Latest / The Bill Handel Show / Preview: President Trump’s State of the Union | CA Home Insurance Market

Transcript

Preview: President Trump’s State of the Union | CA Home Insurance Market · The Bill Handel Show

• 0:00
  Speaker 1: You're listening to Bill Handle on demand from KFI AM
• 0:04
  Speaker 1: six forty Judge.
• 0:11
  Speaker 2: Judge, I I am six forty Bill Handle here.
• 0:15
  Speaker 3: Good morning, everybody, Taco Tuesday, February twenty fourth. Some of
• 0:18
  Speaker 3: the stories we're looking at savannahs Savannah Guthrie's family and
• 0:23
  Speaker 3: she is the spokesperson.
• 0:24
  Speaker 2: No surprise there.
• 0:26
  Speaker 3: They've offered a one million dollar reward for information leading
• 0:29
  Speaker 3: to the return of her mom, their mom, and for
• 0:34
  Speaker 3: the first time we're hearing that. Yeah, they are ready
• 0:38
  Speaker 3: to accept the fact that she may not be coming home,
• 0:41
  Speaker 3: and you know the heartbreak.
• 0:42
  Speaker 2: I mean, it's just as you can see this day
• 0:43
  Speaker 2: after day.
• 0:44
  Speaker 3: I mean, this is played out in front of a
• 0:46
  Speaker 3: national audience, something that usually is pretty quieter or we
• 0:50
  Speaker 3: don't know about it on this kind of a scale.
• 0:52
  Speaker 3: Tonight is the State of the Union speech by President Trump,
• 0:58
  Speaker 3: which of course I'm not going to miss it.
• 0:59
  Speaker 2: Start six o'clock.
• 1:00
  Speaker 3: He said it's going to be a long one, so
• 1:03
  Speaker 3: I usually woute about at day thirty, quarter to nine.
• 1:05
  Speaker 3: I may have to hold off my sleep tonight to
• 1:09
  Speaker 3: watch the speech. And let me tell you the difference
• 1:12
  Speaker 3: between this year and last year, a year ago when
• 1:15
  Speaker 3: he was starting his job. Everything he was going to
• 1:19
  Speaker 3: straighten out all of it. He even shouted out to
• 1:22
  Speaker 3: Elon Musk who was watching in the gallery, and everything
• 1:26
  Speaker 3: was going to be terrific. He inherited the worst economy
• 1:29
  Speaker 3: in the history of the United States. He inherited the
• 1:32
  Speaker 3: most despised country that's ever existed. He inherited a country
• 1:37
  Speaker 3: that was collapsing, where the economy was doing nothing or
• 1:41
  Speaker 3: even worse. And Joe Biden had virtually caused our country
• 1:46
  Speaker 3: to collapse. And he came in on his White Force,
• 1:49
  Speaker 3: and now his job was to uncollapse it. Well, now
• 1:52
  Speaker 3: we got a year later, right, and he's going to
• 1:56
  Speaker 3: have to turn around his presidency because it is stumbling,
• 2:00
  Speaker 3: no way around it. The tariffs have been curtailed by
• 2:04
  Speaker 3: the Supreme Court. That just happened a couple of days ago,
• 2:08
  Speaker 3: and all of a sudden, you've got hundreds of billions
• 2:10
  Speaker 3: of dollars of tariffs which American businesses have paid for,
• 2:14
  Speaker 3: although he'll tell you it's the countries that we're being
• 2:17
  Speaker 3: tariff paid for. That's delusional, I mean truly delusional. And
• 2:23
  Speaker 3: he says, oh no, they're paying the tariffs. I can
• 2:25
  Speaker 3: show you checks that I have written FedEx that suing
• 2:28
  Speaker 3: can show you checks. They've written to the US government
• 2:32
  Speaker 3: for tariffs. All right, So you've got the immigration push.
• 2:36
  Speaker 3: He's going to be talking about that, and immigration has
• 2:40
  Speaker 3: gone from a strong point one of the strongest positions
• 2:44
  Speaker 3: that the president has. Immigration under Joe Biden was a disaster.
• 2:48
  Speaker 3: There's no question the Biden administration threw out open arms
• 2:52
  Speaker 3: and probably had surgery to make the arms thrown out
• 2:55
  Speaker 3: even further to allow and welcome illegal migrants. I keep
• 3:01
  Speaker 3: on trying to figure out which is the right word,
• 3:03
  Speaker 3: because you can't say illegal aliens. That's not politically correct.
