Latest / Rock My Finances / Is Your Money Anxiety Real — or Is Fear Running the Show?
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- 0:39Speaker 2: Welcome to the Rock My Finances Show on k FORHD
- 0:43Speaker 2: Radio and Talk for TV, where we put the fund
- 0:46Speaker 2: in finance. Join Powerhouse Jeffer Jos CDFA CMC and private
- 0:52Speaker 2: wealth advisor as she collaborates with you to create clarity,
- 0:56Speaker 2: control and compidence with your money, your way. It's not
- 1:00Speaker 2: about the zeros, So what is it all about? Let's
- 1:03Speaker 2: find out now. Here's your host and weekly friend, Jennifer Jose.
- 1:09Speaker 3: Welcome back to Rock My Finances.
- 1:11Speaker 1: Today we have a great topic, money and anxiety. So
- 1:16Speaker 1: today we're going to say, how do we know what's happening?
- 1:20Speaker 3: What do we think?
- 1:21Speaker 1: And what we think about money is often not what
- 1:25Speaker 1: we feel about money, But is it real? Is the
- 1:28Speaker 1: anxiety that we are feeling? Is that true reality when
- 1:33Speaker 1: it comes to your actual money, your actual zeros, your
- 1:37Speaker 1: actual capability of making money, saving money, having money for
- 1:42Speaker 1: the rest of your life. Or is it the fear
- 1:44Speaker 1: talking or is it reality talking? So let's dive right in.
- 1:48Speaker 3: Are you ready?
- 1:49Speaker 1: I think we all can relate that we have a
- 1:50Speaker 1: constant humming in the background. And I feel like myself
- 1:55Speaker 1: I have always lived with that, so I'm so used
- 1:58Speaker 1: to it, between real relationships in high school and hormones
- 2:02Speaker 1: and being raised in a dysfunctional childhood home, Like there's
- 2:07Speaker 1: always like a little knot in my stomach. We might
- 2:10Speaker 1: even have some pressure in our chest. We might even
- 2:13Speaker 1: have just the shoulders up to our ears at all
- 2:16Speaker 1: times and not even realizing that our shoulders are supposed
- 2:19Speaker 1: to be back and down and relax. I mean, just
- 2:23Speaker 1: look at the energy the way I'm speaking. When I
- 2:26Speaker 1: talk really fast, I feel like that's the way I'm
- 2:28Speaker 1: supposed to get the words out, and I want to
- 2:30Speaker 1: make sure that I have enough to say so you
- 2:31Speaker 1: all can hear me. Versus, hey, welcome to rock my finances.
- 2:36Speaker 1: Just the way I speak could be creating anxiety some
- 2:39Speaker 1: of the listeners. So being responsible for our emotions coming
- 2:45Speaker 1: into any place in any relationship is really important. So
- 2:50Speaker 1: we want to know if our anxiety is moving forward,
- 2:55Speaker 1: is it fear moving forward? And is it real? That
- 2:59Speaker 1: is my big quest today. So here's a few questions
- 3:04Speaker 1: to ask yourself. Is money talking in your life reality
- 3:08Speaker 1: or is your anxiety talking. There are some times that
- 3:11Speaker 1: anxiety intensifies when we might be in a transition a
- 3:17Speaker 1: job change, relationship change, bock market change, presidential change, inheritance,
- 3:24Speaker 1: family change. Any of these type of transitions, even just
- 3:29Speaker 1: inflation could be changing the way we feel about money,
- 3:33Speaker 1: and that raises our anxiety and is coming from fear. Now,
- 3:38Speaker 1: we all know that we need to have a good
- 3:41Speaker 1: sense of stability, We have to feel safe. A lot
- 3:44Speaker 1: of us do not feel safe around money because we
- 3:47Speaker 1: don't know what it's going to take to feel safe
- 3:50Speaker 1: around it.
- 3:51Speaker 3: I have the answer, are you ready?
- 3:54Speaker 1: It's literally how you feel about money is going to
- 3:57Speaker 1: make you safe. It's not about the zeros in your account.
