker 4: It is expensive. I feel like all the island's expensive.
• 2:00
  Speaker 2: Man, you're right Jamaica.
• 2:02
  Speaker 1: Yeah, Like we think it's gonna be cheap when we
• 2:04
  Speaker 1: get that. It's just not like if you're looking for
• 2:05
  Speaker 1: a cheap vacation. Vacation I would suggest, like Thailand, the
• 2:09
  Speaker 1: flight might be expensive, but you're gonna pay like five
• 2:12
  Speaker 1: hundred dollars to stay there for a month.
• 2:14
  Speaker 2: Month, Right, that's it. But you're right, the islands are expensive.
• 2:19
  Speaker 1: Yeah. So I'm in Saint Martin. After we get off today,
• 2:21
  Speaker 1: I am going to try and catch a flight. If not,
• 2:25
  Speaker 1: I'll be on Delta tomorrow. Shout out to Delta.
• 2:31
  Speaker 2: What did I do this weekend? Shit? I ain't do nothing.
• 2:36
  Speaker 3: The weather was kind of sucky because Hurricane Barrel came
• 2:41
  Speaker 3: through town, and I mean it didn't really hit us,
• 2:44
  Speaker 3: but we got some of the weather off of it.
• 2:47
  Speaker 3: So it was kind of rainy all weekend, which I enjoy.
• 2:49
  Speaker 3: I kind of just laid up with me and Bella,
• 2:51
  Speaker 3: my dog, y'all. And that was it. I ain't do
• 2:55
  Speaker 3: Did I do anything else? Hell no, that was it all.
• 3:00
  Speaker 3: My niggas was out of town on vacation, on vacation.
• 3:07
  Speaker 3: The No, it was like a bunch of group trips
• 3:10
  Speaker 3: that went out of Charlotte. Like I'm talking about seventy people.
• 3:14
  Speaker 3: Forty people, like huge group trips left this motherfucker.
• 3:18
  Speaker 1: They probably right here in Saint Martin because this resort
• 3:21
  Speaker 1: I'm on right now is fucking lit. Okay, I went
• 3:24
  Speaker 1: outside for a little bit last night. I won eleven cents.
• 3:30
  Speaker 2: I was like, what time is she going home?
• 3:33
  Speaker 1: I text you last night.
• 3:34
  Speaker 3: You ain't get it, Yeah, I responded, I ain't get this.
• 3:39
  Speaker 3: I say it, stay in the room.
• 3:41
  Speaker 1: I ain't get that the last thing, and then my
• 3:43
  Speaker 1: messages was going out green, So I'm like, yo, something happened,
• 3:47
  Speaker 1: Like I definitely got a knife in the bed with
• 3:50
  Speaker 1: me though.
• 3:54
  Speaker 2: Let's get it, you know what.
• 3:55
  Speaker 3: Let me say this because this is one of our
• 3:58
  Speaker 3: avid listeners and she's a huge supporter of the show
• 4:02
  Speaker 3: on Instagram.
• 4:03
  Speaker 2: Ok Ken.
• 4:04
  Speaker 3: Her cousin, Taylor Casey, went to Bahamas for a yoga
• 4:12
  Speaker 3: retreat on June nineteenth and went and went to dinner
• 4:17
  Speaker 3: and then they never saw her again. She just vanished
• 4:22
  Speaker 3: and they're still looking for her. So hashtag fine Taylor
• 4:26
  Speaker 3: Casey you can keep up with that, and we're definitely
• 4:28
  Speaker 3: praying for Taylor that they found her. She's a forty
• 4:32
  Speaker 3: one year old woman and she just disappeared on June
• 4:37
  Speaker 3: nineteenth in Paradise Island. That's all Bahamas, So y'all just
• 4:43
  Speaker 3: be on the lookout for that, and y'all keep her
• 4:45
  Speaker 3: in your prayers that she gets to come home safely.
• 4:49
  Speaker 2: Yeah.
• 4:49
  Speaker 1: Man, you gotta be careful out here. God damn, I
• 4:52
  Speaker 1: hate hearing stuff like that because it's like no closure
• 4:56
  Speaker 1: until the right yep.
• 4:59
  Speaker 3: Yeah, I'm about to listen. I'm about to go in.
• 5:02
  Speaker 3: My birthday coming up, and I'm about to go away.
• 5:04
  Speaker 3: I'm about to put an air tag right in the
• 5:05
  Speaker 3: back of one of these dreads.
• 5:09
  Speaker 4: Beat You're better because they be really stealing women like cookies.
• 5:13
  Speaker 2: Y'all gonna find me.
• 5:14
  Speaker 3: God damn, y'all gonna fucking find me where I'm at,
• 5:18
  Speaker 3: and I'm gonna have that motherfucking peep peep.
• 5:20
  Speaker 2: Y'all gonna find.
• 5:20
  Speaker 4: Did my location ever come over to you?
• 5:23
  Speaker 1: No?
• 5:23
  Speaker 2: It did not. That's why I was like, where are
• 5:25
  Speaker 2: you at? Like, oh, your rue?
• 5:28
  Speaker 1: I sent it to my low one for one hour
• 5:37
  Speaker 1: because I was trouble shooting it while on the phone
• 5:39
  Speaker 1: with him, and I was like, oh, let me see
• 5:41
  Speaker 1: if this worked, because initially, initially I did it for
• 5:43
  Speaker 1: indefinitely and I'm like, ah, how do I change this back?
• 5:48
  Speaker 1: Once I started, I wasn't sure, so I did. It
• 5:52
  Speaker 1: was an hour to test it out. Bitches, ain't ship
• 5:57
  Speaker 1: y'all been in this stupid news.
• 6:03
  Speaker 3: So Kendrick Lamar's music video dropped over the weekend and
• 6:08
  Speaker 3: on the first day he had what was on fourth
• 6:11
  Speaker 3: of July draw right. It had fifteen million views in
• 6:18
  Speaker 3: the first twenty four hours.
• 6:20
  Speaker 4: Shout out to Ken Dreid, big Gemini energy.
• 6:23
  Speaker 3: Okay, I like how he supported like the same people.
• 6:27
  Speaker 3: Some of the same people that were at the show
• 6:29
  Speaker 3: were in the music video, like the crumping clown energy
• 6:32
  Speaker 3: and all that.
• 6:33
  Speaker 2: So I love that. It was a dope video.
• 6:37
  Speaker 3: And Mike Rubin, Michael Rubin had his annual white party
• 6:42
  Speaker 3: where he invites all the hotted celebs and stars, and
• 6:46
  Speaker 3: Drake was there and people are saying that Drake and
• 6:50
  Speaker 3: they were pictured together, and people are saying that Drake
• 6:52
  Speaker 3: looks sad in the picture.
• 6:56
  Speaker 1: Let me find out Drake feeling defeated a little bit,
• 7:00
  Speaker 1: go to that white party, gets some white.
• 7:02
  Speaker 4: Energy right quick.
• 7:03
  Speaker 2: He looked tired.
• 7:04
  Speaker 3: I don't know if he looks sad, but he definitely
• 7:06
  Speaker 3: looked not as vibrant in the eyes.
• 7:10
  Speaker 2: But who knows. Maybe he was on the bender. It
• 7:11
  Speaker 2: was party time, you know, not.
• 7:13
  Speaker 4: A bender he looked regular to me.
• 7:15
  Speaker 1: He always Drake always looks like, what's that that movie?
• 7:20
  Speaker 1: It's a never never Land with a big flying dog.
• 7:23
  Speaker 1: You know what I'm talking about.
• 7:26
  Speaker 2: It's a big lamb before time.
• 7:28
  Speaker 4: Yes, he looks like that puppy to me.
• 7:33
  Speaker 1: Dog that Yeah, he always just looked like a little
• 7:36
  Speaker 1: puppy to me, like he just had the droopy eyes
• 7:39
  Speaker 1: and shit.
• 7:40
  Speaker 4: Like he looked regular to me. I don't know.
• 7:42
  Speaker 1: But yeah, we ain't gonna talk about Drake looking sad
• 7:46
  Speaker 1: and I got that party. Let's talk about motherfucking Kendrick
• 7:48
  Speaker 1: Lamar video, y'all.
• 7:49
  Speaker 2: The video is Before Time. Well what you're talking about?
• 7:54
  Speaker 2: I can't think of the name of.
• 7:55
  Speaker 1: That movie eighties More Time and.
• 7:58
  Speaker 2: It's something like that. But that ain't it because the
• 8:01
  Speaker 2: Lamb before Time is something else.
• 8:03
  Speaker 1: Big flying dog. I put that in Google and my
• 8:07
  Speaker 1: service is so fucking ending story.
• 8:09
  Speaker 2: What did I say in the Lamb before Time?
• 8:13
  Speaker 1: You said a lamb before Time? Yeah?
• 8:17
  Speaker 2: You ain't say no, no name the never end the story? Yeah,
• 8:20
  Speaker 2: it's you said ship. You say he looked like that
• 8:23
  Speaker 2: white dog?
• 8:24
  Speaker 1: No initially? Okay, we it's recorded, y'all. Can hear if
• 8:28
  Speaker 1: I say it? Or not.
• 8:29
  Speaker 4: I don't remember.
• 8:30
  Speaker 1: Yeah anyway, Yeah, he looks like that to me, Like
• 8:34
  Speaker 1: Drake always looks like that puppy. To me, it's not
• 8:37
  Speaker 1: really a puppy. It's a big ass fucking flying dog.
• 8:40
  Speaker 1: But that's what Drake looks like.
• 8:41
  Speaker 3: That ship, if you're gonna look at that motherfucking the
• 8:43
  Speaker 3: graphics did not hold up.
• 8:45
  Speaker 2: I bet that ship is crazy. Redo it. Yeah, you
• 8:50
  Speaker 2: a good movie to redo.
• 8:51
  Speaker 1: Actually, I really enjoyed the Kendrick Lamar's video. He had
• 8:57
  Speaker 1: a lot of gems in there. Social media is now
• 9:00
  Speaker 1: calling him a black historian, actual black historians. Some of
• 9:04
  Speaker 1: them agree, and then some of them are like, oh,
• 9:06
  Speaker 1: he's not. He can't. Why why anybody could be a
• 9:11
  Speaker 1: black historian if you fucking study the hell is wrong
• 9:15
  Speaker 1: with people? Like I'm so sick of black people to
• 9:17
  Speaker 1: get on my goddamn nerve. But he dropped a lot
• 9:19
  Speaker 1: of gyms, especially like talking about Atlanta and how Atlanta
• 9:22
  Speaker 1: came about, and if you ask me, Atlanta is Atlantis.
