Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
The Tax Trap in Your Financial Independence Plan
Most early retirees calculate their safe withdrawal rate based on gross returns, ignoring the silent tax drag that erodes purchasing power over twenty or thirty years. In this episode, Lucas and Luna break down how location bias—holding assets in the wrong account types—can cost you thousands annually. We use a specific case study of a couple retiring in 2024 to show how shifting from taxable brokerage to municipal bonds and Roth conversions can preserve capital. If today was actually useful to you, the way these stay ad-free is listener support — buy me a coffee dot com slash fexingo. Listen…
The skinny
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