- 4:01Speaker 1: It's actually the F word, my favorite, the F word.
- 4:04Speaker 1: It's how you feel about money. So we're going to
- 4:08Speaker 1: look at all that today. Safety matters. When you feel
- 4:11Speaker 1: really good about your money and you feel safe and secure,
- 4:15Speaker 1: guess what more money is going to come. You can
- 4:18Speaker 1: actually attract your money and all its friends to come
- 4:20Speaker 1: check it out. And there's a lot of people that
- 4:24Speaker 1: are so hanging on to money with fists because they're
- 4:27Speaker 1: so afraid. They're anxiety and their fears so scared that
- 4:30Speaker 1: they're afraid to spend it. They're afraid to enjoy it.
- 4:33Speaker 1: So they might have a good amount of savings, but
- 4:36Speaker 1: they're scared all the time, so they have that pit
- 4:38Speaker 1: in their stomach all the time. Is this you am
- 4:40Speaker 1: I talking to you? Is this to sound ringing any bells?
- 4:44Speaker 1: I think the older we get, we also have more
- 4:46Speaker 1: anxiety because we have less time to recover from mistakes
- 4:50Speaker 1: that we might have made, or the stock market might
- 4:53Speaker 1: have made, or changes in our income we know is
- 4:56Speaker 1: going to be happening because we're not always going to work.
- 5:00Speaker 1: Anxiety shows up in all these different places. But anxiety
- 5:03Speaker 1: comes in as a protection all that's doing is telling
- 5:07Speaker 1: you to take a look at things.
- 5:09Speaker 3: Does anybody want to do that by themselves?
- 5:11Speaker 1: A lot of people don't want to do that by themselves,
- 5:13Speaker 1: which is why I have a job as a money coach,
- 5:15Speaker 1: because a lot of people do not want to look
- 5:18Speaker 1: at their numbers by themselves. It's scary, and I can
- 5:22Speaker 1: say a lot of women that I work with blame themselves,
- 5:25Speaker 1: So they have shame and blame around where they're at
- 5:28Speaker 1: with their money. So that automatically steps in with anxiety.
- 5:33Speaker 1: You might have a relationship that doesn't go well around money,
- 5:37Speaker 1: and so there's fighting and arguing that be a saver
- 5:40Speaker 1: and a spender. And so we don't really want to
- 5:43Speaker 1: even bring it up because it brings us so much anxiety.
- 5:46Speaker 1: So there's so many things that we can do to
- 5:50Speaker 1: calm the anxiety down. So first of all, we want
- 5:54Speaker 1: to know what the fear looks like. So we kind
- 5:57Speaker 1: of have to name it. We have to like write
- 5:59Speaker 1: down the word. And I talk about journaling all the time.
- 6:02Speaker 1: I know some people don't like to journal, but make
- 6:03Speaker 1: a list if you don't like to journal. Let's see
- 6:06Speaker 1: what fear is saying to us. The anxiety is saying
- 6:09Speaker 1: to us, am I going to run out of money?
- 6:13Speaker 1: Is that too expensive? I know where I'm at now.
- 6:17Speaker 1: We're doing trips and we're doing some things, and some
- 6:21Speaker 1: people will say, yes, I really want to do that,
- 6:23Speaker 1: but it's too much money. What does that mean it's
- 6:26Speaker 1: too much money? Does that mean you don't have enough?
- 6:28Speaker 1: Or does that mean you don't think it's worth the money?
- 6:31Speaker 1: Or here's a big one that we don't ever admit.
- 6:34Speaker 1: Do you think you're not worth it? Do you think
- 6:37Speaker 1: that you're not worth spending that money? That's a big
- 6:41Speaker 1: key one right there. We tell ourselves. Everybody else has
- 6:44Speaker 1: got this money thing down, but me, I should just
- 6:48Speaker 1: not do anything if I don't know what the next
- 6:51Speaker 1: right step is. So they don't look at their money,
- 6:54Speaker 1: they don't know their numbers, they're afraid of it. They
- 6:56Speaker 1: don't spend it, they don't save it. They just kind
- 6:59Speaker 1: of feel like it's not doing anything. Unfortunately, the fear
- 7:03Speaker 1: in the anxiety is so loud in our minds and
- 7:06Speaker 1: in our bodies, so we think that that is reality,
- 7:10Speaker 1: but it's not reality. That is just the fear and
- 7:13Speaker 1: the anxiety speaking. Do we want to find out what
- 7:17Speaker 1: is reality and what do we really.