• 9:25
  Speaker 4: The Lost City Okay.
• 9:28
  Speaker 1: Right now is mad Max, But I think Atlanta is Atlantis,
• 9:34
  Speaker 1: Like it's amazing people in Atlanta. And Drake does hop
• 9:39
  Speaker 1: on every hot new artist and we may think, we
• 9:43
  Speaker 1: may look at it as oh, he's like trying to
• 9:46
  Speaker 1: beef their career up, but it also revives his every
• 9:50
  Speaker 1: time a next new hot artist comes out, it's like
• 9:53
  Speaker 1: a barter a bartering system.
• 9:56
  Speaker 3: Yeah, they ain't bad for them, they have Drake on
• 9:57
  Speaker 3: their shit though. But do you feel like his light
• 10:00
  Speaker 3: has dimmed some since this?
• 10:02
  Speaker 1: Yeah, once the once the collectives start removing the energy
• 10:06
  Speaker 1: from you, you can you literally you're seeing his light
• 10:09
  Speaker 1: dim So that's just what happens. Like, that's that's why
• 10:16
  Speaker 1: sound yes, because it's the energy of the people that
• 10:21
  Speaker 1: keep these entities going.
• 10:24
  Speaker 3: I still love Drake. I think a lot of people
• 10:26
  Speaker 3: still love drinking. People like women don't feel like, yeah,
• 10:30
  Speaker 3: they're not part of the battle beef.
• 10:32
  Speaker 1: I don't think his career is over, Like it's not
• 10:34
  Speaker 1: going to be a Meek Mills situation. I don't think
• 10:37
  Speaker 1: his career is like finished. Okay, he still has a
• 10:42
  Speaker 1: lot of fans. There's a lot of people who feel
• 10:45
  Speaker 1: like he won the battle, you know, but did he
• 10:48
  Speaker 1: win the war? It's a question. Yeah. I don't think so.
• 10:54
  Speaker 1: I don't think so. But shout out to Kendrick Lamar.
• 10:58
  Speaker 2: I appreciate how.
• 11:02
  Speaker 3: One song because it was really one particular song that
• 11:05
  Speaker 3: Kendrick did that just revived the whole coast.
• 11:09
  Speaker 1: Yes, no, I feel like everybody like you.
• 11:12
  Speaker 3: No, yeah, but I mean the energy over on the
• 11:15
  Speaker 3: West Coast was different, you know, like everybody liked that song,
• 11:19
  Speaker 3: but when you went out there, they was going crazy,
• 11:22
  Speaker 3: like next level crazy.
• 11:23
  Speaker 2: I loved it. And also, but I scared.
• 11:27
  Speaker 4: Why are you schedule a trip up? I know my
• 11:29
  Speaker 4: goofy ass.
• 11:30
  Speaker 3: No, I ain't scared of trip, but I'm scared somebody.
• 11:33
  Speaker 3: You know, they coming different out there, like what set
• 11:35
  Speaker 3: you claiming?
• 11:36
  Speaker 2: Bitch?
• 11:37
  Speaker 1: Can you crip walk? For real?
• 11:38
  Speaker 2: Though?
• 11:39
  Speaker 1: Can you really do that?
• 11:40
  Speaker 4: I don't have enough coordination for none of that shit?
• 11:43
  Speaker 2: Yeah I can do that.
• 11:45
  Speaker 4: I want to see.
• 11:47
  Speaker 2: I'm posted video cropwalk challenge when I get.
• 11:54
  Speaker 1: Whitney also had a little special guest appearance hern the
• 11:58
  Speaker 1: kids in the video. You know, because a lot of
• 12:02
  Speaker 1: what Drake was like in his disc a lot of
• 12:05
  Speaker 1: it was based off of mister Morale the album and
• 12:09
  Speaker 1: when people don't I don't understand and why why people
• 12:12
  Speaker 1: don't get it? The album was not about Kendrick Lamar's life.
• 12:16
  Speaker 1: It was actually about the morale.
• 12:18
  Speaker 2: Of the people.
• 12:18
  Speaker 1: So we had a bunch of different instances in there,
• 12:21
  Speaker 1: So at what point would you use that and a
• 12:24
  Speaker 1: disc record. It's weird you had no intel on Kendrick
• 12:29
  Speaker 1: Lamar other than what he told you on an album.
• 12:32
  Speaker 1: So yeah, this still doesn't say him and his girl altogether.
• 12:36
  Speaker 1: She probably just down for the family. We don't know.
• 12:39
  Speaker 3: But she was at the concert and she's in the video,
• 12:42
  Speaker 3: so I mean, yeah, it ain't like how.
• 12:48
  Speaker 2: What that lady is?
• 12:48
  Speaker 3: They be like, oh mammy, she never showed up like that,
• 12:57
  Speaker 3: So never never be geting to your camp.
• 13:01
  Speaker 2: The Aunties Day first episode, Oh my god, it's not clips. Yeah,
• 13:08
  Speaker 2: on zeus, this is some clarity.
• 13:10
  Speaker 3: That's that's gonna be my new Like I love watching
• 13:13
  Speaker 3: Ratchet TV. On the stair climber that get that thirty
• 13:17
  Speaker 3: minutes done, baby, I watched Baddies and now I got
• 13:20
  Speaker 3: some new shit to watch.
• 13:23
  Speaker 1: Did you see I didn't see the video, I mean
• 13:26
  Speaker 1: the episode. You watched the actual episode?
• 13:29
  Speaker 2: Oh no, not yet. No, I'm saving it for the
• 13:31
  Speaker 2: stair climber.
• 13:32
  Speaker 4: Yeah.
• 13:32
  Speaker 1: I only saw the clip, and I saw the clip
• 13:36
  Speaker 1: of Tokyo Tony showing her Kouchi to the game. Did
• 13:41
  Speaker 1: you see that? No, she's such a fucking like. The
• 13:46
  Speaker 1: thing is is, like I like Tia Camp and I
• 13:49
  Speaker 1: like Tokyo Tony. I don't really know about blue Face
• 13:52
  Speaker 1: Mom like that. Like she just she just gives super
• 13:55
  Speaker 1: Cloud Chase energy like these women do too, but it's
• 13:59
  Speaker 1: just different, like they just they still got their own
• 14:01
  Speaker 1: little personality with it. Black China. I don't know how
• 14:06
  Speaker 1: she survived her mama. I don't know how to fuck
• 14:09
  Speaker 1: she survived Tokyo Tony, but she did. And Tokyo Tony.
• 14:14
  Speaker 1: She really hate Black China. She's just a fucking she'd
• 14:17
  Speaker 1: be hating on that girl so bad. But she was
• 14:20
  Speaker 1: talking about like basically Black China, sex and all this stuff, right,
• 14:26
  Speaker 1: and then she pulls her kuchi out to the game.
• 14:30
  Speaker 2: She pulls her kuchi out.
• 14:32
  Speaker 1: It's crazy, talked her leg open on the couch on
• 14:35
  Speaker 1: one of the videos.
• 14:36
  Speaker 4: It's a clip out there.
• 14:41
  Speaker 2: Well, I can't wait to watch. That's gonna get me
• 14:43
  Speaker 2: through my thirty minutes. Level ten.
• 14:50
  Speaker 3: Airy Spears took to the social media to say women
• 14:54
  Speaker 3: don't need fake eyelashes, and he posted the whole video
• 14:58
  Speaker 3: discussing why he felt like women didn't need lashes.
• 15:01
  Speaker 2: And here's my thing.
• 15:03
  Speaker 3: The last time you got on the internet talking about
• 15:06
  Speaker 3: a woman and what she needed to look like, people
• 15:09
  Speaker 3: got to dig it in your history and find out
• 15:12
  Speaker 3: that you had some did some really dodgy videos that
• 15:16
  Speaker 3: could consider you a child molester or you know, like
• 15:21
  Speaker 3: it wasn't good. So why don't you stop talking on
• 15:24
  Speaker 3: women like, we don't need eyelashes, We don't need your
• 15:28
  Speaker 3: opinion honestly about our eyelashes. People want are gonna wear
• 15:32
  Speaker 3: what they want to wear. They want to wear eyelashes,
• 15:35
  Speaker 3: let them.
• 15:36
  Speaker 1: First of all, I need my motherfucking eyelashes. I don't
• 15:40
  Speaker 1: know what the hell he talking about. They're like a
• 15:42
  Speaker 1: crazy hell. Now, once you start doing something, it's like
• 15:45
  Speaker 1: you look crazy without it. So I like my lashes
• 15:49
  Speaker 1: maya goddamn business. What you need to do is check
• 15:51
  Speaker 1: on your damn health because you don't look healthy at all.
• 15:55
  Speaker 1: You don't need to be that fucking big what's out
• 15:57
  Speaker 1: what your skin? You know, the skin is your biggest
• 15:59
  Speaker 1: or so I can only imagine with the inside of
• 16:02
  Speaker 1: that big body looking like because his skin looks explorable,
• 16:06
  Speaker 1: let's talk about that. What you're really is a dermatologist.
• 16:11
  Speaker 3: He got really bad dark circles in his eyes, but
• 16:13
  Speaker 3: that might be hereditary under his thighs.
• 16:17
  Speaker 2: Eyes. I ain't seen that, nigga, thigh don't put that out.
• 16:20
  Speaker 1: Imagine what them thighs looking like.
• 16:23
  Speaker 3: No, I'm not gonna do that because I ain't because
• 16:25
  Speaker 3: then we're just doing what he's doing.
• 16:27
  Speaker 2: So I'm not gonna girl.
• 16:29
  Speaker 1: You know, I go to hell every time. Okay, Yeah,
• 16:33
  Speaker 1: so y'all stay stay heavenly. We're coming from women. I'm
• 16:37
  Speaker 1: so sick of men telling women what to fucking do. Like,
• 16:40
  Speaker 1: mind your business already. There's enough women out here that
• 16:44
  Speaker 1: has the thing that you like for you to go
• 16:47
  Speaker 1: for that and talk about that. Yeah right, there's a
• 16:50
  Speaker 1: lot of.
• 16:50
  Speaker 4: Women who don't wear lashes.
• 16:51
  Speaker 1: A lot.
• 16:52
  Speaker 2: I ain't got on nothing right now, cry. I might
• 16:55
  Speaker 2: not put on nothing, and.
