Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact
How Falling Birth Rates Reshape the Mortgage Industry
Episode 45 of The Demographics Podcast explores how declining birth rates and an aging population are fundamentally reshaping the mortgage industry. Lucas and Luna discuss why older homeowners are staying put longer, reducing housing turnover and constricting supply. They examine the rise of reverse mortgages as a financial tool for retirees and the growing share of first-time buyers who are older, delaying homeownership. The episode also covers how lenders are adapting underwriting criteria for a grayer borrower base, including new products that account for non-wage income like pensions and…
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