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Retirement Anxiety and the Spending Hesitation | Raleigh News
Retirement isn’t just about slowing down—it’s a psychological leap from saving to spending. Sixty-one percent of Americans dream of kicking back, but nearly forty percent of retirees restrict their spending out of fear of running out. Only 28% feel comfortable watching savings shrink, revealing how deeply ingrained the “save first” mindset is. The solution? A clear plan that aligns your finances with your lifestyle goals. Women, in particular, face unique hurdles like longer lifespans, making scenario planning vital. Seventy-one percent of pre-retirees lack a withdrawal strategy—a critical…
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