• 16:56
  Speaker 1: I put mine on this morning for Tenny like I
• 16:59
  Speaker 1: did that. Thank you girlfriend, period, But may your fucking
• 17:04
  Speaker 1: business grown sack of shit. I don't like that dude, Okay.
• 17:08
  Speaker 1: Anytime I see him on anybody's platform, I'm disgusting.
• 17:11
  Speaker 4: Like, why do y'all still have conversations with this guy?
• 17:15
  Speaker 1: Why?
• 17:16
  Speaker 2: Yeah, he's it doesn't seem to be a very.
• 17:18
  Speaker 1: Those videos weren't dodgy. Those videos were exactly what the
• 17:21
  Speaker 1: fuck those videos were. And if anybody wants to see him,
• 17:25
  Speaker 1: I'm not spreading child pornography, but this is out there.
• 17:31
  Speaker 1: Go check the Go check the archives, because it's the
• 17:33
  Speaker 1: reason why they tried to scrub that stuff from the
• 17:35
  Speaker 1: Internet archives dot org.
• 17:38
  Speaker 4: You can find him airy spirits. That dude's a problem.
• 17:42
  Speaker 2: Yeah, I agree. Well, let me tell y'all.
• 17:48
  Speaker 3: Over the weekend, I saw this viral post about this
• 17:52
  Speaker 3: woman who went to instacart and she ordered She put
• 17:57
  Speaker 3: the same thing, the same exact items in her Instagram
• 18:00
  Speaker 3: art that she had bought in twenty twenty one, and
• 18:03
  Speaker 3: her total in twenty twenty one was seventy dollars. In
• 18:07
  Speaker 3: twenty twenty four it was one hundred and sixty five
• 18:10
  Speaker 3: dollars for the same small amount of items. So inflation,
• 18:14
  Speaker 3: and she was just discussing how inflation has gotten out
• 18:17
  Speaker 3: of control and how she don't know how she gonna
• 18:19
  Speaker 3: make it because she has kids to feed. And I
• 18:22
  Speaker 3: felt that because I feed it, myself has been quite
• 18:25
  Speaker 3: you know, different this year. So I wanted us to
• 18:28
  Speaker 3: discuss inflation. I want us to talk about how we're handling,
• 18:31
  Speaker 3: and I want to give us some tips that we
• 18:33
  Speaker 3: found online to hindle inflation, you guys, cause it's affecting
• 18:36
  Speaker 3: us all unless y'all like coming like that, so we'll
• 18:40
  Speaker 3: be right.
• 18:40
  Speaker 4: Back, all right, y'all.
• 18:44
  Speaker 1: So we're back, and like Tam said, we want to
• 18:48
  Speaker 1: talk about inflation because it's just something that affects everybody.
• 18:52
  Speaker 1: Like nobody is escaping it. Even people who have, you know,
• 18:58
  Speaker 1: a lot of money, they still feel it because you know,
• 19:01
  Speaker 1: once you make money, it's another thing to try to
• 19:03
  Speaker 1: keep it right. So sometimes they are a little bit
• 19:06
  Speaker 1: more cheaper than our asses. But what causes inflation, So
• 19:10
  Speaker 1: inflation is the rise in prices of goods and services.
• 19:13
  Speaker 1: Over time, consumers lose purchasing power when prices rise. The
• 19:16
  Speaker 1: power of a single unit of currency doesn't go as
• 19:19
  Speaker 1: far as it did before. So that's why they say,
• 19:21
  Speaker 1: like if you win a lottery, take the lump sum, right,
• 19:23
  Speaker 1: because a dollar doesn't have the same value today as
• 19:26
  Speaker 1: it does tomorrow. A little inflation isn't much cause for concern,
• 19:31
  Speaker 1: but inflation can pose serious problems when prices rise too quickly,
• 19:35
  Speaker 1: which we have seen since COVID.
• 19:39
  Speaker 4: You can't tell me this is.
• 19:41
  Speaker 1: Organic inflation, though I feel like this is something that
• 19:44
  Speaker 1: was intentionally done to harm the economy in the United States,
• 19:48
  Speaker 1: but that's another episode. So it's also an imbalance in
• 19:52
  Speaker 1: supply and demand. Inflation tends to increase from consumer demand
• 19:55
  Speaker 1: for goods and services increase while supply remains limited the
• 20:00
  Speaker 1: disruption in supplies, And we saw this with groceries and
• 20:03
  Speaker 1: shit like that, Like you know, one day they say, oh,
• 20:06
  Speaker 1: it's no butter. The next day a bunch of butter
• 20:08
  Speaker 1: on the shelf. So did y'all keep the butter in
• 20:10
  Speaker 1: the back to create like this illusion that there's a
• 20:14
  Speaker 1: lack or less of so now you can put the
• 20:16
  Speaker 1: price up.
• 20:17
  Speaker 4: Who knows.
• 20:20
  Speaker 1: Global energy prices jumped following Russia's invasion of Ukraine, so
• 20:24
  Speaker 1: that's another thing. We got gas inflation, the price of gas.
• 20:29
  Speaker 1: Russia cut off global energy supplies and tighten the marketing.
• 20:32
  Speaker 1: So they're gonna blame all this is off investipedia dot
• 20:36
  Speaker 1: com And I love this website, y'all know, I do stocks.
• 20:38
  Speaker 1: I'm always on here. But a lot of this shit
• 20:41
  Speaker 1: they blame in other people. Let's talk about the United States.
• 20:45
  Speaker 2: Mm hmm.
• 20:46
  Speaker 1: So basically, inflation erodes purchasing power essentially.
• 20:52
  Speaker 3: Baby, don't it the fuck going on? So what what
• 20:59
  Speaker 3: do you do you personally to combat inflation in your household?
• 21:06
  Speaker 4: So one of the things I have started doing is.
• 21:10
  Speaker 2: Getting a man.
• 21:11
  Speaker 3: That's what I need to do because I need this
• 21:13
  Speaker 3: need to be a two income household.
• 21:16
  Speaker 1: Yeah, Like, if y'all don't realize this life is based
• 21:19
  Speaker 1: off of double occupancy, you better get you a nigga.
• 21:23
  Speaker 1: Like everybody gonna start pairing up real quick. All these
• 21:26
  Speaker 1: niggas who think that they don't need a woman, don't
• 21:28
  Speaker 1: need a wife, all these bitches who think they don't
• 21:30
  Speaker 1: need a man. Everybody gonna be pairing up very soon. So, yes,
• 21:34
  Speaker 1: I did get a refurbished relationship.
• 21:37
  Speaker 2: And here I am.
• 21:38
  Speaker 1: Bitch splitting bills. Absolutely, it ain't fifty to fifty now
• 21:41
  Speaker 1: because I still ain't with that bullshit, But I am
• 21:44
  Speaker 1: responsible for groceries and shit like that. Right, So I
• 21:47
  Speaker 1: have started coupon in a little bit, a little bit
• 21:50
  Speaker 1: pokito because that shit is fucking nerve wrecking. But I
• 21:55
  Speaker 1: bought a app y'all should download it? Is I be otta.
• 22:00
  Speaker 1: They have all these you connect your checking account to
• 22:02
  Speaker 1: it and they tell you, like what stores have.
• 22:07
  Speaker 2: The deals.
• 22:08
  Speaker 1: It's usually like public cvs and shit like that, and
• 22:10
  Speaker 1: people be sleeping on cvs because it appears expensive. But
• 22:14
  Speaker 1: they have a lot of cash back rewards and you
• 22:17
  Speaker 1: can double up, triple up coupons and shit like that.
• 22:19
  Speaker 1: Harris Teeter is a good place to do this type
• 22:21
  Speaker 1: of shit. But y'all can go on YouTube and just
• 22:25
  Speaker 1: type in couponing and there's a lot of people who
• 22:28
  Speaker 1: do the work for you. They tell you exactly where
• 22:30
  Speaker 1: to go at, they tell you how to put the
• 22:32
  Speaker 1: deals together. I bought it is always going to be
• 22:36
  Speaker 1: like one of the main things they talk about, because
• 22:38
  Speaker 1: you know, you get the cash back rewards on different
• 22:42
  Speaker 1: items you buy. So this especially the daily household shit.
• 22:45
  Speaker 1: I hate spending money on like toilet tissue, paper towels.
• 22:48
  Speaker 1: It's so detergent, and so.
• 22:51
  Speaker 2: I definitely started coupon in this year.
• 22:54
  Speaker 3: It would be kind of fun too, Like you cut
• 22:56
  Speaker 3: your little clip, your little Cooper's. You gotta take the
• 22:59
  Speaker 3: ad out, store the in the online and try to
• 23:04
  Speaker 3: make the amount match what the girl says on YouTube, like, yeah,
• 23:07
  Speaker 3: I've been doing that. Sometimes it don't always work out,
• 23:10
  Speaker 3: Like how the fuck she got it down a dollar
• 23:12
  Speaker 3: ninety eight cent in mine is four ninety eight, but
• 23:14
  Speaker 3: still four ninety eight is as better than the twenty
• 23:18
  Speaker 3: five dollars it was gonna be.
• 23:20
  Speaker 2: So I definitely started doing that shit exactly.
• 23:22
  Speaker 1: But for like the holistic girlies, like a lot of
• 23:25
  Speaker 1: the shit, like the food items that be on sell
• 23:29
  Speaker 1: oh eat. So some of you guys, if you are
• 23:32
  Speaker 1: into coupon and start selling that shit, sell the items
• 23:35
  Speaker 1: that you get, like I don't use regular toothpaste, and
• 23:37
  Speaker 1: you always can find crust and Colgate on sale by
• 23:41
  Speaker 1: that shuit. Have put it on a Facebook marketplace, book
• 23:44
  Speaker 1: marketplace offer up because sometimes when I'm looking for certain shit,
• 23:49
  Speaker 1: like I'll go in there see see who's selling what?
• 23:52
  Speaker 2: Right?
• 23:53
  Speaker 1: I agree, I stayed balling the budget, y'all heard me
• 23:56
  Speaker 1: just say, I fly. I flew on the fucking companion pass.
• 24:00
  Speaker 3: So but sometimes them ships end up costing you more
• 24:04
  Speaker 3: than a fucking ticket. Ahead you bought it in the
• 24:06
  Speaker 3: first place, that's the only problem because then you got
• 24:09
  Speaker 3: to buy a hotel room. Then you might end up
• 24:10
  Speaker 3: actually having a buyer plane ticket like me. Right now,
• 24:14
  Speaker 3: it's a crap shoot. Yeah that is a crap shoot.
