The Retirement Risk Tug‑of‑War

Mason Street Retirement Insights · Mar 3, 2026 · 11m

When fear pushes investors toward safety, are they quietly stepping away from opportunity? This episode explores why everyday retirement savers are moving to cash and fixed income while markets tell a more complicated story. Sean Mason breaks down how interest rates, bonds, equities, and media narratives are shaping investor behavior and why risk feels different when it’s your retirement on the line. The conversation digs into emotional decision‑making, misunderstood risk tolerance, and the growing gap between what advisors assume retirees can handle and what retirees actually accept…