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Why Am I Anxious About Money Even When I’m Okay? · Becoming Financially Confident

• 0:37
  Have
• 0:37
  you
• 0:37
  ever
• 0:38
  looked
• 0:38
  at
• 0:38
  your
• 0:38
  bank
• 0:38
  account
• 0:39
  and
• 0:39
  nothing's
• 0:40
  on
• 0:40
  fire,
• 0:41
  but
• 0:41
  you
• 0:42
  still
• 0:42
  feel
• 0:42
  anxious?
• 0:43
  Yeah.
• 0:44
  Your
• 0:44
  bills
• 0:44
  are
• 0:45
  paid,
• 0:45
  income's
• 0:46
  coming
• 0:46
  in,
• 0:47
  and
• 0:47
  you're
• 0:47
  thinking,
• 0:48
  I'm
• 0:48
  okay
• 0:48
  right
• 0:48
  now,
• 0:50
  but
• 0:50
  your
• 0:50
  brain
• 0:51
  keeps
• 0:51
  whispering,
• 0:53
  yeah,
• 0:53
  but
• 0:54
  what
• 0:54
  if.
• 0:55
  What
• 0:56
  if
• 0:56
  the
• 0:56
  car
• 0:56
  breaks?
• 0:58
  What
• 0:58
  if
• 0:58
  the
• 0:59
  job
• 0:59
  changes?
• 1:01
  What
• 1:01
  if
• 1:01
  I
• 1:01
  miss
• 1:01
  something?
• 1:04
  Friend?
• 1:04
  This
• 1:04
  kind
• 1:05
  of
• 1:05
  anxiety
• 1:05
  is
• 1:05
  exhausting,
• 1:06
  isn't
• 1:06
  it?
• 1:08
  Because
• 1:08
  it
• 1:08
  doesn't
• 1:08
  wait
• 1:09
  for
• 1:09
  an
• 1:09
  emergency.
• 1:10
  It
• 1:11
  just
• 1:11
  lives
• 1:11
  in
• 1:11
  the
• 1:11
  background.
• 1:13
  So
• 1:14
  today,
• 1:14
  we're
• 1:14
  going
• 1:14
  to
• 1:14
  build
• 1:14
  a
• 1:15
  plan
• 1:15
  that
• 1:15
  is
• 1:15
  wise
• 1:16
  and
• 1:16
  peaceful
• 1:17
  so
• 1:17
  your
• 1:18
  money
• 1:18
  stops
• 1:18
  being
• 1:18
  a
• 1:19
  constant
• 1:19
  threat
• 1:19
  in
• 1:20
  your
• 1:20
  mind.
• 1:42
  Hey,
• 1:42
  friend.
• 1:42
  Ralph
• 1:43
  Estep
• 1:43
  Jr.
• 1:43
  Here.
• 1:44
  This
• 1:44
  is
• 1:45
  Financially
• 1:45
  Confident
• 1:46
  Christian,
• 1:47
  where
• 1:47
  we're
• 1:47
  breaking
• 1:47
  the
• 1:48
  cycle
• 1:48
  of
• 1:48
  financial
• 1:49
  shame
• 1:49
  and
• 1:49
  helping
• 1:49
  you
• 1:50
  live
• 1:50
  in
• 1:50
  financial
• 1:51
  confidence.
• 1:53
  And
• 1:53
  today's
• 1:53
  topic
• 1:54
  is
• 1:54
  one
• 1:54
  so
• 1:55
  many
• 1:55
  of
• 1:55
  us
• 1:55
  can
• 1:55
  relate
• 1:56
  to.
• 1:56
  And
• 1:57
  that's
• 1:57
  why
• 1:57
  you
• 1:57
  can
• 1:57
  still
• 1:58
  feel
• 1:58
  anxious
• 1:59
  even
• 1:59
  when
• 1:59
  you're
• 1:59
  okay
• 2:00
  financially.
• 2:02
  Well,
• 2:02
  let's
• 2:02
  get
• 2:02
  right
• 2:02
  into
• 2:03
  today's
• 2:03
  listener
• 2:03
  question.
• 2:04
  This
• 2:05
  listener
• 2:05
  wrote,
• 2:05
  ralph,
• 2:06
  I'm
• 2:07
  drowning
• 2:07
  in
• 2:07
  financial
• 2:08
  anxiety.
• 2:08
  Even
• 2:09
  when
• 2:09
  things
• 2:09
  are
• 2:09
  okay
• 2:10
  on
• 2:10
  paper,
• 2:11
  my
• 2:12
  brain
• 2:12
  won't
• 2:12
  shut
• 2:12
  off.
• 2:13
  It's
• 2:14
  always,
• 2:14
  what
• 2:14
  if
• 2:15
  this
• 2:15
  happens?
• 2:15
  Or
• 2:16
  what
• 2:16
  if
• 2:16
  that
• 2:17
  breaks?
• 2:18
  I
• 2:18
  can't
• 2:19
  enjoy
• 2:19
  anything
• 2:19
  because
• 2:20
  I'm
• 2:20
  stuck
• 2:20
  in
• 2:20
  constant
• 2:21
  fear
• 2:21
  about
• 2:21
  money.
• 2:23
  How
• 2:23
  do
• 2:24
  I
• 2:24
  build
• 2:24
  a
• 2:24
  wise
• 2:24
  plan
• 2:25
  that
• 2:25
  gives
• 2:25
  me
• 2:25
  actual
• 2:26
  peace
• 2:26
  instead
• 2:27
  of
• 2:27
  just
• 2:27
  feeding
• 2:28
  the
• 2:28
  worry?
• 2:29
  I
• 2:30
  am
• 2:30
  so
• 2:30
  tired
• 2:30
  of
• 2:31
  living
• 2:31
  like
• 2:31
  this,
• 2:33
  and
• 2:33
  I
• 2:34
  get
• 2:34
  that.