• 24:17
  Speaker 3: But if you can travel, but when you win, you
• 24:19
  Speaker 3: win big. So yeah, yeah, so I get that.
• 24:24
  Speaker 2: Fuck that.
• 24:24
  Speaker 3: If you can travel on the Buddy Pass, y'all get
• 24:26
  Speaker 3: you all the Buddy pass. Don't buy the plane tickets
• 24:28
  Speaker 3: stay too high?
• 24:29
  Speaker 2: What else do you do?
• 24:31
  Speaker 1: Let me see what any other adjustments I've made get
• 24:34
  Speaker 1: you a fucking Costco car, bitch, because Costco gas be
• 24:37
  Speaker 1: cheaper than everybody else's. Really yeah, I'm not really a
• 24:43
  Speaker 1: before like doing it, like the low light low coupon.
• 24:46
  Speaker 1: I have always like gone on. I have all the
• 24:50
  Speaker 1: different grocery stores that I shop at. I have the
• 24:52
  Speaker 1: apps on my celephone, so I always look for deals
• 24:56
  Speaker 1: before I even leave the house. You know, I make sure,
• 25:00
  Speaker 1: like see what I see what you need. Don't just
• 25:02
  Speaker 1: go to the grocery store buying shit. See what you
• 25:05
  Speaker 1: actually need first, right, because you end up in the
• 25:08
  Speaker 1: store with no list and you just buying a bunch
• 25:10
  Speaker 1: of shit you really don't.
• 25:12
  Speaker 3: Especially, don't go hungry too. Don't go to the store
• 25:15
  Speaker 3: hungry because you will buy some shit.
• 25:18
  Speaker 2: Yeah, you will get some shit that you don't need.
• 25:21
  Speaker 2: I like to.
• 25:22
  Speaker 3: So what I've done is I've been doing factor meals.
• 25:28
  Speaker 3: So but I have a friend who works for Factor
• 25:31
  Speaker 3: and they get forty percent off. So I use their
• 25:34
  Speaker 3: discount code, so I get forty percent off. I get
• 25:38
  Speaker 3: seven meals for like seventy bucks. Wow, that's cheap.
• 25:44
  Speaker 1: Are they tasty?
• 25:46
  Speaker 2: Yeah? They tasty? They taste nice. I mean, it ain't like.
• 25:51
  Speaker 3: It ain't all of that, like, it ain't like, oh
• 25:53
  Speaker 3: I can't wait to get to my factor box.
• 25:55
  Speaker 2: But it ain't bad like it is delicious.
• 25:58
  Speaker 3: I add a little season and I like you are
• 26:00
  Speaker 3: a little judged to it to make it like real flavorful.
• 26:04
  Speaker 3: And then I do that and then I my week.
• 26:07
  Speaker 2: It would be simple, ill order. I know.
• 26:10
  Speaker 3: I'll go get like five of those salad kids, a
• 26:13
  Speaker 3: pack of chicken, and I'll have a protein shape for breakfast,
• 26:18
  Speaker 3: a salad kit for lunch, and affected meal for dinner
• 26:21
  Speaker 3: and my whole week. Ain't I spend like almost one
• 26:24
  Speaker 3: hundred dollars, you know, for a whole week full of
• 26:27
  Speaker 3: my groceries, And I'm getting skinny because the bitch ain't
• 26:29
  Speaker 3: got no money to eat with it.
• 26:31
  Speaker 1: Am that's a plus of inflation, Okay.
• 26:40
  Speaker 3: But my meals are playing out like that. It's simple,
• 26:42
  Speaker 3: it's easy, it's affordable. People don't realize people think Trader
• 26:47
  Speaker 3: Joe's is expensive, but if you go and Trader Joels,
• 26:49
  Speaker 3: they have a lot of really affordable quality stuff in there.
• 26:52
  Speaker 2: So I like shopping at Trader Joe's.
• 26:55
  Speaker 3: Whole Foods, I don't go there no more. That's Whole Check.
• 26:58
  Speaker 3: I stopped going the Whole Foods like that.
• 26:59
  Speaker 1: I want.
• 27:01
  Speaker 3: If I want like a nice cut of salmon or
• 27:04
  Speaker 3: something like that to go on my salad instead of chicken,
• 27:07
  Speaker 3: I'll go to Whole Foods. But I don't like they
• 27:10
  Speaker 3: are a little bit more pricey than Trader Joe's.
• 27:15
  Speaker 1: Target said that they were cutting back on prices because
• 27:19
  Speaker 1: apparently they were way above everybody else's prices, so they
• 27:23
  Speaker 1: did some rollbacks recently at Target.
• 27:26
  Speaker 4: I don't know.
• 27:27
  Speaker 1: So okay, so what cleaning supplies and laundry detergent again,
• 27:33
  Speaker 1: Like Publics always has this thing where you I think
• 27:36
  Speaker 1: it's buy buy fifty dollars worth and you get fifteen,
• 27:42
  Speaker 1: like a fifteen dollars Target gift card. Yeah, so that's
• 27:48
  Speaker 1: usually once a month they have that. So that's usually
• 27:51
  Speaker 1: when I buy my detergent and stuff like that and
• 27:53
  Speaker 1: get that fifteen dollars back, and shit, if I want
• 27:55
  Speaker 1: to go and buy a bathing suit and some shit
• 27:57
  Speaker 1: fifteen dollars off. So you just got to look for me, like,
• 28:00
  Speaker 1: and we are single people. I can't imagine what people
• 28:04
  Speaker 1: with children are doing, and so we probably should have
• 28:06
  Speaker 1: got a coupon or on here, just somebody who has
• 28:09
  Speaker 1: children and to have a real life experience with dealing
• 28:14
  Speaker 1: with inflation, because it's not just you you're responsible for.
• 28:17
  Speaker 3: Right when you have kids, it's a whole different ball
• 28:19
  Speaker 3: game because clothes.
• 28:20
  Speaker 4: School's coming back up.
• 28:22
  Speaker 3: Like, and they they gotta get school supplies. Maybe we
• 28:27
  Speaker 3: should do like a drive a drive for school supplies
• 28:31
  Speaker 3: for kids in our community or something like that.
• 28:33
  Speaker 2: That would be nice.
• 28:35
  Speaker 3: Another thing I do is like the things like I
• 28:38
  Speaker 3: used to do every two weeks, I stretch it out
• 28:40
  Speaker 3: a month. Like so my nails I don't go every
• 28:43
  Speaker 3: two weeks. Now I go once a month. I get
• 28:45
  Speaker 3: my nails done once a month. And I made them
• 28:47
  Speaker 3: shorter because longer nails pop up faster and shorter nails don't.
• 28:53
  Speaker 3: So I was acting like I just want it shorter. No,
• 28:55
  Speaker 3: I just can't do it every two weeks anymore.
• 29:01
  Speaker 1: The maintenance girls, what the fuck are y'all bitches doing?
• 29:04
  Speaker 1: Because I do most of my own maintenance. Now, I
• 29:05
  Speaker 1: did start getting petticares at least once a month, and
• 29:09
  Speaker 1: really the main reason why is to patronize me.
• 29:13
  Speaker 3: You're scratching that man. Shut out, You scratching that man
• 29:16
  Speaker 3: up in that bed. You can't in the bid. No
• 29:21
  Speaker 3: going making sure.
• 29:22
  Speaker 1: My god daughter makes some money too, So I just
• 29:25
  Speaker 1: go to her to get my get my toes out.
• 29:27
  Speaker 1: She does really amazing petticares also, So that's little maintenance.
• 29:33
  Speaker 1: I do my own hair. Like I'm start I'm gonna
• 29:37
  Speaker 1: start paying for maintenance though, I think.
• 29:41
  Speaker 2: Times waxing. I start waxing away from I was.
• 29:47
  Speaker 3: Like so for real all year, like from the beginning
• 29:51
  Speaker 3: of year till now.
• 29:52
  Speaker 2: You know, I just had it like yeah, wolf pussy
• 29:55
  Speaker 2: for real.
• 29:55
  Speaker 3: But uh, because I ain't doing nothing. I ain't like
• 29:59
  Speaker 3: it's just you.
• 30:00
  Speaker 2: You ain't using it. I ain't using it.
• 30:02
  Speaker 3: So I wasn't doing all of that, just kept it clean,
• 30:04
  Speaker 3: you know, But I ain't do nothing with it.
• 30:07
  Speaker 2: But it is the summertime. It got too hot for that.
• 30:10
  Speaker 3: So I went and got a bikini there and I
• 30:14
  Speaker 3: use that and I mean it's cool. It's not like
• 30:18
  Speaker 3: baby smooth like wax. But I mean, ain't nobody like
• 30:22
  Speaker 3: what I needed. You know, it's good. It does what
• 30:25
  Speaker 3: I needed to do, So that's money saved for me
• 30:29
  Speaker 3: because that added up lashes as y'all. Like I said earlier,
• 30:33
  Speaker 3: I ain't got no lashes on saving money. I use
• 30:37
  Speaker 3: a strip. I wear a strip instead of paying for
• 30:40
  Speaker 3: actual lashes because they are expensive.
• 30:44
  Speaker 1: Yeah, I think people who even if you have the
• 30:48
  Speaker 1: means to do all of these things, like eventually, if
• 30:52
  Speaker 1: you're not feeling this inflation today, eventually you will, so
• 30:55
  Speaker 1: you should start acting like it's already affecting.
• 30:58
  Speaker 2: Right exactly.
• 31:00
  Speaker 4: I just don't like. I don't like spending money on
• 31:02
  Speaker 4: certain things.
• 31:05
  Speaker 3: I don't want to wait till I don't got no
• 31:07
  Speaker 3: money to make changes.
• 31:09
  Speaker 4: And that's what people are. That's what a lot of
• 31:11
  Speaker 4: people are missing.
• 31:12
  Speaker 1: Like even on social mediay'all think these people have all
• 31:14
  Speaker 1: this shit and they don't.
• 31:16
  Speaker 4: We don't him being honest, motherfucker.
• 31:18
  Speaker 1: Is not be They be wearing fake bags, fake shoes. Meanwhile,
• 31:23
  Speaker 1: you trying to spend your whole tax return on a
• 31:25
  Speaker 1: real bag. Okay, R these bitches is around here with
• 31:29
  Speaker 1: all the fake burkins, everybody can't even buy a burkin.