- 7:19Speaker 3: Know to be true?
- 7:20Speaker 1: Okay, here we go. We want to know what's actually real.
- 7:26Speaker 1: How much money do we really have? How much money
- 7:29Speaker 1: do we make? How much money do we make either
- 7:32Speaker 1: if we're retired, on our investments. How much money do
- 7:35Speaker 1: we have coming in? So how much money is coming
- 7:37Speaker 1: in the household each month or each year? How much
- 7:40Speaker 1: money is going out of the household. That's a big
- 7:43Speaker 1: question right there. A lot of people think that so
- 7:47Speaker 1: much more is going out than it really is. And
- 7:50Speaker 1: guess what, y'all you got control over that. I just
- 7:54Speaker 1: did a podcast with Michelle Dickinson and she was talking
- 7:57Speaker 1: about agency over the things you can control. So agency
- 8:01Speaker 1: over the things you control is you get to control
- 8:03Speaker 1: what you spend money on. We pick up money at
- 8:06Speaker 1: least ten times a day, We deal with money at
- 8:08Speaker 1: least ten times a day. You have control over that. Now,
- 8:12Speaker 1: I know what you're saying. I don't feel like I
- 8:14Speaker 1: have control over it. I feel like my money is
- 8:17Speaker 1: running me like I don't have a choice. But in
- 8:20Speaker 1: actuality we do. You don't have to pay for your electricity,
- 8:23Speaker 1: you don't have to pay your gas bill, you don't
- 8:26Speaker 1: have to go get gas in your car. You don't
- 8:27Speaker 1: even have to have a car. You are choosing to
- 8:30Speaker 1: do that. And as soon as we realize that's our choice,
- 8:34Speaker 1: then we have control over that, we have agency over that,
- 8:38Speaker 1: then we can make better decisions. So we really need
- 8:41Speaker 1: to have some introspection with ourselves before we can get
- 8:45Speaker 1: in line with our money. I hope all this is
- 8:47Speaker 1: making sense for y'all. Okay, So we want to know
- 8:50Speaker 1: is this really real? Can I afford this or not?
- 8:54Speaker 1: And what does that mean? Do I have money in savings?
- 8:57Speaker 1: Do I have a future planned? Do I have a
- 9:00Speaker 1: financial plan? Do I know how much I should spend
- 9:03Speaker 1: this year? Do I know how much I'm going to
- 9:05Speaker 1: have when I stop working? Having a plan I know
- 9:09Speaker 1: you've all heard this before, but you want to be
- 9:12Speaker 1: able to have a plan. Otherwise you're planning to fail.
- 9:15Speaker 1: So it's either failed to plan or plan to fail.
- 9:18Speaker 1: So really having a financial plan is huge to help
- 9:21Speaker 1: with this anxiety. Then we want to know what information
- 9:25Speaker 1: am I missing? So are we looking at all of
- 9:28Speaker 1: our charges? I don't know about you, but every time
- 9:31Speaker 1: I look at a credit card, there is an extra
- 9:33Speaker 1: charge on there that I did not make like and
- 9:36Speaker 1: they have it so easy for you now to go
- 9:38Speaker 1: into dispute a charge. I just disputed it because it's
- 9:41Speaker 1: the beginning of the year for me right now, and
- 9:43Speaker 1: so I'm always looking at everything consistently over the last
- 9:47Speaker 1: quarter of the year and the first quarter of the year,
- 9:50Speaker 1: and so I'm finding so many things, and they are
- 9:53Speaker 1: crediting me back because they're not real charges and I
- 9:56Speaker 1: didn't do them. So we want to know what information
- 10:00Speaker 1: I'm missing when I'm looking at things. Is this bill
- 10:03Speaker 1: need to be this? Can you call whatever bill it
- 10:06Speaker 1: might be and try to lower it. Can we lower
- 10:09Speaker 1: our spending? Can we shop at a better store. Can
- 10:12Speaker 1: we do coupons? Can we buy and bulk and save
- 10:15Speaker 1: money that way? There's so many different ways that we
- 10:17Speaker 1: can control how we spend money. And all we really
- 10:21Speaker 1: want to know is what is the next best step.
