How Fintechs Use Real-Time Transaction Data for Fraud Prevention

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies · Jul 30, 2026 · 5m · transcript

Card fraud losses hit a record $10.7 billion in the US last year. In this episode, we look at how fintechs and digital banks are fighting back by scoring every transaction in real time—analyzing location, device, purchase history, and even the way you tap your phone. Lucas explains the machine learning models behind the scenes, how one company slashed false positives by 30%, and the delicate balance between stopping fraud and not annoying customers. Plus, we discuss why the future might bring instant compromised-card registries and quantum-safe encryption. If you're building or using…