• 31:32
  Speaker 1: Y'all know that everybody don't have access to buy no
• 31:35
  Speaker 1: fucking burkin for real, And even like in places like
• 31:39
  Speaker 1: the real real, like you still spending thirty thousand dollars
• 31:42
  Speaker 1: on a bag, y'all think they're really doing that?
• 31:46
  Speaker 3: That shit? It don't really appeal to me no more.
• 31:50
  Speaker 3: There was a time where I used to aspire to
• 31:52
  Speaker 3: have those things, but now it just seems silly to me.
• 31:55
  Speaker 2: Thirty thousand dollars on a bag don't sound like it, don't.
• 31:58
  Speaker 1: Seem it don't sound like future exactly. I mean, well,
• 32:02
  Speaker 1: the bags and watchers and stuff like that, they do
• 32:04
  Speaker 1: hold a value, so you it's not a bad investment,
• 32:09
  Speaker 1: per se. But there's other ways to diversify your goddamn portfolio.
• 32:15
  Speaker 3: But let's say something really uh, you know, what's the
• 32:19
  Speaker 3: word cataclyptic, catastrophic catastrophic happens. Are the bags gonna have
• 32:28
  Speaker 3: the same value in that moment, you.
• 32:30
  Speaker 4: Know, like what you're gonna carry in the water, Right?
• 32:36
  Speaker 3: So I just want to make sure that I'm setting
• 32:38
  Speaker 3: myself up for success in any environment. And I don't
• 32:43
  Speaker 3: know if persons is really gonna make the difference for me.
• 32:46
  Speaker 2: It's not I used to I don't get me.
• 32:48
  Speaker 3: Wrong, if y'all my birthday come in, if y'all want
• 32:50
  Speaker 3: to send me a nice bag, I'm going.
• 32:52
  Speaker 2: To take it.
• 32:54
  Speaker 1: But you ain't buying it, bitch.
• 32:59
  Speaker 2: M I ain't buying none of that shit. Yeah, it's
• 33:02
  Speaker 2: not the season for that.
• 33:04
  Speaker 1: I remember when I lived in when I lived in Atlanta,
• 33:07
  Speaker 1: I was looking to buy a house at that time.
• 33:09
  Speaker 1: So my realtor girl, just because I think people will
• 33:13
  Speaker 1: assume that because it's a white person, they assume their
• 33:16
  Speaker 1: bags and should be real that lady bought all her
• 33:20
  Speaker 1: bags from the goddamn the Atlanta like flea market, all
• 33:25
  Speaker 1: of them.
• 33:26
  Speaker 2: Yeah.
• 33:27
  Speaker 3: There was this football player that I was talking to
• 33:30
  Speaker 3: many years ago that y'all know. I ain't gonna say
• 33:32
  Speaker 3: his name, but he was talking about how he get
• 33:35
  Speaker 3: all his ear rings from players because people going to
• 33:38
  Speaker 3: just assume his diamonds is real eera, because of.
• 33:41
  Speaker 2: Who he is and what he do.
• 33:43
  Speaker 4: Yeah, once your reputation precedes you like.
• 33:48
  Speaker 2: A player. I was like, I can go to Claires myself. Baby,
• 33:51
  Speaker 2: you ain't gotta go.
• 33:54
  Speaker 1: That's a smart man, and I bet you he still
• 33:56
  Speaker 1: has his You said NFL. He got his NFL money.
• 34:02
  Speaker 2: He's probably yeah, he's still very successful. Man.
• 34:04
  Speaker 1: You gotta be frugal even when you have the money.
• 34:07
  Speaker 1: It's still weird to me, like when celebrities do like
• 34:11
  Speaker 1: frugal things online and regular people be like, ah, like
• 34:16
  Speaker 1: you can't afford no, bitch. You don't notice science of business.
• 34:21
  Speaker 1: You don't know nothing about money if you think you
• 34:24
  Speaker 1: just supposed to spend it because you have it. The
• 34:26
  Speaker 1: more money you have, the more people you also taken
• 34:28
  Speaker 1: care of as well.
• 34:30
  Speaker 2: That's true.
• 34:32
  Speaker 1: So instead of buying a bag, I'm definitely buying some stocks. Okay,
• 34:36
  Speaker 1: the stock market, I'm waiting for it to crash. It's
• 34:39
  Speaker 1: like a by the dip on all the shit. I'm
• 34:43
  Speaker 1: mad at myself right now. I didn't get into the
• 34:45
  Speaker 1: video like motherfuckers really became millionaires off in the video
• 34:49
  Speaker 1: in the last twelve months.
• 34:52
  Speaker 3: If you would have been this properly my in like
• 34:55
  Speaker 3: twenty thirteen, my ex boyfriend was like by bitcoin with me,
• 35:01
  Speaker 3: and I was like, what is there? I can't wrap
• 35:04
  Speaker 3: my head around it. I don't want none of that.
• 35:06
  Speaker 3: It just sounds like something that And lord, I kicked
• 35:10
  Speaker 3: myself and ask every day thinking about how much bitcoin
• 35:14
  Speaker 3: he had when we broke up. I think he had
• 35:17
  Speaker 3: like at least ten bitcoin, wow, because it was so
• 35:21
  Speaker 3: cheap back then.
• 35:22
  Speaker 2: So now yeah, yeah he up where you at.
• 35:28
  Speaker 3: If he held onto it, he's definitely up. So kudos
• 35:32
  Speaker 3: to you for being smart with it.
• 35:33
  Speaker 2: You know.
• 35:34
  Speaker 1: Well, I'm not a financial advisor, but I would suggest
• 35:38
  Speaker 1: people to research XRP ripple.
• 35:41
  Speaker 4: That's a that's a cryptocurrency.
• 35:44
  Speaker 1: And this is the coin that the financial institutions Bank
• 35:49
  Speaker 1: of America, JP, Morgan, and Chase. This is a cryptocurrency
• 35:54
  Speaker 1: that they are looking to have, right because the thing
• 35:56
  Speaker 1: with crypto is because the thing with crypto is that
• 35:59
  Speaker 1: it's not something that the government, our government can really
• 36:02
  Speaker 1: control in a way, you know, So they're trying to
• 36:05
  Speaker 1: find ways to regulate cryptocurrency, and when they do, XRP
• 36:11
  Speaker 1: is gonna be that thing. XRP is only yes, ripple XRP.
• 36:19
  Speaker 1: I'm trying to pull it up to tell y'all how
• 36:21
  Speaker 1: much it costs today. It's only since right now. I'd
• 36:28
  Speaker 1: buy as much as you could research it first. Don't
• 36:32
  Speaker 1: take my advice, you know, just look it up. It's
• 36:36
  Speaker 1: forty three cents today.
• 36:39
  Speaker 2: So I'm gonna go buy me a dollar. Is worth.
• 36:43
  Speaker 1: Two forty three cents.
• 36:51
  Speaker 3: Y'all just buy me too and forget about it and
• 36:53
  Speaker 3: see what it turned into in a couple of years.
• 36:56
  Speaker 4: See what happened. See what happened?
• 37:00
  Speaker 3: So, uh, timemagazine Time dot Com put out a list
• 37:06
  Speaker 3: of ways to combat inflation as an individual, and honestly,
• 37:11
  Speaker 3: I feel like they don't really.
• 37:13
  Speaker 2: Know what the fuck to do either.
• 37:14
  Speaker 3: Hold I'm gonna share this list with y'all, but it
• 37:17
  Speaker 3: says first, review your budget, which is basically what we were.
• 37:21
  Speaker 2: Saying, like, analyze what you have and analyze what you spend.
• 37:26
  Speaker 3: Obviously, I still feel like it's important to save, you know,
• 37:29
  Speaker 3: even if it's just a little bit, you know, try
• 37:32
  Speaker 3: to say that, you know when you're So it says analyze.
• 37:35
  Speaker 3: If you don't have a budget, it's time to create one.
• 37:38
  Speaker 3: So ladies and gentlemen, look at your money and really
• 37:42
  Speaker 3: sit down and analyze that shit and see where it's
• 37:44
  Speaker 3: going because you spend it too much on door dash. Bitch,
• 37:48
  Speaker 3: I know it's somebody listening, Like damn, she talking to me. Yes, bitch,
• 37:51
  Speaker 3: I'm talking to you, Stin.
• 37:53
  Speaker 1: I was talking to your ass earlier this year about
• 37:56
  Speaker 1: that goddamn door dash I saw there was a poll
• 38:00
  Speaker 1: on Instagram and it said name something that people do
• 38:04
  Speaker 1: that you would never do with some shit like that,
• 38:07
  Speaker 1: and I said, Uber eats, door Dash and paying for dick, Like,
• 38:14
  Speaker 1: I'm going to get my own food. I don't want nobody.
• 38:16
  Speaker 1: It's bad enough if somebody else is cooking it, right,
• 38:18
  Speaker 1: you know how I am about food. Now I got
• 38:21
  Speaker 1: to depend on this person driving my shit to my
• 38:23
  Speaker 1: fucking house.
• 38:25
  Speaker 3: It's so convenient. It's so convenient. I understand why y'all
• 38:29
  Speaker 3: like it much.
• 38:30
  Speaker 1: It's too much, too much, and they've created a battle
• 38:35
  Speaker 1: between the drivers and the goddamn customers about tipping and
• 38:40
  Speaker 1: stuff like that, and y'all not even they're not even
• 38:42
  Speaker 1: paying the drivers that much to deliver this shit.
• 38:45
  Speaker 3: Yeah, they get most of it. I mean, the merchant
• 38:47
  Speaker 3: gets a lot of it, and then that the fee
• 38:50
  Speaker 3: they get a lot, they get a higher percentage, seems like,
• 38:53
  Speaker 3: so that's not fair. But I knew I was doing
• 38:56
  Speaker 3: too much when I had an issue with my meal,
• 39:00
  Speaker 3: so I called door Dash and they was like, as
• 39:03
  Speaker 3: one of our vi ps, we're gonna connect you to
• 39:05
  Speaker 3: a different line vi P. I'm spending too much with y'all.
• 39:11
  Speaker 2: I spend it too much money with you motherfuckers.
• 39:13
  Speaker 3: I'm a VIP at door Dash, so that's what I
• 39:18
  Speaker 3: changed my life. I was like, you know what off
• 39:21
  Speaker 3: your VIP bitch?