• 2:34
  Thank
• 2:34
  you
• 2:35
  so
• 2:35
  much
• 2:35
  for
• 2:35
  your
• 2:35
  question.
• 2:35
  If
• 2:36
  you've
• 2:36
  got
• 2:36
  a
• 2:36
  question
• 2:36
  for
• 2:37
  this
• 2:37
  show,
• 2:37
  send
• 2:38
  it
• 2:38
  to
• 2:38
  me@financiallyconfidentchristian.com?
• 2:42
  we'll
• 2:42
  put
• 2:42
  that
• 2:42
  in
• 2:42
  the
• 2:43
  show
• 2:43
  notes.
• 2:44
  But
• 2:45
  today's
• 2:45
  idea,
• 2:46
  big
• 2:46
  idea
• 2:46
  that
• 2:46
  I
• 2:47
  called
• 2:47
  on
• 2:47
  the
• 2:47
  show,
• 2:47
  is
• 2:47
  peace
• 2:48
  isn't
• 2:48
  found
• 2:49
  in
• 2:49
  perfect
• 2:49
  numbers.
• 2:51
  It's
• 2:51
  found
• 2:51
  in
• 2:52
  a
• 2:52
  plan
• 2:52
  you
• 2:52
  can
• 2:52
  trust.
• 2:54
  And
• 2:54
  bigger
• 2:55
  than
• 2:55
  that,
• 2:56
  it's
• 2:56
  found
• 2:56
  in
• 2:57
  a
• 2:57
  God
• 2:57
  that
• 2:57
  you
• 2:57
  can
• 2:57
  rest
• 2:58
  in.
• 2:59
  Well,
• 3:00
  how
• 3:00
  do
• 3:00
  we
• 3:00
  get
• 3:00
  past
• 3:00
  that?
• 3:01
  Because
• 3:01
  it's
• 3:01
  a
• 3:01
  real
• 3:01
  feeling.
• 3:02
  I've
• 3:02
  felt
• 3:02
  it
• 3:02
  myself
• 3:03
  at
• 3:03
  times.
• 3:04
  How
• 3:04
  do
• 3:04
  you
• 3:05
  get
• 3:05
  past
• 3:05
  that
• 3:05
  constant
• 3:06
  feel
• 3:06
  of
• 3:06
  anxiety?
• 3:07
  Even
• 3:07
  when
• 3:07
  you're
• 3:07
  feeling
• 3:08
  okay,
• 3:09
  the
• 3:09
  first
• 3:10
  thing
• 3:10
  you've
• 3:10
  got
• 3:10
  to
• 3:10
  do
• 3:11
  is
• 3:11
  name
• 3:11
  the
• 3:11
  fear
• 3:12
  underneath
• 3:12
  the
• 3:13
  fear.
• 3:15
  Because
• 3:15
  in
• 3:15
  my
• 3:15
  view,
• 3:16
  most
• 3:16
  anxiety
• 3:17
  is
• 3:17
  usually
• 3:17
  not
• 3:17
  about
• 3:18
  money.
• 3:20
  Right
• 3:20
  now,
• 3:20
  the
• 3:21
  list,
• 3:21
  the
• 3:21
  person
• 3:21
  who
• 3:21
  sent
• 3:22
  it
• 3:22
  in.
• 3:22
  I
• 3:22
  don't
• 3:22
  really
• 3:22
  think
• 3:23
  this
• 3:23
  is
• 3:23
  about
• 3:23
  money.
• 3:25
  You
• 3:25
  ever
• 3:26
  have
• 3:26
  that
• 3:26
  same
• 3:27
  fear?
• 3:28
  It's
• 3:28
  not
• 3:29
  about
• 3:29
  the
• 3:29
  money.
• 3:29
  It's
• 3:29
  what
• 3:30
  money
• 3:30
  represents.
• 3:32
  And
• 3:32
  for
• 3:32
  all
• 3:33
  of
• 3:33
  us,
• 3:34
  it
• 3:34
  represents
• 3:35
  things
• 3:35
  like
• 3:35
  safety.
• 3:37
  Am
• 3:37
  I
• 3:37
  going
• 3:37
  to
• 3:37
  be
• 3:37
  okay?
• 3:39
  Do
• 3:39
  I
• 3:39
  have
• 3:39
  food?
• 3:39
  Do
• 3:40
  I
• 3:40
  have
• 3:40
  clothing?
• 3:40
  Do
• 3:40
  I
• 3:41
  have
• 3:41
  shelter?
• 3:41
  Are
• 3:41
  my
• 3:41
  kids
• 3:42
  going
• 3:42
  to
• 3:42
  be
• 3:42
  all
• 3:42
  right?
• 3:45
  It
• 3:45
  represents
• 3:45
  control.
• 3:47
  See,
• 3:47
  when
• 3:47
  you
• 3:47
  have
• 3:48
  money
• 3:48
  when
• 3:48
  you
• 3:48
  have
• 3:48
  your
• 3:49
  finances
• 3:49
  in
• 3:49
  order,
• 3:49
  you
• 3:50
  feel
• 3:50
  like
• 3:50
  you're
• 3:50
  in
• 3:50
  control.
• 3:50
  Now,
• 3:51
  we
• 3:51
  could
• 3:51
  have
• 3:51
  a
• 3:51
  whole
• 3:52
  discussion
• 3:52
  about,
• 3:52
  are
• 3:52
  you
• 3:52
  really
• 3:53
  in
• 3:53
  control?
• 3:55
  But
• 3:55
  it
• 3:55
  represents
• 3:56
  stability
• 3:56
  for
• 3:57
  us.
• 3:58
  I'm
• 3:58
  stable.
• 3:59
  Because
• 3:59
  maybe
• 3:59
  you
• 4:00
  came
• 4:00
  from
• 4:00
  a
• 4:00
  place
• 4:00
  where
• 4:01
  money
• 4:01
  hasn't
• 4:01
  been
• 4:01
  stable
• 4:02
  at
• 4:02
  times.
