Latest / Job Hopping with Fexingo: Tenure, Loyalty, and the Modern Career Resume
How Job Hopping Changes Your 401k Strategy
Episode 74 of Job Hopping with Fexingo explores how short tenures affect retirement savings, from vesting schedules to rollover decisions. Lucas and Luna break down the real costs of leaving a job before stock grants vest, using a concrete example: a software engineer at a mid-cap tech company who left 18 months in, forfeiting $12,000 in unvested RSUs. They discuss the 401k cliff vesting trap, the Rule of 72 in compounding lost contributions, and practical strategies like negotiating a signing bonus to offset forfeited equity. The episode also covers the financial impact of multiple rollovers…
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