• 39:23
  Speaker 1: I see another post that said am I the door
• 39:26
  Speaker 1: Dash person must have messaged the guy was like, can
• 39:29
  Speaker 1: you meet me downstairs at the gate? And he was like,
• 39:32
  Speaker 1: is this uh at the gate? Right?
• 39:38
  Speaker 3: I remember I got into it with a door Dash bitch.
• 39:40
  Speaker 3: I was car, what's the car? Bring your big back
• 39:45
  Speaker 3: downstairs and get your own lunchable, bitch.
• 39:49
  Speaker 2: I was like, you little roach. She looked like a roach.
• 39:54
  Speaker 1: All right now for they get you like Cardi B roaches.
• 40:00
  Speaker 2: I'm it was.
• 40:02
  Speaker 3: Bad at Cardi B because she's you know, I'm real black.
• 40:07
  Speaker 3: That girl looked like she had two pieces of hair
• 40:09
  Speaker 3: that looked like they was standing up like some fucking antennas.
• 40:15
  Speaker 3: Oh it's gonna call me big bag bitch, bring my
• 40:17
  Speaker 3: shit to my door right. Number two on the list
• 40:21
  Speaker 3: diversify your income. So it says when inflation is high,
• 40:25
  Speaker 3: finding ways to cut and save is important, but so
• 40:27
  Speaker 3: is increasing your income. Diversifying your income to include a
• 40:31
  Speaker 3: side hustle or part time job can help you keep
• 40:34
  Speaker 3: up with rising calls.
• 40:36
  Speaker 4: They're just trying to find ways for people not to
• 40:38
  Speaker 4: live because what.
• 40:39
  Speaker 1: I'm hearing is have a full time job plus get
• 40:42
  Speaker 1: a part time job, and what does that do for
• 40:45
  Speaker 1: the quality of life? Right?
• 40:48
  Speaker 2: Like, be a whit.
• 40:49
  Speaker 1: Shit is fucking free. This earth is free. I understand
• 40:54
  Speaker 1: we have to pay people to manufacture shit, to create things,
• 40:57
  Speaker 1: but some of the shit we be paying for water, electricity,
• 41:02
  Speaker 1: if those things were free tomorrow, the world would be
• 41:04
  Speaker 1: totally different. And that's why they'll never let us know
• 41:07
  Speaker 1: that energy is fucking really free.
• 41:10
  Speaker 3: It's all around us Wi Fi.
• 41:13
  Speaker 1: That's not new technology. That shit has been around, like
• 41:17
  Speaker 1: all these things that we pay for. The cell phone
• 41:19
  Speaker 1: fucking bill. Why the fuck is my cell phone bill going?
• 41:22
  Speaker 1: Myself bill has went up forty fucking dollars in the
• 41:25
  Speaker 1: last year, from a ninety nine ninety nine dollars to
• 41:28
  Speaker 1: one phone. To me, it's already expensive. My shit has
• 41:31
  Speaker 1: went up one hundred to one hundred and forty dollars. Verizon. Okay,
• 41:35
  Speaker 1: I've been a customer since my freshman year at fucking college. Okay, man,
• 41:40
  Speaker 1: let me tell you.
• 41:41
  Speaker 2: I call them people.
• 41:43
  Speaker 3: I call uh Spectrum in Verizon, and I and I
• 41:47
  Speaker 3: complain every bill cycle like I need to speak to
• 41:50
  Speaker 3: somebody before I pay. I'm gonna pay it, but I
• 41:52
  Speaker 3: gotta talk shit to somebody before I like to do
• 41:56
  Speaker 3: it every every bill cycle.
• 41:59
  Speaker 2: Why is this much? Well, ma'am, you didn't pay for Jude? Okay?
• 42:06
  Speaker 1: I actually all that.
• 42:07
  Speaker 3: Make it make sense be because I don't understand why
• 42:10
  Speaker 3: it's too sick?
• 42:11
  Speaker 1: Why was it so much last month that I didn't
• 42:13
  Speaker 1: hit it?
• 42:18
  Speaker 2: Girl?
• 42:18
  Speaker 1: Life is stressful, Like listen.
• 42:21
  Speaker 4: That's one thing about like on the islands and stuff
• 42:23
  Speaker 4: like that.
• 42:24
  Speaker 1: These people be chilling. They have their little small businesses.
• 42:28
  Speaker 1: They live, you know, simple lives, but I'm pretty sure
• 42:34
  Speaker 1: they're happier. It's such a rat race in America. It's like, yeah,
• 42:41
  Speaker 1: I'm tired of it. I guess I haven't really been
• 42:43
  Speaker 1: in the rat race per se since I got laid
• 42:46
  Speaker 1: off from work in twenty seventeen.
• 42:47
  Speaker 4: I've been figuring it the fuck.
• 42:48
  Speaker 1: Out because I want my life. That's how bad I
• 42:51
  Speaker 1: want my life. Like I'm gonna figure out a way
• 42:54
  Speaker 1: to get money as opposed to having to exchange my
• 42:58
  Speaker 1: time for the rest of my life. That's not living.
• 43:02
  Speaker 3: Yeah, it's yeah, I'm I'm looking for someone to come
• 43:08
  Speaker 3: in and just say, be a stay at home mom,
• 43:11
  Speaker 3: or just be a stay at home.
• 43:14
  Speaker 2: God what you have done for others, see fear for
• 43:16
  Speaker 2: me Lord a mercy man.
• 43:18
  Speaker 1: That's a job. Like I have a friend who has kids,
• 43:22
  Speaker 1: stay at home mom, but she wakes up when her
• 43:25
  Speaker 1: husband wakes up, and she's on all day long, and
• 43:28
  Speaker 1: so he goes to science.
• 43:29
  Speaker 4: So yeah, he makes the money.
• 43:31
  Speaker 1: But.
• 43:33
  Speaker 2: It's not it's not care free. I didn't say it was.
• 43:37
  Speaker 3: Now, some people do live a care free where they
• 43:39
  Speaker 3: got nannies and maids and and they.
• 43:41
  Speaker 2: Don't have to work. That's what I aspired to you.
• 43:43
  Speaker 1: When you got a nanny, you still want to care
• 43:45
  Speaker 1: about your kids. You want them to fuck, not just
• 43:47
  Speaker 1: the nanny, right.
• 43:49
  Speaker 3: I don't want them to cry and run to the nanny.
• 43:51
  Speaker 3: That would make me say like, bring your ass here,
• 43:53
  Speaker 3: a little nig, but you gotta journey, my mom. I
• 44:01
  Speaker 3: wasn't queen ee no.
• 44:05
  Speaker 2: All right, but no, listen.
• 44:07
  Speaker 3: One of my best friends, she's a stay at home
• 44:09
  Speaker 3: mom of two toddlers. And I see that bitch with
• 44:12
  Speaker 3: a broom in her hand every single day on FaceTime.
• 44:15
  Speaker 3: I'd be like, bitch, you one thing I'm gonna see
• 44:17
  Speaker 3: for sure. If I don't see nothing else, is you
• 44:19
  Speaker 3: attached to a broom every day? She's like, if I
• 44:22
  Speaker 3: did not sweep at least three times a day, this
• 44:24
  Speaker 3: floor would look crazy.
• 44:25
  Speaker 2: With these toddlers. We took them to the movies the
• 44:29
  Speaker 2: other day. Baby, they took me through it.
• 44:31
  Speaker 3: Honey, that the little one, the little one is not
• 44:35
  Speaker 3: She's like, you're scared of him.
• 44:36
  Speaker 1: I was like, yes, not, just got your ass shook
• 44:44
  Speaker 1: all right.
• 44:44
  Speaker 3: Number three pay down high interest in no, so thanks tim, bitch.
• 44:49
  Speaker 1: I stopped paying my credit card. I stopped paying it.
• 44:52
  Speaker 1: I'm gonna figure it out. Yes I did, y'all listen,
• 44:55
  Speaker 1: I stopped king at credit card with a very high
• 44:58
  Speaker 1: interest rate.
• 45:00
  Speaker 4: I know how to fix credit debt. I'm know how
• 45:02
  Speaker 4: to fix debt.
• 45:04
  Speaker 2: Right.
• 45:04
  Speaker 1: So we live in an economy, we live in a
• 45:09
  Speaker 1: in a country, right, everybody's in debt, even the fucking country.
• 45:14
  Speaker 1: So at one point do you think the citizens of
• 45:18
  Speaker 1: that country aren't going to have some form of debt,
• 45:21
  Speaker 1: Like debt actually makes money. M h, y'all ain't making
• 45:26
  Speaker 1: them more money off my motherfucking debt. Y'all can have
• 45:28
  Speaker 1: that ship. I'll figure it out on the back end
• 45:32
  Speaker 1: one of my credit cards, the interust rate. I kept calling, Hey,
• 45:35
  Speaker 1: y'all think y'all can lord this interest rate. They wouldn't,
• 45:39
  Speaker 1: And that's that's an option. You can call and ask
• 45:41
  Speaker 1: for a lower indust rate so you can be in
• 45:43
  Speaker 1: a position to try to pay some shit off. And
• 45:45
  Speaker 1: when the creditors aren't trying to work with you, when
• 45:50
  Speaker 1: they they too are in debt, boyfucking boyfuck you.
• 45:55
  Speaker 2: Well, if y'all don't want to go a j rowld,
• 45:57
  Speaker 2: let me tell y'all what it says.
• 46:03
  Speaker 3: Thanks to inflation, there is less money available to spend
• 46:05
  Speaker 3: on everything, including debt repayment. Aggressively paying off high interest debt,
• 46:09
  Speaker 3: including personal loans, payday loans, and credit cards can help
• 46:12
  Speaker 3: free up cash to spend on other items. If you
• 46:15
  Speaker 3: have a good or excellent credit you can also consider
• 46:18
  Speaker 3: transferring your high interest rate debt to a zero percent
• 46:21
  Speaker 3: balance transfer credit card. If you're able to pay off
• 46:25
  Speaker 3: your balances before the end of the introductory rate, which
• 46:27
  Speaker 3: is off to six to eighteen months, this can help
• 46:30
  Speaker 3: you save a lot of interest. Before committing to a
• 46:33
  Speaker 3: balanced transfer credit card, make sure you understand the terms
• 46:36
  Speaker 3: and if there is a transfer fee or annual fee involved.
• 46:40
  Speaker 3: So I mean that's an option you.
• 46:41
  Speaker 2: Guys to like. That is not an option.