- 10:24Speaker 1: We don't need to know everything. We just want to
- 10:27Speaker 1: know maybe three steps, but what's the next best step
- 10:30Speaker 1: that I can take. You don't have to have all
- 10:33Speaker 1: the answers right away. And when we get quiet and
- 10:37Speaker 1: we have our money date, which means you have your
- 10:39Speaker 1: favorite music on, your candles are lit. You might be
- 10:43Speaker 1: out in the backyard if it's summer and the sun
- 10:45Speaker 1: shining on your face, you're enjoying it. You might even
- 10:47Speaker 1: go on vacation, go to the beach and do your
- 10:49Speaker 1: money date there wherever you're at. When you're doing your
- 10:53Speaker 1: money date, we want to make sure that we are
- 10:55Speaker 1: enjoying ourselves when we're playing with our money, because let's
- 10:58Speaker 1: face it, it's a game. All this money stuff is
- 11:00Speaker 1: just a game. So that is going to help you
- 11:03Speaker 1: take away some of that fear. Fear pushes for avoidance
- 11:08Speaker 1: and overreaction. So when fear pops up, we want to
- 11:13Speaker 1: not look at our money, not look at our dollars,
- 11:15Speaker 1: and we want to overreact with our emotions and get
- 11:20Speaker 1: upset or angry. And here's the problem. It's never around
- 11:24Speaker 1: our money. How we feel about one thing is how
- 11:26Speaker 1: we feel about everything. So if you're fearing your money
- 11:30Speaker 1: or you have anxiety around your money, you're going to
- 11:32Speaker 1: snap at somebody else in your world. I snap at
- 11:35Speaker 1: eight hundred number of people people that call me robo
- 11:38Speaker 1: calls or whatever, or if I'm talking to an eight
- 11:40Speaker 1: hundred call, I get mad at them and I'm like, oh, wait,
- 11:43Speaker 1: what am I mad at?
- 11:44Speaker 3: A freaking phone message?
- 11:46Speaker 1: For? Oh?
- 11:47Speaker 3: Because I'm really upset because of this.
- 11:49Speaker 1: So I want to always look at my clarity, my agency,
- 11:55Speaker 1: What do I have control over? How am I handling
- 11:57Speaker 1: my emotions? Because most of the times say it anxiety
- 12:01Speaker 1: and fear that's running it and not what's really really happening.
- 12:04Speaker 1: So here's why money anxiety feels so convincing. Anxiety borrows
- 12:09Speaker 1: authority from emotion. So anxiety, I know a lot of
- 12:13Speaker 1: people are anxiety pills and all, you know, panic attack
- 12:17Speaker 1: and things like that, But it's coming from emotion. And
- 12:20Speaker 1: we all think that emotion is real because it's intense.
- 12:23Speaker 1: But guess what. We change our thoughts. We can change
- 12:27Speaker 1: our emotion, easy peasy. And here's an example of it.
- 12:30Speaker 1: You ready, okay, you're gonna play with me all. Guess
- 12:32Speaker 1: what I am handing you a check of one million dollars.
- 12:36Speaker 1: You just won the lottery and you got a million dollars.
- 12:40Speaker 3: What are you gonna do with that money? What are
- 12:42Speaker 3: you gonna spend it on? What's the first thing you're
- 12:44Speaker 3: gonna buy?
- 12:45Speaker 1: Now?
- 12:45Speaker 3: You're all smiling right now?