• 3:07
  Speaker 3: So undocumented, unhoused. Nobody's homeless anymore. And so that has
• 3:13
  Speaker 3: changed around completely. It was to the point where Joe
• 3:18
  Speaker 3: Biden it was a disaster. Donald Trump came in, he
• 3:21
  Speaker 3: was going to straighten that out, and he did, except
• 3:23
  Speaker 3: he went way, way further with the immigration raids and
• 3:28
  Speaker 3: the detainees or the detainments and the deportations. It's turned
• 3:33
  Speaker 3: into a liability for him. You got Iran. That is
• 3:38
  Speaker 3: the war. It looks like it's approaching. The President has
• 3:41
  Speaker 3: not tried to sell the public on the conflict or
• 3:45
  Speaker 3: articulated his goals or laid out what would come next.
• 3:49
  Speaker 2: We do know it's a question of.
• 3:51
  Speaker 3: The nuclear enrichment program that they have that they claim
• 3:56
  Speaker 3: Iran claims is for peaceful purposes, which is a complete croc.
• 4:00
  Speaker 3: And the ballistic missile program also a the they say,
• 4:05
  Speaker 3: oh no, we don't have that one, or if they do,
• 4:07
  Speaker 3: it's not nearly as dangerous, or it's only for defensive purposes.
• 4:12
  Speaker 2: All of it.
• 4:13
  Speaker 3: Okay, You've got his questions about his ties to Jeffrey
• 4:16
  Speaker 3: Epstein and the release of the files that he fought
• 4:21
  Speaker 3: so hard to not release those files after as part
• 4:25
  Speaker 3: of his campaign he said, we have to release the files.
• 4:29
  Speaker 3: We have to release the files, and then all of
• 4:31
  Speaker 3: a sudden in his president saying oh no, no, we're
• 4:33
  Speaker 3: not going to release the files. We're going to fight
• 4:35
  Speaker 3: him like crazy. Something that really bothers me. But not
• 4:39
  Speaker 3: a lot of people were talking about using the old
• 4:42
  Speaker 3: office to enrich himself and his family. I mean, it's
• 4:47
  Speaker 3: become a piggy bank for the president. His family has
• 4:51
  Speaker 3: enriched themselves by the billions of dollars. And if you
• 4:56
  Speaker 3: look at his cabinat was just reading an article about
• 5:00
  Speaker 3: christinom and how and cash Puttel. How they now fly
• 5:05
  Speaker 3: on the biggest jets they can get their hands on,
• 5:08
  Speaker 3: and are treating themselves in a way that none of
• 5:12
  Speaker 3: us would ever dream of treating ourselves, all on the
• 5:15
  Speaker 3: government tab. It's but you know, it's not corruption, it's
• 5:19
  Speaker 3: not under the table. They do it openly. They do
• 5:22
  Speaker 3: it openly. And the president is against cryptocurrency until his
• 5:26
  Speaker 3: family starts a cryptocurrency fund, of which his share and
• 5:32
  Speaker 3: they didn't put up any money, is worth billions of dollars,
• 5:34
  Speaker 3: and now we're happy campers with a cryptocurrency. How about
• 5:38
  Speaker 3: all of the pardons to people. Anybody who's on his
• 5:42
  Speaker 3: side is pardoned, anybody who is against him.
• 5:47
  Speaker 2: The DOJ goes after.
• 5:50
  Speaker 3: So the president is going to be touting what he
• 5:53
  Speaker 3: has done, which presidents normally do. How prices have dropped
• 5:58
  Speaker 3: under his presidency. I don't know how anybody can keep
• 6:01
  Speaker 3: a straight face. How America is safer than it's ever been.
• 6:05
  Speaker 3: It's questionable. You can argue crime is down, the crime
• 6:09
  Speaker 3: was dropping before that. How much of it he's responsible for, Bob,
• 6:13
  Speaker 3: I'll give him some credit for that.
• 6:14
  Speaker 2: I will.
• 6:15
  Speaker 3: Although local murder rates usually crime is done on a
• 6:18
  Speaker 3: local level, the national level is you can't give Trump
• 6:25
  Speaker 3: the credit for la murders going down, but he'll take it.
• 6:30
  Speaker 3: He'll take it. And the entire issue is he has
• 6:36
  Speaker 3: indeed improved our lives. We are better than we ever
• 6:42
  Speaker 3: were because he came in and became president. You are
• 6:45
  Speaker 3: paying less dollars for your groceries than you did before.