• 4:03
  Maybe
• 4:03
  you
• 4:04
  look
• 4:04
  back
• 4:04
  to
• 4:04
  a
• 4:05
  time
• 4:05
  in
• 4:05
  your
• 4:05
  life
• 4:06
  where
• 4:06
  it
• 4:06
  was
• 4:06
  really
• 4:07
  a
• 4:07
  difficult
• 4:07
  thing,
• 4:08
  and
• 4:08
  you
• 4:08
  think
• 4:08
  to
• 4:08
  yourself,
• 4:09
  man,
• 4:10
  I
• 4:10
  can't
• 4:10
  fail
• 4:10
  again.
• 4:11
  Raoul
• 4:12
  failed
• 4:13
  before.
• 4:13
  I
• 4:13
  didn't
• 4:13
  like
• 4:13
  how
• 4:14
  that
• 4:14
  felt.
• 4:15
  I
• 4:16
  don't
• 4:16
  want
• 4:16
  to
• 4:16
  feel
• 4:16
  trapped
• 4:17
  again.
• 4:18
  I
• 4:18
  get
• 4:19
  all
• 4:19
  those
• 4:19
  things.
• 4:21
  So
• 4:21
  ask
• 4:21
  yourself
• 4:22
  this
• 4:22
  one
• 4:22
  question.
• 4:25
  What
• 4:25
  am
• 4:25
  I
• 4:25
  afraid
• 4:26
  is
• 4:26
  going
• 4:26
  to
• 4:26
  happen
• 4:27
  if
• 4:27
  I'm
• 4:27
  not
• 4:28
  prepared?
• 4:29
  And
• 4:29
  then
• 4:29
  write
• 4:30
  that
• 4:30
  answer
• 4:30
  down.
• 4:30
  Because
• 4:31
  here's
• 4:31
  the
• 4:31
  problem.
• 4:32
  Vague
• 4:33
  fear
• 4:33
  feels
• 4:34
  endless.
• 4:35
  But
• 4:36
  when
• 4:36
  you
• 4:36
  name
• 4:36
  the
• 4:37
  fear,
• 4:38
  it
• 4:38
  becomes
• 4:38
  manageable.
• 4:40
  So
• 4:41
  do
• 4:41
  that
• 4:41
  right
• 4:41
  now.
• 4:41
  Think
• 4:42
  about,
• 4:42
  what
• 4:42
  is
• 4:42
  that
• 4:42
  fear?
• 4:43
  And
• 4:43
  then
• 4:43
  once
• 4:43
  you
• 4:43
  figure
• 4:44
  out
• 4:44
  what
• 4:44
  that
• 4:44
  fear
• 4:44
  is,
• 4:45
  it's
• 4:45
  time
• 4:45
  to
• 4:46
  build
• 4:46
  a
• 4:46
  peace
• 4:46
  plan.
• 4:48
  Now,
• 4:48
  you
• 4:48
  notice
• 4:48
  I
• 4:48
  didn't
• 4:49
  say
• 4:49
  a
• 4:49
  budget
• 4:49
  plan.
• 4:49
  Not
• 4:50
  a
• 4:50
  perfect
• 4:50
  budget,
• 4:50
  but
• 4:51
  a
• 4:51
  peace
• 4:51
  plan.
• 4:53
  Because
• 4:53
  if
• 4:53
  you've
• 4:53
  already
• 4:54
  run
• 4:54
  your
• 4:54
  numbers
• 4:54
  and
• 4:54
  what
• 4:55
  you're
• 4:55
  saying
• 4:55
  to
• 4:55
  me
• 4:55
  is,
• 4:55
  you're
• 4:56
  basically
• 4:56
  okay,
• 4:57
  Ralph,
• 4:58
  then
• 4:59
  stop
• 4:59
  endlessly
• 5:00
  optimizing
• 5:00
  it.
• 5:02
  So
• 5:02
  many
• 5:02
  people
• 5:02
  do
• 5:02
  a
• 5:03
  budget.
• 5:03
  And
• 5:03
  then
• 5:03
  you
• 5:03
  just
• 5:03
  figure,
• 5:04
  oh,
• 5:04
  I
• 5:04
  gotta
• 5:04
  do
• 5:04
  better
• 5:04
  on
• 5:04
  this.
• 5:05
  I
• 5:05
  gotta
• 5:05
  make
• 5:05
  it
• 5:05
  sharper,
• 5:06
  I
• 5:06
  gotta
• 5:06
  make
• 5:06
  it
• 5:07
  wiser.
• 5:09
  You're
• 5:09
  going
• 5:09
  to
• 5:09
  drive
• 5:09
  yourself
• 5:10
  crazy.
• 5:10
  Doing
• 5:12
  creates
• 5:13
  three
• 5:13
  simple
• 5:14
  anchors.
• 5:15
  These
• 5:15
  are
• 5:15
  the
• 5:16
  big
• 5:16
  three
• 5:16
  things.
• 5:16
  Are
• 5:17
  your
• 5:17
  bills
• 5:17
  covered?
• 5:19
  Yes.
• 5:19
  Needs
• 5:19
  are
• 5:20
  met.
• 5:21
  Have
• 5:21
  you
• 5:21
  got
• 5:21
  that
• 5:21
  small
• 5:22
  buffer?
• 5:22
  Is
• 5:22
  it
• 5:22
  growing?
• 5:23
  Even
• 5:23
  if
• 5:24
  it's
• 5:24
  growing
• 5:24
  slowly?
• 5:24
  Hey,
• 5:25
  five
• 5:25
  dollar
• 5:26
  ten
• 5:26
  a
• 5:26
  week.
• 5:26
  It's
• 5:27
  great.