- 12:46Speaker 1: I know it, and that is so fake and we
- 12:50Speaker 1: all know that, but our emotions don't know that. So
- 12:53Speaker 1: guess what we control our emotions now versus I tell
- 12:58Speaker 1: you something very sad, you don't won't have a million dollars,
- 13:01Speaker 1: You're never gonna have a million dollars.
- 13:02Speaker 3: Whatever that is.
- 13:03Speaker 1: Then we can ah, we can feel our emotions come down. Well,
- 13:06Speaker 1: that shows us that what we hear, what we see,
- 13:11Speaker 1: what we say, what we think, controls our emotions. So
- 13:16Speaker 1: if we can think differently, talk differently, share differently with
- 13:21Speaker 1: other people, it will change our emotions. We were just
- 13:24Speaker 1: talking about having any morning ritual, having some quiet time
- 13:28Speaker 1: to yourself instead of getting into your phone and what's
- 13:31Speaker 1: happening out there, go inward to see what's you are
- 13:34Speaker 1: really feeling. So the intense emotion that we're feeling does
- 13:39Speaker 1: not mean it's accurate. Because you did not win the
- 13:43Speaker 1: lottery and you might have gotten excited. You might be
- 13:47Speaker 1: making fun of me, you might be laughing at me
- 13:49Speaker 1: a little bit, but you might have got a little
- 13:51Speaker 1: bit excited somewhere in your body. And guess what, it's fake,
- 13:54Speaker 1: fake news. It is not real. But the words that
- 13:58Speaker 1: I say and the things that you are made you
- 14:01Speaker 1: feel something, and that creates emotion. So emotion is not real.
- 14:05Speaker 1: We can literally create it ourselves. Okay, A lot of
- 14:09Speaker 1: women come to me because they feel danger around their money.
- 14:13Speaker 1: They feel anxious. They are afraid that they really don't
- 14:19Speaker 1: have control over their life. Because they don't have control
- 14:22Speaker 1: over the money. They have carried this responsibility for so long.
- 14:26Speaker 1: They've got that little not in the stomach, the little
- 14:28Speaker 1: pressure in the chest. They think it's the way it's
- 14:31Speaker 1: supposed to be. They think that everyone feels that way
- 14:34Speaker 1: and that's just the way it is, but it's not.
- 14:37Speaker 1: So they really don't do anything until they've experienced a
- 14:42Speaker 1: transition or a disruption or a loss or a trauma
- 14:45Speaker 1: or something in their life to where they actually have
- 14:48Speaker 1: to do something. Now, they're also tired of uncertainty. I
- 14:52Speaker 1: wonder if I'm going to run out of money. I
- 14:53Speaker 1: wonder if I'm going to be a bag lady. I
- 14:55Speaker 1: had a friend of mine, Stacy, who is a client
- 14:58Speaker 1: as well, and we just joked around so much because
- 15:01Speaker 1: she was just so afraid of being a bag lady.
- 15:04Speaker 1: And so I literally put a picture of a bag
- 15:06Speaker 1: lady up on my workshop because that is what so
- 15:10Speaker 1: many people are afraid of. They're so afraid of that,
- 15:13Speaker 1: and it's nowhere near the truth. But we don't know
- 15:16Speaker 1: that because we keep either seeing that, hearing that in
- 15:20Speaker 1: the media, seeing it in our family. Somebody might have
- 15:24Speaker 1: shamed us in our life. Here's some reasons why you might,
- 15:30Speaker 1: as women, feel like and feel anxiety more in your life.
- 15:35Speaker 1: If you've ever grown up in a conflict ridden home,
- 15:39Speaker 1: like a dysfunctional home, if they ever argued over money
- 15:42Speaker 1: in the house, you might associate the instability with your
- 15:46Speaker 1: childhood home around money into your life. And you might
- 15:49Speaker 1: not even know this, just so you know, so this
- 15:52Speaker 1: could cause avoidance of talking about money, or even looking
- 15:55Speaker 1: at your money, or even conversations around money.
- 15:58Speaker 3: Growing up with.
