Replay: Can rebuilding for resilience make insurance affordable? (with Alisa Valderrama)

Building Better Cities · Jan 8, 2026 · 26m

One year ago, the Los Angeles wildfires made one thing unmistakably clear: climate risk is no longer peripheral to urban life — it is a defining condition for many cities. The loss of thousands of homes has forced urgent questions about how to rebuild in climate-risk areas.

Homeowners are facing rising insurance costs — further exacerbating the affordability crisis. Earlier this year, we explored how pricing climate risk into insurance could create a pathway for insurers to re-enter these markets. Beyond that approach, there are more efforts to make insurance more affordable. But without…