• 6:50
  Speaker 2: The world is a safer place.
• 6:53
  Speaker 3: He has tariff countries that they are paying for those
• 6:57
  Speaker 3: tariffs even though you've written the check, which I find
• 7:01
  Speaker 3: fascinating all of it.
• 7:04
  Speaker 2: And so it's going to be a speech.
• 7:06
  Speaker 3: And now the only argument is the only question I
• 7:08
  Speaker 3: have is how far is he going to go in
• 7:11
  Speaker 3: taking credit for everything positive? And how far would he
• 7:16
  Speaker 3: go for saying that anything negative in our country is
• 7:20
  Speaker 3: not his fault? How many times is he going to
• 7:23
  Speaker 3: bring up Joe Biden? Boy, there you do it over
• 7:26
  Speaker 3: and under on this one. I wiedited what the oddsmakers
• 7:29
  Speaker 3: are saying about how many times he's going to mention
• 7:32
  Speaker 3: Joe Biden. Can you imagine a beer game? What do
• 7:37
  Speaker 3: they call those games? When every time a word is uttered,
• 7:40
  Speaker 3: you take a shot, And how many people are going
• 7:42
  Speaker 3: to be drunk?
• 7:44
  Speaker 2: Yeah, it's going to be fascinating tonight. I cannot wait.
• 7:46
  Speaker 3: The only thing we do know is the President has
• 7:48
  Speaker 3: said it's going to be a long speech because we have.
• 7:50
  Speaker 2: A lot to talk about.
• 7:52
  Speaker 3: Okay, fair enough, yeah, wow, tomorrow tomorrow, we have a
• 7:58
  Speaker 3: lot to talk about as I try to parse this thing,
• 8:02
  Speaker 3: and I'm going to look for stuff that is legitimate.
• 8:04
  Speaker 3: I really am, because I have no problem actually looking
• 8:07
  Speaker 3: for stuff I can give Donald Trump credit for. And
• 8:11
  Speaker 3: for those of you that know my feelings on President Trump,
• 8:16
  Speaker 3: you also know that I try to be as fair
• 8:18
  Speaker 3: as possible.
• 8:19
  Speaker 2: But it's God, it's hard, man, it is hard. It
• 8:23
  Speaker 2: really is. Amy. It is raining outside. Isn't it sunny? Nope?
• 8:29
  Speaker 3: Nope, it's raining. The administration says it's raining, and it
• 8:32
  Speaker 3: doesn't matter. Take out your umbrellas, walk outside because it
• 8:36
  Speaker 3: is raining, because China is paying the tariffs, because you're
• 8:41
  Speaker 3: paying less for groceries than you did last year.
• 8:45
  Speaker 2: All right.
• 8:46
  Speaker 3: Now, Living in California, I've often said this, it's the
• 8:51
  Speaker 3: most expensive state by a long shot to live in,
• 8:54
  Speaker 3: and one of the big issues, and it happened. It's
• 8:57
  Speaker 3: been around for a while, but the fires really exacerbated
• 9:01
  Speaker 3: the issue and brought this to the forefront. We're in
• 9:04
  Speaker 3: the middle of a home insurance crisis, soaring rates, canceled policies.
• 9:09
  Speaker 3: Everybody who's a homeowner, certainly I can. I can understand
• 9:14
  Speaker 3: this because we are all we all have the same problem,
• 9:18
  Speaker 3: and that's trying to get insurance. When I sold the
• 9:21
  Speaker 3: Persian Palace, one of the things that I was thinking
• 9:24
  Speaker 3: of maybe keeping it as a rental. The problem is
• 9:26
  Speaker 3: when my policy lapsed, and usually the policy lapsed in
• 9:30
  Speaker 3: a month in advance, they go, here you go, you
• 9:32
  Speaker 3: want to renew your policy, maybe goes up a few points.
• 9:37
  Speaker 3: The insurance company that I had simply said, we're not
• 9:40
  Speaker 3: selling you insurance anymore. We're done. What do you mean,
• 9:43
  Speaker 3: You're done? Those assurance were out of the business. So
• 9:47
  Speaker 3: what I had to do is I had to scramble,
• 9:51
  Speaker 3: and for two and a half weeks I had no insurance.
• 9:56
  Speaker 2: I was bear.