• 5:27
  I
• 5:27
  had
• 5:27
  dinner
• 5:28
  with
• 5:28
  my
• 5:28
  youngest
• 5:29
  son
• 5:29
  yesterday,
• 5:30
  and
• 5:31
  he
• 5:31
  said,
• 5:31
  dad,
• 5:31
  he
• 5:31
  says,
• 5:32
  I've
• 5:32
  got
• 5:32
  a
• 5:32
  decent
• 5:33
  amount
• 5:33
  set
• 5:33
  aside.
• 5:34
  He
• 5:34
  says,
• 5:34
  but
• 5:34
  I
• 5:35
  feel
• 5:35
  like
• 5:35
  I'm
• 5:35
  not
• 5:35
  doing
• 5:35
  enough.
• 5:36
  I
• 5:36
  said,
• 5:36
  well,
• 5:36
  what
• 5:36
  are
• 5:36
  you
• 5:36
  doing?
• 5:37
  He
• 5:37
  says,
• 5:37
  dad,
• 5:37
  I'm
• 5:37
  putting
• 5:37
  $10
• 5:38
  a
• 5:38
  week
• 5:38
  away.
• 5:40
  I
• 5:40
  said,
• 5:40
  that's
• 5:40
  great,
• 5:41
  son.
• 5:41
  I
• 5:41
  said,
• 5:41
  that's
• 5:41
  $520
• 5:43
  a
• 5:43
  year.
• 5:45
  Another
• 5:45
  thing
• 5:45
  I'm
• 5:46
  going
• 5:46
  to
• 5:46
  encourage
• 5:46
  you.
• 5:47
  Do
• 5:48
  that
• 5:48
  weekly
• 5:48
  check
• 5:49
  in.
• 5:50
  Are
• 5:50
  you
• 5:50
  doing
• 5:50
  that?
• 5:51
  You
• 5:52
  don't
• 5:52
  want
• 5:52
  anything
• 5:52
  to
• 5:52
  sneak
• 5:52
  up
• 5:53
  on
• 5:53
  you.
• 5:53
  I
• 5:53
  don't
• 5:53
  know
• 5:53
  how
• 5:54
  many
• 5:54
  people
• 5:54
  have
• 5:54
  reached
• 5:55
  out
• 5:55
  to
• 5:55
  me.
• 5:55
  It's
• 5:55
  funny,
• 5:56
  I
• 5:56
  was
• 5:56
  sitting
• 5:56
  in
• 5:56
  church
• 5:56
  yesterday,
• 5:58
  and
• 5:58
  I
• 5:58
  hadn't
• 5:59
  been
• 5:59
  to
• 5:59
  church
• 5:59
  for
• 5:59
  a
• 5:59
  few
• 5:59
  weeks.
• 6:00
  It
• 6:00
  was
• 6:00
  two
• 6:00
  weeks
• 6:00
  in
• 6:00
  a
• 6:00
  row
• 6:01
  for
• 6:01
  me.
• 6:01
  But
• 6:01
  this
• 6:02
  guy
• 6:02
  sat
• 6:02
  next
• 6:02
  to
• 6:02
  me.
• 6:03
  He
• 6:03
  says,
• 6:03
  hey,
• 6:03
  are
• 6:03
  you
• 6:03
  the
• 6:04
  YouTuber?
• 6:05
  I
• 6:05
  said,
• 6:05
  yeah,
• 6:06
  I'm
• 6:06
  the
• 6:06
  YouTuber.
• 6:07
  And
• 6:07
  what
• 6:08
  he
• 6:08
  said
• 6:08
  to
• 6:08
  me,
• 6:08
  his
• 6:08
  name
• 6:08
  was
• 6:08
  Solomon.
• 6:09
  So,
• 6:09
  Solomon,
• 6:10
  if
• 6:10
  you're
• 6:10
  watching,
• 6:10
  thank
• 6:10
  you
• 6:11
  so
• 6:11
  much
• 6:11
  for
• 6:11
  your
• 6:12
  Comments
• 6:12
  yesterday.
• 6:13
  But
• 6:13
  he
• 6:14
  said,
• 6:14
  ralph,
• 6:14
  he
• 6:14
  says,
• 6:14
  one
• 6:14
  of
• 6:14
  the
• 6:14
  things
• 6:15
  that
• 6:15
  I
• 6:15
  do
• 6:15
  all
• 6:15
  the
• 6:15
  time
• 6:15
  is
• 6:16
  I
• 6:16
  do
• 6:16
  that
• 6:16
  weekly
• 6:16
  check
• 6:17
  in.
• 6:18
  And
• 6:18
  I
• 6:18
  said,
• 6:18
  yeah,
• 6:19
  it
• 6:19
  really
• 6:19
  does
• 6:19
  change
• 6:20
  things,
• 6:20
  doesn't
• 6:20
  it?
• 6:21
  You
• 6:22
  don't
• 6:22
  have
• 6:22
  to
• 6:22
  be
• 6:22
  perfect,
• 6:22
  because
• 6:23
  if
• 6:23
  you
• 6:23
  think
• 6:23
  you're
• 6:23
  going
• 6:24
  to
• 6:24
  be
• 6:24
  perfect,
• 6:24
  you're
• 6:24
  just
• 6:24
  going
• 6:24
  to
• 6:25
  feed
• 6:25
  into
• 6:25
  the
• 6:25
  anxiety.
• 6:27
  But
• 6:27
  that
• 6:27
  consistency,
• 6:29
  it
• 6:29
  starves
• 6:30
  that
• 6:30
  anxiety.
• 6:32
  Here's
• 6:32
  another
• 6:32
  thing
• 6:32
  I'm
• 6:32
  going
• 6:33
  to
• 6:33
  encourage
• 6:33
  you
• 6:33
  to
• 6:33
  do.
• 6:33
  Create
• 6:34
  a
• 6:34
  what
• 6:34
  if
• 6:34
  bucket
• 6:35
  with
• 6:35
  boundaries.