- 16:01Speaker 1: Not being able to share your thoughts, your feelings, your words,
- 16:05Speaker 1: like kids are seen not heard if you grew up
- 16:08Speaker 1: in that era like I did, and when that happens,
- 16:13Speaker 1: we're afraid to have our feelings, not only have our feelings,
- 16:16Speaker 1: but to say what we're feeling. And then when you
- 16:19Speaker 1: bring in money into the situation, when we already feel stupid,
- 16:22Speaker 1: we already feel behind the gun, we already feel like
- 16:24Speaker 1: we're not doing enough, we're spending too much, we're not
- 16:27Speaker 1: making enough, and we don't know any answers to any
- 16:30Speaker 1: of this, and we couldn't speak how we felt in childhood.
- 16:34Speaker 1: That just exacerbates it even more. So there's even more
- 16:38Speaker 1: anxiety if you've ever experienced abandonment in your childhood or
- 16:42Speaker 1: growing up as well. If ever been left alone, My
- 16:46Speaker 1: parents would go party a lot, and I'm an only child,
- 16:49Speaker 1: so I would be alone a lot, and one of
- 16:52Speaker 1: my best friends would always come over. We would call
- 16:54Speaker 1: a pizza guy. My parents would send the pizza guy
- 16:56Speaker 1: over back in the day when they didn't even do that,
- 16:59Speaker 1: And I didn't know that I was abandoned because my
- 17:02Speaker 1: parents truly loved me. But I was abandoned right. I
- 17:06Speaker 1: had to figure it all out on my own. So
- 17:09Speaker 1: if you've ever been left alone a lot and you're
- 17:14Speaker 1: afraid of being alone, that could be resulting into hoarding money,
- 17:19Speaker 1: into saving lots of money so that you're in control
- 17:22Speaker 1: for security, not necessarily spending it or spending it like
- 17:26Speaker 1: not spending it forever, and then just go blowing it
- 17:28Speaker 1: because you need to spend some of it. So there's
- 17:31Speaker 1: lots of different reactions that we have around our childhood
- 17:36Speaker 1: being criticized for not being enough. It ties to our
- 17:39Speaker 1: self worth, which means it ties to our financial success
- 17:43Speaker 1: as well, because if we don't feel like we're good enough,
- 17:46Speaker 1: then that's going to possibly give us overstriving, working too hard,
- 17:52Speaker 1: perfectionism around money, and then feeling really bad when we
- 17:56Speaker 1: either can't control the stock market or spent too money here,
- 17:59Speaker 1: all of that gives it our roller coaster around our
- 18:01Speaker 1: emotions around money, so it might sound like I can't
- 18:05Speaker 1: afford to mess this up. This is what you could
- 18:08Speaker 1: be telling yourself if you've experienced any of these dysfunctions.
- 18:12Speaker 1: I don't understand why everybody knows what's going on, and
- 18:15Speaker 1: I don't things like that when all that we really
- 18:19Speaker 1: need to do is find out the truth. That's all
- 18:21Speaker 1: fear and anxiety speaking. That's not the actual truth. You
- 18:26Speaker 1: could be feeling so uncertain about your future that that
- 18:29Speaker 1: could be bringing up all your anxiety. You've never really
- 18:32Speaker 1: truly felt supported in your life. Maybe you did feel supported.
- 18:36Speaker 1: Maybe your parents had a lot of kids and you
- 18:37Speaker 1: were just the middle child and you never really felt
- 18:39Speaker 1: supported for being you. Maybe you carried so much responsibility
- 18:44Speaker 1: you were the oldest child and you had to take
- 18:46Speaker 1: care of everybody else. That tells your nervous system that
- 18:50Speaker 1: you're uncertain. It's time to do a gentle reframe. Okay,
- 18:56Speaker 1: we want to be able to feel grounded instead of
- 18:59Speaker 1: real active. We want to have a plan and know
- 19:04Speaker 1: how we're going to handle things instead of just be
- 19:06Speaker 1: reactive to our life. Do you ever feel like you're
- 19:09Speaker 1: on stage and you're spinning just a bunch of plates.