• 9:58
  Speaker 3: Let me tell you how pleasant that is waking up
• 10:01
  Speaker 3: every morning and not having insurance. So I finally found
• 10:03
  Speaker 3: a policy that was only two and a half times
• 10:06
  Speaker 3: as much as I was paying.
• 10:07
  Speaker 2: Thank you, I'm gone.
• 10:11
  Speaker 3: So the state's plan to fix things, because obviously the
• 10:15
  Speaker 3: state understands what's going on, and here is the double
• 10:19
  Speaker 3: edged swords. They want to obviously keep rates as low
• 10:23
  Speaker 3: as possible for the consumer, for homeowners, for us. And
• 10:27
  Speaker 3: keep in mind, the insurance commissioner is an elected position here,
• 10:33
  Speaker 3: and so since it is an elected position, he has
• 10:37
  Speaker 3: all the incentive to keep rates as low as possible
• 10:40
  Speaker 3: because he wants to get re elected. So in the meantime,
• 10:43
  Speaker 3: you have insurance companies are saying, we're getting out of Dodge,
• 10:46
  Speaker 3: We're not making enough money. So he has to give
• 10:49
  Speaker 3: them an additional It has to give him an increase
• 10:52
  Speaker 3: in rates so they can stay here and actually make
• 10:55
  Speaker 3: money because insurance companies aren't forced to lose money and
• 10:59
  Speaker 3: they can leave. At the same time, he has to
• 11:04
  Speaker 3: keep the rates as low as possible. Boy, there's two
• 11:06
  Speaker 3: ends against the middle, and so.
• 11:09
  Speaker 2: What is going on? No one knows the answer.
• 11:12
  Speaker 3: I mean, this has really been a problem, especially since
• 11:15
  Speaker 3: the fires. So what happens when you can't get insurance
• 11:18
  Speaker 3: anymore or it becomes so expanded, Well, you can't get insurance.
• 11:22
  Speaker 3: Let's just say you're in a fire prone area and
• 11:24
  Speaker 3: there's just no insurance company that's going to ensure you.
• 11:26
  Speaker 3: It happens all the time. Now you go to the
• 11:29
  Speaker 3: California Fair Plan. The California Fair Plan is the insurance
• 11:34
  Speaker 3: policy the insurance company of last resort. When you can't
• 11:37
  Speaker 3: get insurance any place else, you go to the Fair Plan,
• 11:39
  Speaker 3: which is an insurance company on its own that all
• 11:44
  Speaker 3: the other insurance companies kick into, and it sells you
• 11:49
  Speaker 3: a policy at ridiculous rates, and it only covers fire,
• 11:56
  Speaker 3: doesn't cover liability, doesn't cover anything other than fire insurance.
• 12:03
  Speaker 3: And interestingly enough, and I didn't know this, and I
• 12:06
  Speaker 3: was kind of pleasantly surprised when I heard this. The
• 12:10
  Speaker 3: ensured properties that were destroyed in the fires they eat
• 12:15
  Speaker 3: and fire, the Altadena, the Palisades fire, those losses, actually
• 12:21
  Speaker 3: the insurance companies have the money to pay those They're
• 12:25
  Speaker 3: not gonna go broke you think they would, but they
• 12:27
  Speaker 3: actually have the reserves to pay all of those claims.
• 12:31
  Speaker 3: Those people on the Fair Plan, the Fair Plan isn't
• 12:34
  Speaker 3: even close to having enough money to pay for the claims.
• 12:40
  Speaker 3: And so what's the state going to do? I don't know,
• 12:42
  Speaker 3: kick in who knows? And so this has been going
• 12:46
  Speaker 3: on for years, as I said, and explain why. On
• 12:49
  Speaker 3: the one hand, let's keep rate slow. On the other hand,
• 12:52
  Speaker 3: they and we've kept right slow, and the insurance companies
• 12:56
  Speaker 3: just got tagged to the point where Okay, we're out
• 12:58
  Speaker 3: of here.
• 13:00
  Speaker 2: Now.
• 13:00
  Speaker 3: Can the state force them to leave.
• 13:03
  Speaker 2: Or not leave the state? Of course not.
• 13:06
  Speaker 3: However, can the state say, if you want to do
• 13:07
  Speaker 3: business here, you have to sell insurance to high risk areas. Yeah,
• 13:11
  Speaker 3: the state can do that. The insurance commissioner can do that.
