How Cash Flow Forecasting Saves Small Businesses

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Oct 7, 2026 · 10m · transcript

Small business owners often mistake profit for cash, leading to fatal liquidity gaps. This episode explores the specific mechanics of cash flow forecasting using a concrete example from a regional HVAC contractor in October 2026. We break down how projecting receivables against payables thirty days out can prevent the need for expensive short-term borrowing. Lucas and Luna examine the difference between accrual accounting and actual cash movement, highlighting why a profitable quarter can still leave a bank account empty. The discussion focuses on practical, low-tech methods for building a…