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Never Pay An Unnecessary Fee Again

Don't get caught in a cycle of unnecessary overdraft fees, credit card interest and high-cost loans. A few simple tools can help you hold onto those hard-earned dollars.

Here's what to remember:

- Automation is your friend. Set your bills on autopay.

- Overdraft protection is deceptive. Link your checking account to a savings account to avoid overdraft fees.

- Set up a buffer savings account with automatic deposits.

- Don't use credit cards for emergency spending.

- If you do have an emergency, try asking your employer for your already-earned wages.

- Balance transfer checks can help with…

The skinny

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