• 13:15
  Speaker 3: And they're saying we can't afford it. And the insurance
• 13:17
  Speaker 3: commissioner can say, well, if you want to be here,
• 13:19
  Speaker 3: you've got to be able to push these policies. Oh,
• 13:21
  Speaker 3: by the way, I will give you substantial rate increases.
• 13:26
  Speaker 2: Just give you an idea.
• 13:28
  Speaker 3: California regulators approved a thirty four percent to increase for
• 13:33
  Speaker 3: all State in twenty twenty four.
• 13:36
  Speaker 2: All State still says.
• 13:37
  Speaker 3: Nope, not going to sell any more insurance policies, No
• 13:42
  Speaker 3: new policies. The disaster of the LA fire, let me
• 13:46
  Speaker 3: give you a stat.
• 13:47
  Speaker 2: On this one.
• 13:48
  Speaker 3: It was the world's most expensive fire ever. Insurers have
• 13:54
  Speaker 3: some forty billion dollars worth of losses. And that's just
• 13:57
  Speaker 3: the insurance companies. It's I just want to make you
• 14:03
  Speaker 3: feel better.
• 14:03
  Speaker 2: If you're a.
• 14:04
  Speaker 3: Homeowner, you have a fire you're gonna lose your house,
• 14:07
  Speaker 3: but at least tell you what keep hot dogs in
• 14:11
  Speaker 3: a cooler in your house, in your car, because if
• 14:15
  Speaker 3: a house goes on fire and you just grab a
• 14:17
  Speaker 3: stick and cook the hot dogs over the fire, you'd
• 14:20
  Speaker 3: also do s'mores.
• 14:23
  Speaker 2: Okay, done with that? Okay?
• 14:26
  Speaker 3: Survey How often do I go and go around the
• 14:29
  Speaker 3: room and say survey says? And then I take a survey?
• 14:33
  Speaker 3: But whatever topic? And I, you know, asked Cono and
• 14:36
  Speaker 3: will Amy and Neil and about a certain topic. Usually
• 14:42
  Speaker 3: ask about a certain factoid historical fact toid which is
• 14:46
  Speaker 3: you know absolutely nothing about. And I come up with
• 14:50
  Speaker 3: the answer. And the more useless it is, the better
• 14:52
  Speaker 3: I know it. Now, online surveys happen all the time.
• 14:56
  Speaker 3: This happens to me. Happened yesterday.
• 14:58
  Speaker 2: I called. I was dealing with Kaiser.
• 15:00
  Speaker 3: I had an issue with Kaiser Permanente because they killed
• 15:04
  Speaker 3: a friend of mine, which.
• 15:06
  Speaker 2: Is not unusual. But I called and asked about it.
• 15:10
  Speaker 3: And that's actually not true, by the way.
• 15:13
  Speaker 2: I just make a lot of fun of Kaiser. You know.
• 15:14
  Speaker 3: The shame of it is is I've been with Kaiser
• 15:17
  Speaker 3: since I've been five years old, and we actually pitched
• 15:21
  Speaker 3: Kaiser for me to do spots for them, and they
• 15:25
  Speaker 3: came back and said, Bill says that we kill half
• 15:28
  Speaker 3: the people that walk into our hospital.
• 15:31
  Speaker 2: We're not going to let him do spots for us.
• 15:33
  Speaker 3: Okay, But in any case, I was calling Kaiser in
• 15:36
  Speaker 3: a membership issue, and here I get the recording before
• 15:40
  Speaker 3: I'm connected to a real person, and the recording says,
• 15:45
  Speaker 3: after the call, will you stay and give us a
• 15:48
  Speaker 3: review for a few moments. First of all, a review
• 15:52
  Speaker 3: for a few moments is not a few moments. That
• 15:56
  Speaker 3: is not the case.
• 15:57
  Speaker 2: The few times.
• 15:59
  Speaker 3: Where I've said okay, I'll give you a review goes
• 16:02
  Speaker 3: on for ten minutes.
• 16:03
  Speaker 2: It drives me nuts.
• 16:05
  Speaker 3: Now when it says when it comes up and it
• 16:07
  Speaker 3: just says, did you like what we did on a
• 16:10
  Speaker 3: scale of one to five? And that's all. I ignore
• 16:13
  Speaker 3: that too as a matter of principle. But that one's easy.
• 16:17
  Speaker 3: The survey is just keep on going. And have you
• 16:21
  Speaker 3: noticed that you can't go into a restaurant or have
• 16:24
  Speaker 3: a plumber come up and deal with your house and
• 16:28
  Speaker 3: have the restaurant and the service provider not say would
• 16:31
  Speaker 3: you please put a positive tag on Yelp?
