Rent vs. Buy: Decoding the True Cost

Mortgage Research Network Podcast · Jul 3, 2025 · 4m

Is it really cheaper to rent than buy? In this data-driven kickoff episode, host Tim Lucas (editor of MortgageResearch.com) and seasoned originator Craig Berry break down the surprising numbers behind renting an apartment versus owning a $300,000 home over five years. You’ll discover:Why every major U.S. metro is currently “rent-cheaper” — and what that means for your walletHow equity gains and principal pay-down can slash the net cost of homeownershipThe maintenance “wildcard”: planning for $4K–$12K a year in repairsMarket dynamics: rising inventories, 7 million new jobs, and mortgage rates…