- 19:11Speaker 1: Then you run over to this plate because this child's
- 19:13Speaker 1: speaking louder, or this one's wrong with this, or your
- 19:16Speaker 1: parents got this going, or their job, the boss is
- 19:18Speaker 1: yelling at you more here, or your relationships causing more trouble,
- 19:21Speaker 1: and we're just running around spinning all these plates. So overwhelming, right,
- 19:26Speaker 1: and it's not good for our body. So there's a
- 19:28Speaker 1: lot of things that we can do because that will
- 19:31Speaker 1: bring shame to us because we don't feel like we're
- 19:33Speaker 1: doing it all right, better, best, whatever it might be.
- 19:37Speaker 1: And all this ties into your money.
- 19:39Speaker 3: I know you don't know.
- 19:40Speaker 1: It, but it does. I promise you. Freedom comes from
- 19:44Speaker 1: your relationship with money, not the zeros. I have multimillionaires
- 19:49Speaker 1: that have plenty of zeros and still would have anxiety
- 19:53Speaker 1: or still be afraid around their money. So it's not
- 19:56Speaker 1: about the zeros. It's literally about your relationships. So let's
- 19:59Speaker 1: look at that how can we do this? Well, let's
- 20:03Speaker 1: shift from fear to love. What Let's shift from fear
- 20:07Speaker 1: to something to do. First of all, we're going to
- 20:10Speaker 1: gather the facts. We're going to gather all the numbers.
- 20:13Speaker 1: How much do we spend, how much do we make?
- 20:16Speaker 1: Where is our money really really going? Just that, I
- 20:19Speaker 1: promise you will change your life. Just look back at
- 20:21Speaker 1: the last thirty sixty to ninety days and see where
- 20:23Speaker 1: it's at. Ask deeper questions. Do I really need that?
- 20:27Speaker 1: Does that really have to cost that way? Can I
- 20:29Speaker 1: challenge that? And let's create some visibility. Let's create moving forward.
- 20:34Speaker 1: Next month, I'm going to do this next month, I'm
- 20:37Speaker 1: going to do that. I have so many more tips
- 20:40Speaker 1: for you right now, I'm going to share something with
- 20:43Speaker 1: you and I'm going to give you a gift.
- 20:44Speaker 3: So I want you to come right back.
- 20:46Speaker 1: But I've got some really good tips that We're going
- 20:48Speaker 1: to wrap all this up in a bow for you.
- 20:49Speaker 3: Okay, so y'all come back now here.
- 20:51Speaker 2: Wait, the show isn't over yet. There's more fun and
- 20:54Speaker 2: finances ahead. Jennifer will be right back as we have
- 20:57Speaker 2: a special bonus offer for you right now here on
- 21:00Speaker 2: Rock My Financers broadcasting live on KFOURHD Radio and Talk
- 21:05Speaker 2: for TV.
- 21:07Speaker 1: Hey y'all, it's Jennifer Jost. Are you ready to transform
- 21:10Speaker 1: your relationship with money? Rock My Finances Club is your
- 21:13Speaker 1: weekly mastermind for wealth empowerment. Join me live for your
- 21:17Speaker 1: personal weekly group video sessions and access your personal portal
- 21:22Speaker 1: with the video library at any time, including your success
- 21:26Speaker 1: system and way more bonuses. Go to ROCKMF dot com
- 21:32Speaker 1: for your financial empowerment. Make yourself a priority today, Schedule
- 21:36Speaker 1: a check with me at ROCKMF dot com and achieve
- 21:40Speaker 1: your feminine financial freedom. Finally, oh and don't forget to
- 21:44Speaker 1: ask me how to say fifty percent? See you add
- 21:47Speaker 1: our weekly mastermind.
- 21:51Speaker 2: Okay, Rock My Finances on KFORHD and Talkford TV is
- 21:55Speaker 2: back once again. Let's put the fun in finance with
- 21:59Speaker 2: your host a weekly friend, Jennifer Jose.
- 22:02Speaker 3: All right, welcome back.
- 22:03Speaker 1: We're going to dive in some tips right now to
- 22:05Speaker 1: get out of fear and anxiety and step into calm,
- 22:08Speaker 1: clarity and control over your money.