• 46:44
  Speaker 1: That's not a real option. Paying off debt to free
• 46:48
  Speaker 1: up money is not a real thing. You're not gonna
• 46:52
  Speaker 1: have that money back. You're not gonna have no.
• 46:55
  Speaker 2: But but you don't want to have that debt.
• 46:59
  Speaker 1: Fuck that. Okay, fuck that debt, y'all. Tell y'all, y'all,
• 47:04
  Speaker 1: let no house fucking look my credit score good? Okay,
• 47:09
  Speaker 1: Like I said, fuck that debt. Y'all want some pointers,
• 47:13
  Speaker 1: hit me up? No, don't really, don't hit me up,
• 47:14
  Speaker 1: because one thing I don't like is customer service with niggas.
• 47:18
  Speaker 1: I hate trying to show a nigga to do some shit.
• 47:21
  Speaker 1: And you've been like not really liking black people.
• 47:26
  Speaker 2: Five.
• 47:26
  Speaker 3: Open a high yield savings account. Thanks to inflation, if
• 47:30
  Speaker 3: you aren't earning interest on your savings, you are losing money.
• 47:34
  Speaker 3: A high yel savings account is a savings account that
• 47:37
  Speaker 3: offers a high rate of return than the average saving account.
• 47:41
  Speaker 3: Online banks can often offer an even better interest rate
• 47:45
  Speaker 3: than traditional banks, since they don't have to pay expensive
• 47:47
  Speaker 3: overhead costs. A high yield savings account is a great
• 47:51
  Speaker 3: place to store your short turn short to medium turn savings,
• 47:54
  Speaker 3: such as your emergency funk.
• 47:56
  Speaker 1: Listen, they are asking people to save money that they're
• 47:59
  Speaker 1: nod fucking making the average rent right now, okay, because
• 48:05
  Speaker 1: they're almost making home ownership just so far away from
• 48:09
  Speaker 1: most people. The average rent is twenty five hundred dollars
• 48:13
  Speaker 1: for a one bedroom. It's like fifteen hundred dollars, right
• 48:16
  Speaker 1: This is the average rent across the country. People do
• 48:18
  Speaker 1: not have money to save in that way unless you
• 48:22
  Speaker 1: already had money accumulated. I think millennials are going to
• 48:26
  Speaker 1: be probably fucked up the most because we're not getting
• 48:28
  Speaker 1: our pseudo loans forgiven all right, right, so so.
• 48:32
  Speaker 2: Hard it might not exist by the time we.
• 48:34
  Speaker 1: Get exactly like we have always been the generation to
• 48:37
  Speaker 1: feel all a bullshit, Okay, I don't see anybody who
• 48:44
  Speaker 1: has children, who has a mortgage and all that, who
• 48:47
  Speaker 1: actually has money to save and put in a hide
• 48:50
  Speaker 1: a high yield interest. You and what you're saying essentially
• 48:54
  Speaker 1: is give your money to the banks to also use
• 48:56
  Speaker 1: your shit, use your money to invest in shit, and
• 49:00
  Speaker 1: possibly lose your money because when the markets crashed, that
• 49:03
  Speaker 1: money that you've now put in the bank. You no
• 49:05
  Speaker 1: longer have that money. Y'all saw that in California last
• 49:08
  Speaker 1: years time, where a credit union shut down and the
• 49:12
  Speaker 1: and the members came for their money and they couldn't
• 49:15
  Speaker 1: get it.
• 49:15
  Speaker 2: It was like, get it back in blood.
• 49:18
  Speaker 1: So why would I pay this fucking credit card? Get
• 49:21
  Speaker 1: it back of blood?
• 49:23
  Speaker 2: I think.
• 49:24
  Speaker 3: I think it's also it's important to have an emergency fund.
• 49:27
  Speaker 3: If you can squeeze, you know, any ounce of money
• 49:30
  Speaker 3: out to put in a how your savings account, so
• 49:33
  Speaker 3: you can have an emergency fund. It's better than a
• 49:34
  Speaker 3: regular one, you know. I mean, that's just an option
• 49:37
  Speaker 3: if you can. If you can't afford it, I would,
• 49:39
  Speaker 3: just because you never know when some bullshit gonna happen.
• 49:42
  Speaker 3: And you got a bag, but you ain't got nothing,
• 49:45
  Speaker 3: no money, you know, like you don't bought it, Like
• 49:48
  Speaker 3: I'm saying, you bought a designer bag instead of saving
• 49:51
  Speaker 3: for an emergency, and now you're out here with a GoFundMe,
• 49:54
  Speaker 3: which do work if people, if people fuck with you,
• 49:57
  Speaker 3: they'll they'll support it. But I mean that may not
• 50:01
  Speaker 3: always be the case. So have you an emergency stash
• 50:05
  Speaker 3: or something in your drawer, Put a little change in
• 50:07
  Speaker 3: the drawer something, bitch.
• 50:08
  Speaker 2: Don't just be out here with nothing.
• 50:10
  Speaker 1: Number. Holding on to fiat currency is never going to
• 50:13
  Speaker 1: be the It's like holding on to paper money ended
• 50:16
  Speaker 1: a mattress, like what happens when that currency no longer
• 50:20
  Speaker 1: has value. So if anything, I would say, buy you
• 50:24
  Speaker 1: some I mean it's not. Long term investments are always
• 50:28
  Speaker 1: going to be better than some short term.
• 50:30
  Speaker 2: Just having it sitting. Yeah, city money in account, so.
• 50:33
  Speaker 1: Like go but with the actual precious metals and stuff
• 50:36
  Speaker 1: like that. I you going to invest in anything for
• 50:38
  Speaker 1: real for the future, it would be if that dollars,
• 50:42
  Speaker 1: it would be that.
• 50:43
  Speaker 2: Yeah, that's what that would be. If you have a
• 50:44
  Speaker 2: couple of dollars.
• 50:45
  Speaker 3: But you could get a high yel savings account with
• 50:47
  Speaker 3: just a little bit of money and just start pouring
• 50:50
  Speaker 3: into that, like you know, just putting a couple of
• 50:51
  Speaker 3: dollars in it every month at least.
• 50:53
  Speaker 4: And what's the highest they want to give? What's the interest?
• 50:56
  Speaker 1: Uh, let me look up a bank and see what
• 51:00
  Speaker 1: is the current interest rate on a savings account in
• 51:04
  Speaker 1: GERI Okay, go ahead, I'll come back.
• 51:09
  Speaker 2: In all right.
• 51:10
  Speaker 3: While you're looking at up, I'm gonna go to the
• 51:11
  Speaker 3: next one, which already discussed what y'all. It says, create
• 51:14
  Speaker 3: a meal plan. So that's what I did, And it
• 51:18
  Speaker 3: really did drop my spending on food down to a
• 51:22
  Speaker 3: fraction of what I had been spending. And it also
• 51:25
  Speaker 3: dropped my weight down to a fraction of the size
• 51:27
  Speaker 3: I was bit because, and you know, obviously I didn't
• 51:31
  Speaker 3: just eat like salads in factory meals. I will also
• 51:36
  Speaker 3: get fruit in like sugar free chocolate and shit talking about.
• 51:41
  Speaker 1: The price of fruit and vegetables for them to be
• 51:45
  Speaker 1: good once you buy in like I'm sick of buying
• 51:48
  Speaker 1: nasty ass mangos. I'm sick of buying nasty ass apples
• 51:52
  Speaker 1: like the fruit they say they just I'm gonna start
• 51:55
  Speaker 1: returning shit. When I tell you, my mama will return
• 51:57
  Speaker 1: your ass to the grocery store. She needed to me too.
• 52:01
  Speaker 2: I am one.
• 52:01
  Speaker 3: I will come in there with a banana open. Excuse me,
• 52:06
  Speaker 3: this banana ain't right. I would like another. I really
• 52:10
  Speaker 3: that girl. If I cut into it and it ain't right,
• 52:15
  Speaker 3: I'm going to take your back. I don't get one peach, Hi,
• 52:18
  Speaker 3: good morning. I bought this peach yesterday. I bought this
• 52:23
  Speaker 3: peach four days ago, and look at it.
• 52:25
  Speaker 1: Now I need my gas money back for having to
• 52:28
  Speaker 1: come drive back over here. I also need that back now.
• 52:31
  Speaker 1: One thing Harris Theater does like they have a guarantee
• 52:34
  Speaker 1: fresh seafood policy. So if you buy some seafood from
• 52:37
  Speaker 1: and it's bad, like, they give you back double your money.
• 52:40
  Speaker 1: I like that. Yes, me too, because me buying like
• 52:44
  Speaker 1: a whole twenty dollars fucking red snapper and get home
• 52:48
  Speaker 1: and the shit is fucking bad, I gotta now drive
• 52:50
  Speaker 1: back to your establishment to return it.
• 52:53
  Speaker 4: You just gonna get me back the same money.
• 52:55
  Speaker 1: No, not just high as inflation, right, I like that too.
• 53:01
  Speaker 2: Another thing that says is batch errands.
• 53:05
  Speaker 3: So with the price of gas, commuting or running multiple
• 53:08
  Speaker 3: errans in a week can get expensive. Rather than driving
• 53:10
  Speaker 3: back and forth to the store whenever you need something,
• 53:12
  Speaker 3: try batching your errands so you can accomplish all of
• 53:15
  Speaker 3: them in one trip. I mean, I guess that makes
• 53:20
  Speaker 3: sense because some people go to the grocery store and
• 53:22
  Speaker 3: get one meal every day.
• 53:24
  Speaker 2: Yeah that's me especially, Yeah, I.
• 53:30
  Speaker 1: For real, I do whatever. I'm a cook, I tend
• 53:33
  Speaker 1: to go to the grocery store to get it for
• 53:36
  Speaker 1: that day. I don't really like store. I'm freezing stuff,
• 53:40
  Speaker 1: you know.
• 53:41
  Speaker 3: But you can save on gas if you just bought
• 53:43
  Speaker 3: a bunch of shit at one time, at least three
• 53:46
  Speaker 3: days worth. Okay, And this one says investing tips, Treasury
• 53:52
  Speaker 3: inflation protected securities is a government security designed to help
• 53:56
  Speaker 3: protect you against inflation. What says TIPS apart from other
• 53:59
  Speaker 3: government securities is that the principle is not fixed. Instead,
• 54:04
  Speaker 3: it can go up and down with inflation as measured
• 54:06
  Speaker 3: by the Consumer Price indecks CPI. When inflation rises, you
• 54:10
  Speaker 3: can benefit from higher income payments. Tips can come in
• 54:14
  Speaker 3: terms of five, ten, or thirty years. At maturity, you
• 54:18
  Speaker 3: either get the higher just a principle or the original value.
