Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Ultra-Wealthy Families Use Self-Directed Solo 401(k)s for Alternative Investments
Episode 106 explores a powerful but often-overlooked retirement vehicle: the self-directed solo 401(k). Lucas and Luna break down how high-earning entrepreneurs and ultra-wealthy families use this plan to hold private equity, real estate, and even crypto inside a tax-advantaged account. They walk through the mechanics, the 2026 contribution limits, and the critical trustee requirement. They also discuss the risk of prohibited transactions — including a cautionary tale about an art collection that triggered a full account disqualification. For listeners with side income over $100,000, this…
The skinny
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