EP # 209 | The Retirement Fear That Has Nothing to Do With Money

Your Retirement Planning Simplified · Sep 3, 2026 · 8m

More than half of Canadians say they are afraid of making the wrong financial decision, and half say they have lost sleep over money. Your first instinct is probably that this is about people who do not have enough. But some of the most financially stressed people Joe sits down with have more than enough, and they still lie awake. This episode is for them.

A big account balance is not the same thing as a clear plan. For people with healthy savings, financial stress in retirement almost never comes from scarcity. It comes from uncertainty. And the instinct that made them such good savers - the…