• 54:21
  Speaker 3: So the benefit is you never risk losing your initial
• 54:24
  Speaker 3: principal investment. I've never heard of that.
• 54:28
  Speaker 4: I'm gonna have to look into that.
• 54:30
  Speaker 2: Yeah, so y'all look up tips.
• 54:34
  Speaker 3: And then lastly, it says speak to a financial advisor,
• 54:38
  Speaker 3: get you someone who can help you manage your money.
• 54:41
  Speaker 1: But you got to pay, yeah, like.
• 54:45
  Speaker 3: We got to pay them to So I mean that's
• 54:49
  Speaker 3: if you can afford to, you know, pay somebody to.
• 54:53
  Speaker 2: Help you with your money.
• 54:55
  Speaker 3: But there are people out there who don't cost as
• 54:57
  Speaker 3: much that can do it. You know, you can find
• 54:59
  Speaker 3: someone who can help. If you can, if it's in
• 55:01
  Speaker 3: the budget.
• 55:02
  Speaker 4: YouTube university, figure it out yourself.
• 55:04
  Speaker 1: Like at this point, like you're going to have to
• 55:07
  Speaker 1: eliminate some of your bills, right, So getting a financial advisor,
• 55:13
  Speaker 1: that's not really it's a good thing, right, but most
• 55:17
  Speaker 1: people they can't afford a financial advisor. Not a real
• 55:20
  Speaker 1: good per you know. And if you're not making a
• 55:22
  Speaker 1: certain amount of money, like what are you really advising
• 55:25
  Speaker 1: advising for?
• 55:26
  Speaker 3: Like put that fifty cent over there and put another
• 55:29
  Speaker 3: dollar on that side.
• 55:34
  Speaker 1: Yeah, Like I don't know, it's rough out here, but
• 55:38
  Speaker 1: just these are just some like online banks, online savings.
• 55:41
  Speaker 1: So I'm seeing like rates of five point three percent
• 55:46
  Speaker 1: five point two five percent on high interest yield savings accounts.
• 55:52
  Speaker 1: That's not a lot of money. Depend depending on how
• 55:54
  Speaker 1: much money you're actually putting into this state, into this
• 55:57
  Speaker 1: savings account.
• 55:58
  Speaker 4: It's really not a lot of money.
• 56:02
  Speaker 1: Now, I'm gonna tell y'all, So my options, I have
• 56:04
  Speaker 1: been trying to set a goal to make five hundred
• 56:06
  Speaker 1: dollars a day on options. Now I'm gonna tell y'all
• 56:09
  Speaker 1: it could be one day I might lose fifteen Okay,
• 56:13
  Speaker 1: but I have been making that goal for the last
• 56:17
  Speaker 1: couple of months. Okay, I've lost, Yeah, but I've lost
• 56:21
  Speaker 1: some money. But it's not like my initial investment that
• 56:24
  Speaker 1: I've lost. Right that to me, you don't got to
• 56:29
  Speaker 1: hire paying job than options. That is the highest paying
• 56:32
  Speaker 1: job that you could fucking have, right if you can
• 56:35
  Speaker 1: figure out a low routine. So this is just the
• 56:38
  Speaker 1: one little tidbit if you're interested in options. The thing
• 56:41
  Speaker 1: I've been doing for the last couple weeks, I've been
• 56:46
  Speaker 1: getting in the S and P five hundred right at
• 56:50
  Speaker 1: the end of the day, so add three, so this
• 56:52
  Speaker 1: is thirty minutes a day basically. So right at like
• 56:54
  Speaker 1: three o'clock, I start looking at the market, I start
• 56:57
  Speaker 1: looking at S and P five hundred. You can buy
• 57:01
  Speaker 1: option contracts cheaper on Thursdays and Fridays, that's one thing.
• 57:06
  Speaker 1: And the market now allows you to trade fifteen minutes
• 57:09
  Speaker 1: after the market opens and fifteen minutes after it closes
• 57:14
  Speaker 1: when you buy same day contracts, and you can actually
• 57:17
  Speaker 1: like if the if you think that S and P
• 57:19
  Speaker 1: five hundred is going to keep going up after the
• 57:21
  Speaker 1: market closes, you could double your fucking money so fast.
• 57:25
  Speaker 1: But if it goes the opposite way. You could also
• 57:27
  Speaker 1: lose it really fast. So I would suggest people to
• 57:30
  Speaker 1: sign up for TD was not TD Ameritrade anymore.
• 57:34
  Speaker 4: I'm TD amer Trade.
• 57:35
  Speaker 1: It's not. It's not. It's Charles Swab. Now for think
• 57:40
  Speaker 1: a swim. Sign up for think a swim and do
• 57:44
  Speaker 1: some paper tradeing. Paper trading is like using fake money,
• 57:46
  Speaker 1: so you can get acclimated and just try it first
• 57:50
  Speaker 1: before you That's.
• 57:51
  Speaker 2: What I wanted money. I want to learn, learn how
• 57:54
  Speaker 2: to play with that girl.
• 57:56
  Speaker 1: When I tell you there's something like I didn't cried
• 57:58
  Speaker 1: one day, but then other days.
• 58:03
  Speaker 2: I cry a lot of dollar days.
• 58:04
  Speaker 3: So it's a buy some money instead of these niggas.
• 58:14
  Speaker 1: Every day thirty minutes thirty minutes, the last thirty minutes
• 58:17
  Speaker 1: of the day, you should be able to make a
• 58:18
  Speaker 1: couple hundred dollars honestly.
• 58:21
  Speaker 3: All right, well, maybe we need to sit down and
• 58:23
  Speaker 3: you can teach me, or maybe you should do like
• 58:25
  Speaker 3: a live and teach all us, bitch, because I got
• 58:30
  Speaker 3: a curriculum.
• 58:31
  Speaker 1: It's gonna cost you though, that's another investment.
• 58:35
  Speaker 3: Listen, all right, well, do you have any last last
• 58:39
  Speaker 3: for today?
• 58:40
  Speaker 2: What's your last word? Oh?
• 58:43
  Speaker 4: Last word?
• 58:44
  Speaker 1: Couple up. Get you a nigga, Stop backing like you
• 58:47
  Speaker 1: independent bitch. Alright, save a couple of dollars. Get you
• 58:50
  Speaker 1: a fucking boyfriend, girl, he might not be that cute.
• 58:55
  Speaker 3: Get him. Get a boyfriend that can contribute, because right,
• 58:59
  Speaker 3: don't get it?
• 59:00
  Speaker 2: And who need help?
• 59:01
  Speaker 4: Bit, you need help?
• 59:03
  Speaker 1: And this is not just for women, right this, this
• 59:05
  Speaker 1: is for everybody whoever's listening. Couple up.
• 59:08
  Speaker 4: That's one way to battle inflation.
• 59:11
  Speaker 1: Right. Of course, saving money another thing. Call these credit
• 59:17
  Speaker 1: card companies. If you owe anybody any money. Everything in
• 59:20
  Speaker 1: life is negotiable, negotiable everything. Call them see if you
• 59:24
  Speaker 1: can get a lot of interest rate if you don't
• 59:27
  Speaker 1: have to take my way right to do some shit.
• 59:30
  Speaker 1: But if you don't have it, you don't have it.
• 59:34
  Speaker 1: And it's not that I don't have it. Y'all can
• 59:37
  Speaker 1: have it.
• 59:39
  Speaker 3: My last last is stop spending on frivolous bullshit trying
• 59:43
  Speaker 3: to keep up with the joins. Isn't trying to look
• 59:46
  Speaker 3: a certain way or be validated by.
• 59:49
  Speaker 1: Things social media?
• 59:51
  Speaker 3: Don't let yeah, yeah, don't allow these things to validate you.
• 59:54
  Speaker 3: Your work is not aligned with how much stuff you got,
• 59:58
  Speaker 3: How good are you as a person?
• 59:59
  Speaker 2: Are you a good person? Are you healthy?
• 1:00:01
  Speaker 3: Are your friends and family healthy? Are you making positive
• 1:00:03
  Speaker 3: connections with people?
• 1:00:04
  Speaker 2: That's where your value lies, you know, not in the
• 1:00:08
  Speaker 2: things that you have.
• 1:00:09
  Speaker 3: So yeah, fuck that stuff and save your money and
• 1:00:14
  Speaker 3: be kind and be good to people.
• 1:00:16
  Speaker 2: That's my last last period period period poop.
• 1:00:20
  Speaker 1: Look at us.
• 1:00:21
  Speaker 4: Giving a little slight financial advice.
• 1:00:25
  Speaker 1: Alright, y'all listen if you enjoyed this episode, because these
• 1:00:28
  Speaker 1: motherfuckers trying to put me on this hotel. If you
• 1:00:30
  Speaker 1: enjoyed this episode, y'all tune in every Thursday on The
• 1:00:33
  Speaker 1: Black Effect podcast. iHeartRadio apple Way, but though fuck you
• 1:00:37
  Speaker 1: get your podcasts. That is your co host, aj Holiday
• 1:00:41
  Speaker 1: two point oh, hailing all the way from Saint Martin
• 1:00:43
  Speaker 1: Stratton on a motherfucker island. I probably should have got
• 1:00:46
  Speaker 1: on tender livet sight and see what was popping.
• 1:00:48
  Speaker 4: Anyway, what's up, tam Bam.
• 1:00:51
  Speaker 3: You did right by keeping your ass off of there,
• 1:00:54
  Speaker 3: crazy ass girl, y'all.
• 1:00:56
  Speaker 2: It's official, Tam Bam. I love y'all.
• 1:00:58
  Speaker 3: Follow me on Instagram, send us your dumb bitch stories.
• 1:01:01
  Speaker 3: It's hide outside. I know y'all been doing some shit.
• 1:01:03
  Speaker 3: It's it's ninety five it's seven pm, Friday, ninety five degrees.
• 1:01:07
  Speaker 3: That's my favorite shit right now, y'all, that's my favorite shit.
• 1:01:11
  Speaker 2: I love y'all.
• 1:01:11
  Speaker 3: Remember speak now and never hold your peace hold your
• 1:01:16
  Speaker 3: money though, period,