• 6:37
  Maybe
• 6:37
  you're
• 6:37
  saying,
• 6:38
  ralph,
• 6:38
  you
• 6:38
  know,
• 6:38
  there
• 6:38
  are
• 6:38
  what
• 6:39
  ifs.
• 6:39
  I
• 6:39
  get
• 6:39
  it.
• 6:40
  Because
• 6:40
  our
• 6:41
  brains
• 6:41
  are
• 6:41
  designed
• 6:42
  to
• 6:42
  keep
• 6:42
  us
• 6:42
  safe.
• 6:43
  And
• 6:43
  if
• 6:43
  your
• 6:43
  brain
• 6:44
  keeps
• 6:44
  running
• 6:44
  disaster
• 6:45
  simulations,
• 6:46
  it's
• 6:46
  going
• 6:46
  to
• 6:46
  drive
• 6:47
  you
• 6:47
  insane.
• 6:48
  So
• 6:49
  when
• 6:49
  it
• 6:49
  does
• 6:49
  that,
• 6:50
  give
• 6:50
  it
• 6:50
  a
• 6:50
  place
• 6:50
  to
• 6:50
  put
• 6:50
  them.
• 6:52
  I
• 6:52
  think
• 6:52
  that's
• 6:52
  totally
• 6:53
  healthy.
• 6:53
  Open
• 6:54
  a
• 6:54
  savings
• 6:54
  account
• 6:54
  category
• 6:55
  called
• 6:55
  the
• 6:55
  what
• 6:56
  if
• 6:56
  fund.
• 6:57
  What
• 6:57
  if
• 6:57
  this
• 6:58
  happens?
• 6:59
  Put
• 6:59
  something
• 6:59
  in
• 6:59
  it
• 7:00
  every
• 7:00
  week.
• 7:00
  Could
• 7:00
  be
• 7:00
  $10,
• 7:01
  $25,
• 7:02
  maybe
• 7:02
  even
• 7:03
  $50.
• 7:04
  And
• 7:05
  don't
• 7:05
  do
• 7:05
  it
• 7:05
  because
• 7:05
  you
• 7:06
  feel
• 7:06
  doomed,
• 7:06
  but
• 7:07
  because
• 7:07
  you're
• 7:07
  building
• 7:08
  margin.
• 7:10
  And
• 7:10
  here's
• 7:10
  the
• 7:10
  boundary,
• 7:11
  though.
• 7:11
  Once
• 7:11
  you've
• 7:12
  funded
• 7:12
  the
• 7:12
  what
• 7:12
  if
• 7:12
  bucket
• 7:13
  for
• 7:13
  the
• 7:13
  week,
• 7:14
  stop
• 7:14
  rehearsing
• 7:15
  the
• 7:15
  fear.
• 7:16
  You
• 7:17
  did
• 7:17
  your
• 7:17
  part.
• 7:18
  You've
• 7:18
  done
• 7:18
  the
• 7:18
  what
• 7:19
  ifs.
• 7:20
  Here's
• 7:21
  another
• 7:21
  thing.
• 7:21
  So
• 7:22
  many
• 7:22
  people
• 7:22
  live
• 7:22
  in
• 7:23
  information
• 7:23
  overload.
• 7:24
  You
• 7:25
  got
• 7:25
  to
• 7:25
  reduce
• 7:26
  that
• 7:26
  information
• 7:26
  overload.
• 7:28
  Sometimes
• 7:29
  anxiety
• 7:29
  is
• 7:29
  spiritual
• 7:31
  and
• 7:31
  sometimes
• 7:31
  it's
• 7:32
  practical.
• 7:34
  I
• 7:34
  don't
• 7:34
  know
• 7:34
  how
• 7:34
  many
• 7:34
  people
• 7:35
  I've
• 7:35
  met,
• 7:35
  they
• 7:35
  check
• 7:36
  their
• 7:36
  bank
• 7:36
  act
• 7:36
  12
• 7:37
  times
• 7:37
  a
• 7:37
  day.
• 7:37
  I
• 7:37
  think
• 7:38
  every
• 7:38
  hour.
• 7:39
  What's
• 7:40
  going
• 7:40
  on
• 7:40
  here?
• 7:41
  When
• 7:41
  you
• 7:41
  do
• 7:42
  that,
• 7:42
  your
• 7:42
  nervous
• 7:43
  system
• 7:43
  never
• 7:44
  rests.
• 7:46
  Don't
• 7:46
  do
• 7:46
  that.
• 7:46
  Listen,
• 7:47
  I'm
• 7:47
  a
• 7:47
  big
• 7:47
  fan
• 7:47
  of
• 7:47
  checking
• 7:48
  it
• 7:48
  once
• 7:48
  a
• 7:48
  day.
• 7:48
  I
• 7:48
  think
• 7:49
  that's
• 7:49
  fine.
• 7:49
  But
• 7:50
  don't
• 7:50
  do
• 7:50
  it
• 7:50
  three
• 7:51
  times
• 7:51
  a
• 7:51
  day.
• 7:53
  Choose
• 7:53
  a
• 7:53
  time
• 7:54
  window
• 7:54
  and
• 7:54
  say,
• 7:54
  like,
• 7:54
  for
• 7:55
  me,
• 7:55
  I
• 7:56
  do
• 7:56
  this
• 7:56
  every
• 7:56
  day.
• 7:57
  I
• 7:57
  do
• 7:57
  my
• 7:57
  recording
• 7:57
  in
• 7:58
  the
• 7:58
  morning,
• 7:58
  then
• 7:59
  I
• 7:59
  check
• 7:59
  in
• 7:59
  with
• 7:59
  my
• 7:59
  email,
• 8:00
  I
• 8:00
  check
• 8:00
  in
• 8:00
  with
• 8:01
  those
• 8:01
  type
• 8:01
  of
• 8:01
  things,
• 8:01
  I
• 8:01
  look
• 8:02
  at
• 8:02
  my
• 8:02
  bank
• 8:02
  balance,
• 8:02
  make
• 8:03
  sure
• 8:03
  there's
• 8:03
  nothing
• 8:03
  unusual
• 8:04
  out
• 8:04
  there.
