Latest / Restaurant Business with Fexingo: Food Service, Hospitality, and Independent Operators
Why Restaurant Insurance Costs Are Skyrocketing in 2026
In Episode 52 of Restaurant Business with Fexingo, Lucas and Luna dive into the hidden profit killer for independent operators: soaring insurance premiums. With commercial property and liability rates up 15-20% year-over-year, many small restaurants are seeing their coverage double or even triple. The hosts break down why claims frequency has spiked since 2023, how the 'nuclear verdict' trend in slip-and-fall lawsuits is driving up costs, and why bundled policies through group purchasing organizations can cut premiums by 25%. They also explore the rise of usage-based insurance tied…
The skinny
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