- 22:10Speaker 3: Number one.
- 22:10Speaker 1: I know you think it's crazy, but we want to
- 22:12Speaker 1: practice slowing down. We want a deep breathe. We do
- 22:16Speaker 1: box breathing in for four, Hold for four out for four,
- 22:19Speaker 1: Hold for four. That's one easy. There's so many different
- 22:23Speaker 1: breath works that you can look up and just deep breasts.
- 22:26Speaker 1: I had to set an alarm on my phone every
- 22:28Speaker 1: hour to take a deep breath. Ah feels so good. Right,
- 22:32Speaker 1: we're going to use some grounding techniques. Go out and
- 22:36Speaker 1: touch the ground every morning when you wake up. I
- 22:39Speaker 1: put my feet in the soil every morning when I
- 22:41Speaker 1: wake up, and I look at the sun or where
- 22:43Speaker 1: the sun should or could be right, and I take
- 22:46Speaker 1: three deep breaths and say, okay, I'm ready. Set your
- 22:49Speaker 1: intention for the day. Move your body somehow. We have
- 22:53Speaker 1: to move our body somehow, someway. I love three songs
- 22:57Speaker 1: dancing and using your arms and your legs and dancing
- 23:01Speaker 1: for three songs. How's that for some homework, right, Okay?
- 23:06Speaker 1: We want to be able to connect with people that
- 23:08Speaker 1: we trust. You don't have to share anything vulnerable if
- 23:11Speaker 1: you can handle it. But a great vulnerable story to
- 23:15Speaker 1: someone makes you feel more vulnerable and connected, so then
- 23:19Speaker 1: you feel like you're supported. Just saying we want some routines.
- 23:23Speaker 1: We need a morning routine, we need an evening routine,
- 23:26Speaker 1: and we need to make sleeper priority. We just talked
- 23:28Speaker 1: about that with Michelle Dickinson as well. The morning routines
- 23:31Speaker 1: could be simple as journal for five minutes, music for
- 23:34Speaker 1: five minutes, and movement for five minutes and reflection for
- 23:38Speaker 1: five minutes. If you're already a meditator, that's amazing, keep
- 23:41Speaker 1: that up. We all want to be able to slow down,
- 23:44Speaker 1: slow everything down. Take deep breath, put your hand on
- 23:49Speaker 1: your heart, your hand on your belly, feel your body.
- 23:52Speaker 1: Our bodies are amazing. And that's what's more important than
- 23:55Speaker 1: the zero's in the bank is the more we're grounded,
- 23:58Speaker 1: the more everything else is going to come.
- 24:00Speaker 3: Pause.
- 24:02Speaker 1: Reflect, Give your self permission to slow down, Give your
- 24:07Speaker 1: self permission to look around, give your self permission to
- 24:10Speaker 1: be in the present, not in the bag lady future,
- 24:15Speaker 1: and not in the crap that I did in the
- 24:17Speaker 1: past that screwed everything up. But just right now, right now,
- 24:21Speaker 1: I'm drinking out of my cute pink cup. I'm talking
- 24:23Speaker 1: to amazing people and it's an amazing day. I hope
- 24:26Speaker 1: you enjoyed the show today, and I aunt you all.
- 24:29Speaker 1: Come back, download, subscribe, tell your friends all that great stuff,
- 24:33Speaker 1: and I want you to be able to walk away
- 24:34Speaker 1: and say, hey, I rock my Finances.
- 24:37Speaker 2: We appreciate you joining us today and don't forget to
- 24:40Speaker 2: subscribe to the rock my Finances YouTube channel for more
- 24:44Speaker 2: engagement and bonus content. Tell me what is your money story?
- 24:49Speaker 2: Let's find out with Jennifer right here on K four
- 24:52Speaker 2: HD Radio and Talk for TV. It's not about the zero,
- 24:55Speaker 2: It's about the F word. Feelings, feelings, Jennifer. Can't I
- 25:00Speaker 2: wait to explore with you next week. Until then, let's
- 25:03Speaker 2: all say I rock my Finances.