• 8:05
  And
• 8:05
  you're
• 8:06
  not
• 8:06
  avoiding
• 8:06
  reality
• 8:07
  by
• 8:07
  doing
• 8:07
  this.
• 8:08
  You're
• 8:09
  refusing
• 8:09
  to
• 8:10
  feed
• 8:10
  the
• 8:10
  spiral
• 8:11
  because
• 8:11
  you
• 8:11
  will
• 8:11
  get
• 8:11
  into
• 8:12
  a
• 8:12
  spiral
• 8:13
  of
• 8:13
  that.
• 8:15
  And
• 8:15
  finally,
• 8:15
  I'm
• 8:15
  going
• 8:15
  to
• 8:15
  encourage
• 8:16
  you
• 8:16
  to
• 8:16
  do
• 8:16
  this.
• 8:16
  Replace
• 8:17
  overthinking
• 8:18
  with
• 8:18
  a
• 8:18
  prayer
• 8:19
  rhythm.
• 8:19
  See,
• 8:19
  this
• 8:20
  is
• 8:20
  why
• 8:20
  this
• 8:20
  show
• 8:20
  is
• 8:21
  so
• 8:21
  valuable
• 8:22
  to
• 8:22
  people.
• 8:22
  And
• 8:22
  Solomon
• 8:23
  said
• 8:23
  this
• 8:23
  to
• 8:23
  me
• 8:23
  yesterday,
• 8:24
  too.
• 8:24
  He
• 8:24
  said,
• 8:24
  ralph,
• 8:24
  he
• 8:25
  said
• 8:25
  one
• 8:25
  of
• 8:25
  the
• 8:25
  coolest
• 8:26
  things
• 8:26
  about
• 8:26
  your
• 8:26
  show
• 8:27
  is
• 8:27
  he
• 8:27
  said,
• 8:28
  you
• 8:28
  tie
• 8:28
  faith
• 8:29
  and
• 8:29
  finances
• 8:29
  together.
• 8:31
  He
• 8:31
  says,
• 8:31
  I
• 8:31
  don't
• 8:31
  think
• 8:32
  people
• 8:32
  realize
• 8:32
  just
• 8:32
  how
• 8:33
  important
• 8:33
  that
• 8:33
  is.
• 8:35
  But
• 8:35
  when
• 8:35
  that
• 8:35
  what
• 8:36
  if
• 8:36
  shows
• 8:36
  up,
• 8:38
  because
• 8:38
  guess
• 8:39
  What?
• 8:39
  You're
• 8:39
  a
• 8:39
  fleshly
• 8:40
  human.
• 8:40
  You're
• 8:40
  going
• 8:40
  to
• 8:40
  have
• 8:40
  those
• 8:41
  what
• 8:41
  if.
• 8:41
  Don't
• 8:42
  argue
• 8:42
  with
• 8:42
  it
• 8:42
  for
• 8:42
  an
• 8:43
  hour.
• 8:44
  Redirect
• 8:45
  it
• 8:45
  in
• 8:45
  real
• 8:45
  time.
• 8:47
  Say
• 8:47
  something
• 8:47
  like
• 8:47
  this,
• 8:48
  Lord,
• 8:48
  I
• 8:48
  feel
• 8:49
  that
• 8:49
  fear
• 8:49
  again.
• 8:50
  You
• 8:51
  see
• 8:51
  it?
• 8:52
  I'm
• 8:52
  doing
• 8:52
  the
• 8:53
  wise
• 8:53
  thing
• 8:53
  I
• 8:53
  can
• 8:53
  do
• 8:54
  today,
• 8:54
  Lord.
• 8:54
  Now
• 8:54
  I
• 8:55
  give
• 8:55
  you
• 8:55
  what
• 8:55
  I
• 8:55
  can't
• 8:56
  control.
• 8:56
  Just
• 8:56
  hand
• 8:56
  it
• 8:57
  over
• 8:57
  to
• 8:57
  him.
• 8:59
  And
• 8:59
  then
• 8:59
  I
• 8:59
  always
• 8:59
  like
• 9:00
  to
• 9:00
  end
• 9:00
  it
• 9:00
  with
• 9:00
  gratitude.
• 9:01
  Just
• 9:01
  thank
• 9:01
  you
• 9:01
  today
• 9:02
  for
• 9:02
  today,
• 9:03
  Lord,
• 9:03
  because
• 9:04
  I'm
• 9:04
  okay
• 9:04
  today.
• 9:06
  See,
• 9:06
  that's
• 9:07
  not
• 9:07
  denial.
• 9:07
  That's
• 9:08
  discipleship.
• 9:11
  Listen,
• 9:11
  friend,
• 9:11
  you
• 9:11
  can
• 9:12
  be
• 9:12
  wise
• 9:12
  without
• 9:12
  living
• 9:13
  afraid
• 9:13
  all
• 9:13
  the
• 9:13
  time.
• 9:15
  You
• 9:15
  don't
• 9:15
  have
• 9:15
  to
• 9:15
  live
• 9:16
  in
• 9:16
  fear
• 9:16
  when
• 9:16
  it
• 9:16
  comes
• 9:17
  to
• 9:17
  your
• 9:17
  finances.
• 9:19
  So
• 9:19
  here's
• 9:19
  today's
• 9:20
  single
• 9:21
  big
• 9:21
  win.
• 9:22
  I
• 9:22
  want
• 9:22
  you
• 9:22
  to
• 9:22
  start
• 9:23
  that
• 9:23
  what
• 9:23
  if
• 9:23
  fund
• 9:24
  and
• 9:24
  automate
• 9:25
  one
• 9:25
  small
• 9:25
  weekly
• 9:26
  train.