• 16:36
  Speaker 4: Please give me a good survey. Give me some credit.
• 16:42
  Speaker 4: I went to get some blood drawn at a place.
• 16:45
  Speaker 4: I'm not going to tell you the name one, but
• 16:47
  Speaker 4: it was a quest of a time.
• 16:48
  Speaker 1: But I went and had my blood drawn and it
• 16:53
  Speaker 1: was such a mix up, going back and forth.
• 16:55
  Speaker 2: It was annoying.
• 16:56
  Speaker 1: And then afterwards the woman said, oh, by the way,
• 17:01
  Speaker 1: and pulled out a piece of paper with her name
• 17:03
  Speaker 1: on it. They'll be a survey later. Make sure you
• 17:05
  Speaker 1: remember my name. I'm like, I won't forget your name.
• 17:09
  Speaker 3: Trus You know that happens all the time. Yeah, I've
• 17:13
  Speaker 3: dealt with all kinds of service providers. You're right, not
• 17:16
  Speaker 3: only do you like the service, please put it down,
• 17:19
  Speaker 3: but please put my name down. Happens all the time.
• 17:22
  Speaker 3: And frankly, we are in survey fatigue and it does
• 17:27
  Speaker 3: not stop. Why because that information in addition to all
• 17:31
  Speaker 3: other sales information, Because that's all it is.
• 17:34
  Speaker 2: Now.
• 17:34
  Speaker 3: Whenever we go online for anything, we are that data
• 17:39
  Speaker 3: is being sold. I do a commercial for a company
• 17:42
  Speaker 3: called Incogni, which is all about stopping the data sales.
• 17:46
  Speaker 2: I didn't know that.
• 17:47
  Speaker 3: Do you know that the DMV sells your information to
• 17:51
  Speaker 3: data brokers?
• 17:52
  Speaker 1: I didn't know that until I heard it on that spot.
• 17:55
  Speaker 3: Yeah, the DMV sells you, straight out sells it. I mean,
• 17:59
  Speaker 3: come on, guys, when we've reached that point, so everything
• 18:03
  Speaker 3: you do, everything you do is out there to be
• 18:06
  Speaker 3: swept up and data.
• 18:08
  Speaker 2: Mind, and how about this.
• 18:11
  Speaker 3: Not only am I selling you Bill or Neil's information,
• 18:15
  Speaker 3: but when.
• 18:16
  Speaker 2: I dealt with Neil, he loved it.
• 18:18
  Speaker 3: Look at the survey, look at how happy he was
• 18:23
  Speaker 3: with me, and that becomes part of all of this
• 18:27
  Speaker 3: information that's out there.
• 18:30
  Speaker 2: It's just completely crazy.
• 18:33
  Speaker 3: We live in a world today where there we talk
• 18:37
  Speaker 3: about privacy, the right to privacy, the civil libertarians.
• 18:41
  Speaker 2: It does not exist.
• 18:44
  Speaker 3: There is no chance I can find out where you live,
• 18:49
  Speaker 3: who you are, certainly, who your neighbors are, where you've worked,
• 18:54
  Speaker 3: where you've worked your entire life, any lawsuits that have
• 18:58
  Speaker 3: been filed.
• 19:00
  Speaker 2: It just it does not stop. I mean, everything.
• 19:04
  Speaker 3: About you, Which is why I have put my house,
• 19:08
  Speaker 3: for example, in a trust, and you get to guess
• 19:12
  Speaker 3: what the name of the trust is. I try to
• 19:15
  Speaker 3: hide my assets, yet I get emails for people who
• 19:18
  Speaker 3: got my emails somehow I don't know how they obtained it,
• 19:21
  Speaker 3: and will send me a copy of my trust. They
• 19:23
  Speaker 3: go How the hell is that possible? Because I was
• 19:27
  Speaker 3: nuts enough to send it online to someone to I
• 19:32
  Speaker 3: think I had to prove the trust to some banging
• 19:34
  Speaker 3: institution and I emailed it, oh Man, major error.
• 19:37
  Speaker 2: All right, this is KFI AM six forty. You've been
• 19:42
  Speaker 2: listening to the Bill Handle Show.
• 19:44
  Speaker 3: Catch my show Monday through Friday, six am to nine am,
• 19:47
  Speaker 3: and anytime on demand on the iHeartRadio app