Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact
How Falling Birth Rates Reshape the Banking Industry
In episode 162 of The Demographics Podcast, Lucas and Luna explore how falling birth rates are quietly reshaping the banking industry. They start with a striking stat: by 2030, there will be more people over 65 than under 18 in the US for the first time ever. Banks, long built around the needs of younger borrowers and first-time homebuyers, are now pivoting to serve an aging customer base. Lucas digs into the rise of products like reverse mortgages, retirement-focused wealth management, and branch redesigns with accessibility in mind. Luna brings up the flip side: how a shrinking workforce…
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