• 9:26
  So,
• 9:26
  hey,
• 9:26
  I
• 9:26
  want
• 9:26
  to
• 9:27
  see
• 9:27
  everybody
• 9:27
  having
• 9:27
  that
• 9:28
  what
• 9:28
  if
• 9:28
  fund.
• 9:29
  Could
• 9:29
  be
• 9:30
  $10
• 9:30
  a
• 9:30
  week.
• 9:30
  Whatever
• 9:31
  works
• 9:31
  for
• 9:31
  you.
• 9:32
  Because
• 9:33
  peace
• 9:33
  will
• 9:33
  grow
• 9:34
  when
• 9:34
  your
• 9:34
  plan
• 9:34
  grows
• 9:36
  one
• 9:36
  small
• 9:36
  brick
• 9:37
  at
• 9:37
  a
• 9:37
  time.
• 9:38
  Well,
• 9:38
  let's
• 9:38
  get
• 9:38
  to
• 9:38
  our
• 9:38
  Bible
• 9:39
  verse.
• 9:39
  Today's
• 9:39
  Bible
• 9:40
  verse
• 9:40
  comes
• 9:40
  from
• 9:40
  the
• 9:40
  book
• 9:41
  of
• 9:41
  Philippians,
• 9:42
  chapter
• 9:42
  4,
• 9:43
  verses
• 9:44
  6
• 9:44
  and
• 9:45
  7.
• 9:45
  This
• 9:46
  is
• 9:46
  one
• 9:46
  of
• 9:46
  those
• 9:46
  Bible
• 9:47
  verses
• 9:47
  I
• 9:47
  think
• 9:47
  we
• 9:47
  should
• 9:48
  all
• 9:48
  write
• 9:48
  down
• 9:48
  because
• 9:49
  they
• 9:49
  say,
• 9:49
  you
• 9:49
  live
• 9:49
  life
• 9:50
  like
• 9:50
  I
• 9:50
  live.
• 9:51
  Anxiety
• 9:51
  comes.
• 9:52
  But
• 9:52
  look
• 9:52
  at
• 9:52
  what
• 9:52
  Paul
• 9:53
  says
• 9:53
  here.
• 9:53
  Philippians
• 9:54
  4,
• 9:54
  6,
• 9:55
  7.
• 9:56
  Do
• 9:56
  not
• 9:56
  be
• 9:57
  anxious
• 9:57
  about
• 9:57
  anything.
• 9:59
  But
• 9:59
  in
• 9:59
  every
• 10:00
  situation,
• 10:01
  by
• 10:01
  prayer
• 10:01
  and
• 10:02
  petition,
• 10:02
  with
• 10:02
  thanksgiving,
• 10:03
  present
• 10:04
  your
• 10:04
  request
• 10:04
  to
• 10:05
  God.
• 10:06
  And
• 10:06
  the
• 10:06
  peace
• 10:06
  of
• 10:07
  God,
• 10:07
  which
• 10:08
  transcends
• 10:08
  all
• 10:09
  understanding,
• 10:10
  will
• 10:10
  guard
• 10:11
  your
• 10:11
  hearts
• 10:12
  and
• 10:12
  your
• 10:12
  minds
• 10:13
  in
• 10:14
  Christ
• 10:14
  Jesus.
• 10:15
  I
• 10:16
  just
• 10:16
  want
• 10:16
  to
• 10:16
  say
• 10:16
  amen
• 10:17
  to
• 10:17
  that.
• 10:18
  Because
• 10:18
  peace
• 10:19
  doesn't
• 10:19
  come
• 10:19
  from
• 10:20
  eliminating
• 10:20
  every
• 10:21
  what
• 10:21
  if.
• 10:22
  I
• 10:23
  wish
• 10:23
  I
• 10:23
  could
• 10:23
  tell
• 10:23
  you,
• 10:23
  friend,
• 10:24
  that
• 10:24
  we
• 10:24
  could
• 10:24
  do
• 10:24
  that.
• 10:24
  We
• 10:24
  can't.
• 10:26
  But
• 10:26
  what
• 10:26
  it
• 10:26
  does
• 10:27
  eliminate
• 10:28
  is
• 10:28
  when
• 10:28
  we
• 10:28
  bring
• 10:28
  every
• 10:28
  what
• 10:29
  if
• 10:29
  to
• 10:29
  God.
• 10:29
  Because
• 10:30
  God
• 10:30
  is
• 10:30
  the
• 10:30
  one
• 10:30
  we
• 10:31
  can
• 10:31
  trust
• 10:31
  to
• 10:31
  guard
• 10:32
  our
• 10:32
  hearts.
• 10:33
  Well,
• 10:33
  let's
• 10:34
  pray
• 10:34
  to
• 10:34
  him
• 10:34
  right
• 10:34
  now.
• 10:35
  Father
• 10:36
  God,
• 10:37
  you
• 10:37
  know
• 10:38
  how
• 10:38
  loud
• 10:38
  our
• 10:38
  minds
• 10:39
  can
• 10:39
  get.
• 10:40
  And
• 10:40
  you
• 10:40
  see
• 10:40
  those
• 10:41
  racing
• 10:41
  thoughts,
• 10:42
  those
• 10:42
  what
• 10:42
  ifs
• 10:42
  that
• 10:43
  go
• 10:43
  through
• 10:43
  our
• 10:43
  minds,
• 10:44
  that
• 10:44
  constant
• 10:45
  background
• 10:45
  fear
• 10:46
  that
• 10:46
  something
• 10:47
  could
• 10:47
  go
• 10:47
  wrong.
• 10:49
  So,
• 10:50
  Lord,
• 10:50
  I
• 10:50
  just
• 10:50
  want
• 10:50
  to
• 10:51
  thank
• 10:51
  you
• 10:51
  that
• 10:51
  today,
• 10:52
  in
• 10:52
  this
• 10:52
  moment,
• 10:54
  we're
• 10:54
  okay.
