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Crypto on the Books: Counting Bitcoin for Your Mortgage
What if your Bitcoin stash could finally help you qualify for a home loan? In this episode, Tim Lucas and Craig Berry unpack the FHFA’s June 25 directive asking Fannie Mae and Freddie Mac to treat crypto as reserve assets—and what that means for aspiring homeowners sitting on digital currencies. You’ll learn:The Big Change: How Fannie and Freddie may soon count crypto holdings (on U.S.-regulated exchanges) toward your required post-closing reservesDown Payment vs. Reserves: Why you still need to convert crypto to USD for your actual down payment—and how reserves differGuardrails & Volatility…
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