Latest / Budgeting for Beginners with Fexingo: Cash Envelopes, Apps, and Simple Money Tracking
How to Budget When Your Income Changes Every Month
In this episode, Lucas and Luna tackle a common budgeting pain point: variable income. Lucas explains the 'minimum baseline' method using a real example of a freelance graphic designer earning between $2,500 and $6,500 per month. He walks through calculating a survival budget, building a buffer account, and using a percentage-based system for discretionary spending. Luna shares her own experience with irregular bonuses and how she adapted the system. The hosts also discuss how to handle unexpected windfalls and lean periods without panic. Listeners will learn one concrete number to…
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