• 10:56
  Forgive
• 10:56
  us
• 10:56
  for
• 10:56
  trying
• 10:56
  to
• 10:57
  carry
• 10:57
  tomorrow
• 10:57
  before
• 10:58
  it
• 10:58
  arrives,
• 10:58
  Lord.
• 10:59
  And
• 10:59
  forgive
• 10:59
  us
• 10:59
  for
• 11:00
  believing
• 11:00
  that
• 11:00
  anxiety
• 11:01
  actually
• 11:02
  keeps
• 11:02
  us
• 11:02
  safe.
• 11:04
  Yes,
• 11:04
  Lord,
• 11:05
  help
• 11:05
  us
• 11:05
  to
• 11:05
  be
• 11:05
  wise.
• 11:06
  Help
• 11:07
  us
• 11:07
  to
• 11:07
  build
• 11:07
  that
• 11:07
  margin
• 11:08
  and
• 11:08
  help
• 11:08
  us
• 11:09
  to
• 11:09
  make
• 11:09
  simple,
• 11:09
  steady
• 11:10
  plans.
• 11:12
  But,
• 11:12
  Lord,
• 11:12
  then
• 11:12
  teach
• 11:13
  us
• 11:13
  to
• 11:13
  rest.
• 11:14
  Teach
• 11:15
  us
• 11:15
  to
• 11:15
  guard
• 11:15
  our
• 11:16
  hearts
• 11:16
  and
• 11:16
  guard
• 11:16
  our
• 11:17
  minds
• 11:17
  and
• 11:17
  replace
• 11:18
  fear
• 11:18
  with
• 11:18
  trust
• 11:20
  and
• 11:20
  reduce
• 11:21
  those
• 11:21
  spiraling
• 11:22
  thoughts
• 11:22
  with
• 11:22
  steady
• 11:23
  faith.
• 11:24
  And,
• 11:25
  Lord,
• 11:25
  right
• 11:25
  now
• 11:25
  we
• 11:26
  give
• 11:26
  you
• 11:26
  what
• 11:26
  we
• 11:26
  cannot
• 11:27
  control.
• 11:29
  And
• 11:29
  we
• 11:29
  thank
• 11:29
  you
• 11:30
  so
• 11:30
  much
• 11:30
  for
• 11:30
  your
• 11:30
  peace.
• 11:31
  And
• 11:31
  we
• 11:31
  ask
• 11:31
  this
• 11:31
  in
• 11:32
  Jesus
• 11:32
  name.
• 11:33
  Amen,
• 11:35
  friend.
• 11:36
  If
• 11:36
  you've
• 11:36
  been
• 11:36
  anxious,
• 11:38
  even
• 11:38
  when
• 11:38
  nothing
• 11:39
  is
• 11:39
  wrong,
• 11:40
  you're
• 11:41
  not
• 11:41
  broken.
• 11:43
  You're
• 11:43
  just
• 11:43
  tired
• 11:44
  of
• 11:44
  feeling
• 11:44
  unprotected.
• 11:46
  And
• 11:46
  today,
• 11:47
  you
• 11:47
  took
• 11:48
  a
• 11:48
  step
• 11:48
  towards
• 11:49
  peace.
• 11:49
  And
• 11:49
  I
• 11:49
  just
• 11:49
  encourage
• 11:50
  you
• 11:50
  that
• 11:51
  because
• 11:52
  you
• 11:52
  can
• 11:52
  plan
• 11:52
  wisely
• 11:53
  and
• 11:54
  still
• 11:54
  sleep
• 11:54
  peacefully.
• 11:56
  And
• 11:57
  if
• 11:57
  you've
• 11:57
  got
• 11:57
  a
• 11:57
  question
• 11:57
  that
• 11:58
  you'd
• 11:58
  like
• 11:58
  me
• 11:58
  to
• 11:58
  answer
• 11:59
  on
• 11:59
  this
• 11:59
  show,
• 11:59
  I
• 11:59
  want
• 11:59
  to
• 11:59
  encourage
• 12:00
  you
• 12:00
  to
• 12:00
  send
• 12:00
  it
• 12:00
  to
• 12:00
  me
• 12:01
  by
• 12:01
  going
• 12:01
  through
• 12:01
  financiallyconfidentchristian.com/question
• 12:05
  now,
• 12:05
  I
• 12:06
  don't
• 12:06
  often
• 12:06
  say
• 12:06
  this,
• 12:07
  but
• 12:07
  you
• 12:07
  can
• 12:07
  also
• 12:08
  go
• 12:08
  to
• 12:08
  our
• 12:08
  website
• 12:09
  and
• 12:09
  you
• 12:09
  can
• 12:09
  actually
• 12:10
  leave
• 12:10
  a
• 12:10
  voice
• 12:10
  message
• 12:11
  and
• 12:11
  we'll
• 12:12
  play
• 12:12
  your
• 12:12
  question
• 12:12
  right
• 12:13
  on
• 12:13
  the
• 12:13
  show.
• 12:13
  But
• 12:13
  again,
• 12:13
  we'll
• 12:14
  put
• 12:14
  that
• 12:14
  in
• 12:14
  the
• 12:14
  show
• 12:14
  notes.
• 12:15
  But
• 12:15
  it's
• 12:15
  financiallyconfidentchristian.com/question
• 12:20
  so
• 12:20
  thank
• 12:20
  you
• 12:20
  for
• 12:20
  joining
• 12:21
  me
• 12:21
  today.
• 12:21
  Stay
• 12:22
  financially
• 12:22
  savvy.
• 12:23
  May
• 12:23
  God
• 12:23
  bless
• 12:23
  you.
• 12:24
  And
• 12:24
  you
• 12:25
  have
• 12:25
  a
• 12:25
  great
• 12:25
  day
• 12:25
  today.